Nest Pensions Reviews 15,441

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Looking at 4,102 reviews, reviewers had a great experience with this company. Customers are really happy with the straightforward and easy process of transferring and consolidating their pensions. Many appreciate the user-friendly website and the clear communication received throughout the process, making it simple to manage their savings. People often highlight the quick and efficient service, noting that the company handles most of the work once initial details are provided. However, some customers also noted issues with customer service, describing it as unhelpful or difficult to reach, particularly regarding payment issues or when seeking specific assistance. A few people mentioned problems with online forms and delays in receiving requested funds, with some experiencing a lack of clear communication about timelines.

What people talk about most

User experience

Users describe positive interactions with user experience, finding it very easy to understand and navigate.... See more

Service

People report ambiguous experiences with service. Many consumers express frustration with the transfer... See more

Payment

Customers consistently note ambiguous experiences with payment. While some reviewers found the transfer... See more

Customer service

Reviewers mention ambiguous feedback about customer service. Many customers express significant frustration,... See more

Website

Clients share ambiguous opinions on the website. Many reviewers praise the website as user-friendly, easy to... See more

Reviews shaping this summary

Rated 4 out of 5 stars

This pension is good far better than not invest at all. Investment strategy is diversified globally not just shares. Overall, the compounding has been good. However, the biggest complaint is t... See more

Company replied

Rated 4 out of 5 stars

I think it is ok, the fee's are quite expensive for each deposit and over time can eat into your returns quite significantly. I would like to see more fund options as well as you don't have much contr... See more

Company replied

Rated 4 out of 5 stars

Once i supplied nest with the information needed, i didnt have to do anything. Nest kept me updated with progress of transferring pensions to one account and now progressing with payment of said accou... See more

Company replied

Rated 4 out of 5 stars

Always have difficulty logging in but customer service were very helpful last time . But being of a certain age I wish it would be easier to view or perhaps a confidential email with updates and n... See more

Company replied


Company details

  1. Pension Fund

Written by the company

Nest was set up by the government to give every UK worker somewhere good to save after the introduction of auto enrolment. Since then, it’s grown to become the largest workplace pension scheme in the country with more than 13 million members. As a not-for-profit pension scheme, Nest doesn't answer to shareholders. It’s set up to serve its customers’ interests and aims to help millions of people enjoy a better retirement. Nest’s members benefit from an award-winning investment strategy and one of the most diversified DC portfolios in the industry. It practices responsible investment to help manage long-term growth and risk while also helping contribute towards the world its members want to live and retire in.


Contact info

4.1

Great

TrustScore 4 out of 5

15K reviews

5-star
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1-star

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Rated 5 out of 5 stars

I recently transferred a Another…

I recently transferred a Another pension into my works nest pension I didn’t have any problems or issues at all it went well and easy all on the nest app

18 May 2026
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Reply from Nest Pensions

Hi Paul. We're so happy to hear your pension transfer was easy and smooth using our app. Thank you for sharing your positive experience. Thanks, OZ

Rated 5 out of 5 stars

I informed nest that I will be…

I informed nest that I will be transferring my othet pension to nest customer service gave me guidance and the knowledge to go forward how to do it with less stress well done nest .

18 March 2026
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Reply from Nest Pensions

Hi Michael. We are so pleased to hear our customer service team provided such helpful guidance for your pension transfer. Thank you for sharing your positive experience. Thanks, OZ

Rated 5 out of 5 stars

Easy and accessible

It was very easy to set up and the transfer process has been stress free

18 May 2026
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Reply from Nest Pensions

Hi Shelley. We're happy to hear your setup and transfer were stress-free. Thank you for your positive feedback. Thanks, OZ

Rated 1 out of 5 stars

Appalling customer service

Appalling customer service. They moved my funds despite being told not to do so. They have had them back for a month and still will not give my funds to me. Do not trust these idiots. Customer service is in India so that will give you some idea of how much they care for their customers. Never get a call back despite promises. If you are about to be enrolled and it is Nest then good luck to you.

So I have now received a reply because I low rated them on Trustpilot. They are promising to look into things which they have done for the last month with no resolution. They are now asking me to ‘check’ my review. So I have. Nest make promises and do not keep them. No one has called to discuss. They will not let me speak to a manager or make a complaint unless it is in writing to head office. So my review is that I would give no stars if possible. Stop the platitudes and sort my problem out like professionals not like a fly by night outfit that you clearly portray.

18 May 2026
Unprompted review
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Reply from Nest Pensions

Hi Nigel. I apologise for your experience. This isn’t typical of our customer service and it doesn’t meet the standards we’ve set. We've requested information to investigate this matter to understand what went wrong and will try to resolve it at the earliest. Please check message. Thanks, OZ

Rated 1 out of 5 stars

My mother passed away in Dec 2025

My mother passed away in Dec 2025. Took me a while to have the strength to go through her things and deal with her admin. Anyway, finally got the courage to start the claim with Nest in March. Completed the online notification of reporting a death and supplied all the documentation. Then nothing from them for weeks. I waited the 10 days for them to look through it all and thought it would be straight forward as I am the only one claiming.
Then on a Saturday, weeks later, I received a call from one of their agents wanting to clarify and obtain details of a sibling that had passed after my mother and if I could send a death cert. I was so confused and hurt, it just brought my sorrow all up again. First, he dead 10yrs ago. Secondly, I do not remember having this question asked on the short death notification form I completed online. But according to the agent, it seemed I had ticked a random box to confirm that I had one who passed after my mother but also failed to answer he had passed away years ago before my mother. What a thing to forget, right! Informed him that it was an error, as was not really thinking straight at the time. But I still do not have any memory of such a question being on the form.
Anyway, that has been my only ever communication and contact, after my online submission, with them and I am still waiting for some sort of communication till today.
To say that I am angry and disappointed in the service is mild. I understand if you have questions, but really, the lack of communication, contact or progress notification is incredible. I have an account myself and shall be moving it to another pension provider. I would not want my next of kin to have to go through this lack of care and disregard that I am facing now. I really wish I did not have to deal with them at all, especially whilst still grieving the loss. It feels like an added weight, when I am trying to lessen it. If this company is a consideration for you, I would suggest finding another that would treat your family better.

2 March 2026
Unprompted review
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Reply from Nest Pensions

Hi GT. We are truly sorry to hear about the difficulties you've experienced during such a challenging time. We acknowledge your frustration regarding the communication. We've requested the information to investigate the matter and will try to resolve it at earliest. Please check message and provide the requested information. We are reviewing our processes to ensure a more compassionate and efficient experience for those dealing with loss. Your feedback is invaluable as we strive to improve. Thanks, OZ

Rated 4 out of 5 stars

It was very god overall

It was very god overall, it took a bit of time but otherwise a nice experience

17 March 2026
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Reply from Nest Pensions

Hi Belinda. We're glad you enjoyed your experience with Nest Service. We appreciate your patience and feedback about the timing. Thanks, OZ

Rated 1 out of 5 stars

Nest Pensions are making it…

Nest Pensions are making it unnecessarily difficult for my wife to transfer her pension elsewhere. They’re now insisting she fills out paper forms and posts them back — which feels completely outdated in this day and age. The process has been frustrating enough already, and to make matters worse, they’re also one of the more expensive pension providers around

15 May 2026
Unprompted review
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Reply from Nest Pensions

Hi Steve. I’m sorry that we haven’t earned a better review from you. We try to make transferring pensions as simple as possible. That said, we can’t skip any checks that are required under the anti-scam regulations that came into force in 2021.
While the transfer is still in the works, please get in touch with our customer service team at 0300 0200 090 who will be able to update you on how things are progressing. Thanks, OZ

Rated 1 out of 5 stars

Missing £4,000

Due to a fault with their website, a £2,000 contribution was processed three times, meaning an extra £4,000 was taken from my bank account. This was a month ago. I've been on the phone with nest maybe 6 times since then trying to get this money back. They told me last week the refund was 'being processed', and 7 days later it's still the same. It is a massive pain in the ass trying to get along with all this money missing and not knowing when I'll get it back. I'm really angry that after explaining this to them they still do nothing to return the funds in a timely way or even give me an idea of when I should get the money back. At one point they told me to email support about it. I didn't get a reply for over two weeks and when they did reply they told me that they couldn't help me or give me any information about my account by email... When I do get this money back I'll be moving my pension elsewhere. Their fees are high too. Nest sucks!

15 May 2026
Unprompted review
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Reply from Nest Pensions

Hi Jack,

I apologise for what you’ve experienced.
I’ve looked into this and escalated it to the relevant team. They will be in touch with you as soon as possible.

Thanks,
AJ, The Nest Team

Rated 1 out of 5 stars

Terrible service

My DOB has been recorded incorrectly by my employer. 4 calls and 1 web chat later I have still not managed to get the date changed. I emailed my passport over 2 weeks ago to Nest and they confirmed they recieved it. Just recived an email asking me for my passport yet again!

15 May 2026
Unprompted review
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Reply from Nest Pensions

Hi Joanne,

I apologise for what you’ve experienced.
Please keep an eye out for a message through Trustpilot. I’ve raised a request for more information so I can connect you with the right people to get this resolved.

Thanks,
AJ, The Nest Team

Rated 1 out of 5 stars

NEST taking money out due to serious illness

I was up to the 29/4/26 in a private pension Scheme with NEST my experience with NEST and treatment was disgusting. I did receive my money today after a battle the knock health wise NEST has done to me through this whole process is shocking. I am filing for compensation from NEST on everything to do from Start, Process, and health grounds. They dont deserve 1 star.

I currently have requested the total amount through incapacity and illness befor 55.

All paperwork has been completed on the 12/3/26 the main form part 2 that has to be signed off by a GP practice owner or partner was sent to NEST on the 18/3/26. I have just received it today they have sent me authoriseation letters with payment due in 3-5 working days from the 29/4/26.

I have even received a P45 from them tax paid i have returned messages emails alsorts even a payment reference number.

They were refusing to pay it on the basis that they want Part 2 done again by the GP they have it in there possetion to even get this stage. My account has been restricted to bear minimum the dashboard says we paid you on the 29/4/26. This date onwards i was no longer a member which means after 6/5/26 they were illegally with holding funds, they still up to 11/5/26 still wanted paperwork shocking HR needs to be stripped. Am glad i spent 15yrs as a HR manager up to May 24. I was telling NEST staff what they had to do next it was bonkers.

The last 8 weeks has affected my health in a bad way am diagnosed severe migraines. Restricted movement, stress anxiety. High blood pressure i cant function most of the time due to this they are not bothered 8 weeks i have endured this.

When i ring every person its a different story why its not paid i have emails saying process is fully complete no further information required not one of them is interested on the phone. It was only when i put my HR hat on that people started to stutter on the phone. I was put through to departments i couldnt prior get near shambles on a different level.

18 March 2026
Unprompted review
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Reply from Nest Pensions

Hi Stephen,

We really apologise for what you've experienced with taking your money out of Nest.
I've looked into this and can see that the relevant teams are doing as much as they can to get this resolved for you. I will further escalate as well, and they should be in touch as soon as possible.

Thanks,
AJ, The Nest Team

Rated 1 out of 5 stars

Frustration

It started well, I sent all the certified documents until now keeps receiving the same forms to fills and asking me for the same documents again and again. They told me that they sent a letter for data verification or something like that told them that the post here is unreliable and International letter mostly never comes or with severe delay and asked them if I can have an alternative solution such as video call and requested a call back never heard anything, tried to call them no one picked up, sent severals messages on the secure mail no response but keeps asking me for the same thing. I nominated my partner still in the UK hopefully she will be able to get through for me. This is insane because I had hope that things will be easier but they seems to make everything so difficult and I don't have a big pot so I can imagine if my pot was bigger the stress, time and money on phone call from abroad. I am not happy at all . Now that I came in this platform and saw all the complaints I guess my chance of that to be sorted is slimming. No great...

8 May 2026
Unprompted review
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Reply from Nest Pensions

Hi James. We appreciate you sharing your experience and are concerned to learn about the difficulties you've encountered with document submissions and communication. When you’re taking money out, we need to follow the rules to help protect you from fraudsters and unexpected tax bills. This means the process can take a bit of time.
We are reviewing your feedback to improve our processes and communication channels. Our team will get in touch with you at earliest with an update. Thanks, OZ

Rated 5 out of 5 stars

was very easy to do

1 January 2026
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Reply from Nest Pensions

Hi Chulani,

We appreciate you sharing your thoughts, and we are so happy to learn that the process was very easy for you to complete.

Thanks,
FP, The Nest Team

Rated 1 out of 5 stars

Fallen out of the Nest

Nest pensions are hands down the most woeful pension provider I've ever come across and I've been a Nutmeg, Scottish Widows, and L&G customer for years.

Customer support is genuinely laughable. I'm trying to transfer my pension out, and all I get is excuses and dodgy calls from an Indian call center.

If you're looking for a workplace pension provider, look elsewhere, unless you dislike your employees and want to annoy them by lumbering them with this utter joke of an outfit.

Nutmeg (now JP Morgan) is miles better. Deal with them.

8 May 2026
Unprompted review
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Reply from Nest Pensions

Hi Rob. We appreciate your feedback and regret that you had a frustrating experience, especially concerning the transfer process and customer support. We're taking your comments seriously and will investigate how we can improve our services. Our support team will contact you to help you with your request. Thanks for bringing this to our attention. Thanks, OZ

Rated 1 out of 5 stars

Automatically enroll you without…

Automatically enroll you without permission. Make it incredibly hard to opt out wasting a lot of time on the phone.

11 May 2026
Unprompted review
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Reply from Nest Pensions

Hi Nick,

We are sorry to hear you have had a bad experience with Nest. Under UK law, employers must enrol all eligible employees into their workplace pension scheme. If your employer doesn’t, it could be fined for not meeting their legal duty to you.

We try to make it easy for people to opt out if they want to. If you would like more information please visit the below website: https://www.nestpensions.org.uk/schemeweb/memberhelpcentre/opting-out/how-to-opt-out.html.

Thanks,
FP, The Nest Team

Rated 5 out of 5 stars

Simple and efficient

Simple and efficient

5 March 2026
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Reply from Nest Pensions

Hi Virginia.

Thanks for taking the time to share your thoughts on how we’re doing.

Thanks,
FP, The Nest Team

Rated 5 out of 5 stars

It was very easy with simple questions…

It was very easy with simple questions and no stress

1 January 2026
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Reply from Nest Pensions

Hi Scott,,

It’s great to hear about your experience. 😊 We take pride at Nest in making things as easy as possible for our customers.

Thanks,
FP, The Nest Team

Rated 4 out of 5 stars

Great communication throughout the…

Great communication throughout the process.

10 May 2026
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Reply from Nest Pensions

Hi Colin,

We’re always pleased to hear from our customers about the things we’re doing right. We value your feedback :)

Thanks,
FP, The Nest Team.

Rated 5 out of 5 stars

An easy process

24 April 2026
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Reply from Nest Pensions

Hi Adrian,

We’re pleased to hear how easy you found our process. That’s our goal. 😊

Thanks,
FP, The Nest Team

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