I never knew this was even possible. I'm moving in deposit free and couldn't be happier! It's 2 weeks before Thanksgiving and the government has shutdown, paying the deposit would have made my Holiday... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Company details
Written by the company
Obligo
Contact info
368 9th Ave Floor 6, 10001, New York City, United States
- support@myobligo.com
- myobligo.com
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Replied to 100% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Awesome service
Awesome service. Allowed me to free up funds to pay for the moving costs
Literally a life saver
Literally a life saver. I was stressed about a deposit after a cross country move and Obligo saved my behind.
First time using Obligo-Good!!
First time using Obligo and being able to move in without a huge security deposit is very much appreciated! Website fairly easy to navigate. Thank You!!!
THANK YOU OBLIGO
Spartan Property Management had them pay for damages the house already had including "professional" cleaning that wasn't done before we moved in yet they expected us to have that dump professionally cleaned. Obligo read our formal disputes and offered a discounted price after they paid Spartan in full, which we deeply appreciate and accept Obligo's offer.
Obligo was very responsive and helpful…
Obligo was very responsive and helpful with getting me signed up. The process was simple and straightforward! I am so grateful to reduce my deposit tremendously for my move ! This is such a great service as we all know moving /relocating can be stressful and expensive. Thanks so much for Obligo!!!
Easy peasy!
Super easy! I securely linked one of my bank accounts and was approved instantly. I paid a non-refundable fee equal to approx one quarter of what my deposit would've been and that was it. No deposit!
Definitely worth checking out.
Charged me a $2k move out fee and I hadn’t even moved in
I worked with Obligo to handle a holding fee for a house I was considering renting through Real Property Management. About a month ago I paid said holding fee and took a look at the house. I loved the house and told my RPM account manager I wanted to move forward. Here’s where the issues began.
The first problem was the rent. Online the house was listed at $1199 a month. After seeing the house and paying the holding fee, the monthly rent suddenly jumped to almost $1500 a month. When I asked why, I was sent a list of 7 differently named fees to talking $280 a month that would be added on top of the $1199 rent. I immediately told RPM I would not be moving forward with a company that uses such false advertising and dishonest marketing tactics.
I reached out to Obligo to see if there was any way of getting some or all of that holding fee (of $500) refunded seeing as how it had been less than 2 days since I paid it and how the house was still listed online as for rent. (Strange way to hold a property) My account manager with Obligo said that they absolutely would refund the money as soon as RPM closed my account on their end.
Once the account was closed, however, my obligo rep would no longer take my calls nor respond to any emails. A few days later I got an email saying that in 2 weeks I’d be charged a $1900 MOVE OUT fee for the property and requesting a payment method. I immediately reached out to obligo ti remind them that I never lived in the property, never signed a lease on the property, and that they had no right to take this money. The rep I spoke with said they would immediately escalate my case to fix this.
I’ve called 4 times since then to verify this had been resolved so that I wouldn’t be charged a $1900 move out fee on a property I never moved in to. That was 2 weeks ago. Today I got an alert from my bank that Obligo was trying to charge $1900. Thankfully my bank isn’t a part of this obvious scam and they immediately blocked the charge. When I called obligo to try to resolve this I was told I would need to pay this before I could speak with an account manager. At this point I hung up.
So, if you don’t want to pay $2000 to move out of a property you never moved in to and never signed a lease for, I would not work with Obligo

Reply from Obligo
I was surprised on how well explained…
I was surprised on how well explained and understood the process. It’s definitely a great way to allow people who need the assistance to be able to start their lives in a new environment without having the stress of not having enough to transition into their 1st apartment. Thanks so much! 5🌟👍🏽👍🏽
Easy to apply and a quick approval…
Easy to apply and a quick approval process online!
I love how easy it is to apply and the…
I love how easy it is to apply and the move it deposit free is a great help!
Easy application
We just followed the steps
We just followed the steps, and we had a decision almost immediately.
Wow where do I start well I’ve never…
Wow where do I start well I’ve never heard of obligo first but I’m glad I know about it now moving in to a new apartment is not as easy especially having a lot to pay wherever you go but being able to apply to obligo help me a lot but also saved me my money and I am very grateful for it .
Beware of this scam
It's important for everyone to understand that this company's promises and statements do not obligate your landlord in any way, and once you opt "in" you can't get out. Months after I paid my security deposit and moved in, Obligo reached out using confidential information available to them only because they were in some way connected through the landlord's payment processing company. They promised that if I signed up, my landlord would refund my security deposit. After signing up and paying the annual fee, the landlord wanted nothing to do with this "service" and would not refund my deposit. So I paid for nothing. Nearly a year into this mess, including 10+ demands for a refund and to get out of the scam of a non-existent "service", Obligo refuses to take action. According to them, the landlord, who does not acknowledge Obligo as part of the relationship here, is the only one that can cancel this service. Very soon, I will be cancelling my checking account to put an end to this nightmare and contacting the Attorney General's office. Beware: this service may work before you get in the door (I don't know), but it doesn't work after, and Obligo is absolutely predatory in their refusal to solve the problems that they created through false advertising and misrepresentation.

Reply from Obligo
Be patient its worth it
Saved me a ton to be used for other move in costs. Responsive to emails and helped asap.
Save Your Cash!!!
Deposit free renting is an EXCELLENT concept! This really made moving on the fly easy 😀
Extremely easy
Extremely easy to use very smooth website very convenient to weigh of paying you. Are security deposits while leaving some in your pocket for moving expenses.
I genuinely love Obligo
I genuinely love Obligo. Moving made so easy. Before you apply just make sure you do have the amount of your deposit in your account in order for them to verify that you could handle the deposit on your own. After it is verified you will only have to pay maybe a $200 for their services. This is the best company to help you save money.
This process was very easy and fast
This process was very easy and fast. Moving is so expensive. This program removed some of the financial stress from my move.
Thank you!
Quick and easy to use.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.







