Medibank Reviews 1,744

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 1,639 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent service and the helpful, polite, and caring staff. Many people appreciate the ease with which pre-admission processes and paperwork are handled, and the clear communication received, often noting that financial and administrative aspects are well managed, making medical procedures less stressful. The company is often praised for covering a significant portion of expenses, with some customers only needing to pay an excess. However, some customers also noted issues with customer service, experiencing long wait times, misleading information, or unhelpful interactions with representatives. A few other people also felt that the claims process could be problematic, with some reporting difficulties in getting claims processed correctly or receiving unexpected charges.

What people talk about most

Service

Clients share positive opinions on service, often highlighting the helpful and efficient support received.... See more

Staff

Consumers find staff to be positive, highlighting their politeness, friendliness, and professionalism. Many... See more

Claim

Users describe ambiguous interactions with claim processing. While some customers report fast payments, easy... See more

Customer service

Customers consistently note ambiguous experiences with customer service. Many reviewers express frustration... See more

Payment

Customers had ambiguous experiences with payment. Many reviewers found the payment process easy, with some... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I received a great deal of help offered after my operation without having to reach out. I was given excellent care and service that I didn’t know that was available.

Company replied

Rated 4 out of 5 stars

we have not received a refund as yet from Medibank.. for Cataract surgery please do it ASAP… Carmel Perri

Company replied

Rated 4 out of 5 stars

Once I got through to the Medibank support line (it took over 3/4's of an hour), I was helped by a very friendly, and patient support staff member who went through all that I needed to know about an u... See more

Company replied

Rated 5 out of 5 stars

From the time I was admitted to the time of discharge, the whole experience at St Vincent Private Hospital Werribee was absolutely first class. All the pre admission appointments and paperwork was... See more

Company replied


Company details

  1. Health Insurance Agency
  2. Insurance Agency
  3. Insurance Broker
  4. Insurance Company
  5. Life Insurance Agency
  6. Travel Insurance Company

Written by the company

We are a health company providing private health insurance and health services to millions of people across Australia. Everything we do is aimed at improving the health and wellbeing of Australians and helping people lead better quality lives.​​​​ Medibank has insured the health of Australians since 1976. Through our Medibank and ahm brands, we now look after the health of more than 4 million people. From prevention through to treatment and health management, Medibank is driving better health outcomes through our health services, health system advocacy and work in the community. With a large and diverse customer base, we are one of the most recognised brands in Australia. We are proud of the position of trust we have established and of our integral role in Australia’s health system. Our 2030 Vision is to create the best health and wellbeing for Australia. We connect people to a better quality of life in every moment. We create access, choice and control for everyone, and together lead change for a stronger health system. We have four values that influence everything we do. These values guide the way we interact with each other, the decisions we make and the way we serve our customers. Customer Obsessed: Their health, our passion. Show Heart: Show Heart. Care in every moment. Brilliance Together: We impact bigger. Break Boundaries: Reimagining what’s possible.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 99% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Always look after us have been members…

Always look after us have been members a long time .

16 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Gloria, thank you for your lovely feedback and for being a long standing member. We’re really pleased to hear that you’ve consistently felt looked after, and we truly value your continued support over the years.

Thanks, -Ane

Rated 2 out of 5 stars

I want to give them less stars but…

I want to give them less stars but thought it may not be appropriate for this issue I am facing today. Been on hold and on chat and on the phone for 1 hour and 20 mins. I had a simple question. Is my brother covered for day surgery. My brother is extremely disabled and non verbal so myself and our other brothers help with the admin for him. Right now they tell me I have to provide all his enduring guardian papers yet again. Already provided them twice! They look like they have lost them. I refuse to look for them yet again and send them. I also wanted to add on my other brother as an authority. They tell me no. I can't as the authority add another authority. OK Medibank, how is this going to happen then when our disabled brother is brain damaged. Huh??? This is infuriating. It is discrimination to be honest. They care less about disabled persons and don't support them. We as guardians always have to jump through hoops to help him. We already have enough stress and problems with supporting him through his illness. He has intellectual disability, schizophrenic and now has Parkinsons ! :( This bloody beauracracy is insane. When you Medibank are meant to be supporting but no, you have terrible file handling and don't have a way for us to support our brother with ease. Of all the people that need support, it is him. You've let him down and us! Terribly upest. I am still on hold again ... The first 2 people can't help us! So we are being transferred apparently to an expedited service! It is not expedited. Now on hold another 10 mins whilst I type this review. And to put salt on our wounds my brother is currently in hospital in a crises and this is the last thing I need to be doing.

23 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Allison, thank you for taking the time to share this and for explaining your situation. We’re truly sorry to hear about the distress you’re experiencing. We understand how upsetting and exhausting this must be for you and your family.

We recognise how important it is that members who rely on enduring guardians and authorities are supported in a clear, respectful, and timely way. Long wait times, repeated requests for documentation, and difficulty arranging authorities would understandably add to an already stressful situation, and we’re sorry this has been your experience.

As we’re unable to access or resolve account specific matters in a public forum due to privacy reasons, we’d really like the opportunity to review this properly and ensure your concerns are raised with the appropriate teams.

Please contact us directly here https://www.medibank.com.au/contact-us/ when you’re able so we can look into this and see how best we can support you and your brother.

Thanks, -Ane

Rated 4 out of 5 stars

Knee op

You covered the bulk of the cost of my operation,

18 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Kim, thank you for sharing your experience. We’re really pleased to hear that your operation was well covered and that we could help ease the financial side during an important time. We appreciate you taking the time to leave your feedback.

Thanks, -Ane

Rated 5 out of 5 stars

Well my surgery didntcostme anything…

Well my surgery didntcostme anything the hospital was fantastic only cost me 750 4 myexcess.
Service was fantastic staff we very polite and nice the room on 11th floor was great food was great what I had.

16 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Kathryn
Thank you for sharing your recent experience about your recent admission to the hospital. We are glad to hear that other than the excess your stay was covered, and that the staff treated you with politeness and care. Thank you so much for the 5-star review. Kind regards, Anna

Rated 5 out of 5 stars

Thank you

At first i had trouble getting through to speak to your customer service but since then Medibank has helped me recently at a time in my life of desperation and they have enabled me to get the lifesaving support i desperately needed.

22 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Peter,
We’re sorry to hear that your experience didn’t start out well, but we’re really glad you received the support you needed when it mattered most. Thank you for taking the time to share your experience. We really appreciate it. Kind regards, Anna

Rated 5 out of 5 stars

Good coordination between hospital and…

Good coordination between hospital and Medibank private and also suggesting home Physio visits.

13 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Roger,
Thank you for sharing your recent experience with Medibank and the hospital. We are glad to hear it was smooth. We appreciate the 5-star review. Kind regards, Anna

Rated 5 out of 5 stars

Telephone contact with Medibank

When I rang to speak to Medibank private about costs for upcoming surgery, the employee knew the information to provide me with.

27 March 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Karline, we are glad to hear about your positive experience on the phone with Medibank. Thank you for the 5 star review. Kind regards, Anna

Rated 4 out of 5 stars

we have not received a refund as yet…

we have not received a refund as yet from Medibank.. for Cataract surgery please do it ASAP… Carmel Perri

20 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Carmel,
Thank you for sharing your feedback. We are sorry to hear you haven't received your refund yet. We just sent you a private message asking for a few more details. Kind regards, Anna

Rated 3 out of 5 stars

It’s sad when the premiums keep going…

It’s sad when the premiums keep going up but the claim limits never seem to change.

20 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Michael,
Thank you for submitting your feedback. This may be a great time to review your level of cover to ensure you are covered for the services you need most. Please don't hesitate to get in touch, with our Contact Centre on 132 331 8.30am to 6pm Monday to Friday or Saturday 10am to 2pm (local state time) for assistance or you can contact our Messaging team on https://www.medibank.com.au/contact-us/. Kind regards, Anna

Rated 5 out of 5 stars

Being a Medibank Private member

Being a Medibank Private member, it's a relief that when I have a medical issue that my overall expenses are covered.

16 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Teresita, thank you for your feedback. We’re pleased that your membership provided coverage for your expenses when you needed it most. Thank you for the 5 star review. Kind regards, Anna

Rated 5 out of 5 stars

Expences out of pocket

No out of pocket expence,information about my upcoming admition to the hospital

15 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Milica. Thank you so much for your 5-star review. We appreciate you choosing Medibank and wish you all the best for your admission. Kind regards Robin.

Rated 5 out of 5 stars

My medical procedure was fully covered

My medical procedure was fully covered. Easy precess for payment.

14 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Chris. Thank you for the 5-star review, highlighting ease of use.
Warm regards from Robin & the Medibank Team.

Rated 4 out of 5 stars

Excess is expensive

I was very happy with the staff at the Ipswich private hospital and the treatment I received, I am just not happy with having to pay $500 excess when the monthly payments are over $580. Eventually when I’m not working I won’t be able to afford such high monthly fees.

14 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Julie. Thank you for your review. I am happy to hear that the treatment you have received has been of a high standard. This is a great time to review your current level of cover to make sure that the services that are the most important to you are included on your cover. Medibank has a range of health cover options that will offer you the flexibility to choose a cover that best suits your needs, lifestyle and budget. You can review your cover by contacting our Contact Centre on 132 331 8am to 8pm Monday to Friday & 10am to 2pm Saturdays (AEST) or you can contact our messaging team at https://bit.ly/Medibank-CoverReview
Take care with kind regards - Robin.

Rated 5 out of 5 stars

Very simple

Very simple. Everything was processed with minimum effort from me.

7 March 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Tony, thanks for sharing your feedback! We're really glad to hear everything was processed smoothly and required minimal effort from you. Thanks, -Ane

Rated 5 out of 5 stars

Lovely knowledgeable lady helped me…

Lovely knowledgeable lady helped me with my query and followed up with more info about my policy via email.

1 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Joanne, thanks so much for your lovely feedback. We’re really pleased to hear our team member was knowledgeable, helpful, and took the time to follow up with additional information about your policy. Thanks, -Ane

Rated 5 out of 5 stars

Everything was easy

Everything was easy, no issues at all.

13 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Jasmina, thanks for your feedback! We’re glad to hear everything was easy and there were no issues at all. We appreciate you taking the time to share your experience. Thanks, -Ane

Rated 5 out of 5 stars

I have been a member for over 30 years…

I have been a member for over 30 years and have never wanted to change.

15 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Debra, thank you so much for sharing this with us. We really appreciate your loyalty and are honoured to have supported you for over 30 years. It’s wonderful to hear you’ve never felt the need to change. Thanks, -Ane

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