Pru UK Reviews 

3,782
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Evaluating 531 reviews, reviewers had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, professional, and patient when guiding them step-by-step through the entire process. Many consumers appreciate that everyday transactions, straightforward policy withdrawals, and account management are often handled quickly and smoothly, whether managed online or directly over the phone. However, some people mentioned experiencing frustrating delays, long wait times, and unexpected administrative difficulties when trying to transfer or withdraw their funds. Some reviewers also noted that customer support responses can occasionally be slow and unhelpful when dealing with more complicated or sensitive administrative issues.

What people talk about most

Customer service

Reviewers mention ambiguous feedback about customer service, reflecting a wide range of differing... See more

Service

Clients share ambiguous opinions on service, with some reviewers describing experiences as terrible and... See more

Staff

Users describe positive interactions with staff, noting that the advisors they spoke with were very helpful... See more

Response time

Customers consistently note ambiguous experiences with response time. Many reviewers report long wait times,... See more

Payment

Consumers find payment experiences to be highly divided and unpredictable. Many reviewers report severe... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Maturation of small pension policy.Clear choices made available regarding options available. Payment of policy made within agreed time scale.Whole process made simple.

Company replied

Rated 4 out of 5 stars

The company at present is doing well . It is my experience from many years ago which was poor in that they did not fully explain the tax implications of these policies on withdrawl

Rated 4 out of 5 stars

Although the initial contact required more than one phone call, once through to the correct team the experience was fine. The person I dealt with was very helpful and the whole process was completed i... See more

Rated 4 out of 5 stars

Disappointed to discover I had to transfer my 2 pension plans away from one of the largest pension providers because my plans did not allow me to draw-down. The transfer process then took almost 2 mon... See more


Company details

  1. Pension Office
  2. Insurance Company

Written by the company

We’re a leading savings and investments business, caring for customers for over 170 years. Ever since we were founded as a loans and life assurance company in 1848, we’ve sought to bring wealth within reach of as many people as possible by helping them access our products. Today we’re part of M&G plc, a family of brands all aligned behind the same ambition: to manage our customers’ savings and investments so that they can live the life they want, while aiming to make the world a little better along the way.


Contact info

4.0

Great

TrustScore 4 out of 5

4K reviews

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4-star
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1-star

Asks customers to review

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4.0

All reviews

(3,782)

521 reviews in the last 12 months

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Rated 5 out of 5 stars

It was refreshing to actually talk to a…

It was refreshing to actually talk to a friendly human being who quickly understood what we were asking and then passed us on to another person who had more extensive knowledge to help us make an informed decision . The whole process of withdrawing a bond was made painless and the money quickly arrived in our account . I would definitely recommend this company and use them again in the future .

5 September 2026
Pru UK logo

Reply from Pru UK

Hi Elizabeth, thank you for your lovely feedback. We're so pleased to hear that our team were able to understand what you needed and helped to guide you through the withdrawal process with confidence.

It's also great to know your experience was straightforward and that your money arrived quickly. Thank you also for your recommendation, and we look forward to helping you again in the future.

Rated 1 out of 5 stars

Failure by Prudential to implement the order of a judge.

This company has taken 24 years to fail to implement a judge's pension sharing order. I may be dead before I get my benefits if my ex decides to do nothing. Prudential will not acknowledge that fact. If I die before my ex acts, Prudential will have not allowed me to take my benefits to Prudential's shame. Furthermore, they would appear to be discriminating my ex over me. By insisting that she acts first, even though it is my pension, they are placing her at greater importance than me. Overall, I'm afraid I have nothing good to say. It is just an appalling situation.

15 September 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Dave, we're sorry to hear that you continue to feel frustrated by your experience and the situation you've described.

We understand and recognise that this is an issue you have raised with us previously, and we appreciate that your concerns remain unresolved. We have shared your latest comments with the relevant team so they are aware of the points you've raised in this review.

We further understand the strength of feeling behind your comments and the concerns you've highlighted regarding your benefits, and we've emphasised this with the team involved.

If there is anything more you'd like to raise with us, please do email us again at social@prudential.co.uk. Many thanks

Rated 1 out of 5 stars

If I could give no stars i would

If I could give no stars i would. This company seems to have no concept that they are dealing with peoples livelihoods. My pension company has been trying to access details from the Pru for months with no reply. Without this response my pension pay out is delayed and i have no alternate source of income. If i have the temerity to ring directly they say they can't talk to me, get my pension company to contact them. I tell them they have contacted them on numerous occasions and the Pru ignores them. Round and round we go with little hope of an outcome. Pension ombudsman next stop.

15 September 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Susan, we're concerned to hear about the problems and delays you're currently facing, together with the impact this is having.

We'd like to follow up on your experience, and that of your pension company. To help us to move your requirements forward with the right team, please email us at social@prudential.co.uk with the plan number involved, or any other references you have available. Many thanks

Rated 1 out of 5 stars

Shambles

I have been trying to get MY FUNDS from Prudential since March 2026, I seem to be dealing with incompetent persons each time I engage with them, they have everything they need, no they don’t - I’m going around in circles getting nowhere and no one seems to care ! Absolute shambles

Replied to response - let’s see how long the wait is this time 🤥

9 September 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Joanne, we're sorry for the delays you're facing in accessing your funds, and we'd like to help. If you could email our team at social@prudential.co.uk with your plan number and preferred contact details, we'll follow up on your requirements with the teams involved. Many thanks

Rated 5 out of 5 stars

Super easy to access your savings fund…

Super easy to access your savings fund or bond, simple process, fully explained & delivered into my bank within the timeframe i was notified of, what more can you ask for, 1st class experience

9 September 2026
Pru UK logo

Reply from Pru UK

Hi Andy, we're delighted to hear about your positive experience in accessing your funds, and thank you for taking the time to leave your review.

Rated 1 out of 5 stars

Appalling company

It has been over a month since I reached out to Prudential regarding an insurance policy held on behalf of my deceased father. Despite numerous emails, I have yet to receive a response. I communicated that the funds from the policy are necessary to settle the funeral expenses, but this information appears to have made no impact. As a result, I have had to secure a loan in order to cover these costs, given that Prudential has not provided the funds owed to us.
I have encountered several similar accounts on this platform and noted some automated responses, but regardless of those claims, if this negative review is visible, it indicates that my issue remains unresolved. I will remove this review once my claim is satisfactorily addressed.
Thus far, my experience has not included any customer service assistance, but rather a lack of communication from a company that refuses to disburse funds we are entitled to, all while we are managing our grief. This situation is deeply disappointing.

11 September 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Daz, we are sorry for your loss and for the difficulties you have experienced in trying to resolve your father's insurance policy claim.

We are keen to help and would like the opportunity to work with you and our claims team to ensure all matters are addressed as quickly as possible. To allow us to achieve this, please email our team at social@prudential.co.uk with your preferred contact details, and any references you have relating to your father's policy. Many thanks

Rated 4 out of 5 stars

Pension claim

Twice I’ve tried to access my pension third time lucky The person I spoke to this time was very helpful and pointed me in the right direction making an appointment with the company who holds my pension

7 August 2026
Pru UK logo

Reply from Pru UK

Hi Steve, thank you for your feedback and we're sorry it's taken you three attempts to access your pension. We're pleased to hear you're now in touch with the company that holds your funds, and if there's anything more we can do to help, please let us know.

Rated 1 out of 5 stars

Tbh I'd not even give them a single…

Tbh I'd not even give them a single star all i want to do is get access to my long term savings anyone' would think im trying to rob them pure and utter disgraceful trying to get what is mine I trusted them to hold these funds until I was ready to cash in but they just don't seem to want to let go
It's mine not yours just remember that Mr prudential!!

8 September 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Steve, we're concerned to hear about your recent experience, and we'd like to help.

To allow us to follow up on your request to access your funds, please email our team at social@prudential.co.uk with your plan number and preferred contact details. This will help us to link in with the right team and for matters to move forward. Many thanks

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