Pru UK Reviews 

3,746
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Looking at 575 reviews, reviewers had a great experience with this company. Customers frequently praise the supportive staff members for being knowledgeable and guiding them smoothly through various financial procedures. People often mention that payments and transactions are completed within a reasonable timeframe without any unexpected fuss. Many consumers feel very satisfied with the clear communication and guidance provided during policy and pension withdrawals. Some reviewers were not happy with long waiting times on the phone and unexpected delays during complex pension transfers. Other people also noted frustrating communication barriers, making it difficult to provide required documents and access their funds seamlessly.

What people talk about most

Customer service

Reviewers mention ambiguous feedback about customer service, highlighting both helpful support and... See more

Service

Users describe ambiguous interactions with service, highlighting widespread frustration regarding difficult... See more

Staff

Clients share positive opinions on staff, noting that advisors are helpful, informative, and professional.... See more

Response time

Reviewers highlight ambiguous aspects of response time, with experiences varying widely among consumers.... See more

Payment

Customers consistently note ambiguous experiences with payment, reflecting a high level of disagreement.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The company at present is doing well . It is my experience from many years ago which was poor in that they did not fully explain the tax implications of these policies on withdrawl

Rated 4 out of 5 stars

Maturation of small pension policy.Clear choices made available regarding options available. Payment of policy made within agreed time scale.Whole process made simple.

Company replied

Rated 4 out of 5 stars

Although the initial contact required more than one phone call, once through to the correct team the experience was fine. The person I dealt with was very helpful and the whole process was completed i... See more

Rated 4 out of 5 stars

Disappointed to discover I had to transfer my 2 pension plans away from one of the largest pension providers because my plans did not allow me to draw-down. The transfer process then took almost 2 mon... See more


Company details

  1. Pension Office
  2. Insurance Company

Written by the company

We’re a leading savings and investments business, caring for customers for over 170 years. Ever since we were founded as a loans and life assurance company in 1848, we’ve sought to bring wealth within reach of as many people as possible by helping them access our products. Today we’re part of M&G plc, a family of brands all aligned behind the same ambition: to manage our customers’ savings and investments so that they can live the life they want, while aiming to make the world a little better along the way.


Contact info

4.0

Great

TrustScore 4 out of 5

4K reviews

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4.0

All reviews

(3,746)

533 reviews in the last 12 months

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Rated 1 out of 5 stars

Those who invest with Prudential should…

Those who invest with Prudential should know that in the event of a pension sharing order on divorce (in my case 24 years ago) the shambolic company will not allow access until the ex spouse has decided what she wants to do with her share, despite the pension being mine originally, in spite of a Judges Order stating how the pension should be split. The upshot is I may die before realising my benefits and Prudential does not give a toss. This a a disgraceful situation.

31 July 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Dave, we're concerned to hear more about your experience and that you've needed to leave a further review on this. We've separately received your email and we'll look to work with you to move matters forward to a resolution. Many thanks

Rated 3 out of 5 stars

My experience

I achieved my objective but it took more time than I consider reasonable and I was given some confusing information which proved to be incorrect.

12 July 2026
Pru UK logo

Reply from Pru UK

Hi Linda, thank you for taking the time to share your recent experience. We are sorry to hear you were given confusing, and incorrect, information when contacting us.

Although we understand you achieved your objective, we would like the opportunity to look into your experience further. To allow us to follow this up, please email our team at social@prudential.co.uk with your plan number and preferred contact details. Many thanks

Rated 1 out of 5 stars

Customer service is the loewst of the…

Customer service is the loewst of the low, even asking a generic question for my dying brother they cannot help me. Leave well alone they give you zero help.

23 July 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Tim, we're sorry to hear about your experience, especially during such a difficult time for your family.

We'd like to help and if you could email our team at social@prudential.co.uk with the questions you have, we'll arrange for these to be answered as quickly as possible. Many thanks

Rated 1 out of 5 stars

VERY POOR SERVICE.saved by Martin Walker .

I lost a property purchase last year due to Pru taking so long with my pension drawdown. I am now in a situation whereby I have been trying to withdraw funds from a Pru bond since last November and I am now faced with legal action from outside parties due to the Pru. See following correspondence which is pretty unbelievable behaviour from a well known company. I would certainly try and look for an investment company with better customer service if you value your cash.

Hello.Sharon ,

I am receiving no replies to my emails regarding the release of my funds from the above bond.
I have put a complaint in as this matter has been dragging on since November however the complaints dept at the Pru have told me I don't have a bond with you?
I am faced with legal action now due to non payment of a debt not related to Pru but for which i await my own funds from the Pru.
This is my own money I am trying to withdraw what exactly is the problem that Pru have ? A property purchase fell through last year also due to the actions of the.Pru .
Can someone help me out here please or at least respond.?

Regards

John S Worley

MATTER WAS FINALLY SORTED OUT VERY QUICKLY AND EFFICIENTLY BY A REAL HUMAN . THANK YOU VERY MUCH FOR YOUR ASSISTANCE MARTIN WALKER EXCELLENT THANK YOU.

21 July 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi John, we're sorry to hear about your recent experience in dealing with us, and the impact this is having. We've separately received your email and we're actively working with our customer service team to ensure your withdrawal is finalised as quickly as possible.

If there is anything more we can help with, please let us know by emailing us again. Many thanks

Rated 1 out of 5 stars

absolute disgusting company to put your…

absolute disgusting company to put your money in
we emigrated to Australia in 1990 and had a small pension account with the Pru, now my wife is 72 and would like to just cash it in, been over 7 months and they have no intentions of giving her the money, for gods sake its about 3k, Pru was a good company when we left, now just robbing, lying overseas scamming bastards, invest your money elsewhere

21 July 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Brian, we'd like to help your wife with her requirements, and we're sorry for the poor impression you've both been left with following your engagement with us.

To allow us to follow this up, please could your wife email our team at social@prudential.co.uk with her plan number, or any other references available. Many thanks

Rated 1 out of 5 stars

I really do not know where to start…

I really do not know where to start with this. However, I started the process of trying to access my pension which to start with was fine and understand they have to ensure I have taken advice etc, however, it does not excuse rudeness, being made to feel like a liar when all I want to do is take MY money out of my pension. I have completed the same process with another business and all is now completed. They say contact us through secure messaging so I do and all I get every single time I message is we will be in touch in approx 11 days. This is the third 11 days message I have received.... not anymore I am seeking legal advice as sick of being fobbed off. To say I am cross and unhappy with the way I have been treated is an understatement.

19 July 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi, we're very sorry to hear about your experience and understand how frustrating this has been, particularly when you're trying to access your own pension savings.

It's clear we haven't met your expectations on this occasion, and we're concerned to hear that you felt unsupported and that our communication has left you feeling ignored.

We'd like the opportunity to investigate your experience in more detail, and to ensure we address your requirements. To allow us to help, please email us at social@prudential.co.uk with your plan number and preferred contact details. Many thanks

Rated 5 out of 5 stars

While it took over 1.5 hours on the…

While it took over 1.5 hours on the phone to complete the outcome was swift and took account of the reason for the withdrawl. As I was asked to complain about the length of time it took, a few days later I received a sorry gift from The Pru, which I did not expector request

26 June 2026
Rated 1 out of 5 stars

Failed to treat my terminal mum with respect or dignity

Despicable experience with prudential pensions. Stemmed back before my mum’s diagnosis where they spent years saying they could not find her pension because it was ‘too old.’ Since a terminal diagnosis, which they were told about, she has been given false information and absurd requirements to access her pension. One of these was a HAND WRITTEN letter that they wanted her to write from her hospital bed on a palliative care ward. They have failed to change any of their processes or communication since we informed them of the health condition and from our perspective are deliberately running down the clock. This has included insisting everything is delivered by post. We are utterly disgusted by our experience with them and intend to escalate this to make our story known.

16 July 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Sam, we are truly sorry to hear about the difficult experience your family has encountered regarding your mother's pension.

This does not reflect the level of service we look to provide to our valued customers and we would like the opportunity to help. To allow us to follow up on the experience your mother has had, please email us at social@prudential.co.uk with further details, including any references provided in our correspondence.

We look forward to hearing from you and helping to resolve matters. Many thanks

Rated 1 out of 5 stars

BEWARE - DON'T BE TEMPED

I have been trying to do my first pension drawdown for months this year. It's just IMPOSSIBLE. Customers service is poor, replies are vague, you cannot get anything in writing from them, not even if you send them an internal platform message. They delay you and fob you off with a far too many excuses.

**THEY MAKE IT IMPOSSIBLE FOR YOU TO ACCESS YOUR PENSION**

16 July 2026
Unprompted review
Pru UK logo

Reply from Pru UK

Hi Alec, we're sorry to hear about the delays and problems you've faced in receiving your first drawdown from your plan.

We're keen to help and would be grateful if you could email our team at social@prudential.co.uk with your plan number and preferred contact details. This will allow us to follow up on your experience with our customer service team and ensure your requirements are addressed. Many thanks

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