Lunar Denmark Reviews 

27,990
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 1,324 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and customer service for being helpful, professional, and polite, often going above and beyond. Many consumers appreciate the efficient and simplified processes, finding the overall user experience smooth and easy, from account setup to problem resolution. However, some people mentioned experiencing significant delays in response times, with long waiting lines for human agents, sometimes extending to several days or even weeks. A few others found AI agents unhelpful or reported account closures without clear explanations, indicating occasional issues with support effectiveness.

What people talk about most

Staff

Clients share positive opinions on staff, frequently praising their helpfulness, professionalism, and... See more

Service

Consumers find service to be positive, with many reviewers highlighting excellent and efficient service,... See more

Customer service

Users describe positive interactions with customer service, with many praising the helpfulness and... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the ease of making an... See more

Response time

Reviewers highlight ambiguous aspects of response time, with many expressing frustration over prolonged... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Easy to make a account. And people there are very friendly and kind. Unfortunately I ran into some problems wich was not Lunar's fault, at all. But reopening my account took its time. Don't call on Fr... See more

Company replied

Rated 4 out of 5 stars

overall good experience in assisting with my sign-up process. the waiting line could be quite long but they will offer you to get called when it's your turn.

Company replied

Rated 5 out of 5 stars

I am 1000 percent pleased with the assistance received from Erika today!!! I have no idea how to manage my new App or the website. Erika went beyond the call of duty to provide the exact information I... See more

Company replied

Rated 5 out of 5 stars

I had an issue with a scam on a shopping website and contacted the support team. They responded quickly, handled my case professionally, and kept me updated throughout the process. Thanks to their hel... See more

Company replied


Company details

  1. Bank
  2. Financial Institution

About Lunar Denmark

Written by the company

Lunar is built to give more power to consumers and businesses to take care of everything money in one place.

Lunar provides you with a mobile bank, making it easy to manage and grow your money - whether it’s personal banking or business. More than 750.000 people are currently using Lunar to spend, save up, take a loan and invest.

Try Lunar for free. Download the app and experience how you can power your money.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

28K reviews

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4.5

All reviews

(27,990)

4,374 reviews in the last 12 months

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Rated 4 out of 5 stars

Fast and direct customer service

I spoke with Lara on the phone and she helped with hopefully flagging my bank account to be provisioned ASAP. Her customer service was great, to the point and helpful for me to understand why certain things aren’t automatically approved.

Danish bureaucracy makes it difficult to get things set up quickly in order to be a working immigrant in this country so hopefully Lunar can help me accelerate this process!

11 June 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Vi
This genuinely made our day! It's great to hear Lara's service was clear and helpful, and that she could explain why some steps aren't approved automatically. We'll be sure to pass your praise along to her.
We completely understand how stressful it is when setup takes time while you're trying to get established and working here.

We'll do our best to help you through it, and we're here if you need anything along the way.

Thanks for taking the time to share it!Best regards, Pelle

Rated 5 out of 5 stars

Great service

Great service. Very efficient.
Chargeback.
My opinion Lunar is the best bank I ever had.
Highly recommended!

4 June 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hej Irene
This genuinely made our day!
It's wonderful to hear you found the service efficient and that we could help with your chargeback – and being called the best bank you've ever had means a lot.

Thank you for the recommendation, and for taking the time to share it!
Best regards, Pelle

Rated 5 out of 5 stars
Lunar Denmark logo

Reply from Lunar Denmark

Hi Jacek
We are happy knowing you are pleased with our product. This means a lot!

Thank you for taking your time to share this.
Best regards, Pelle

Rated 5 out of 5 stars

Anitas support from Lunar Bank was outstanding

Anitas support from Lunar Bank was quick and very professional. Fantastic support for keeping my accounts in lunar bank operational. Best regards Lars k kensen

10 June 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Lars
Thank you so much for the kind words!
It's great to hear you received quick and professional support in keeping your accounts running smoothly.
We'll be sure to pass your praise along to Anita.

Thanks for taking the time to share it!
Best regards, Pelle

Rated 4 out of 5 stars

The application took over one month…

The application took over one month because the instructions were not clear. But the app and bank account work perfectly fine.

9 June 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Aurys
Thank you for sharing your experience with us. We're glad to hear the app and your account are working perfectly now – but we completely understand the frustration of an application that dragged on for over a month, especially when unclear instructions were the cause.
That's exactly the kind of feedback we take to heart, and we'll keep working to make the process and the guidance clearer.

Thanks for taking the time to let us know!
Best regards, Pelle

Rated 5 out of 5 stars

Lara was a very nice support

Lara was a very nice support, she explained the process and suggested solutions which immediately worked for my account. Very great job and support.

10 June 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Dorottya
What a lovely note to receive! It's great to hear the process was explained clearly and that the suggested solutions worked right away for your account.

We'll be sure to pass your praise along to Lara.

Thanks for taking the time to share it!
Best regards, Pelle

Rated 4 out of 5 stars

It really took a long time to open mu…

It really took a long time to open mu account.

10 June 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Prakash
Thank you for sharing this with us.
We're sorry the account opening took longer than it should have – that's not the start we want to give you, and it's feedback we're taking seriously as we work to make the process faster.

If there's anything we can help with now that you're up and running, we're here.

Thanks for letting us know!
Best regards, Pelle

Rated 5 out of 5 stars

Great customer support

I've been using Lunar for 4 years now and only had good experiences every time that I needed their customer support. The app also works super great. And overall it offers a good experience in English and decent fees. Best bank in DK

9 June 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Moreira
Thank you so much for the kind words – and for four years with us!
It's wonderful to hear that our support has come through every time you've needed it, that the app works great for you, and that the English-language experience and fees hit the mark.

Being called the best bank in DK means a lot. Thanks for taking the time to share it!
Best regards, Pelle

Rated 5 out of 5 stars

The customer service was super helpful…

The customer service was super helpful and very nice. I got quick help and everything was solved within the call.

9 June 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Hanna
Thank you so much for the kind words!
It's great to hear you got quick, friendly help and that everything was sorted within the call.

Thanks for taking the time to share it!
Best regards, Pelle

Rated 5 out of 5 stars

Join Lunar

Despite being unsure on whether to use Lunar bank or not, after the customer service support I received from “Agnes”, my opinion has changed.

Excellent service, far beyond from what I expected. She is amazing!

9 June 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Agon
Thank you so much for the kind words!
It's wonderful to hear that the support you received turned your initial hesitation around, and that the service went far beyond what you expected.
We'll be sure to pass your praise along to Agnes.

Thanks for taking the time to share it, and welcome aboard!
Best regards, Pelle

Rated 1 out of 5 stars

Any other bank in Denmark will provide you with a significantly better customer experience. DO NOT FALL FOR THE MARKETING

You can obviously not run a bank where you think it is OK to have an AI tell your clients it will take 7 days to get in touch with a human.

Right now, I am number 55 in a phone queue.

Also, Lunar automatically hiked me to a more expensive plan, which is illegal.

7 June 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hello Max,

I'm sorry to hear if you're dissatisfied with the waiting time when contacting us.

Our support team is working as efficiently as possible, and in most cases customers are able to get through within a reasonable timeframe.

If you provide the contact details we've requested, I will give give you a call so we can discuss the matter directly and work towards a suitable resolution.

Best regards,
Nynne

Rated 5 out of 5 stars

Great experience.

Great experience.
Thank you 🤗

9 June 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Sophie!
Thank you so much for the kind words!
We're glad to hear you had a great experience.

Thanks for taking the time to share it! 🤗
Best regards, Pelle

Rated 5 out of 5 stars

Excellent and efficient service!I am…

Excellent and efficient service!I am very satisfied with the help I received regarding my card objection case. The team successfully resolved the issue with Nets quickly, allowing me to keep my outlay. Highly recommend their professional service!

16 April 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Md!
Thank you so much for the kind words and your recommendation!
It's great to hear your card objection case was resolved quickly and that you could hold on to your outlay.
We'll be sure to pass your praise along to the team.

Thanks for taking the time to share it!
Best regards, Pelle

Rated 1 out of 5 stars

Stay away from this bank

Stay away from this bank. Nothing is straightforward. Opening the bank account took forever, my husband and me moved to Denmark and applied the same day and went through entirely different application procedure. He still doesn't have the account open, almost a month after the application.
I've been trying to change the transfer limit to be able to pay a car I purchased, it seems impossible, with all the documents they asked for. I lived in 3 different European countries, I have never experienced this before.
I had to upgrade the plan to a payment plan to be able to call the support, as I can't wait 5-6 days for their AI to respond and to change the transfer limit.
The list is long. I will move to another bank as soon as possible

Update: both the processing of international transfers as well as of transfers within Denmark is incredibly slow. For days now my money is trapped somewhere in the system. I don’t receive the transfer of my own funds from my previous country, neither does the car shop receive the transfer triggered within Denmark ( 3 days already). My money is trapped by Lunar and their checks and I am unable to function properly. So to all expats moving to Denmark - don’t count on having your own money available any time soon.

8 June 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hello Ljubica,

I'm sorry to hear if both the account application process and the transfer limit increase have left you feeling frustrated.

Regarding your husband's application, if it has been in progress for about a month, it is often because additional information or documentation has been requested, or because certain details in the application require clarification. In such cases, we reach out through the app and sometimes by email to request the necessary information.

The overall processing time can also be affected by how quickly we receive the requested documentation and whether it meets the requirements needed to proceed. It is important to note that not one application is similar, and we handle them manually.

That said; I would like to take a closer look at your husband's case to review both the communication, the handling of the application, and the overall process to ensure a proper follow up.

Regarding the transfer limit increase, we do require documentation for larger limit adjustments as part of our security and compliance procedures. These checks are in place to help protect both our customers and the bank, and unfortunately they are not something we can compromise on.

I do, however, fully acknowledge that the process can feel frustrating, especially when you need to complete a time-sensitive purchase.

I'll be happy to look into both matters further to ensure that the communication, process, and handling of the cases have been appropriate. Also to make sure you get a proper follow up and the help you need.

Best regards,
Nynne

Rated 5 out of 5 stars

Thanks good service

Thanks good service

8 June 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Ole
Thank you so much for the kind words!
We're glad to hear you experienced good service.

Thanks for taking the time to share it!
Best regards, Pelle

Rated 2 out of 5 stars

It took approx 4 months to open bank

5 June 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hello Farhan,

I am sorry to hear if you have experienced a longer waiting time regarding your bank account.

This is not something we wish for to take long and our sign up team are working as fast and effective as possible, within the regulations they also have to follow in the application process.

If your application has been processing for longer time, it is highly because of some information in the application that has needed to be corrected. In these cases we reach out to our customers through the app and sometimes on email to notify that we need some information corrected.

When this happens the application will automatically take longer to be handled. Furthermore if we ask for extra documents and elaborations on some questions, this also affects the extended process time.

How quickly the customer get back to us with what we have asked for and if it is the correctly documentation also has an impact of the time frame.

I have requested for your contact information here on Trustpilot, to be able to identify your case and look into the communication, as we take this seriously, when you have been waiting for that long.

Best regards,
Nynne

Rated 5 out of 5 stars

Friendly use apps

26 April 2026
Lunar Denmark logo

Reply from Lunar Denmark

Hi Jun
Thank you so much for the kind words!
We're glad to hear you find the app user friendly. This is very important for us.

Thanks for taking the time to share it!
Best regards, Pelle

Rated 1 out of 5 stars

It took more than a month to open an…

It took more than a month to open an account. 2 weeks to come back and then asking one document at a time. Very frustrating process.

4 June 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hello Panos,

I am sorry to hear if your account application has taken longer than expected and if the process has felt frustrating.

We understand that waiting for updates and being asked for additional information along the way can be disappointing.

While our onboarding team always aims to review applications as efficiently as possible, there are cases where we need to request further documentation or clarification to meet regulatory requirements. When additional information is needed, the processing time can unfortunately be extended.

That said, I would very much like to take a closer look at your specific case to better understand the communication, as we can use it as feedback for the future.

I have requested your contact details through Trustpilot so I will be able to reach out to you.

Best regards,
Nynne

Rated 5 out of 5 stars

A very good online bank with great…

A very good online bank with great service. It is modern and everything in the app is designed for ease of use. Can highly recommend.

4 June 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hi Daniel
Thank you so much for the kind words and your recommendation! We're glad to hear you find Lunar modern, well-designed and easy to use.
That means a lot to us, as we strive to give ownership of your bank back to you.

Thanks for taking the time to share it!
Best regards, Pelle

Rated 5 out of 5 stars

Great customer service!

Great customer service!

3 June 2026
Unprompted review
Lunar Denmark logo

Reply from Lunar Denmark

Hej Jan-Vidar
Thank you so much for the kind words! We're glad to hear you experienced great customer service.

Thanks for taking the time to share it!
Best regards, Pelle

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