Lloyds Bank Insurance Reviews 

8,199
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 3,495 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the ease and speed of the online experience, finding the website intuitive and straightforward for setting up policies and getting quotes. Many people also highlight the excellent service, with staff described as competent, personable, and helpful, often going out of their way to assist. Reviewers frequently appreciate the competitive pricing, noting significant savings compared to previous providers and good value for the cover received. However, some customers also noted that while prices were generally competitive, their quotes were not always the absolute cheapest, or they found the compulsory excess to be a little high.

What people talk about most

Price

Customers had positive experiences with price, often finding it competitive and reasonable compared to other... See more

User experience

Reviewers consistently express satisfaction with the user experience, highlighting its ease of use and... See more

Service

Customers consistently note positive experiences with service, often highlighting the ease and speed of... See more

Website

Clients share positive opinions on website, highlighting its ease of use and straightforward navigation, even... See more

Staff

Reviewers highlight positive aspects of staff, frequently praising their helpfulness, professionalism, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Our ceiling collapsed due to a leak, and caused considerable damage to our property. We have sold our home and we're due to complete imminently. Despite having had contents and buildings insurance for... See more

Company replied

Rated 5 out of 5 stars

The whole transaction went very smoothly. The price was easily the best price - it wasn’t cheap but my requirements to have an additional named driver prompted quotes that were just ridiculous. Lloyd’... See more

Company replied

Rated 5 out of 5 stars

It was so easy to start a policy. The online questions were all relevant not like some companies which seem to ask pointless questions. Price was not the cheapest but is good value for the cover provi... See more

Company replied

Rated 5 out of 5 stars

Quick service, fast quote with everything explained to me clearly. I could see the level of cover, contents that were covered, and the costs in detail in order to make my decision to accept Lloyds B... See more

Company replied



Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Bank
  4. Home Insurance Agency
  5. Life Insurance Agency

About Lloyds Bank Insurance

Written by the company

Our Home, Car, Life Insurance and Critical Illness cover comes with added reassurance.

We're by your side, every step of the way.

🏠 Home Insurance
Protect your home and we’ll take care of you. Get a Home Insurance Quote
🚗 Car Insurance
Get cover you can rely on with Car Insurance. Get a Car Insurance Quote
💚 Life Insurance & Critical Illness Cover
Protect yourself and get peace of mind. Get a Life Insurance Quote

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

8K reviews

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4.7

All reviews

(8,199)

3,374 reviews in the last 12 months

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Rated 5 out of 5 stars
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi C. Trott,

Thank you for your review and positive feedback. We're glad you found your policy fair and competitively priced

Regards

Liam - Lloyds Pet Insurance

Rated 5 out of 5 stars

Made changes to my home policy through…

Made changes to my home policy through the banking app. So simple.

29 July 2026
Unprompted review
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi,

We're glad to hear that updating your home policy through our banking app was a simple process for you.


Kind Regards,
Juwehriah – Lloyds Bank Insurance

Rated 4 out of 5 stars

Home insurance

Better price than my present company. I was with them for years,No claims, queries or nothing, was put up every year!!

14 July 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Raymond,

We're so glad to hear we could offer a better value! We appreciate you choosing us and are happy to have you with our company.


Kind Regards,
Juwehriah – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

GOOD COMPANY

REALLY GOOD PRICE FOR CAR INSURANCE IT WAS EASY TO USE THE WEBSITE AND NOT LOADS OF UNWANTED EMAILS OFFERING OTHER PRODUCTS

28 July 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Colin,

Thanks for taking the time to leave us a review.

I'm really pleased to see that the website was easy to use and that you liked the price.

Thanks for choosing us!

George
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars

Great service

Very easy to communicate and very helpful

13 July 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Lynda,

We love to see feedback like yours - thanks for letting us know.

It's great to hear that we were to communicate with and were very helpful.

Thanks for choosing us!

Liam
Lloyds Pet Insurance

Rated 4 out of 5 stars

Wanted to change home insurance policy…

Wanted to change home insurance policy from Tesco as they put my premium up also had a good prompt service with Lloyds and include emergency cover too.

27 July 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Jane,

We're delighted to hear you've had a positive experience with our service and that our emergency cover meets your needs. Thank you for choosing us for your home insurance.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

How helpfull

The people that i spoke to from the beginning until final purchase were so helpful and fully understood all my enquiries.

14 July 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Ian,

We're so pleased to hear that our team was helpful and understood your needs from start to finish. Thank you for sharing your positive experience with us.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

The service

The service, simple enough to use and understand. Most of all the reasonable cost. All good, thank you.

27 July 2026
Unprompted review
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Sevalingam,

We're delighted to hear that you found our service simple to use and understand, and especially that you appreciated the reasonable cost. Thank you for your positive feedback!

Kind regards,
Tracy – Lloyds Bank Insurance.

Rated 1 out of 5 stars

Van insurance

Van insurance, I was on holiday and I went around the corner at hit some breeze blocks ,I had the van repaired quickly because I was on holidays and needed the van ,now lloyds are saying because I paid for the repair its tuff they will not contribute to the repair

27 July 2026
Unprompted review
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Mr John,

I'm sorry to hear that you're unhappy with our Claims Team.

I've requested more information from you & once you reply, we can look into this for you.

Thanks,

Emma
Lloyds Bank Motor Insurance

Rated 4 out of 5 stars
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Elaine,

We're so glad to hear that you are happy with the price that we offered. Thank you for your positive feedback!

Hope you have a great day!

Keyrthigan
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars

The whole experience was so easy and…

The whole experience was so easy and the price was spot on

23 July 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi George,

We're so glad to hear that you are happy with the price that we offered for your policy. Thank you for your positive feedback!

Hope you have a great day!

Keyrthigan
Lloyds Bank Motor Insurance

Rated 4 out of 5 stars

I was looking for car insurance

I was looking for car insurance. Lloyds were just one of a list offering the same cover and price.
Just the fact I have a bank account with Lloyds. As a bank I dont rate them very highly as all they are looking for is profit, profit and more profit. Hence branches being closed all the time, using the excuse customers want to use the app. How many customers were asked that question. >/???>

12 July 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi John,

We appreciate you taking the time to share your feedback regarding your car insurance and your bank account.

We understand the concerns that you've raised about branch closures. We are always reviewing our services to ensure we meet the evolving needs of all our customers.

Thank you for the feedback and take care.

Keyrthigan
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars

Excellent value

Excellent value, included lots more extras

8 July 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Caroline,

We're so glad to hear that you are happy with the extra benefits of our policy. Thank you for your positive feedback!

Hope you have a great day!

Keyrthigan
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars

Very good saved

Very good saved £££ easy to apply .

27 July 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Mike,

We're so glad to hear that you were able to save money by choosing our policy. Thank you for your positive feedback!

Hope you have a great day!

Keyrthigan
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars

All good .

All good .. simple process and helpful staff.

30 June 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Darren,

We're so pleased to hear that you found our process simple and our staff helpful. Thank you for sharing your positive experience with us!

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 1 out of 5 stars

Having been insured for Buildings and… Contents

Having been insured for Buildings and Contents with the Halifax for decades I was only made aware that there is a huge difference if you do not have ‘emergency’ cover when I had an emergency. My hot water cylinder leaked on Sunday morning, badly, and when I rang for assistance was told as you don’t have ‘emergency’ cover you can go whistle. I have now added emergency cover - which is like closing the stable door after the horse has bolted. Paid an extortionate amount for an emergency plumber - thinking I had covering insurance - only to find my existing policies do not cover the cost of emergency trades. Wish I had been made aware in the preceding decades. I automatically renew my policies - so much for being a loyal customer. You don’t problem solve/find your policy documents in the thick of the house turning into a waterfall

26 July 2026
Unprompted review
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Irene,

Thank you for your review. We're sorry to hear about the experience you had following the leak from your hot water cylinder and appreciate how stressful it must have been dealing with water entering your home.

We understand your disappointment regarding the emergency assistance element of cover. While emergency call-out services are only available if Home Emergency Cover has been added to the policy, if you've suffered damage to your home as a result of the leak, you may be covered under the Escape of Water section of your home insurance policy and can submit a claim for any insured damage caused.

If you haven't already done so, please get in touch with our claims team who will be happy to discuss your circumstances and explain what may be covered.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

Rated 5 out of 5 stars

I asked for a call back and it happened…

I asked for a call back and it happened within a minute I spoke to a nice lady which makes all the difference to me and we set it up over the phone my dog has only just turned two and my tesco insurance went up £20 . The Lloyd's insurance is a fair bit more expensive but there's a 5k more cover I've got a staff the latest of many over my lifetime my last two never needed a vet I don't mind paying for hopefully something I'll never need

16 July 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi David,

Thank you for your review and positive feedback. We're glad you were pleased with our response time and product offering.

Regards

Liam - Lloyds Pet Insurance

Rated 4 out of 5 stars

I was waiting on my renewal price off…

I was waiting on my renewal price off my car insurance and got it through and was way to expensive so shopped around and my god found a awesome price from Lloyd's car insurance wow what a big difference so told my old insurance try and match Lloyd's but no were near so I was very happy with Lloyd's car insurance so thankyou very happy with what am saving with Lloyd's car insurance 😀

14 July 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi Adrian,

We're so glad to hear that we could offer a competitive price for your insurance. Thank you for your positive feedback!

Hope you have a great day!

Keyrthigan
Lloyds Bank Motor Insurance

Rated 5 out of 5 stars

The person I spoke to was very helpful…

The person I spoke to was very helpful and dealt with all the necessary change of address within Lloyds Bank.

21 July 2026
Lloyds Bank Insurance logo

Reply from Lloyds Bank Insurance

Hi EME,

We're so glad to hear that our team member was very helpful and efficiently managed your change of address. We appreciate your positive feedback.

Kind regards,
Tracy – Lloyds Bank Home Insurance.

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