kobainsurance.com.au Reviews 

68
TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

Paying for insurance based on exactly how much I drive my car made a lot of sense for me. I don't drive much during the week, and mostly take short trips on weekends, so the KOBA product was perfect.... See more

Rated 5 out of 5 stars

Great tech based car insurance company that charges based on the mileage you use. Don’t drive as much as I used to with working from home and have netted out with a much more competitive rate on my an... See more

Rated 5 out of 5 stars

Finally a car insurer whom offers a policy on the low kms that I actually drive. I'm a working mum whose car trips during the week are the odd school runs then mostly short trips on the weekend so thi... See more

Rated 5 out of 5 stars

Great concept especially if you have a car that sits around for a lot of the time! Please note - you will need your temporary password to login in to the app, the team emailed this to you a few d... See more

Company replied

Company details

  1. Auto Insurance Agency

Written by the company

KOBA is one of Australia's first pay-per-km insurers, offering a fairer insurance solution. Our app measures the KM you drive and charges you for the insurance you use. Simply pay an upfront cost for comprehensive insurance to cover your car while parked, and a few cents per km you drive. Future features will include digital mechanic health checks, find my car locator and automatic collision detection to dispatch 000. KOBA is underwritten by eric insurance.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

68 reviews

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4.7

All reviews

(68)

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Rated 5 out of 5 stars

Great pricing model

I got a fair quote and I really appreciate the pricing model, the less you drive - the less you pay. The Odometer plugin was easy to install and the app setup was friendly as well. Looking FW to seeing the EOM total :-)

8 August 2022
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Reply from kobainsurance.com.au

Thank you for taking the time to write us a review Yuval! Let us know your EOM total and how it compares :)

Rated 5 out of 5 stars

Very easy to deal with and prompt with…

Very easy to deal with and prompt with delivery of device for vehicle 👍
Looking forward to cheaper bills

6 August 2022
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Reply from kobainsurance.com.au

Thanks Louise! Appreciate you taking the time to share your feedback, and enjoy only paying for the insurance you use moving forward!

Rated 4 out of 5 stars

Great experience so far in purchase and install

Website had very clear explanation of what is covered and how it works. The only thing i had to dig deeper to find out was how the Koba Rider worked in terms of tech. Finaly found somewhere deep that the device uses a telco sim.

4 August 2022
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Reply from kobainsurance.com.au

Hi there, many thanks for your review and great to hear your feedback! We'll have a look at adding the information above to our FAQs so it's more overt moving forward. Thanks again

Rated 1 out of 5 stars

Phone app setup missing in action

After receiving my data logging device I realised I have no way to check my kilometres- apparently this is what the phone app does. I downloaded it but there’s no account details provided to use it!
Customers are left to hack their way in or contact the call centre for a pleas explain.
This is far from ideal and I would consider this a basic setup step which is MIA.

21 June 2022
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Reply from kobainsurance.com.au

Hi Paul, we're sorry to hear you've had such a terrible experience with the app...upon sign up, you should have received a temporary password to log into the app, as well as link to download it. Sometimes this might land in your spam / promotions folder; regardless though, your experience is certainly not ideal and one we don't want to repeat. Please let us know if you're open to providing some additional 1-1 feedback via phone/email so we can further improve our onboarding journey. Please also keep an eye out on your inbox for a little something from us for taking the time to write this review.

Rated 5 out of 5 stars
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Reply from kobainsurance.com.au

Hi Merlyta, thank you for taking the time to write a review - great to hear you're enjoying KOBA! Please keep an eye out on your inbox for a little something from us to say thank you.

Rated 5 out of 5 stars

Excellent support

Excellent support! Communicative and efficient team members. Only new insurer and not driving much atm, so this product is excellent for me.

18 June 2022
Unprompted review
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Reply from kobainsurance.com.au

Hi Denise, thank you for your kind words, we're happy to hear KOBA is working well for you!

Rated 5 out of 5 stars

Innovative product

Innovative product. Friendly helpful team

7 June 2022
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Reply from kobainsurance.com.au

Hi Steve, thank you for taking the time to write a review - great to hear you've enjoyed speaking with our team... we like them too! Please keep an eye out on your inbox for a little something from us to say thank you.

Rated 5 out of 5 stars

Koba is redefining how the modern day…

Koba is redefining how the modern day “flexi” insurance should be. They do exactly what has been promised for and maybe beyond that. Starting from the amazing app, to whoever came up with that simple device connected to the car’s obd.
Way to go Koba, I am the biggest fan of the kind of technology you are trying to implement in the car insurance industry. There will be many who will try to follow you a few years down the lane but I am sure by that time you would have implemented even better technology than many can even think.

I hope the insurance side of things are as good as your technology and many congratulations for implementing this so successfully and seamlessly in Australia.

28 May 2022
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Reply from kobainsurance.com.au

Hi Ashis, thank you for taking the time to write such a comprehensive review, and for your wonderful words! The above is exactly what we're working towards as a company and it's great to know that this is felt on the customer end. To a start up, reviews like yours mean the world. Please keep an eye out on your inbox for a little something to thank you for taking the time; we appreciate it!

Rated 1 out of 5 stars
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Reply from kobainsurance.com.au

Hi Doug, thanks for chatting with our customer rep just now, sorry you're experiencing shipping delays and thanks for your understanding. We'll be in contact again when the device arrives to ensure you're able to plug it in. Please reach out if you need anything else.

Rated 5 out of 5 stars

Amazing customer service

Amazing customer service, all questions thrown at them answered clearly and easy to understand. More than happy to recommend for a low km vehicle. I will be saving around $500 per year compared to my old policy.

6 May 2022
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Reply from kobainsurance.com.au

Hi David, thank you so much for your review! We're thrilled to hear you had a great experience and have passed on your kind words to our stellar customer service team. Have a lovely weekend.

Rated 5 out of 5 stars

A great transparent low km policy option!

Finally a car insurer whom offers a policy on the low kms that I actually drive. I'm a working mum whose car trips during the week are the odd school runs then mostly short trips on the weekend so this insurance model works great for me! I love how the app shows how much I pay for each trip and the customer service is genuine and a pleasure to deal with if you have any issues to resolve.

26 April 2022
Rated 5 out of 5 stars

Amazing for low km usage

I love the idea of pay per km usage. During the pandemic lot of people were not driving cars still they all paid for insurance.
I feel Koba’s pay per km is a much better value for money.

21 March 2022
Rated 5 out of 5 stars

Great service

Fantastic experience (and saved me a ton of money).

Perfect for my needs - I only pay for car insurance for when I actually use my car.

19 March 2022

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