kobainsurance.com.au Reviews 

68
TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

Paying for insurance based on exactly how much I drive my car made a lot of sense for me. I don't drive much during the week, and mostly take short trips on weekends, so the KOBA product was perfect.... See more

Rated 5 out of 5 stars

Great tech based car insurance company that charges based on the mileage you use. Don’t drive as much as I used to with working from home and have netted out with a much more competitive rate on my an... See more

Rated 5 out of 5 stars

Finally a car insurer whom offers a policy on the low kms that I actually drive. I'm a working mum whose car trips during the week are the odd school runs then mostly short trips on the weekend so thi... See more

Rated 5 out of 5 stars

Great concept especially if you have a car that sits around for a lot of the time! Please note - you will need your temporary password to login in to the app, the team emailed this to you a few d... See more

Company replied

Company details

  1. Auto Insurance Agency

Written by the company

KOBA is one of Australia's first pay-per-km insurers, offering a fairer insurance solution. Our app measures the KM you drive and charges you for the insurance you use. Simply pay an upfront cost for comprehensive insurance to cover your car while parked, and a few cents per km you drive. Future features will include digital mechanic health checks, find my car locator and automatic collision detection to dispatch 000. KOBA is underwritten by eric insurance.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

68 reviews

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4.7

All reviews

(68)

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Innovative product which uses…

Innovative product which uses technology to charge me based on car’s usage. Can see my trips through the app which is helpful to become more aware of my driving and ultimately to help me further decrease my kilometres.

18 March 2023
Rated 5 out of 5 stars

Great tech based car insurance company…

Great tech based car insurance company that charges based on the mileage you use. Don’t drive as much as I used to with working from home and have netted out with a much more competitive rate on my annual premium. Simply plugs into a socket under your steering wheel and can track manage through well design app. Highly recommend. Have had insurance in place for last 9months with no problems - customer service excellent too.

30 November 2022
Unprompted review
Rated 5 out of 5 stars

Simple to join

Simple to join, uncomplicated processes, item to plug into car arrived ahead of time. Just had to plug it in. App downloads without issue. Tracking how much you are paying is in real time. Very, very competitive, a joy to use.

18 September 2022
Rated 5 out of 5 stars

The service was great

I found the experience absolutely fantastic. Quick and simple. I had a couple of issues rang up spoke to Mel who was absolutely wonderful helped me sort out the issues.

5 October 2022
Rated 5 out of 5 stars

Tracker Installation

Good phone response on query. Easy to instal the Kilometer tracker

27 September 2022
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Reply from kobainsurance.com.au

Thanks for your feedback - Great to hear our customer service team were so helpful!

Rated 5 out of 5 stars

Excellent so far

So far the buying & service experience has been excellent.
Koba has been seamless & flawless.
I hope I never have to make a claim but if I do I expect the service will be just as good.
Thank you Koba

6 September 2022
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Reply from kobainsurance.com.au

Hi John, thank you for your feedback. We're thrilled to hear that you're enjoying your experience with KOBA, and thanks for spreading the word!

Rated 5 out of 5 stars

Great concept!!

Great concept especially if you have a car that sits around for a lot of the time!
Please note - you will need your temporary password to login in to the app, the team emailed this to you a few days earlier so you may have forgotten about it ;)
Also please note - the device works by utilizing an inbuilt SIM card - uses this to track via GPS (NOT your phone's GPS) so there is no need to connect the device to your phone using Bluetooth. Extra benefit - if the car gets stolen you can track its location.
Excellent customer service from the KOBA team who made an effort to contact me to explain all of the above.

24 August 2022
Unprompted review
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Reply from kobainsurance.com.au

Thank you Vincent - appreciate your feedback and for taking the time to write such a detailed review! We hope you're enjoying being with KOBA and feeling the benefits.

Rated 5 out of 5 stars

I am considering koba but all I see…

I am considering koba but all I see here is reviews of sign-up and setup.
What's their actual claims process like ?
How difficult are they to deal with when trying to action a claim ?

20 August 2022
Unprompted review
kobainsurance.com.au logo

Reply from kobainsurance.com.au

Hi Gav, many thanks for reaching out. Hopefully a customer will answer your thread shortly, but in the meantime, perhaps the following might help: We have our KOBA call centre here in Australia, our Underwriter who as 25+ years experience handles our claims, we use an Australia-wide preferred repairer network and have a Lifetime guarantee on repairs.

Rated 5 out of 5 stars

I think it is an excellent concept

I think it is an excellent concept, as I walk to work Monday to Friday. I only use my car for the supermarket or on the weekends occasionally.

17 August 2022
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Reply from kobainsurance.com.au

Thanks Phillipa for your review, and sounds like you're our perfect demographic! Enjoy only paying for the insurance you use and hopefully you're seeing some more money in your pocket.

Rated 5 out of 5 stars

Seamless experience so far

Seamless experience so far. The app is easy to use, the device for the car arrived in a timely manner and the PDS was relatively straightforward.

9 August 2022
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Reply from kobainsurance.com.au

Thanks Stephen! Appreciate you taking the time to write a review and great to hear you've found the experience so seamless.

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