Very easy to understand. All information was available and clear. Options for add-ons were clear and precise as to cost per month and the annual total. The total breakdown of inclusions/exclusions of... See more
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We’ll protect your property, inside and out… in minutes
Our customers have saved money and set up their home insurance online, even if they've had insurance problems in the past.
Specialist home insurance for a wide range of circumstances
We're experts at insuring people who want to build or buy a unique property, renovate, rent a home or leave it unoccupied. We can cover people who travel a lot, run a business from home or even collect rare treasures. We protect people who love living in a listed building, having a view of a river or sunbathing on a flat roof. We cover listed, non-standard construction, second and holiday homes, homes rented on airbnb, customers with lodgers, landlords, customers with past convictions or financial difficulties, larger homes with more than 6 bedrooms, childminders and many more!
Immediate online quote in most cases, even for very complex circumstances
We quote for a wider set of circumstances online than any other insurance provider in the UK.
Get your home insurance quote now
Useful extra cover included
Benefit from Basic Legal Expenses and Home Emergency cover included in your policy, included in your policy as standard.
Speak to our call centre team if you have questions
We understand that you are bound to have some questions, especially if your property or the way you use the property is classed as a bit unusual. Please call our team, we’re here to help. We're available on the phones until 8pm on weekdays and on Saturday mornings.
5 Star rated policies
Homeprotect home insurance policies are 5-star rated by Moneyfacts.
24hr Home Emergency line
If the worst should happen, call our dedicated team anytime. We’ll explain what information we need from you and we'll explain what happens next.
What we don’t cover
We also think it’s important to be clear on.
Please note that we don't cover homes outside of the UK, damage caused gradually, or by wear and tear, or by failure to fix a known issue, faulty design or poor workmanship or theft, vandalism or accidental damage caused by a paying guest. Find out more details of what is and isn’t covered in our policy booklet
To find out more, please visit: www.homeprotect.co.uk
CI Tower, KT3 4HG, New Malden, United Kingdom
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Replied to 100% of negative reviews
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Simple and easy and good price with good cover. Thank you

Reply from Homeprotect
my first renewal quote was higher than if their comparison site quote. When I queried I was given various reasons for the higher cost, when in their statement a new customer they guarantee same cost for an exiting customer. i knew that I had done a like for like quote. i was going to change but found the new insurer pretty poor. Later I received another renewal quote that was lower than my comparison site quote. So I remained. But my experience with the people I contacted I could not give a high rating

Reply from Homeprotect
I had had home contents insurance with Homeprotect for a number of years and was very happy with it.
Unfortunately when it came for renewal this year they were unable to take payment because my card details had changed. They let me know, and I called to make payment. Whilst on the phone the person I spoke to asked if I was happy with the policy and I said I'd better just double check it. It was good of her to have done that, and she promise she would call back next day so I could make payment.
She never called me back. Of course it's my own responsibility to make sure I have insurance but she should not have said she'd call back if then wasn't able to for whatever reason.
I then got a letter saying my policy had lapsed. Again - my responsibility alone, but one more reminder before such time may be a useful thing for Homeprotect to implement going forward.
I phoned to make payment and was told that because my policy had lapsed 30 days ago (this was on day 31) I'd need to get a new quote. Unfortunately the new quote was more than twice the renewal quote (around £580 rather than £270-ish). The person I spoke to was unable to explain why that was, given that nothing had changed in terms of my insurance needs. Seems that new customers, which I guess I was at that point (despite the company person on the phone having all my info already on file) are charged highly inflated amounts.
In the circumstances I asked if this could be escalated and to see if there was a way an exception could be made. I was promised a call which was meant to happen yesterday - I've heard nothing.
Id already decided I didn't have time to wait for the Monday call that never happened, and have gone ahead with a different, better known and actually cheaper provider. I'll not use Homeprotect again

Reply from Homeprotect
Don’t use this company they quoted me 70 a month I’ve had a quote for 24 pound 😂 worse thing is I’ve been with these con men 9 years not no more

Reply from Homeprotect
Great service, easy to speak to a real person without waiting to get through, efficient and very helpful. Would recommend

Reply from Homeprotect
The person I spoke to (a real person) was polite and helpful

Reply from Homeprotect
Ridiculous.. sent me a renewal email claiming they would match or beat my previous quote.. it was nearly 40% higher and less cover as I sold an item! Told me everything had gone up, cost of business etc. Which I get but don't tell people the opposite in the email. I can see however I am in the minority.

Reply from Homeprotect
Reasonably easy to complete all the online forms...and a good price

Reply from Homeprotect
Quote was very competitive and the underwriting by AXA gave us confidence. However, the quote was higher at the end of the process for no discernible reason, hence the four stars rather than five.

Reply from Homeprotect
Clear and concise process for renewal.
Quote remains competitive, which makes it a simple decision to renew.

Reply from Homeprotect
Easy to reach on phone. Clear good friendly communication. To me Home Protect seem like an honest decent company of integrity. I highly recommend

Reply from Homeprotect
Speedy, helpful, easy correspondence and response. All round great. Thanks.

Reply from Homeprotect
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