We can't recommend Gen H highly enough! Thank you for your incredible support during the mortgage approval process. Becoming homeowners was a long-held dream for us, and we thought it might not b... See more
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Gen H is a mission-led mortgage lender working to build a fairer housing market. For deposit or affordability constrained buyers, we’ve created innovative affordability tools to help you find your place on the ladder. And for all aspiring homeowners, we’ve designed an end-to-end homebuying service so you can get your mortgage and legals done in one place. The system is broken – but we’re here to fix it. Ready to get on the ladder? Get in touch.
1 Old Street Yard, EC1Y 8AF, London, United Kingdom
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I had a great experience with Gen H. As a first-time homebuyer, the process felt smooth and straightforward thanks to their clear communication and quick responses.

Reply from Gen H
“GEN H exceeded my expectations in every way. After being turned down by high street lenders, I was referred to GEN H and they helped me secure my mortgage quickly and with minimal stress. The team communicated every step clearly and responded promptly to my queries. Their innovative Deposit Booster option was hugely beneficial, and the application process was far more straightforward than with other lenders. Thanks to GEN H, I’m now a proud homeowner. I highly recommend their service to anyone looking for a proactive and understanding lender

Reply from Gen H
It was a great and positive experience with Gen H. Although we didn’t receive feedback within the 10 days initially promised by our broker, the overall process was smooth and efficient. We’re very happy with the outcome and appreciate how quickly everything was handled in the end.

Reply from Gen H
Really quick in correspondence and very helpful both via email or by phone, would certainly recommend

Reply from Gen H
Great experience as first-time buyers. Thank you for trusting us and helping us take our first step onto the property ladder. We really appreciate the support!

Reply from Gen H
Gen Home isn’t just helping people get mortgages, they’re helping people’s dreams come true. I honestly didn’t care whether mortgage rates were high or low. For me, the only thing that mattered was being able to live in my dream home, and Gen Home made that happen. I can’t thank them enough.
The Income Booster product is unbelievable. It genuinely helped us secure our dream home when we thought it might not be possible. A truly amazing service. Thank you, Gen Home, for everything.
Tehzeeb & Kiran

Reply from Gen H
Been really good at communication with something I haven’t a clue about.

Reply from Gen H
Gen H allowed my partner and I to buy our first home, simple as that! We've just completed a remortgage away from Gen H after an initial three year fix on our first home, so feel like we have a view on the whole customer journey.
The rates are high compared to a 'regular' mortgage but if your situation is similar to ours then your affordability is not good enough to be considered for these, so a Gen H style mortgage is one of your only options. We used my parents as income boosters on the application but made all the payments ourselves, meaning when we remortgaged the only additional charge from the solicitors was to remove Gen H's restriction rather than a full equity transfer which is more expensive, so keep that in mind when deciding on payments with your boosters.
Customer service, communication, dashboard etc. has always been good, and we're only leaving so we can remove our income boosters and extend our term to lower our monthly payments. Absolutely no regrets and would make the same decision again every time - thanks Gen H! :)

Reply from Gen H
Great mortgage company, my broker helped me secure this deal whereby many other companies did not offer me a mortgage due to being a ftb and in a commission based job.
Thanks!

Reply from Gen H
Gen H were speedy and efficient in arranging a Joint Borrower Sole Proprietor mortgage for the purchase of my daughter’s first home. It was not straightforward and , due to complications, had to be rearranged three times but Gen H were swift in getting the offers ready for us.

Reply from Gen H

Reply from Gen H
I git the mortgage first time from Gen H and the company staff was very helpful on call and guided the right information.

Reply from Gen H
Excellent service! The process was quick, easy, and transparent. The team was professional, helpful, and kept me updated every step of the way. Highly recommend

Reply from Gen H
Very pleased with the service provided, would highly recommend, thank you

Reply from Gen H
Promote but would be better if you matched rates in the market

Reply from Gen H
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