Cardiff & Vale Credit Union Reviews 

113
TrustScore 4.5 out of 5

4.5

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Rated 5 out of 5 stars

Whenever I call the staff are always helpful, friendly and polite. The loan processes are straight forward.Very quick and painless process, all complete within a few hours. Big thank you

Rated 5 out of 5 stars

Emma was amazing. Explained everything looked at affordability, made sure I was making the right choices. Highly recommend they have saved me a lot of stress with money worries. Thank you

Rated 5 out of 5 stars

in 2022 my mother unexpectedly passed - just 3 weeks after completing a court case regarding gaining a SGO. I ended in a financial mess of a situation due to lack of help/support from anyone.... See more

Rated 5 out of 5 stars

I have been a member of CCU for many years. Saving a modest amount each month by standing order really adds up during the year, so I save towards Christmas. It is very easy to withdaw funds using my... See more

Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Loan Agency

Written by the company

We provide affordable loans and ethical savings accounts to those who live or work in Wales. Membership is free and we operate on a not for profit basis - any profit we make is used for the benefit of our members who save and borrow with us.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

113 reviews

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No recent history of asking for reviews

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4.5

All reviews

(113)

20 reviews in the last 12 months

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Rated 5 out of 5 stars

Great service

Great service

As always amazing service from Cardiff & Vale Credit Union. It feels how banks used to feel with real people at the other end of the phone.

13 August 2025
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Thank you for your kind feedback!

Rated 5 out of 5 stars

I contacted Cardiff and Vale Credit…

I contacted Cardiff and Vale Credit Union seeking advice, with intention of taking out a debt consolidation loan.

I was taken care of by Emma, who provided me with an exceptionally high level of service. Emma was professional, caring and very considerate, carefully guiding and ensuring this was the best option for me. I felt very comfortable and incredibly looked after through Emmas hospitable guidance and was so impressed with her attention to detail and compassionate approach. I am both thankful and grateful for the help I have recieved which has not only lifted a weight off my shoulders, but helped restore confidence in myself and situation. My sincerest thanks and gratitude to Emma and the entire team.

Kind regards

Rhys George

11 July 2025
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Thank you so much for your feedback. I have passed this on to Emma - she is brilliant!

Rated 5 out of 5 stars

I'm grateful for the assistance…

I'm grateful for the assistance rendered with my application i wished it could have been a bit more than what was granted but all things considered I can always count on this platform to meet you with a solution I have never been left looking for other avenues if I come here for help .Thank you.

12 March 2025
Unprompted review
Rated 5 out of 5 stars

Gave me lifeline

in 2022 my mother unexpectedly passed - just 3 weeks after completing a court case regarding gaining a SGO.

I ended in a financial mess of a situation due to lack of help/support from anyone.

Credit union has given me a lifeline out of a mess that I cannot seem to clear up. Saved me a huge amount of money as well.

Very grateful for their help with this.

4 March 2025
Unprompted review
Rated 5 out of 5 stars

Staff are very accommodating

It's my first time to apply for a loan and I was assisted by Jesse. She's been really nice and helpful in my application, and able to explain clearly to me the things I should know.

16 March 2023
Unprompted review
Rated 5 out of 5 stars

I have been a member of CCU for many…

I have been a member of CCU for many years. Saving a modest amount each month by standing order really adds up during the year, so I save towards Christmas. It is very easy to withdaw funds using my online account. It is also reassuring knowing that if I need a loan the interest will be competitive. Highly recommended.

4 March 2023
Unprompted review
Rated 5 out of 5 stars

Withdrawel

The two members of staff I dealt with (sorry missed their names)were very helpful and more importantly very patient.
It was a rare experience in these times to actually get through to a company let alone speak to a human being.
They were both professional and competent. Many thanks

30 November 2022
Unprompted review
Rated 5 out of 5 stars

C&V credit union

C&V credit union staff are always helpful. And the accounts are easy to access online. I highly recommend using the credit union for savings and loans..

19 October 2022
Unprompted review
Rated 5 out of 5 stars

I’ve never had a bad experience with…

I’ve never had a bad experience with Cardiff and vale credit union. Always super happy to help and they make it so easy to save!

5 October 2022
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Thanks for your review Sam - we are pleased to hear we've been able to help you save easily!

Rated 5 out of 5 stars

Try your Credit Union first

I'm a strong believer in the ethical ethos of credit unions so was always going to apply for a loan product from Cardiff & Vale CU but even I was 'shocked' at the 4.9% APR I was offered as opposed to my High St Bank's illustrative 13.1% example. Save myself buckets of interest, keep money circulating within my local community, and fabulous friendly customer service to boot. Total no brainer.

16 September 2022
Unprompted review
Cardiff & Vale Credit Union logo

Reply from Cardiff & Vale Credit Union

Thanks for the great feedback Alun - we aim to be highly competitive both on price and quality customer service for our members, as well as supporting the local economy. We agree that it's a no brainer!

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