I was having issues getting approved for credit elsewhere. Polar credit helped us out. You can borrow as much or as little as you can afford each time from the credit you are approved for. I would r... See more
Company replied
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See what reviewers are saying
Amazing. Borrow what you need they take min payment each month but you can pay extra on top. Interest isn't too high either. Def recommend. Def affordable compared to others
Absolutely amazing company! Staff are always so helpful and they are professional at all times. The service offered is amazing and nothing is too much for them to do. Repayments are set up with no has... See more
Company replied
The application process was okay, the money was available immediately, HOWEVER they LIED to me and said if I repaid my whole balance they would increase my limit, I asked them if they are SURE, they g... See more
Company details
About Polar Credit
Written by the company
New, simple way to access revolving credit. We are a reliable direct lender for your ongoing credit needs.
Representative example: Amount of credit: £1200, interest rate 49.9% pa (variable) and 1.65% transaction fee. Representative 68.7% APR (variable).
Representative example: Amount of credit: £1200, interest rate 49.9% pa (variable) and 1.65% transaction fee. Representative 68.7% APR (variable).
Contact info
3rd Floor, 12 Gough Square, EC4A 3DW, London, United Kingdom
- 0800 612 7188
- info@polarcredit.co.uk
- polarcredit.co.uk
3.9
Great
239 reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Hasn’t replied to negative reviews
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Avoid.
Avoid.
Do a basic application. Then a hard search appears on your credit file.
7 September 2026
Unprompted review
Easy application easy to use site…
Easy application easy to use site flexible payment options great to have as a safety net for emergencies
31 July 2026
Very good and reliable
30 June 2026
Really simply and easy to use
1 June 2026
Always very helpful with my questions
Always very helpful with my questions, very easy app to use also.
30 April 2026
Excellent efficient service
30 April 2026
Brilliant Company to deal with
Brilliant Company to deal with, fast service and always there when you need them.
30 April 2026
Very easy to use.
28 February 2026
Excellent no issues
31 January 2026
It was simple and fast process
It was simple and fast process. Quick to transfer it and easy small repayments. Used this service time and time again.
1 October 2025
Avoid at all cost's as the company…
Avoid at all cost's as the company state they only run soft searches but they have performed a hard search on myself and affected my credit file. Complete fraud and refuse to accept they have done this when it is clearly visible to see. Proof can be provided
2 January 2026
Unprompted review
Very poor from the application which I…
Very poor from the application which I had to get a promo code???,never done that before. Waited over 2 days for a reply, sent emails reply was a agent would get in touch, then I could make a payment even though I don't have an account with them 🤣🤣🤣,finally a response they wanted more info,after 2 opening banking test,they refused myself, I understood there decision, they passed me on to other lenders, this company are only a credit broker service, don't waste your time with them,look for reputable lenders.
3 November 2025
Unprompted review
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