Customer service and care is arguably one of the worst I've received. They do not care about you. My recommendation would be look elsewhere. They will actively make it as difficult as possible for yo... See more
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Assurant, Westemere Drive, Crewe Business Park,, CW16UN, Crewe, United Kingdom
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We have our mobile insurance with our Virgin account. My husband accidentally closed the car boot on his phone leaving it slightly bent, as it was a new phone decided to get it fixed. Phone came back quickly but with fault of fussy sound when speaking to someone… fast forward, assurant ‘fixed’ it and it was still not working… told to go to Apple Store for diagnosis test! Yep.. sound board faulty!?! Eventually had someone who sent a replacement phone! Fast forward again May, I pad suddenly stopped charging… sent off returned exactly the same problems!!?! Are you honestly telling me that tests were done on an I pad that won’t charge or turn on!?! Am sending it back again… i have a disable adult son with me all day… I now have to drag him out again in the rain to send this parcel… I’m sorry this is not acceptable! I thought we as a family were just unlucky… wrong it appears it’s the norm!!!!

Reply from Assurant
Very poor repair quality and handling of my iPhone 14 Pro claim.
After a repair, my original OLED screen was replaced with an inferior LCD display. The screen is noticeably dull, has light bleed on black backgrounds, and has already developed screen burn despite limited use. Even worse, the screen is poorly fitted, with uneven gaps around the frame and parts touching the metal edge, increasing the risk of cracking. An iPhone 11 Pro with its original screen looks noticeably better.
The camera was also replaced but repeatedly fails with a “finish configuration” error. Apple confirmed this indicates incorrect configuration and may affect image quality.
I sent the phone back to the insurer, who claimed a 100+ point assessment found no issues. However, an Apple Authorised Repair Centre identified multiple serious faults within 20 minutes and recommended further repairs costing £349 for the screen and £195 for the camera.
Since the repair, battery life has worsened significantly and the phone has powered off unexpectedly — issues that never existed before.
To make matters worse, I have raised a formal complaint and have received zero communication in response — not even an acknowledgement to confirm the complaint was received.
Overall, the device was returned in a worse condition than before the claim, using sub‑standard parts, poor workmanship, and followed by unacceptable customer service. I would not recommend this repair service for premium devices.

Reply from Assurant
spent £3k on their top level car warranty, pretty much covers nothing
To clarify, the engine, mounts / fixings (including engine mounts) , electrical, hvac, and hydraulics, any trims, stereo are some of the items not covered.

Reply from Assurant
Having read the recent reviews I was concerned how Assurant would deal with my claim for a stolen phone but thankfully no issues at all and replacement phone received promptly and everything dealt with efficiently
Claimed via my bank's acccount insurance benefit, smooth transaction, got a new phone 3 days later.
Updates about my claim status were sent timely, no issues at all. Very happy customer .
What a surprise! You submit a phone with a defective screen for recycling, accept their cash offer, then when they receive it they say it's non-functioning and offer you nothing! Of course it's non-functioning it has a defective screen. Pretty underhand and wouldn't use them again. NB - in response to Asurant comment, the phone did power up when submitted via your online portal. It was merely the screen that pixelated periodically.

Reply from Assurant
My Claim Number: 56056628
“After reading many customer reviews online, I was honestly concerned and unsure about what to expect. However, my personal experience with Lloyds Bank /Assurant was completely the opposite. The entire replacement process was smooth, efficient, and stress-free from start to finish. Everything was handled professionally, and the delivery was seamless with no delays. My replacement device arrived perfectly packaged and brand new. Because of my experience, I was genuinely surprised by the amount of negative feedback I had seen beforehand. Assurant delivered exactly as promised, and I couldn’t be happier with the service provided.
A shambles I had to send the phone to them and pay which cost £10 and on receipt of my so called repaired phone it wouldn’t even work so I have had to send back and have logged a complaint but they are not interested and state the phone worked when it left them. I will be going to the Financial
Ombudsman. Had other insurances which have always been first class so I will
Be cancelling my policy.

Reply from Assurant
Further to my Trustpilot review on 7th April 2026 (my reference number 280699020426), I rang Assurant and they confirmed I will receive £89.63, which is 23% of the fee I paid to Evans Halshaw Vauxhall Leeds on Gelder Road.
After my complaint, Assurant issued the final investigation letter on 2nd Apr and they quoted the following from T&C. This is right, but these will cause you problems and more hassle:
Labour Rate Term: “In giving authorisation for Maintenance or repairs, we will assess repair times in line with Autodata (or equivalent industry standard) recommended repair or service times and hourly labour rates at a maximum of £55 per hour.”
Parts Term: “The Administrator may authorise Maintenance or repairs immediately; call for other estimates; nominate another repairer; investigate the Maintenance or repair request further; insist on the use of factor or pattern parts; exchange or remanufactured units; or appoint an independent assessor to inspect the vehicle.
However, I rang Assurant on 7th Apr, the lady politely explained that they generally used two standards for price comparisons, but they seek the advice from the dealer, which is Evans Halshaw Vauxhall.
I rang Evans Halshaw Vauxhall Leeds, they explained these are the standard hours for this work and they don’t use non-genuine parts, which cause problems.
My recommendation: If you want more than 23% of your repair fee back and fix your car properly, you know what to do.

Reply from Assurant
Very unprofessional and rude customer service and they are making their own theories to reject the claims stay away from assurant they are stupid 😡

Reply from Assurant
Spoke to Melanie today, she was absolutely fantastic!!! Had an issue where I didn't have proof of payment on a previous replaced phone and she when above and beyond and got the claim submitted for me, she was gentle, kind and honestly God bless her
I am extremely disappointed with the service I have received from Assurant Mobile Phone Insurance.
I first made a claim in January, and since then my iPhone has been sent in for repair five separate times. Despite this, the device has still not been restored to a satisfactory or manufacturer-standard condition. On more than one occasion, I was required to pay the excess fee—even when the repair was clearly not completed properly.
In one instance, the phone was returned without being correctly sealed, which resulted in condensation forming inside the camera lenses. This is a basic quality issue that should never occur following a professional repair. Even now, after being told the phone has been “repaired,” there is still clearly visible condensation in the front camera.
I have now been without a properly functioning phone for several weeks, which has caused significant inconvenience. While I acknowledge that repairs are processed relatively quickly, the lack of proper workmanship completely undermines the purpose of having insurance in the first place.
At this stage, I have lost confidence in your ability to repair the device to an acceptable standard. I would expect a more appropriate resolution, whether that be a full replacement device or a permanent fix carried out to manufacturer specifications, without any further charges.
I hope this matter can be resolved promptly and fairly.

Reply from Assurant
I had a really frustrating experience with Assurant UK when making a claim for my lost iPhone 17 Pro. What should have been a straightforward process dragged on for nearly two weeks, with very little communication or clarity along the way. To make matters worse, the way my claim was handled felt less like customer support and more like an interrogation. I understand checks are necessary, but the constant questioning and tone made me feel like I was being treated with suspicion rather than as a genuine customer.
I constantly had to chase for updates, which only added to the stress and inconvenience. Now that the phone claim has finally been resolved, I’ve been told I still have to wait even longer for the accessories claim to be processed and I’m still awaiting any meaningful update on that. It feels unnecessarily slow and poorly coordinated, as if each part of the claim is handled in isolation rather than as a single case.
I’ve used Assurant in the past without issue, but something clearly seems to have changed. Looking at recent reviews online, my experience doesn’t appear to be an isolated one. It gives the impression that customer satisfaction is no longer a priority, which is disappointing for a service that’s supposed to provide peace of mind.
Overall, the lack of efficiency, poor communication, and uncomfortable claims experience have been very disappointing. When you’re paying for insurance, you expect a smoother and more supportive process especially for something as common as a lost phone. Unfortunately, this has been far from that.

Reply from Assurant
This was my first time dealing with a broken the large foldable screen phone, but thankfully my insurance covered from Lloyds Bank it and I got a new one super fast. I really appreciate how quick your service was - I got a replacement Samsung Fold 7 within a week! My only small issue is that the color of the new phone is different from my old one, and I wasn't asked about it first. But I'm sure I'll get used to it. Thanks again for your help!🙏🙏🙏
Horrendous, delayed my mobile phone claim by a week asking for all sorts of nonsense, sent me the wrong colour with chips on it, older than me existing with a slip in the package saying they gave me a better spec phone as they didnt have mine in...... which they didnt, they just gave me a disgusting colour.

Reply from Assurant
I've used them before. But what is going on!. Paid for a mobile insurance claim. They haven't emailed me the next Steps I clouding the form. Called today and I get a disinterested worker who says "the person who deals with sending emails will do it today" seriously WTF is this. We're well into the afternoon I've paid my excess and you are delaying my repair. What's wrong with you guys

Reply from Assurant
I reported my phone as lost and sent all the required documents by email. Since then, I haven’t heard back. I’ve also tried calling a few times, but I haven’t really been able to get any clear information or help. Claim no: 56048910. I send all the documents Tuesday, still no response. Just I call the customer service they didn’t help me too.they says just wait to the email. It should not be that much hard.

Reply from Assurant
This compnay is a complete joke! after 8 months of over and back and a complete breakdown of communication on their end, I was told I would get a £2,000 claim paid.. this was on January 5th.. today is April 21st and I havent received any payment or replies to any of my emials over the last few months.
Currently sitting at 1.6 stars, this is the lowest I've ever seen on Trustpilot. complete joke of a company
Update: I've sent you the detaisl on top of more emils but this comany wants nothing to do it!! absolute joke!!

Reply from Assurant
I had a very disappointing experience with Assurant while making a phone insurance claim.
Despite explaining multiple times that my device was a genuine gift from a friend, I was repeatedly asked to provide proof of purchase, which I clearly stated I do not have. It felt like I was being asked the same questions over and over again without any consideration of my situation.
The whole process became unnecessarily stressful and frustrating, with excessive documentation requests and no flexibility for genuine cases like mine.
Because of this experience, I decided to withdraw my claim and cancel my Ultimate Reward account.
I would not recommend this service based on my experience. I hope they improve their customer support and handle cases more reasonably in the future.

Reply from Assurant
Worst experience ever ..
i am gonna leave nationwide bank’s insurance

Reply from Assurant
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