WAEPA Reviews 

66
TrustScore 4.5 out of 5

4.5

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Rated 5 out of 5 stars

I love WAEPA. I was glad I didn't stick with FEGLI for life insurance as a federal employee - it was much more expensive for less benefits, in my experience. WAEPA has been terrific. I've gotten a... See more

Company replied

Rated 5 out of 5 stars

I received the email about the WAEPA scholarship grant. I forwarded the email to my daughter, she followed the instructions and received the award. I'm so glad WAEPA has the program, it will really he... See more

Rated 5 out of 5 stars

WAEPA is by far the best life insurance I’ve ever had. I feel very fortunate I’ve been able to secure their services. Their customer service is top-notch, as well. Lastly, my son, a rising second y... See more

Rated 5 out of 5 stars

I switched from FEGLI to WAEPA. I'm spending an amount that's very reasonable to me for the right amount of coverage. Switching was easy. Also, my high school graduate earned a WAEPA scholarship,... See more

Company replied

Company details

  1. Association or Organization
  2. Disability Insurance Company
  3. Federal Government Office
  4. Life Insurance Agency
  5. Non-Profit Organization
  6. Term Life Insurance Provider Company

Written by the company

Worldwide Assurance for Employees of Public Agencies, Inc. (WAEPA) is a 501(C)(9) nonprofit organization, not an insurance company, committed to promoting the health, welfare, and financial well-being of Civilian Federal Employees. WAEPA was founded in 1943 and has been providing Group Term Life Insurance, exclusively to current and former Civilian Federal Employees since then. Today, WAEPA has a membership of more than 50,000 Feds and their families.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

66 reviews

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Replied to 100% of negative reviews

Typically replies within 1 week

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4.5

All reviews

(66)

18 reviews in the last 12 months

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Rated 1 out of 5 stars

Pay and Guess what you might get

I applied for a policy, and it seemed to be a decent deal, except that I have seen NOTHING from them except a bill for the first quarter. When I wrote back that I needed to know what exactly I was purchasing, I was told that they don't send out the policy until they receive payment. Is this for real? How can I pay for a policy of unknown amount, unknown terms and unknown type? I have never heard of such business practices. They are incredibly slow at responding to emails.

10 June 2025
Unprompted review
WAEPA logo

Reply from WAEPA

Hi Annora,

We appreciate you taking the time to leave a review. One of our team members has reached out to you directly to address your concern.

Thank you!

Rated 5 out of 5 stars

Great life insurance company

Great life insurance company, with affordable rates and good coverage. Customer service is excellent and they offer scholarships to their customers and children.

20 May 2025
WAEPA logo

Reply from WAEPA

Thank you for leaving a review, Tameka!

Rated 5 out of 5 stars

I switched from FEGLI to WAEPA

I switched from FEGLI to WAEPA. I'm spending an amount that's very reasonable to me for the right amount of coverage. Switching was easy. Also, my high school graduate earned a WAEPA scholarship, so being a member is already a great investment.

20 May 2025
WAEPA logo

Reply from WAEPA

Thank you for taking the time to leave a review! We appreciate your membership.

Rated 4 out of 5 stars

Administrative malfeasance

In June 2024 I sent my required payment to WAEPA, on Jul. 9 that check cleared my checking account. In Sep. 2024 they sent me a letter advising that cancelling my insurance for lack of payment was being processed. I called in to respond and was advised that a correction would be made reinstating my insurance. Each year there has been a designated partial refund of payments to those in "good standing". The company representative advised that I would qualify with the correction. Now it is 12/10 and still no check. Called in again and the representative said the previous was not true and that I was ineligible for lack of standing. I told him this was corporate malfeasance and that my standing should be as reinstated and eligible because it was not my mistake, but theirs. The Rep agreed to move to correct and agreed to send me an email noting what was being done and that receipt of my rebate should happen by the end of the month. Well, as of today's date there has been no contact and no e-mail. William Parke

9 December 2024
Unprompted review
WAEPA logo

Reply from WAEPA

Hi William, thank you for your continued membership and for taking the time to leave feedback.

We reached out to our billing services team and our records show that your refund check has been issued. Please let us know if you need further assistance, thank you!

Rated 5 out of 5 stars

A+ website and application experience

The ease and uncomplicated manner the website and application experience is very well done.

13 September 2024
WAEPA logo

Reply from WAEPA

Hi Nelson, thank you for your review. We're glad to hear that you had a positive experience.

Rated 5 out of 5 stars

WAEPA was there for me

After my husband passed away, WAEPA was sensitive and worked quickly to provide my beneficiary benefit. Thank you.

13 September 2024
WAEPA logo

Reply from WAEPA

Hi JoJo, thank you for taking the time to leave your review. We're glad to have provided for you and offer our condolences for your loss.

Rated 5 out of 5 stars

Easy to upgrade

It was easy to get through the medical check up to upgrade my insurance levels.

22 April 2024
WAEPA logo

Reply from WAEPA

Hi Ted, thank you for leaving your feedback! We're glad to hear that you had a positive experience in increasing your coverage.

Rated 5 out of 5 stars

Great customer service

It is so nice to have a number to call with folks who are actully helpful. Thank you.

1 June 2024
WAEPA logo

Reply from WAEPA

Hi Michael, thank you for taking the time to leave a review!

Rated 5 out of 5 stars

Very happy with WAEPA

We love WAEPA and the life insurance that is offered. We also have benefitted greatly from the scholarship WAEPA offers for college students. Thank you WAEPA!!

6 June 2024
WAEPA logo

Reply from WAEPA

Hi Martha, thank you for taking the time to leave a review! We're glad that you're able to take advantage of your member benefits.

Rated 1 out of 5 stars

They don't answer the phone

They don't answer the phone. Ever. Like never. Not helpful at all. I'm planning to cancel our insurance because what's the point in having an insurance carrier that doesn't ever respond, answer via phone or email.

6 June 2024
Unprompted review
WAEPA logo

Reply from WAEPA

Hi Megan,

Thank you for taking the time to leave your feedback. We're sorry to hear that you had a negative experience. Our Member Services Manager recently reached out to you directly and we hope that you are able to follow up with her to help resolve your issues.

Rated 5 out of 5 stars

The person I worked with

The person I worked with, Tamara, was awesome she was very personable, knowledgeable, and absolutely solved the issue I was having!!!!!! A million stars!

3 May 2024
Unprompted review
WAEPA logo

Reply from WAEPA

Hi Dan, thank you for leaving a review. We're so glad that Tamara could help provide you such exceptional service!

Rated 1 out of 5 stars

No answer, ever

I have to send paperwork and have a question. Ive called at all times of day, been disconnected, sent to voicemail, received recorded message to call back later everyones in a staff meeting. I dont believe any review that indicates someone talked to anyone. Just to get my original appt it took 6mo and they lost my mailed application twice. Its like an 800#, a voicemail box, and a PO Box with where you send money. I dont know how you would reach anyone to submit a claim!?!

21 March 2024
Unprompted review
WAEPA logo

Reply from WAEPA

Hello, thank you for your review. It is of the utmost importance to WAEPA that our members have peace of mind that we will be there for their loved ones at the time of a claim.

We're sorry to hear that you had a negative experience; we have been facing increased call volumes in the last several months due to an acquisition of a new membership group.

If you have further questions, please contact our Member Services team via email at memberserve@waepa.org.

Rated 5 out of 5 stars

WAEPA is 💯 customer service oriented…

WAEPA is 💯 customer service oriented for all members. I have been a member for over 20 years and this organization has far exceeded expectations!! The customer service is quick, professional, and knowledgeable in every aspect!!! Can’t recommend this organization enough!!

15 March 2024
Unprompted review
WAEPA logo

Reply from WAEPA

Dear Don, thank you for taking the time to share your review! We’re glad to hear that you had a positive experience with WAEPA; we strive to deliver exceptional service. Thank you for your continued membership!

Rated 3 out of 5 stars

WAEPA Beneficiary Change Process Needs Review; Tamara a Customer Service Star

I'm writing to express my concerns regarding recent challenges I experienced while attempting to update my beneficiary information with WAEPA.

In October 2023, I mailed my change of beneficiary form. I followed up in November 2023 and I discovered that it was not received. I resent the application via certified mail in January 2024 (confirmed delivery on January 17th). Additionally, I submitted two online applications (receiving confirmations) and faxed the form on January 24th.

Despite these multiple attempts, none of the standard processes seemed to initiate the necessary changes. I followed up with a phone call in late February 2024 and was fortunate to connect with Tamara.

Tamara demonstrated outstanding professionalism and patience while investigating my case. She thoroughly addressed the issues with the online, mail, and fax submissions, ultimately taking personal responsibility to ensure my change of beneficiary request was completed successfully. Tamara is a valuable asset to your team.

While I'm disappointed with the initial challenges, I want to commend Tamara for her exceptional customer service. She turned a frustrating situation into a positive experience. I suggest WAEPA carefully review its beneficiary update procedures to make them more efficient and reliable for clients. Something so simple should not take months to process.

14 March 2024
Unprompted review
WAEPA logo

Reply from WAEPA

Hi Gary, thank you for takin the time to leave your review. We are committed to improving our processes to better serve our members and feedback like yours helps us do just that!

We’re glad to hear that Tamara could provide exceptional service for you and help guide you through, despite your frustrations.

Please let us know if there’s anything else we can do.

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