Vanquis Reviews 

44,447
•
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Evaluating 5,247 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight that the application process is completely straightforward and the mobile application is very simple to navigate for everyone. Many people also appreciate the consistently helpful support team and the reliable service provided throughout their long experience. However, some customers also noted concerns regarding high interest charges, unexpected fees, and slow payment processing times. Some reviewers were dissatisfied with sudden card blocks during travel and ongoing difficulties when requesting credit limit increases despite keeping accounts in good standing. A few consumers additionally mentioned occasional communication issues and technical errors preventing access to their online accounts.

What people talk about most

User experience

Clients share positive opinions on user experience, noting that the application process is straightforward... See more

Customer service

Reviewers highlight positive aspects of customer service, frequently praising the ease of speaking to someone... See more

Service

People report positive experiences with service, highlighting friendly staff and reliable support. Reviewers... See more

Application

Consumers find application to be positive, highlighting the quick, straightforward online application process... See more

Payment

Reviewers mention ambiguous feedback about payment, as many consumers find the app extremely easy to use for... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I have used my Vanquis card more recently due to the offers you provide to your customers. I am referring to your 0% for 6ths money transfer with a 4.9% handling fee. Like most responsible people I al... See more

Company replied

Rated 4 out of 5 stars

App works well, customer service is good, amounts of credit is good, putting snoop that seems dodgy, offering limits above payments levels thats not a good thing actually, card works well in other cou... See more

Company replied

Rated 5 out of 5 stars

When I returned to the UK after living on US island for ten years, I had a low credit rating which made everyday life a little difficult. I still had my bank account and this helped me get a Vanquis c... See more

Company replied

Rated 5 out of 5 stars

Very simple and easy to follow process for applying, and full support provided with the app. Never really wanted to go down the credit route however, cost of living and low wages lends the use of a cr... See more

Company replied



Contact info

4.4

Excellent

TrustScore 4.5 out of 5

44K reviews

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4.4

All reviews

(44,447)

5,016 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great service

Great service

28 October 2025
Vanquis logo

Reply from Vanquis

Hi Mary - Thank you so much for taking the time to leave us a five-star review, we truly appreciate your support.

Rose - Customer Experience

Rated 5 out of 5 stars
Vanquis logo

Reply from Vanquis

Hi Wayne - We appreciate your feedback and are so glad you found our service straightforward and simple to navigate. Thank you so much for the wonderful five-star review!

Rose - Customer Experience

Rated 5 out of 5 stars
Vanquis logo

Reply from Vanquis

Hi Tim - We are so glad to hear that our service is simple to navigate and perfectly fits your requirements! Thank you so much for taking the time to leave us a five-star review, we truly appreciate your support.

Rose - Customer Experience

Rated 5 out of 5 stars
Vanquis logo

Reply from Vanquis

Hi Andres - We are delighted to hear that you are enjoying our app and finding it so straightforward to navigate. Thank you so much for taking the time to leave us this wonderful five-star review and feedback!

Rose - Customer Experience

Rated 5 out of 5 stars

What a great card highly recommended…

What a great card highly recommended used it for my holiday in lanzarote with no problems at all

28 September 2026
Vanquis logo

Reply from Vanquis

Hi Neale - We appreciate your positive feedback and 5-star rating! We are so pleased to hear that your card worked seamlessly for you while traveling abroad on your holiday and that you highly recommend us.

Rose - Customer Experience

Rated 5 out of 5 stars

Amazing experience so far

Amazing experience so far

12 October 2026
Vanquis logo

Reply from Vanquis

Hi there - We are so glad to hear that you have had such a wonderful time with us. Thank you for taking the moment to leave us a great five-star review!

Rose - Customer Experience

Rated 4 out of 5 stars

Easy to work with

Easy to work with

12 October 2026
Vanquis logo

Reply from Vanquis

Hi Peter - We are thrilled to hear that you had a smooth and hassle-free experience with us. Thank you for taking the time to share your positive feedback and for giving us a great four-star rating!

Rose - Customer Experience

Rated 5 out of 5 stars

Easy to use

Easy to use , always works

30 September 2026
Vanquis logo

Reply from Vanquis

Hi Ivan - We are so glad to hear that you find our service reliable and simple to navigate! Thank you for sharing your positive experience and for leaving us a wonderful five-star review. We truly appreciate your support.

Rose - Customer Experience

Rated 5 out of 5 stars

Vanquis has been a financial partner to…

Vanquis has been a financial partner to me and their services has been safe, reliable and accessible to me.

12 October 2026
Vanquis logo

Reply from Vanquis

Hi there - We truly appreciate your wonderful feedback and 5-star rating! It is fantastic to hear that you consider us a reliable financial partner and that you find our services secure, dependable, and easy to access.

Rose - Customer Experience

Rated 5 out of 5 stars

It was easy to apply for and you made…

It was easy to apply for and you made me at ease

1 October 2026
Vanquis logo

Reply from Vanquis

Hi Anthony - We appreciate your feedback and 5-star rating! We are so pleased to hear that the application process went smoothly and that our team helped you feel comfortable throughout your experience.

Rose - Customer Experience

Rated 5 out of 5 stars

Card

Easy to get on with and no hassels

12 October 2026
Vanquis logo

Reply from Vanquis

Hi Roy - We appreciate your positive feedback! We are so glad to hear that you experienced a smooth and hassle-free service with us. Thank you very much for taking the time to leave a five-star review.

Rose - Customer Experience

Rated 5 out of 5 stars

Fast and easy procces

1 October 2026
Vanquis logo

Reply from Vanquis

Hi there - We are so glad to hear that you experienced a smooth and efficient time with us. Thank you very much for taking the time to leave this wonderful five-star review; we truly appreciate your support!

Rose - Customer Experience

Rated 5 out of 5 stars

had a good experience app easy to…

had a good experience found app easy to use and payments affordable and easy to make extra payments good product

12 October 2026
Vanquis logo

Reply from Vanquis

Hi Wesley - We appreciate your positive feedback and 5-star rating! We are so glad to hear that you had a great experience using our app, managing your payments, and taking advantage of the option to make extra contributions.

Rose - Customer Experience

Rated 5 out of 5 stars

Good service very easy to use and…

Good service very easy to use and understand, easy access to do thi g online .

11 October 2026
Vanquis logo

Reply from Vanquis

We appreciate your positive feedback and 5-star rating! We are so pleased to hear that you find our service good and that our online features are easy to access, understand, and use.

James - Customer Experience

Rated 5 out of 5 stars

Easy to use on mobile

1 October 2026
Vanquis logo

Reply from Vanquis

We are so glad you had such a smooth experience using our service on your mobile device! Thank you for leaving us a five-star review; we truly appreciate you taking the time to share your positive feedback with us.

James - Customer Experience

Rated 5 out of 5 stars

Great service

Great service. Help at hand amazing service

11 October 2026
Vanquis logo

Reply from Vanquis

We appreciate your positive feedback and are so glad to hear that our team was readily available to assist you with your needs. Thank you for taking the time to share your wonderful experience with us!

James - Customer Experience

Rated 5 out of 5 stars

Really easy to use and easy to…

Really easy to use and easy to understand.

11 October 2026
Vanquis logo

Reply from Vanquis

Hi Mark, We appreciate your feedback and are so glad you found our service clear and simple to navigate. Thank you for taking the time to leave us a five-star review!

James - Customer Experience

Rated 1 out of 5 stars

I had my card frozen (21st…

I had my card frozen (21st September)due to me using incorrect pin number when 1st using the card, fair enough, my bad.
20 days, and several phone calls later, still locked, no solution given except it will take 3-5 working days, 5 working days, 1-2 working days etc. I even got passed to a manager, still no joy.
3 weeks tomorrow and STILL locked
Totally unacceptable

21 September 2026
Unprompted review
Vanquis logo

Reply from Vanquis

Hi there - I am truly sorry to hear about the ongoing delay in getting your card unlocked and the frustration this situation has caused. Waiting three weeks without a clear resolution after multiple calls is understandably unacceptable.

I have asked Trustpilot to request some information from you so we can investigate this further. Unfortunately, I haven't received a response from you.

If you would like to make a complaint, please get in touch and we'll investigate it for you.

Phone: call us on 0330 099 3129, this is the quickest way for us to help with your complaint.

Email: Please include your name, date of birth and home address to customer.relations@vanquisbank.co.uk. Make sure you tell us about your complaint and how it impacted you.

Online Webform: Found on our website.

Rose - Customer Experience

Rated 5 out of 5 stars

Great card

Quick and easy application and easy to use app very good 👍

10 October 2026
Vanquis logo

Reply from Vanquis

Hi Mark. We appreciate your positive feedback and 5-star rating! We're so pleased to hear that you found the sign-up process swift and straightforward, and that you are enjoying a seamless experience with our mobile platform.

James - Customer Experience

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