The access to sort problems, and ease of making payments. Though information has been excellent, I was a little annoyed that the online banking for credit card payment was ceased. It was replaced with... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
I find Vanquis very easy to use, the interest rate is very high , but it is helping me to balance out my financial situation.. I did find it a bit disappointing when i was refused credit limit incre... See more
Company replied
Modern helpful app where I van manage and keep check on my account. Helpful customer services and am easy to use system. I have used my card to build my credit score and give me purchase protection. I... See more
Company replied
Ive found Vanquis to be an excellent credit card. The app is great. Easy to track spending and make payments. They periodically offer to increase credit limit which you dont need to accept. I first... See more
Company replied
Company details
Written by the company
Vanquis serves over 1.7 million borrowers and savers in the UK. But while we may be a bank, we see ourselves as different from the traditional high street banks. You don’t need the highest credit score to borrow from us. You don’t need the biggest bank balance to save with us. We’re here for everyone who wants to manage their money better. Whether you're building your credit score, cutting your bills, or saving for your next move, we could help you take life's opportunities. We’re Vanquis – the bank that’s got your back.
Contact info
United Kingdom
- 0330 099 3000
- www.vanquis.co.uk
4.3
Excellent
44K reviews
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Reply from Vanquis
Hi There - We appreciate your feedback and are so pleased to hear that everything was smooth and that you were well-informed throughout the process. Thank you for your five-star review!
Elle - Customer Experience
I love my credit card the app makes it…
I love my credit card the app makes it easy to track my spending easy to make a payment and as long as I pay the amount owed at the end of the month there is no interest. Helped me to get my credit score up which can only benefit me all in all it’s perfect for me
18 August 2026
Reply from Vanquis
Hi Dawn - We're so glad to hear you love using your credit card! It's fantastic that the app makes tracking spending and making payments easy, and that you're benefiting from no interest when paying on time. We're especially happy to know it's helped improve your credit score.
Elle - Customer Experience
I am disappointed that I am unable to…
I am disappointed that I am unable to increase my limit but other than that am very happy with the app as I can see what I spend, and what I have available.
18 August 2026
Reply from Vanquis
Hi Tracy - We appreciate your feedback and are glad our app helps you track your spending. We understand your desire for a higher limit and will consider your input for future improvements.
We review each customer every month for a credit limit increase, and you will only receive one increase every five months. I have attached below some useful information from our website on how you can improve your chances of a credit limit increase in the future. https://www.vanquis.co.uk/existing-customers/your-credit-limit.
Elle - Customer Experience
Excellent service and experience
Excellent service and experience
I have been very pleased with this Vanquis for 2 years of using them. The application process was simple, the terms are clear and fair, and the customer support has always been helpful and responsive. I also appreciate the transparent fees and good benefits. I feel well supported and confident using their services. Highly recommend to anyone looking for a reliable card provider.
18 August 2026
Reply from Vanquis
Hi Olabanji - We're so pleased to hear about your positive experience over the past two years! It's wonderful to know that our application process, clear terms, and helpful customer support have met your expectations. We appreciate you highlighting our transparent fees and benefits, and we're glad you feel confident using our services.
Elle - Customer Experience
Very satisfied with the service thanks
I've rated you five stars 🌟 for the service I received very satisfied with everything, I will recommend you to anyone else thanks.
18 August 2026
Reply from Vanquis
Hi Kama - We are so pleased to hear that you were very satisfied with the service you received and that you'll be recommending us! Thank you for your wonderful five-star review.
Elle - Customer Experience
Eagood card for antonesy to apply for
Easy to apply for, app works well and easy to use.
Payments are easy also.
18 August 2026
Reply from Vanquis
Hi Patrick - We are so happy to hear that you found the application process and payments easy. We're also glad our app works well for you!
Elle - Customer Experience
Vanquis makes life easier because of…
Vanquis makes life easier because of the application your use in simple to navigate
18 August 2026
Reply from Vanquis
Hi Andrew - We appreciate your positive feedback and 5-star rating! We're so happy to hear that our application makes life easier for you and is simple to navigate.
Elle - Customer Experience
“I am not at all satisfied with my…
“I am not at all satisfied with my credit card. When I first obtained the Vanquis card, my credit limit was £1,200.00. However, because I suddenly became ill and was a few days late making one of my payments, my credit limit was reduced to £1,150. Even though about two years have passed since then, my credit limit is still £1,150.
No credit card provider increases the facilities or benefits for their existing customers. They always focus on finding new customers. An email requesting that a new account holder be appointed. However, rather than bringing in a new person, it would be better to strengthen the existing cardholders.
18 August 2026
Reply from Vanquis
Hi Bastian - Thank you for sharing your experience. We understand your frustration regarding the credit limit reduction and the subsequent lack of increase, especially after a challenging period.
We review each customer every month for a credit limit increase, and you will only receive one increase every five months. I have attached below some useful information from our website on how you can improve your chances of a credit limit increase in the future. https://www.vanquis.co.uk/existing-customers/your-credit-limit.
Elle - Customer Experience
Great 😊 Vanquis is the best company I…
Great 😊 Vanquis is the best company I have ever use but I hope one day vanquis will have an opportunity to let people to apply for a loan as well will be great 😊
18 August 2026
Reply from Vanquis
Hi Marie - We are so happy to hear you've had such a positive experience with us! Thank you for your valuable feedback!
Elle - Customer Experience
Good service
5 August 2026
Reply from Vanquis
Hi Rubel - Thank you for your 5 star review. We appreciate you taking the time to leave us your positive feedback.
Elle - Customer Experience
Is easy to use and easy to connect if i…
Is easy to use and easy to connect if i have problems.
18 August 2026
Reply from Vanquis
Hi Ludy - We appreciate your positive feedback and 5-star rating! We are so pleased that you found it easy to use and connect.
Elle - Customer Experience
Vanquis credit card has helped me out.
Vanquis credit card has helped me out over the years. First they gave me a small amount of credit when no one else would and by doing that I was able to get back on my feet.
There rates are a little high but I was willing to go with that at the time.
18 August 2026
Reply from Vanquis
Hi Richard - We're glad to hear our credit card was able to provide the support you needed during a challenging time. We appreciate you acknowledging how we helped you get back on your feet. Thank you for your valuable feedback.
Elle - Customer Experience
Reply from Vanquis
Hi Barry - We're so pleased to hear that you are happy with the service you receive. Thank you for sharing your positive feedback with us.
Elle - Customer Experience
handy card to have
18 August 2026
Reply from Vanquis
Hi Graham - We are so glad to hear that you find our card convenient and useful. Thank you for taking the time to share your positive feedback with us!
Elle - Customer Experience
Easy to understand very good service no…
Easy to understand very good service no problems at all would recommend you to my friends and family
18 August 2026
Reply from Vanquis
Hi Mary - We truly appreciate your positive feedback and 5-star rating! We're so pleased to hear that our service was easy to understand and that you had no problems. Thank you for recommending us to your friends and family!
Elle - Customer Experience
Absolute shower of excrement!
Absolute shower of excrement!
Worst customer service, and so called assistance from any company!
Completely incompetent at sorting the most trivial of problems!
Do not waste your time using this circus, plenty more companies to choose from.
18 August 2026
Unprompted review
Reply from Vanquis
Hi Gracie - We are truly sorry to hear that your experience with us was so negative. We understand your frustration and regret that we failed to meet your expectations regarding customer service and problem resolution.
So I can investigate, I have asked Trustpilot to request your details which I look forward to receiving!
Elle - Customer Experience
Reply from Vanquis
Hi Martin - We are so happy to hear you had such a brilliant experience with us! Thank you for your wonderful feedback.
Ruk - Customer Experience
Poor company
Poor company that offers no assistance to its customers, would not recommend
13 August 2026
Reply from Vanquis
Hi There - Thank you for your feedback. I'm sorry to hear we have fallen short of your expectations.
I have attempted to give you a call to discuss further but unfortunately was unable to reach you. Please give a call to 0330 099 3129 and a member of the team will happily discuss this further.
Elle - Customer Experience
Always freindly and helpful if needed to call, always get reminders of payments so you dont miss any ,always got good promotions on 0%interest rate ,wouldn't change to anywhere else
Always freindly if needed to call
18 August 2026
Reply from Vanquis
Hi Janice - We are so pleased to hear that you find our team friendly and helpful whenever you need assistance. Your positive feedback is truly appreciated.
Ruk - Customer Experience
I have been with Vanquis a number of…
I have been with Vanquis a number of years now, my credit card is a god send at hard times and I've had a loan in past from them was reasonable affordable payments, would recommend this company if you need credit for emergencies
9 August 2026
Reply from Vanquis
Hi Ann - We're truly happy to hear that our services have been a reliable support for you during challenging times. We appreciate your kind words and recommendation, and we are glad we could assist with affordable payments in the past.
Ruk - Customer Experience
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