Went into the process completely unaware of what to expect. Was guided through and received explanations of what was to come I am grateful for the outcome of the process. Everyone treated me with res... See more
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Founded in 1990 and currently operating from a network of local offices throughout BC – Sands & Associates are multi-year Consumer Choice Award winners who provide individuals and small businesses with real solutions to debt. As Licensed Insolvency Trustees, we are the people who can legally shield you from your creditors when you need a plan to deal with your debts.
Local offices throughout BC, Canada
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Replied to 83% of negative reviews
Typically replies within 1 week
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Sandra Wolverington made everything simple and straight-forward so I could get on track financially ASAP.

Reply from Sands & Associates
Because of professionalism thats makes SANDS & ASSOCIATE became popular and easy to deal with them.

Reply from Sands & Associates
I Had a Very Positive Experiece with Sands Associates. From the beginning, the staff Deepti And David treated me with kindness, respect, and professionalism. They took the time to explain all of my options clearly and never made me feel judged. Going through financial difficulties can be stressful, but they made the process much easier and gave me peace of mind. I truly appreciate their support and would recommend Sands & Associates to anyone looking for honest, compassionate, and knowledgeable financial help.

Reply from Sands & Associates
I greatly appreciated the professionalism and caring of the staff at Sands. They transformed an unpleasant experience into a hopeful one. Many thanks to Sands and Associates for helping to lift the burden tormenting me.

Reply from Sands & Associates
From the start, Joanne was amazing, she was patient, she was kind, and most importantly she was diligent. I very much appreciated my experience with San's and Associates through Joanne and I would greatly recommend this company to any of the people I know who are going through similar circumstances.

Reply from Sands & Associates
Sandeep was very helpful and communicative along with the rest of the staff all throughout the process. Thank you!

Reply from Sands & Associates
She understood what happened financially with me and made it easy for not to worry about it. It is a big load off my shoulders. And I am very grateful that your company is here and willing to help. Thank you.

Reply from Sands & Associates
Sands made this one of the easiest experiences. I was riddled with anxiety and shame over my finances and with their help they took all my months of stress and figured it out easily and explained everything in a way that helped me become more knowledgable. I've recommended them to friends and I will continue to do so!

Reply from Sands & Associates
Shout out to the Incredible Christie Flynn of Sands. From the first call Christie was a superstar! Walked me through every step of the process and took most of my stress off my shoulders in a matter of days. I am beyond grateful for the hard work Christie and her team did to help make life easier. Thank You !

Reply from Sands & Associates
They dealt with my issue quickly, explained everything clearly on the way, making sure I understood my options and got me a proposal that fit my situation. The staff, especially Helen Tan, were very thorough, helpful, efficient and understanding at every stage of the process.

Reply from Sands & Associates
They helped to be able to pay off debts I thought I would be paying until the day I died(which is bad considering I’m only 30) within 5 years at a rate that I can afford! All the staff I talked with were super friendly, understanding, supportive and I never felt judged or embarrassed at all about my debts. They made sure I had all the information I needed answered all my questions and made me feel comfortable as a generally shy person. Thank you Sands and Associates.

Reply from Sands & Associates
Annie help me thru it all and was extremely patient

Reply from Sands & Associates
transparency, follow up, clarity...
empathy yet honest.
Such a wonderful experience...
Such a relief with the help of a great team of professionals.

Reply from Sands & Associates

Reply from Sands & Associates
This was the most stress free process i have ever gone through in regards to debt. Thank you so much for everything that you did for me! I will recommend your services to anyone in need!

Reply from Sands & Associates
Sands and Assiciates made me feel welcome and supported when I brought my debt to them for help.
During my debt counseling sessions that I had with Sim Pannu, she made me feel proud of the progress I have made spoke about diffrent options avaialble to consider in my future for building credit and was very supportive.

Reply from Sands & Associates
Sands and associates helped me big time, instead of it being anxiety and stress it was smiles and laughs but in a professional way in wich makes things so much easier I find, to each their own but for my self that helped me get through consumer proposal even bankruptcy wich is usually stressful....in particular Stephanie munsie who helped me through both I've mention above ...she made it very much less stressful and I would vouch for sands & associates anytime especially if Stephanie is helping whome ever out , much love respect and a big thank you guys ! As long as you stay ontop of payments and such they will and can make a big difference help wise , taxes and all the other stressful financial stuff, defs 5 ⭐️⭐️⭐️⭐️⭐️

Reply from Sands & Associates
An absolutely wonderful company, so supportive throught the whole process. 100% recommend.

Reply from Sands & Associates
“Sands & Associates were extremely professional and made me feel at ease throughout the entire process. They kept me well‑informed at every step, and I was consistently impressed by the professionalism of every staff member I interacted with. I sincerely extend a big thank‑you to the entire Sands & Associates team.”

Reply from Sands & Associates
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