Police Mutual Reviews 

535
•
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 204 reviews, reviewers overwhelmingly had a great experience with this company, consistently praising the exceptional level of support. Customers frequently point out that the staff members are extremely knowledgeable, polite, and genuinely dedicated to solving any customer inquiries. People also appreciate the smooth user experience, noting that updating policies or securing new coverage is remarkably quick and straightforward. However, some reviewers were not happy with certain policy pricing, mentioning that annual renewal quotes could occasionally become quite expensive. A few other people also felt that specific administrative procedures, unexpected coverage limitations, or strict terms caused notable frustration during their journey.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, noting that consumers experience exceptional satisfaction when... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the professional, helpful, and... See more

Service

Reviewers mention positive feedback about service, frequently highlighting exceptional professionalism,... See more

Price

Users describe positive interactions with price, frequently highlighting very reasonable rates and... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the website as very easy... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Exceptional service. Efficient. Staff very helpful, knowledgeable and listen to the customers needs. Every single person we have ever spoken to at PM have been absolutely lovely. Friendly, courteous.... See more

Company replied

Rated 5 out of 5 stars

Outstanding Customer service. Had a little wait on the phone before I spoke to Sue Stott. What a lovely lady very helpful and courteous and went out of her way to assist me with my enquiry about addi... See more

Company replied

Rated 5 out of 5 stars

Went through my usual annual troll of comparing insurance companies. Best value for best cover etc. Got it down to 2 including police mutual. Both about the same price. I contacted them to clarify a... See more

Company replied

Rated 5 out of 5 stars

Have had the genuine pleasure of speaking to police mutual customer services twice over the last few years as power of attorney for my parents. 1st to cash in their savings , 2 nd to adjust house insu... See more

Company replied


Company details

  1. Money & Insurance

Written by the company

Financial services exclusively for serving or retired Police Officers, Staff and your families


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

535 reviews

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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 90% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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4.7

All reviews

(535)

203 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great Insurance Company

I initially rang Police Mutual to inform them of some minor criminal damage that my car had suffered. Whilst on the call, Keith was able to update my account with that information aswell as sort my renewal and add extra cover for me. This was completely hassle free as it has always been when dealing with Police Mutual. I couldn't recommend them enough. Great Service.

6 November 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for taking the time to share your experience. It’s great to hear that Keith was able to support you so efficiently—not only updating your account with the incident details but also helping with your renewal and additional cover, all in one hassle-free call.

Rated 5 out of 5 stars

Excellent service from a knowledgeable

Excellent service from a knowledgeable, friendly and engaging member of the team. Good personable skills which helped to make the enquiry and result easy to understand.

3 November 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your kind words.
We're so pleased to hear our team member made your experience a positive one.
We really appreciate your feedback.

Rated 5 out of 5 stars

I contacted Police Mutual on Thursday…

I contacted Police Mutual on Thursday morning 30/10/25to hand my car policy to a newer vehicle. The phone was answered immediately by Rebecca White. Rebecca was very cheerful and enthusiastic and answered all my questions. I am 67 years old and needed to have a couple of things explained. Rebecca was exceptionally helpful and I can away from the call fully understanding everything. Rebecca is very professional and thorough and funny and is a credit to the company. I would highly recommend Police Mutual and have already signposted a couple friends in that direction. Kieran Murray

30 October 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for taking the time to share your experience. It’s great to hear that your call was answered promptly and that Rebecca made such a positive impression and that you’ve already recommended Police Mutual to your friends.

Rated 5 out of 5 stars

Good service and competitive pricing

Responded to a mailing as my current company raised the premium to nearly £700 and as a previous customer for car and home insurance got an online quote (you can contact directly) to see what the cost and cover was. For an almost identical cover and including accidental damage and away from home, two expensive bikes and legal cover, PMAS were nearly £200 cheaper. My current insurer tried to reduce the premiums for loyalty but the difference remained well over a £100 more, so thankyou PMAS, again!

28 October 2025
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Reply from Police Mutual

Thank you for taking the time to share your experience. We’re pleased to hear that you found our quote competitive and that the cover met your needs. It’s great to welcome back previous customers and to know that our offering continues to provide both value and peace of mind.

Rated 5 out of 5 stars

Helpful advisers who give sound advice and options.

Really good experience with the Police Mutual for car insurance, gave really helpful advice and recommended alternate options that were appropriate. Would use again!

5 October 2025
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Reply from Police Mutual

Thank you for your great review.
It's so nice to hear you received helpful advice and were offered suitable options when arranging your car insurance.

Rated 5 out of 5 stars

My current provider raised my home and…

My current provider raised my home and contents fee from £486 to £2676, beyond belief. PM gave me the same excellent coverage for £412. No fuss, great service, and a much, much better price!

6 October 2025
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Reply from Police Mutual

We are pleased to hear we were able to offer excellent coverage for a fraction of the cost, and with great service too. Thank you for sharing your experience

Rated 5 out of 5 stars

Sue Stott was very helpful and cheerful…

Sue Stott was very helpful and cheerful throughout. Dealt with my enquiry very professionally. I was very happy with the service.

16 October 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you, we are pleased to hear Sue was helpful, cheerful, and professional throughout your enquiry.

Rated 5 out of 5 stars

Rebecca White was so Helpful and Polite

Changing details on my policy was so easy and the whole process was made extra special by friendly and helpful nature of the call handler I spoke to whose name was Rebecca White.
Thank you so much.

16 October 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

We're pleased to hear that updating your policy was such an easy experience and that Rebecca White made it extra special with her friendly and helpful manner.

Rated 2 out of 5 stars

Beware substantial hidden charges

After being with the company for six years I have tried to renew my policy this morning based on the renewal quote forwarded to me. At the payment stage I was surprised to be told that on top of the renewal quote I was being charged an admin fee of £40 because I was renewing my policy with them. So my insurance of £311 has now gone up to £359. They have started applying it to make themselves “competitive” apparently. I am now looking elsewhere.

13 October 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for taking the time to share your feedback, and for being with us for the past six years, we really do value your loyalty.

I’m sorry to hear you were surprised by the admin fee added at renewal. We understand how unexpected costs can be frustrating.
The introduction of this fee helps us fund improvements to our services, so we can provide an even better experience for our customers.

We always aim to be transparent about our pricing and to continue offering great value, while also supporting our unique giveback services that make Police Mutual different.

If you’d like to discuss your renewal in more detail, our team would be happy to review this with you.

Rated 5 out of 5 stars

It was very easy to navigate the website

It was very easy to navigate the website and change my insurance to your group Took less than 30 minutes

2 October 2025
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Reply from Police Mutual

Thank you so much for your review. We're really glad to hear that the website was easy to navigate.

Rated 5 out of 5 stars

Great Price and Service

Really great service from Police Mutual both online and by telephone as I forgot to add additional cover.

Great price too!

7 October 2025
Police Mutual logo

Reply from Police Mutual

Thanks so much for your review!
We're really glad you were happy with both the service and the price.

Rated 5 out of 5 stars

Great price for car insurance,

A simple to follow website and a later correction of my mistake re dates organised by phone. An efficient and meticulous checking by the agent to ensure all was now correct. Superb service. Late full download of documents easy to achieve.
Price of car insurance most competitive.

6 October 2025
Police Mutual logo

Reply from Police Mutual

Thank you for your kind words and feedback.
We're delighted to hear that you found our website easy to navigate and that our team was able to promptly and efficiently help you.
If there's anything more we can do for you, please don't hesitate to reach out

Rated 5 out of 5 stars

Hassle Free

Competitive quote with human interaction from a UK based operative.

5 October 2025
Police Mutual logo

Reply from Police Mutual

Thanks for your review.

We're pleased to hear the quote was competitive and you received good service.

If you need anything else, our team are here to help.

Rated 5 out of 5 stars

Reasonable annual price by comparison

Reasonable annual price by comparison. Would prefer a quick response to receipt of Proof of NCB.

2 October 2025
Police Mutual logo

Reply from Police Mutual

Thanks for your feedback. We're glad you found the price competitive. We appreciate your comment on the proof of NCB process - if you need any help with this, we're happy to assist.

Rated 5 out of 5 stars

I was able to reinsure my car by…

I was able to reinsure my car by completion of online questions that was well presented and not too protracted. I received the quote immediately with a choice of options and I was happy with the cost price quoted.

24 September 2025
Police Mutual logo

Reply from Police Mutual

Thanks for your feedback!
We're really pleased the online process was clear and that the quote options worked well for you.

Rated 5 out of 5 stars

Rebecca White

Your agent Rebecca White was extremely patient and polite answering all my queries.

1 October 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your lovely feedback!
We're so pleased Rebecca was able to help you with such patience and care.

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