Banner for Pedal Cover

Pedal Cover Reviews 

1,027
TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 74 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the friendly staff and knowledgeable customer service team for providing clear, highly responsive, and professional support during phone calls. Consumers note that the entire process of setting up new insurance policies and securing personalized quotes is extremely smooth, efficient, and competitively priced. Conversely, a small portion of people felt dissatisfied when insurance claims were refused due to strict policy conditions or when unexpected billing charges occurred. A few other consumers also mentioned that their renewal prices increased over time or that communication during dispute resolutions felt unhelpful and frustrating.

What people talk about most

Staff

People report positive experiences with staff, highlighting friendly and helpful service throughout their... See more

Customer service

Clients share positive opinions on customer service, highlighting clear communication and very helpful... See more

Service

Consumers find service to be positive, highlighting fast, professional assistance and smooth policy... See more

Claim

Customers consistently note ambiguous experiences with claim processes, reflecting a clear split in... See more

Price

Users describe ambiguous interactions with price, as experiences vary widely. Many consumers praise the... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We had a few questions for the team ahead of renewing our insurance. The Pedal Cover team we really helpful. They went out of their way to find out the correct answers . Often when taking out insur... See more

Company replied

Rated 5 out of 5 stars

Pedal Cover are one of the few companies who will insure your e-bike, bikes and your home and contents. When thieves cut through my gold standard lock outside my house and took my bike, Pedal Cover re... See more

Company replied

Rated 5 out of 5 stars

The team at pedal cover were very communicative and accommodating to the situation I was in (after crashing my bike). The process of providing details was relatively simple and Jonathan was a great he... See more

Company replied

Rated 5 out of 5 stars

I have been contacting Pedal Cover regarding home and cycle insurance for quite a few years now, and have been given lots of valuable advice, cost savings tips etc during that time. The staff are alw... See more

Company replied


Company details

  1. Cycle Insurance Company
  2. Home Insurance Agency
  3. Insurance Agency
  4. Sports Insurance Company
  5. Travel Insurance Company

About Pedal Cover

Written by the company

Pedal Cover provides specialist insurance for cyclists in the UK.

We arrange bicycle insurance, home insurance for cyclists, and cycle travel insurance.

Our products are designed around how cyclists actually ride, store, and travel with their bikes, rather than generic household or travel assumptions. We work with established UK insurers to provide clear, appropriate cover for different types of cyclists and households.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(1,027)

72 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Good product

Good product

10 January 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Ian, Thanks so much for the review and for your continued support - it truly is appreciated. Team Pedal Cover

Rated 5 out of 5 stars

A good policy and competitive

A good policy and competitive

17 January 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Brian, Thanks for taking the time to leave us a review. Glad you are happy with the cover provided and the competitive pricing. Happy Riding, Team Pedal Cover

Rated 3 out of 5 stars

I don’t find the website helpful!

I don’t find the website helpful!

21 December 2024
Pedal Cover logo

Reply from Pedal Cover

Hi Ann, sorry to hear you don't find the website helpful. I can see your policy with us has renewed, if you're looking for your policy documents, these would have been emailed to you (check your spam if they haven't arrived). Is there anything in particular that you require from the website? Our email address is enquiries@pedalcover.co.uk, pop us an email if you require any assistance or need any documents sent, alternatively you can call us on 01656 652977. Thanks, Team Pedal Cover

Rated 1 out of 5 stars

U wanted me to buy sold secure lock…

U wanted me to buy sold secure lock which I did sent ya pics but u disputed cable with lock yet u wanted to take payment if I accepted if there was to b a claim u would of disputed cable as a issue..SO DO NOT SEND ME N E MORE OF YA USELESS EMAILS

23 December 2024
Pedal Cover logo

Reply from Pedal Cover

Hi John, Our policies, like most cycle insurance, require bikes to be secured with a suitable Sold Secure-rated lock, as clearly outlined in our terms. Cables provided with some locks are generally unrated, and this was communicated to you before purchasing the policy. Our staff went out of their way to explain these requirements thoroughly to ensure you fully understood them. This advice is given to protect you and help avoid the disappointment of a repudiated claim later. It’s disappointing that your one-star review conflicts with the good advice and transparency we provided.

Rated 5 out of 5 stars

good when you need to claim for bike theft....

Recently had a break in to my garage and had a couple of bikes plus a few accessories stolen. Pedalcover sorted the claim out very quickly with a minimum of fuss. I also have some buildings damage that needs to be sorted, and that is being dealt with a little bit more inefficiently by their separate underwriters, but as far as the cycle insurance goes, it was a very good experience. They say you don't know how good an insurer is until you need to claim - so 5 stars from me.

12 December 2024
Unprompted review
Pedal Cover logo

Reply from Pedal Cover

Thank you so much for this lovely review Richard, I will be sure to pass your feedback to the claims team! Stay safe, Team Pedal Cover

Rated 3 out of 5 stars

Disappointed in auto renewal

Update on original . Pedalcover have been in touch and amended the policy to now cover me for flooding. Slight increase in fee. One more star given now to reflect the amendment.
Disappointed. Was happy with cover last year. Missed info in an email stating cover will change this year. Auto renewal came through and I noticed I was no longer covered for flooding. Quite important as I live next to a river! They knew this when I took insurance last year but instead expect you to spot changes to the policy and tell them prior to renewal. Cancellation or amendment will incur charges

24 December 2024
Pedal Cover logo

Reply from Pedal Cover

Hi Nick, We emailed a few times regarding the changes to the policy with the new underwriters, perhaps your email providers are sending us to spam - might be worth adding us to your safe senders list. Please pop us an email to enquiries@pedalcover.co.uk with further information on the distance to the river as we can refer this to the underwriters and most likely provide cover. Thanks, Team Pedal Cover

Rated 4 out of 5 stars

it was great to see the premium reduce…

it was great to see the premium reduce this year.

I when you send through the new premium it includes possible ways that would reduce the costs further

21 December 2024
Pedal Cover logo

Reply from Pedal Cover

Hi Jeremy, Thanks for taking the time to leave us a review and for staying with us for another year - we really appreciated your loyalty. We would love your feedback on what we could have done to earn that extra star? Happy Cycling, Team Pedal Cover

Rated 4 out of 5 stars

Clearly explained what was offered

Clearly explained what was offered. Web site easy to navigate and payment process efficient

16 December 2024
Pedal Cover logo

Reply from Pedal Cover

Hi Jan, Thanks for taking the time to leave us a review. We would love your feedback on what we could have done to earn that extra star? Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

How they helped after my bike was stolen

I recently had an excellent experience with pedal cover, that I feel compelled to share. From the moment I reached out for assistance, the customer service team was incredibly helpful and attentive. They guided me through the claims process with ease, ensuring I understood each step along the way.
What stood out the most was their prompt response times and willingness to address all my questions. They made a potentially stressful situation much more manageable, and I truly felt valued as a customer. I was impressed with how quickly my claim was processed, and the final settlement exceeded my expectations.

Overall, I highly recommend pedal cover to anyone looking for reliable service and support when buying a new bike. They genuinely care about their clients and go above and beyond to provide exceptional assistance.

13 December 2024
Unprompted review
Pedal Cover logo

Reply from Pedal Cover

Thank you so much for this lovely review Thomas, I will be sure to pass your feedback to the claims team! Stay safe, Team Pedal Cover

Rated 5 out of 5 stars

The best company for holiday insurance…

The best company for holiday insurance if you're going to do any kind of cycling.

4 December 2024
Pedal Cover logo

Reply from Pedal Cover

Hi Mark, Thanks so much for the review and for your continued support - it truly is appreciated. Stay safe & enjoy those Cycling trips! Team Pedal Cover

Rated 1 out of 5 stars

DO NOT USE. !!!!

Refused to pay out for a stolen bike from A garage. All security and conditions met the criteria as it’s explained on line.
They have changed the goal posts.
What’s more frustrating is Kian who spoke to yesterday in our call admitted to me he had not seen half the evidence and that they were happy with what is sent there sticking point is a lock on a door that wasn’t even used to gain entry. And the lock met the wording requirements this company will change there terms to suit them. After taking advice also form a solicitor today showing the recorded call from yesterday and also there policy documents and the evidence sent im in the right.
Currently having to go through there inhouse complaints department. Will update our outcome. So after being asked by the company to edit my review. I must say that I have now had to got to the ombudsman. I also have 4 other similar cases I have been told about and are going also going through the ombudsmen after my riding group have seen the evidence presented and the way this company have handled themselves and this case they have all cancelled. For your own piece of mind use a proper insurance company. Do not touch these guys. Don’t trust reviews on here neither get first hand experience from Facebook riding groups etc.

2 December 2024
Unprompted review
Pedal Cover logo

Reply from Pedal Cover

I am sorry to read of your dissatisfaction with our claims service and that your claim hasn’t been paid. I can see that a formal complaint has since been raised. All aspects of your claim and correspondence with our claims handlers will be reviewed independently of our claims team, with a final response issued within eight weeks. Team Pedal Cover

Rated 4 out of 5 stars

Responsive helpful and informative

Responsive helpful and informative

22 November 2024
Pedal Cover logo

Reply from Pedal Cover

Hi David, Thanks for taking the time to leave us a review. We would love your feedback on what we could have done to earn that extra star? Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

Good customer service

Good customer service, accdently paid for a whole year rather than monthly and they resolved it and refunded me quickly so i could pay monthly instead

26 November 2024
Pedal Cover logo

Reply from Pedal Cover

Hi, Thanks for taking the time to leave us a review, much appreciated. Glad you are happy with the service provided. Stay safe, Team Pedal Cover

Rated 5 out of 5 stars

Novel - Take out bike insurance and add your house and contents

In the past, I took out house and contents insurance and added my bikes. A cycling friend recommended Pedal Cover as an insurance for bikes where you add your house and contents. I was a little sceptical at first but did my research and even called customer service to check all was correct.
I am pleased to say that the process to take out the cover has been simple and straightforward, and better still, the cost was very competitive.
As with all insurance, I just hope I have no need to test the claims process but from what I have seen (and heard, and read) I am hopeful that, if I need to, this will be equally seamless.

19 November 2024
Pedal Cover logo

Reply from Pedal Cover

Hi Peter, Thanks for the review! Glad that you found the whole process so positive and the Home & Bike policy so competitively priced. Happy Cycling and stay safe, Team Pedal Cover

Rated 5 out of 5 stars

Good service deserves loyalty

We wanted to stay with PC as they had assisted us with a claim the underwriters initially rejected.
Our premium had increased a lot when it came to renewal but PC were open about this and also found some margin for compromise, so we were happy to continue with their bike focussed product.

8 November 2024
Pedal Cover logo

Reply from Pedal Cover

Hi Andrew, Thanks so much for the review and for your continued support over the years - it truly is appreciated. Stay safe & Happy Cycling, Team Pedal Cover

Rated 4 out of 5 stars

Straightforward

26 October 2024
Pedal Cover logo

Reply from Pedal Cover

Hi, Thanks for taking the time to leave us a review. We would love your feedback on what we could have done to earn that extra star? Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

What's not to like!

Quick and easy online. Clear information and simple form. Great customer service on the phone. Good price. What's not to like!

21 October 2024
Pedal Cover logo

Reply from Pedal Cover

Thanks so much for the fantastic review! We're thrilled to hear you found the process quick and easy – that's exactly what we aim for. Happy cycling, Team Pedal Cover

Rated 4 out of 5 stars

Easy to use Web site.

19 October 2024
Pedal Cover logo

Reply from Pedal Cover

Hi David, Thanks for taking the time to leave us a review. We would love your feedback on what we could have done to earn that extra star? Happy Cycling, Team Pedal Cover

Rated 4 out of 5 stars

Easy & clear and good value

Easy & clear and good value

18 October 2024
Pedal Cover logo

Reply from Pedal Cover

Hi Phil, Thanks for taking the time to leave us a review. We would love your feedback on what we could have done to earn that extra star? Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

Travel Insurance

Competitive pricing, easy snd clear instruction for choosing the level of cover needed.
I have dealt with this company previously and would highly recommend 👌

16 October 2024
Pedal Cover logo

Reply from Pedal Cover

Hi Clive, Thanks so much for the review and for your continued support - it truly is appreciated. Stay safe & happy cycling, Team Pedal Cover

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look