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Pedal Cover Reviews 

1,027
TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

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Review summary

Created with AI, based on recent reviews

Considering 74 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the friendly staff for providing exceptionally helpful advice, clear guidance over the phone, and a truly personalized service. Many consumers also appreciate the very efficient, straightforward process when setting up tailored insurance policies, answering inquiries, and settling valid claims rapidly. Though some reviewers experienced significant frustration when claims were refused, tightly disputed, or handled with perceived distrust due to strict policy conditions. A few other people also felt that overall annual premium costs were relatively expensive or mentioned unexpected price increases upon their policy renewal.

What people talk about most

Customer service

Users describe positive interactions with customer_service, noting that representatives are helpful,... See more

Staff

Clients share positive opinions on staff, frequently highlighting their friendly, communicative, and... See more

Service

Consumers find service to be positive, highlighting fast, professional, and efficient assistance. Reviewers... See more

Claim

Reviewers highlight ambiguous aspects of claim experiences, showing a high level of disagreement. Some... See more

Price

Customers consistently note ambiguous experiences with price, featuring starkly contrasting opinions. Many... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I had to knock a star off for the price increase (wishful thinking that it might go down). I have used Pedal Cover for a number of years. In that time I have only had to make one claim when all my b... See more

Company replied

Rated 5 out of 5 stars

I have been contacting Pedal Cover regarding home and cycle insurance for quite a few years now, and have been given lots of valuable advice, cost savings tips etc during that time. The staff are alw... See more

Company replied

Rated 5 out of 5 stars

The team at pedal cover were very communicative and accommodating to the situation I was in (after crashing my bike). The process of providing details was relatively simple and Jonathan was a great he... See more

Company replied


Company details

  1. Cycle Insurance Company
  2. Home Insurance Agency
  3. Insurance Agency
  4. Sports Insurance Company
  5. Travel Insurance Company

About Pedal Cover

Written by the company

Pedal Cover provides specialist insurance for cyclists in the UK.

We arrange bicycle insurance, home insurance for cyclists, and cycle travel insurance.

Our products are designed around how cyclists actually ride, store, and travel with their bikes, rather than generic household or travel assumptions. We work with established UK insurers to provide clear, appropriate cover for different types of cyclists and households.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(1,027)

74 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

operator was friendly and wanted to…

operator was friendly and wanted to help
reasonable prices, actually cheaper than last year!

15 May 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Russell, Thanks for taking the time to leave us a review, it really means a lot! I've passed your feedback onto Joe's line manager. if you need anything further, don't hesitate to ask. Team Pedal Cover

Rated 5 out of 5 stars

Competitive and easy

Quick and easy quote. Very competitive. Great telephone service when needed to amend a detail.

12 May 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Andrew, Thanks for taking the time to leave us a great review! Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

So easy to set up and the policy…

So easy to set up and the policy covered all my needs

4 May 2025
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Reply from Pedal Cover

Hi James, Thanks for taking the time to leave us a great review! Enjoy your trip & stay safe, Team Pedal Cover

Rated 5 out of 5 stars

So helpful in creating a bespoke policy…

So helpful in creating a bespoke policy that truly understood my situation with bikes, really helpful customer team and flawless process. Impressed.

28 April 2025
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Reply from Pedal Cover

Hi Alex, Thanks for taking the time to leave us such a lovely review, it really means a lot! If you need anything further, don't hesitate to ask. Team Pedal Cover

Rated 5 out of 5 stars
Pedal Cover logo

Reply from Pedal Cover

Hi, Thanks for taking the time to leave us a great review! Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

Exceptional Customer Service

Rebecca was really helpful, patient and knowledgable, really pleased with the service and cover.

24 April 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Carol, Thanks for the really lovely review! Stay safe, Team Pedal Cover

Rated 4 out of 5 stars

Easy to get a quote on line

Easy to get a quote and cover and well tailored to cycling holidays

24 April 2025
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Reply from Pedal Cover

Hi, Thanks for taking the time to leave us a review. We would love your feedback on what we could have done to earn that extra star? Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

you get to speak to a English speaking…

you get to speak to a English speaking human within seconds of making a call and they are very professional, long may this continue

14 April 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Stephen, Many thanks for the review and for your continued support over the years. Stay safe & Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

Great cycle holiday travel insurance

I was researching travel insurance for cycle touring that also included winter ski insurance and Pedal cover fitted the bill at a good price.

16 April 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Paul, Thanks for taking the time to leave us a great review! Have a great trip, Team Pedal Cover

Rated 5 out of 5 stars

Perfect insurance for my requirements…

Perfect insurance for my requirements and at a fair price. Always very helpful at responding to questions.

1 April 2025
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Reply from Pedal Cover

Hi Phil, Many thanks for the kind review and for your continued support over the years. Stay safe & Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

Very happy

Very happy - easy to process, competitive prices, offers what I need, docs easy to access and understand. Would use again.

13 April 2025
Pedal Cover logo

Reply from Pedal Cover

Hi guys, Thanks for taking the time to leave us a great review! Enjoy your trip & stay safe, Team Pedal Cover

Rated 5 out of 5 stars

Above and Beyond

Joe Coughtrey was excellent at going through different cover, and had taken the time to sort out what I needed. Did all the proverbial legwork so I didn't have to. Went above and beyond

25 March 2025
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Reply from Pedal Cover

Hi Stanley, Thanks for taking the time to leave us a review, it really means a lot! I've passed your feedback onto Joe's line manager. if you need anything further, don't hesitate to ask. Team Pedal Cover

Rated 5 out of 5 stars

Well I haven’t made a claim

Well I haven’t made a claim, my insurance has automatically renewed, so I didn’t have to run around finding someone else to do it !

5 April 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Andrew, Many thanks for the kind review and for your continued support. Stay safe & Happy Cycling, Team Pedal Cover

Rated 5 out of 5 stars

Clear communication

Clear communication, easy to follow process

28 March 2025
Pedal Cover logo

Reply from Pedal Cover

Hi John, Thanks for taking the time to leave us a great review! Happy Cycling, Team Pedal Cover

Rated 1 out of 5 stars

Everything is great until you have to…

Everything is great until you have to make a claim. They try their best to not pay you, and do not show any sympathy or remorse.

Turns out their 'accidental damage' cover is not accidental damage at all, it's only if you are involved in a crash while riding.

Had I dived deep into the small print I would've known. I'm writing this so others are aware.

12 February 2025
Unprompted review
Pedal Cover logo

Reply from Pedal Cover

Hi Archie, sorry to hear you feel this way following the result of your claim. Our definition of accidental damage is: “A sudden or unexpected crash, fall, or impact while using or transporting your pedal cycle that results in damage to you and/or your pedal cycle during the period of insurance.”
This is clearly stated (more than once) in the policy wording, so it’s not hidden away in the small print. Damage to the bike caused by using a roof rack that isn’t compatible with carbon frames does not fall within this definition. Hope that helps clear things up. Team Pedal Cover.

Rated 5 out of 5 stars

Always a pleasure to deal with

Always a pleasure to deal with, helpful and efficient.

20 March 2025
Pedal Cover logo

Reply from Pedal Cover

Hi Jeff, Many thanks for the kind review and for your continued support over the years - it truly is appreciated. Stay safe & Happy Cycling, Team Pedal Cover

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