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NOW Finance Reviews 

2,356
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 182 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being super friendly, helpful, and patient, making the entire process simple and easy. Many people highlight the exceptional customer service, noting quick response times and clear communication that made them feel supported and confident. The overall user experience is described as smooth, stress-free, and straightforward, even for those with limited technical knowledge. However, some customers also noted that the application process could be complicated, with requests for extensive and sometimes embarrassing amounts of information. A few other people also felt that despite being existing customers with good payment history, they were not offered competitive rates or consideration for their loyalty.

What people talk about most

Service

Customers had positive experiences with service, often describing it as excellent, professional, and... See more

Staff

Reviewers mention positive feedback about staff, consistently praising their helpfulness, friendliness, and... See more

Customer service

Reviewers highlight positive aspects of customer service, with many praising the responsiveness, helpfulness,... See more

User experience

Users describe positive interactions with the user experience, often highlighting the ease of navigation and... See more

Response time

Consumers find response times to be positive, with many highlighting the speed and efficiency of... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Staff are super friendly and extremely helpful. There was a slight system issue as I have a new last name due to marriage and it wouldn't link to my previous profile which a work around was sorted fas... See more

Company replied

Rated 5 out of 5 stars

I learned about the company through my credit score and applied online, but I couldn't finish. I called and was assisted by the most dedicated person I've ever met, her name was Mae. We talked for a... See more

Company replied

Rated 5 out of 5 stars

Second time using NOW Finance. Simple process, hassle free. Approved within one day. Darryl was great with communication and making the process very simple and easy. Money was released instantly to de... See more

Company replied

Rated 5 out of 5 stars

NOW Finance has been both patient and amazing in helping me secure and settle previous loans. The brokers I have dealt with have been super friendly and helpful. Would absolutely recommend their servi... See more

Company replied


Company details

  1. #18 of 33 best companies in Non-Bank Financial Service

About NOW Finance

Written by the company

Personalised Lending Made Simple

NOW Finance is an Australian-owned non-bank lender helping Australians access simple, transparent finance. We offer competitive personal loans and car loans in Australia with flexible terms to support your goals.

Whether you’re buying a car, consolidating debt, renovating your home, or covering major expenses, our loans are designed to work around your life.

Check your personalised quote online in minutes without impacting your credit score, then complete your application quickly and securely.


Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142

Personal & Car Loans made simple

Written by the company

NOW Finance offers flexible personal loans and car loans designed to make borrowing straightforward.
Personal Loans: Enjoy fixed rates, flexible repayments, and no fees ever, so you always know exactly what you're paying.
Car Loans: Finance your next vehicle with clear upfront pricing, flexible loan terms and no ongoing or early repayment fees.
Check your personalised quote online in minutes and easily complete your online application straight from your phone.
Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142

A faster way to apply for a loan

Applying for a personal or car loan with NOW Finance is quick and straightforward:


- Check your personalised quote online

- Complete your application in minutes

- Manage everything digitally

From quote to conditional approval, the process is simple and convenient.

Get My Rate

Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142


Contact info

Promotion box for NOW Finance

Award-winning Personal & Car Loans

Get your personalised quote with no impact to your credit score.

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 80% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.7

All reviews

(2,356)

185 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy to apply and easy to communicate…

Easy to apply and easy to communicate with. Quick response.

22 May 2026
NOW Finance logo

Reply from NOW Finance

Hi Marisa, thank you for sharing that you found the process easy to apply and communicate with, and that our responses were quick. We’re glad the simplicity and speed worked well for you.

Rated 5 out of 5 stars

Team was very helpful and easy to deal…

Team was very helpful and easy to deal with

19 May 2026
NOW Finance logo

Reply from NOW Finance

Kenneth, thank you for your 5 star review and kind words. I’m glad the team was very helpful and easy to deal with, and that the process felt straightforward for you.

Rated 5 out of 5 stars

What my experience with Now Finance was…

What my experience with Now Finance was very informative, very helpful and friendly staff

18 May 2026
NOW Finance logo

Reply from NOW Finance

Hi Jessie, thank you for sharing your experience with Now Finance. I’m glad you found the process informative and our team helpful and friendly.

Rated 5 out of 5 stars

The manner which the agent/contact made…

The manner which the agent/contact made clear questions and what was needed to assist me

12 May 2026
NOW Finance logo

Reply from NOW Finance

Hi Joseph, thank you for your 5-star review and for noting how clearly the agent explained the questions and what was needed to assist you.

Rated 5 out of 5 stars

Absolutely great experience with NOW

Absolutely great experience with NOW. Helpful, quick in response time. Professional and a great service! Thank you

13 August 2025
NOW Finance logo

Reply from NOW Finance

Hi Sally, thank you for sharing such a positive 5-star review of your experience with NOW. I’m glad you found the team helpful, professional and quick to respond, and that the overall service worked well for you.

Rated 5 out of 5 stars

Absolutely amazing to deal with if I…

Absolutely amazing to deal with if I could I would give 10 stars.

12 May 2026
NOW Finance logo

Reply from NOW Finance

Hi Terence, thank you for the amazing feedback and 5-star rating. It means a lot that you found us so good to deal with that you’d give 10 stars if you could!

Rated 1 out of 5 stars

Not good to deal with when applying for…

Not good to deal with when applying for a loan,very complicated.
They try to justify it by saying they are complying with responsible lending.
I have had 3 loans with them and they do not take that into consideration.
I put down my base wage,and the agent wanted me to explain why my bank deposits say I earn more.
And they have a personal loan for education but for yourself only,not to help your children out.

7 May 2026
Unprompted review
Rated 5 out of 5 stars

Best loan experience

I recently got a loan through Now Finance and the whole process was so easy and stress-free. The application was straightforward, communication was clear, and everything moved along smoothly. One of the best features is being able to make additional repayments whenever I have extra money, which really helps me stay ahead on my loan. I’ve never had any issues and my experience has been positive from start to finish. Highly recommend!

17 September 2025
NOW Finance logo

Reply from NOW Finance

Hi Crystal, thank you for the 5 star review and for sharing your experience with your Now Finance loan. It is great to hear the application felt easy and stress-free and that clear communication helped everything move smoothly. We are also pleased that the flexibility to make extra repayments is helping you stay ahead on your loan.

Rated 4 out of 5 stars

Easy and friendly to deal with

Easy and friendly to deal with

6 May 2026
NOW Finance logo

Reply from NOW Finance

Hi Jason, thanks for your 4-star review and for saying we were easy and friendly to deal with. I’m glad the process felt straightforward for you. We’ll keep looking at ways to make things even smoother next time.

Rated 5 out of 5 stars

Very easy to deal with

Very easy to deal with. The settlement process was quick and efficient, and they assisted me throughout the entire process. They were responsive, helpful, and made everything straightforward and stress-free. I highly recommend their service.

6 May 2026
NOW Finance logo

Reply from NOW Finance

Hi Mayette, thank you for your 5 star review and for recommending our service. It’s great to hear the settlement was quick and efficient and that the process felt straightforward and stress-free. We’re glad our team’s responsiveness and support made everything easy for you.

Rated 5 out of 5 stars

Great contact and outstanding customer…

Great contact and outstanding customer service

4 May 2026
NOW Finance logo

Reply from NOW Finance

Hi Jason, thank you for your 5 star review and for highlighting the great contact and outstanding customer service you received. We’re glad the communication met your expectations and appreciate you taking the time to share your experience.

Rated 3 out of 5 stars

Excellent service with the staff

Excellent service with the staff, especially Bianca I spoke with who was helpful and professional. However the process felt a bit disorganised as I was called almost every day and emailed for a piece of information. It would be much better if all requirements request at one

29 April 2026
Rated 5 out of 5 stars

Best in Australia

Easily one of the best finance providers in Australia. The process was simple, straightforward and intuitive. Really easy to deal with.

23 July 2025
NOW Finance logo

Reply from NOW Finance

Hi brad, thanks for the 5 star review and for calling us one of the best finance providers in Australia. It’s great to hear you found the process simple, straightforward and intuitive, and that we were really easy to deal with.

Rated 5 out of 5 stars

Great service and a great rate for my…

Great service and a great rate for my first car loan

22 April 2026
NOW Finance logo

Reply from NOW Finance

Thank you for sharing that you received great service and a great rate for your first car loan. We’re pleased the process went smoothly and you felt confident with the rate offered.

Rated 5 out of 5 stars

Finance process was super easy

The whole process of getting finance was streamlined and simple to understand.
Their rates were also so much better than anyone else.
I dealt with the same person from my first contact until completion of the finance.

21 April 2026
NOW Finance logo

Reply from NOW Finance

Hi Dean, thank you for the 5-star review and for sharing your experience. It’s great to hear the finance process felt streamlined and easy to understand, and that our rates compared well with others. We’re also pleased to hear that you had consistent support from the same person from first contact through to completion.

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