nesto mortgages Reviews 340

TrustScore 4 out of 5

4.2

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Reviewers had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, professionalism, and positive attitude, making interactions pleasant and productive. Many people highlight the outstanding customer service, appreciating the personalized and understanding approach. The service provided is often described as excellent, with consumers noting the efficiency and ease of their overall experience, particularly impressed with quick response times and smooth user experience. People also frequently mention securing great rates and a user-friendly online portal. However, some customers also noted issues with disorganization and unresponsiveness, with some experiencing unreturned calls and a lack of follow-up. A few other people also felt that the staff lacked experience or were dismissive, particularly when seeking initial quotes or explanations for financial discrepancies.

What people talk about most

Staff

Users describe positive interactions with staff, frequently highlighting their professionalism,... See more

Service

Reviewers highlight positive aspects of service, with many customers expressing satisfaction with the... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting helpful and responsive... See more

Price

Customers had positive experiences with price, often highlighting Nesto's competitive rates. Many reviewers... See more

User experience

Consumers generally find the user experience to be positive. Many reviewers highlight the electronic process... See more

Reviews shaping this summary

Rated 5 out of 5 stars

My experience with Nesto was EXCELLENT. Thanks . Special for Jeff so the attention for give me solutions was GREAT. Jeff will be Manager soon I honestly about this review. Nesto improved regarding... See more

Rated 5 out of 5 stars

We needed to secure a mortgage within a very short timeline and Jeffrey Liu helped us out immensely. He made sure that our file was prioritized and he was on top of communicating with us always. He en... See more

Company replied

Rated 5 out of 5 stars

I went through Karun Khanna and he's probably the most helpful customer service representative that I've ever had. He walked me through the pros/cons very well, and got back to my questions and phone... See more

Rated 5 out of 5 stars

I had been having a terrible experience with my "big bank" as I needed to weigh options to sell and buy new or renew my existing mortgage. The bank was just far too siloed to be able to provide an... See more


Company details

  1. Mortgage Broker
  2. Mortgage Lender

Written by the company

At nesto, we’re on a mission to offer a positive, empowering and transparent property financing experience, simplified from start to finish.


Contact info

4.2

Great

TrustScore 4 out of 5

340 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I had an excellent experience working…

I had an excellent experience working with my Nesto mortgage agent Jeffrey Liu. He was incredibly humble, considerate, and communicated in a timely manner throughout the process. From the beginning, he made sure to help us secure the best possible rate and guided us every step of the way, ensuring everything went smoothly.

I truly appreciated his professionalism and support, and I would highly recommend him to anyone looking for reliable mortgage assistance.

1 July 2025
nesto mortgages logo

Reply from nesto mortgages

Hi Srinivas 👋

Thank you for sharing this amazing feedback! We’re so pleased to hear that Jeffrey provided such professional, considerate, and timely support throughout your mortgage journey. Making the process smooth while securing the best possible rate is exactly what we strive for, and we’re thrilled that he delivered on that promise. We truly appreciate your recommendation and are grateful you chose nesto!

— The nesto team

Rated 2 out of 5 stars

Clear Communication lacking

We were back and forth for months, communication was weak, requested to send documents to brokers email vs portal due to not being able to convert to pdf from jpeg was not accepted in portal, had to resend several documents we had to have someone come to the house twice for signing documents we almost were forced to re-sign current mortgage due to the lengthy process until 24hrs before due date, making things very stressful, we had to lose our tempers with the mortgage broker a few times during the process to get clarity on what was exactly needed from us many documents were sent multiple times, it was a lot of back and forth, my husband was told one thing then I was told another which confused us emails were not sent to us both the broker had my husband call our current lender to release the mortgage which they were confused by as that is not done until day of release and is up to lawyer, never had an issue in our past 3 mortgages, the mortgage broker did called my husband after the process to apologize offered a gift card for me to remove review (I have edited and sent response to NESTO) Company is from Montreal portal responses were only in French which was frustrating as we dont speak french, they removed the cost of the legal fees from our HELOC without our knowledge and before we had signed off on the documents (in the past this was always rolled into the mortgage so it came as a surprise) will see where this goes....

31 July 2025
Unprompted review
nesto mortgages logo

Reply from nesto mortgages

Hello Amanda,

We’re sorry for the frustration you experienced, this isn’t the standard we aim for. We’ve opened an internal review of your file to better understand the issues with communication, document handling, and language settings. Our team will reach out if more details are needed. In the meantime, if you’d like to share additional context, please email support@nesto.ca and reference this review.

Rated 5 out of 5 stars

Excellent customer service

This company was fast, professional, knowledgable, great service! Karun and the team were awesome! Always on top of things and never made you wait. Thank you! It was a great experience and so nice to receive excellent customer service.

2 June 2025
Unprompted review
nesto mortgages logo

Reply from nesto mortgages

Hi Nancy 👋

Thank you for the amazing feedback! We’re so glad Karun and the team could make the process quick, seamless, and stress-free for you. Providing fast, knowledgeable, and attentive service is exactly what we aim for and it’s great to hear we delivered. We’ll be sure to share your kind words with Karun!✨

Rated 1 out of 5 stars

I had high hopes for Nesto at the…

I had high hopes for Nesto at the beginning – they seemed helpful and responsive. Unfortunately, that ended the moment I became a client.

The service quickly turned disorganized and unhelpful. I was promised callbacks that never happened, left to chase down basic updates, and repeatedly ignored.

Nesto’s customer service operation is confusing, lacks accountability, and treats clients as if they’re disposable once signed on. Absolutely frustrating from start to finish.

Do yourself a favor and avoid Nesto. There are far more professional and reliable mortgage brokers out there.

12 July 2025
Unprompted review
nesto mortgages logo

Reply from nesto mortgages

Hello Khalil,

Thank you for taking the time to share your experience. We’re genuinely sorry to hear that we fell short of your expectations — especially after a strong start. That’s not the experience we aim to provide, and we take your feedback seriously. If you're open to it, we’d appreciate the opportunity to look into what went wrong and make things right.

Please feel free to contact us at support@nesto.ca with your file number and a member of our leadership team will follow up directly.

— The nesto team

Rated 5 out of 5 stars

Nesto experience so far

So far I was dealing with George and William- both doing great job so far, explaining the steps and it was easy to communicate with them.
I will update my review when I get the mortgage and I will share my experience with them
But so far- so good.

12 July 2025
Unprompted review
nesto mortgages logo

Reply from nesto mortgages

Hi Alex👋

Thanks so much for the great feedback! We’re glad to hear that George and William have made things clear and easy to navigate so far — that’s exactly what we aim for.

We’ll be cheering you on as you move through the rest of the mortgage process, and we’re here every step of the way. Looking forward to the final update !

— The nesto team

Rated 5 out of 5 stars

The best part about working with Nesto…having an attentive and caring mortgage advisor

The best part about working with Nesto was having a mortgage advisor like Karun! We especially appreciated how Karun spoke to us as though he cared about our best interests and was also very attentive to our specific needs and the details of our Nesto file. In fact, throughout this entire process of purchasing and moving into of our first home, Karun outshone any other person we dealt with along the way in terms of professionalism and friendliness! Very special thank you to Karun and a thank you to Nesto!

12 July 2025
Unprompted review
nesto mortgages logo

Reply from nesto mortgages

Hi 👋

What an incredible review — thank you! We’re thrilled to hear that your experience with Karun made such a meaningful impact during such an important milestone. Buying your first home can be overwhelming, and it's wonderful to know Karun was there to make things smoother, friendlier, and more personal every step of the way.

We’ll be sure to pass along your kind words to him. From all of us at nesto, congrats on your new home, and thank you for choosing us to be part of the journey!

— The nesto team

Rated 5 out of 5 stars

Jeff Liu was amazing from the very…

Jeff Liu was amazing from the very first conversation. He was patient and attentive. Other brokers were not willing to take on the deal due to very tight timeliness and competitive rate I was looking for. He worked some serious overtime and was always there to answer my questions. Thnx

20 June 2025
Unprompted review
nesto mortgages logo

Reply from nesto mortgages

Hi Nataliya 👋

We’re so glad you felt supported every step of the way! When timelines are tight and expectations are high, we love rising to the challenge and Jeff truly delivered. Thanks for trusting nesto with your mortgage, and for taking the time to share your experience. 💪

— The nesto team

Rated 1 out of 5 stars

Horrible initial customer service

I'm not sure if I just happened to get a dismissive broker at Nesto, but my experience with them has been horrible.
I was just told that Jeff C. is not willing to work with me because I won't fill out an application (I'm just after an initial ballpark number to determine who to follow up with). I'm comparing different brokers' rates and not prepared to have my credit score checked 5 times. I provided my financial information and asked for a quote based on the information given. I was refused and brushed off.
Perhaps he didn't like the prepared document I made requesting the best rates with specific questions about fees and terms.
He may have also not liked that my mortgage wouldn't have been huge. I'm guessing they make a % based on the total value of the mortgage.
FYI the 4 other brokers all took the time to answer all of my questions and provide the best rate based on my provided information.
Poor show Nesto.

15 June 2025
Unprompted review
nesto mortgages logo

Reply from nesto mortgages

Hi Jules,

We sincerely apologize that your experience fell short of your expectations and that you felt dismissed by one of our team members. This is certainly not the impression we want to leave, and we understand your frustration, especially when you're trying to efficiently compare options.

We appreciate you bringing this to our attention. Your feedback is invaluable as it helps us identify areas where we can improve our service and ensure all clients feel heard and respected, regardless of their mortgage size or how they choose to approach the initial information-gathering process.

We'd like to learn more about what happened and see if there's anything we can do to address your concerns. Please reach out to our support team at support@nesto.ca.

The nesto team

Rated 5 out of 5 stars

Very upfront and beat the bank rates.

Very upfront and beat the bank rates.
Took care of everything. My advisor was great - very fast to get back to me when I had questions.

12 June 2025
Unprompted review
nesto mortgages logo

Reply from nesto mortgages

Hi Paul 👋

Thank you for your kind words! We're thrilled to hear that your advisor was able to assist you promptly and effectively. Providing quick and reliable support is something we take pride in. We appreciate your trust in us and are happy to have helped make your experience a positive one!








Rated 5 out of 5 stars

Efficient and good client service

We needed to secure a mortgage within a very short timeline and Jeffrey Liu helped us out immensely. He made sure that our file was prioritized and he was on top of communicating with us always. He ended up securing a very good rate for us within the limited timeframe we had. Our experience with Nesto has been smooth and pleasant so far.

13 June 2025
Unprompted review
nesto mortgages logo

Reply from nesto mortgages

Hi Karen 👋

Thank you for your wonderful review! We’re so glad to hear that Jeffrey was able to prioritize your file and secure a great rate for you within your tight timeline. It’s fantastic to know that your experience with nesto has been smooth and pleasant.

Thanks for choosing nesto! ☀️








Rated 5 out of 5 stars

Scott W

Nesto was an amazing experience from the start as i was on a tight deadline. Jeffrey Liu and Nav were amazing to meet my deadline. There support during this process was priceless always available to answer my questions. I would highly recommend using Nesto and there great staff. Thanks for everything.

6 June 2025
Unprompted review
nesto mortgages logo

Reply from nesto mortgages

Hi Scott 👋

Thank you so much for your fantastic review! We’re thrilled to hear that Jeffrey and Nav were able to help you meet your tight deadline and provide the support you needed throughout the process. It’s great to know that their dedication made a positive impact. We truly appreciate your recommendation and are grateful for your kind words.

Thanks for choosing nesto – we're happy to have been part of your journey! 🏡








Rated 5 out of 5 stars

The Best

Truly an incredible experience working with Karun and Jessica in securing my dream home. I highly recommend Nesto. Everyone is exceptional

30 May 2025
Unprompted review
nesto mortgages logo

Reply from nesto mortgages

Hi Elvis 👋

Thank you for your amazing review! We’re so glad to hear that Karun and Jessica helped make securing your dream home an incredible experience. We truly appreciate your recommendation and are thrilled that our team could provide exceptional service. Congratulations on your new home, and thank you for choosing nesto! ✨








Rated 4 out of 5 stars

Lowest rate

Lowest rate, responsive customer service from knowledgeable staff. Easy to use portal for secure document submission. Promotional offers to offset the fees associated with switching lenders. Made the renewal process easy and cost effective.

23 May 2025
Unprompted review
Rated 5 out of 5 stars

Great experience with Jean-Pierre

I had been having a terrible experience with my "big bank" as I needed to weigh options to sell and buy new or renew my existing mortgage. The bank was just far too siloed to be able to provide analysis and just wanted to sell me a product.

A friend recommended Nesto and Jean-Pierre and he was able to help me break down the options and make a decision.

I would highly recommend!

29 May 2025
Unprompted review
Rated 5 out of 5 stars

When my bank advisor was incapable of…

When my bank advisor was incapable of understanding that my net pay is not my gross pay, and then proceeded to take three weeks to get the ball rolling on a mortgage - I gave up on them. Juan was fantastic to work with, was able to get things rolling in an afternoon. When droof of documents was becoming arduous, Juan stepped up and was able to guide me through several things to get final approval. Stephanie was also great to deal with, even if I was hard to deal with because I was stressed out of my mind. I simply will not be going back to my bank for a mortgage.

16 May 2025
Unprompted review
Rated 5 out of 5 stars

Nesto is best

Communication is really easy. Karun.khanna is best broker. He helped me with mortgage and his guidance helped me with everything. Lastly no one can beat their rates
Thanks Nesto

13 May 2025
Unprompted review
Rated 5 out of 5 stars

Perfect Experience

I went through Karun Khanna and he's probably the most helpful customer service representative that I've ever had. He walked me through the pros/cons very well, and got back to my questions and phone calls very quickly. I'm saving thousands of dollars in interest charges by going through nesto

9 May 2025
Unprompted review
Rated 5 out of 5 stars

Fantastic Mortgage Broker Experience

Fantastic Mortgage Broker Experience

We had a great experience working with Elischa at Nesto. He made the mortgage process simple and stress-free, guiding us through every step with clear communication and expert advice. He found us a great rate and tailored everything to our needs. Highly professional, responsive, and genuinely helpful — we’d recommend Elischa at Nesto to anyone

27 April 2025
Unprompted review
nesto mortgages logo

Reply from nesto mortgages

Hi Daniel 👋

Thank you so much for the wonderful review! We're thrilled to hear that Elischa made the process simple and stress-free while delivering clear guidance and expert advice. Finding the right mortgage should feel this smooth, and we’re glad he was able to tailor everything to your needs. We truly appreciate your recommendation!☺️








Rated 5 out of 5 stars

Personal concierge mortgage experience

I was feeling overwhelmed by the process and was going to cave and stay with my banks mediocre rate but Jonathan L was the perfect amount of persistence and convinced me to go with Nesto. The entire process was seamless. I work in customer service and it was top notch. They work as a team and I had the pleasure to also have George and Anna taking care of me. If you are on the fence as I was, but are tempted by the rates- don’t hesitate. This company puts the client first. Thank you again Jonathan, George and Anna.

4 April 2025
Unprompted review
nesto mortgages logo

Reply from nesto mortgages

Hi Kyla 👋

Thank you for this incredible review! We’re so glad Jonathan’s persistence helped you avoid settling for less and that George and Anna were right there to back him up with top-tier service. It means a lot coming from someone in customer service to hear that the experience felt seamless and client-first. We’re truly grateful you chose nesto and trusted us to deliver. Congrats on securing a great rate! ✨

Rated 5 out of 5 stars

Super Duper Service

Super service, very easy process done all online. Quick access to the advisor who guided me through the process quickly. Deal was done very fast and all done online with e-signatures.

15 April 2025
Unprompted review
nesto mortgages logo

Reply from nesto mortgages

Hi Rob 👋

Thanks so much for the 5-star review! We're glad to hear the online process was smooth, fast, and convenient and that your advisor was easily accessible and helpful throughout.

Appreciate you choosing nesto! 🙏








The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look