Brian Holland was instrumental in helping my husband and I get the best rate, stream lined the process and gave us updates during each step of the process. After having had a horribly drawn out renewa... See more
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True North Mortgage is one of Canada's leading mortgage brokers. We're the best of bank and broker. We have locations so that you know where we are. We're connected with all banks, not just one. And we pass along our volume discount to get your mortgage rates even lower. Apply online or visit one of our locations!
Unit 3600, 205 - 5th Ave S.W., T2P 2V7, Calgary, Canada
Replied to 75% of negative reviews
Typically replies within 1 week
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Renewed my MTG to True North from a top bank and process was smooth and efficient. MTG Agent Sharan did a tremendous job in assisting our transfer. He Provided clarifications on our questions with great patience. Over all very satisfied with the process and great work team TN.
Terrible Customer Service , the agent thought he knows everything . Education with Veterans Pay System would be a start . Never recommend This Brokerage to anyone . The mortgage Broker , Thought he new everything . Fast to hang up , Went I correct him .
Brian Holland was instrumental in helping my husband and I get the best rate, stream lined the process and gave us updates during each step of the process. After having had a horribly drawn out renewal with the big box banks, Brian was a complete breath of fresh air. Brian will be doing all of our future mortgages.

Reply from True North Mortgage
I don't trust companies that pop up on social media, but after doing some research into mortgages online, I received an ad from True North Mortgage and decided to take a chance. Mitch Monaco contacted me immediately and provided quick and accurate answers to my questions and didn't mislead me on the things he wasn't sure about. He simply returned my call with clarifications of all my questions. There was no time wasted, as I was given a competitive rate over the phone and after providing a minimal amount of information, my rate was locked in.
I'm a naturally anxious person, so I double and triple check all my facts. Mitch didn't get annoyed, nor did he freeze me out or not return my calls, as some people tend to do with anxious clients. The process was very smooth and not stressful.
I'd recommend dealing with True North Mortgage, specifically, Mitch Monaco, as he is wonderful to deal with. I fully intend to call him again in 5 years, should I require another mortgage.

Reply from True North Mortgage
Chris Egibe did a mortgage for me in February, after a bad experience with one of his colleagues. I have to say Chris went above and beyond from start to finish! He answered any questions and guided me 100%

Reply from True North Mortgage
Mitch Monaco was very knowledgeable and gave me good advice, I would recommend him to anyone looking to renew or obtain a new mortgage. Dealing with challenging times, I felt in good hands with Mitch!

Reply from True North Mortgage
Basit has been very helpful with his wealth of knowledge on mortgages

Reply from True North Mortgage
Thank God I found True North Mortgage! Kawalpreet made me feel comfortable since the first phone call, understanding my needs and providing the best options. He was helpful all throughout the process. I definitely recommend TNM!

Reply from True North Mortgage
We had the pleasure of working with Gershon as our mortgage broker, and the experience was outstanding from start to finish. He was incredibly knowledgeable, responsive, and genuinely invested in helping us achieve the best possible outcome. Not only did he meet our expectations, but he actually exceeded them by securing a better result than we had hoped for. Gershon guided us through every step of the process and made sure we were set up for success. The entire experience was smooth, stress-free, and even enjoyable. We couldn’t be happier and would highly recommend him to anyone looking for a reliable and dedicated mortgage broker.

Reply from True North Mortgage
I wanted to take a moment to sincerely thank Himalaya Mehta for all of his support and dedication throughout this process. His hard work has not gone unnoticed, and it has truly made a meaningful difference for us. What stood out most was his ability to think outside the box. Whenever challenges arose, he consistently came forward with thoughtful, practical solutions rather than simply presenting the problem. That level of initiative, problem-solving, and efficiency is rare now a days, and it speaks volumes about his professionalism and commitment. My wife and I deeply appreciate everything you’ve done, and we just wanted to take the time to recognize and share our genuine gratitude for your efforts. It has been a pleasure working with you.

Reply from True North Mortgage
Earlier this year, before my 5-year fixed mortgage expired, I reached out to Truth North Mortgage to discuss my renewal options. Sam Chen, a Mortgage Specialist, assisted me in gathering the relevant information and mentioned that he would follow up in March. He provided comprehensive details regarding my renewal and transfer inquiries.
Due to some concerns, I decided to postpone my decision for an additional month. Following Sam’s advice, I approached my home bank and presented the information he had prepared. My bank’s mortgage specialist was impressed by the thoroughness of Sam's data and was able to match his offer.
When Sam followed up, I felt conflicted about my choice, given all the effort he had put in on my behalf. However, he expressed no concerns and was pleased with the rate offered by my home bank. I greatly appreciate Sam's professionalism, which contributes to Truth North Mortgage's strong industry reputation. TNM not only offers better rates than banks but also has an excellent team of mortgage specialists!

Reply from True North Mortgage
I can’t say enough great things about my experience working with Jim at True North Mortgage. From start to finish, he made what can often be a stressful and confusing process feel smooth, straightforward, and even enjoyable.
Jim is incredibly knowledgeable and took the time to explain every step clearly, making sure I felt confident and informed in all my decisions. He was always quick to respond, patient with my questions, and genuinely cared about finding the best possible solution for my situation—not just a quick deal.
What really stood out was his professionalism and dedication. He went above and beyond to secure a great rate and made sure everything stayed on track right through to closing. It’s rare to find someone who combines expertise with such a high level of personal service.
If you’re looking for a mortgage broker who truly has your best interests at heart, Jim is the one to call. I wouldn’t hesitate to recommend him to anyone—an easy 5-star experience!

Reply from True North Mortgage
We used Mitch Monaco and couldn’t ask for a better experience. I recommend Mitch.

Reply from True North Mortgage
We financed a new mortgage through True North when we needed to renew as we did not want to stay with our current lender. We liked that the brokers at True North are salaried and not commission based, which means they won't just go with the lender that gives them the highest commission. This was our first time renewing a mortgage as we had not lived in Canada previously as home owners. We hooked up with Madhur Tyagi (Maddy) at True North and he walked us though the process; answering all our questions and informing us on everything else we were not familiar with. He was patient in answering our many inquiries and wonderfully quick at getting back to our emails and voicemails. We felt very secure and at ease with Maddy and knew that things would be done on time. True North gave us a fantastic 5year fixed rate.
Maddy kept us abreast of everything as it took place and even worked a miracle last minute with the FCT to push up the signing as my husband would be out of the country and unavailable at the normal time. Everything was handled with the utmost care and professionalism.
We have already reccomended Maddy and True North to our relatives and many of our friends. We have no reservations recommending them to anyone.
Thanks Maddy for all your hard work. We appreciate you!

Reply from True North Mortgage
I was recommended to check out True North from a friend, and I am glad I did! Working with Verone Rodriques on a mortgage, as a first time home owner, was amazing! He is so incredibly knowledgable and easy to talk to, and he makes sure to work with you instead of for you. It was super valuable to have him on my team during this process. I would recommend True North Mortgage to any one who was looking through their options.

Reply from True North Mortgage
My experience working with Dana Piche at True North was fantastic. She was very responsive and answered my questions to put my mind at ease and help me understand the process. She was able to get me a great rate very quickly. Family members have also worked with Dana and I will certainly return for my future mortgage needs. Great company and service!

Reply from True North Mortgage
We had an amazing experience working with Madhur Tyagi as our mortgage broker. With only two weeks left before our possession day, he worked incredibly hard to make everything happen for us. He went above and beyond, even working after hours, to ensure our mortgage was approved on time.
His dedication, responsiveness, and professionalism truly gave us peace of mind during a very stressful time. We always felt supported and informed throughout the process.
We are very grateful for his help and would absolutely recommend Madhur to anyone looking for a reliable and hardworking mortgage broker. We will definitely be coming back to him for our next property!

Reply from True North Mortgage
I had an exceptional experience working with Madhur Tyagi. From the very beginning, he demonstrated a high level of professionalism, knowledge, and dedication, especially in handling our complex file. Despite the challenges, he was able to successfully get us approved, which truly speaks to his expertise and strategic approach.
Madhur works very efficiently and is incredibly responsive. He was always quick to answer my questions, explain every step clearly, and provide reassurance throughout the entire process. What I appreciated most was how he guided me from start to finish, making sure I fully understood everything right up until closing.
As a first-time property buyer, the process can feel overwhelming, but Madhur made it smooth and manageable. I genuinely believe I wouldn’t have made it to closing without his support and guidance.
I highly recommend Madhur to anyone looking for a reliable, knowledgeable, and strategic mortgage broker. I am extremely satisfied with my experience and will definitely be working with him again in the future.

Reply from True North Mortgage
We are incredibly grateful to Cecilia Hu for helping our family through the mortgage approval process. From the very beginning, she was informative, approachable, and always willing to answer all of our questions in a clear and timely manner.
Cecilia didn’t just guide us through the process—she also provided valuable insights, thoughtful recommendations, and honest opinions that truly benefited our application. Her knowledge and expertise made a big difference, and we felt confident every step of the way because of her support.
What stood out the most was how she made what could have been a stressful experience feel much more manageable. She was patient, responsive, and genuinely cared about helping us make the best decisions for our family.
Overall, our experience was extremely positive, and we highly recommend her company—especially Cecilia Hu—to anyone looking for a knowledgeable, reliable, and supportive mortgage broker.

Reply from True North Mortgage
Thank you, Mitch Monaco from true North for all your hard work throughout my mortgage process. Your professionalism patience and attention to detail made everything so much easier and less stressful. I really appreciate your guidance every step of the way and I couldn’t have asked for a better experience.

Reply from True North Mortgage
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