Nationwide Reviews 

9,168
TrustScore 2.5 out of 5

2.6

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Review summary

Created with AI, based on recent reviews

Considering 1,560 reviews, most reviewers were unhappy with their experience overall. Many consumers report issues with accessing support, finding it nearly impossible to speak with a person, and experiencing delays on chat systems. Reviewers often mentioned frustrations concerning banking processes, such as payment discrepancies and difficulty managing accounts. Conversely, a small portion of people felt that staff at specific locations provided excellent assistance, being professional and empathetic when helping with issues. Another minority view expressed satisfaction with receiving rewards, like the fairer share payment, while others felt certain aspects were archaic or unfair.

What people talk about most

Customer service

Users describe negative interactions with customer_service, noting long wait times and unhelpful automated... See more

Staff

Customers had ambiguous experiences with staff, highlighting both exceptional support and frustrating... See more

Payment

People report negative experiences with payment, highlighting significant frustration when trying to access... See more

Service

Reviewers highlight ambiguous aspects of service, showing a stark division in customer feedback. Many... See more

Customer communications

Clients share negative opinions on contact, experiencing great difficulty reaching support. Reviewers report... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Failed to send my virtually housebound 90 year old mother a new chequebook. Completely obstructive when we tried to resolve it. Much more detail but looking at the number of poor reviews here and the... See more

Company replied

Rated 1 out of 5 stars

First time using their website today. I am trying to find out if my account is a sole or joint account. Does not state it anywhere. My Partner's name appears on statements but not anywhere else... See more

Company replied

Rated 1 out of 5 stars

Had an expired card last month with Nationwide and was never sent a new one despite using my card regularly. So here's my experience trying to chase for a new one > - Customer service on chat... See more

Company replied

Rated 1 out of 5 stars

Used the wedsite chat with AI then with a member of staff. The question was "Do you charge for me to use my credit card to buy gift vouchers from Vivup?" - closed question, 'yes' or 'no'. The answer... See more

Company replied


Company details

  1. Building Society
  2. Financial Institution

Written by the company

Nationwide is the world's largest building society with around 15 million members. It's one of the largest savings providers, a top-three provider of mortgages in the UK & a major provider of current accounts, credit cards, ISAs & personal loans.


Contact info

2.6

Poor

TrustScore 2.5 out of 5

9K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 58% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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2.6

All reviews

(9,168)

1,814 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

My experience was great because the…

My experience was great because the bank official was helpful and explained everything thoroughly

13 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Christopher, thanks for sharing this wonderful feedback, we're pleased to hear the colleague you spoke with was helpful and was able to support ☺️

Rated 5 out of 5 stars

Dawn

I’m very impressed

19 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

This is great to hear, thanks for sharing Susmita ☺️

Rated 1 out of 5 stars

Should be closed down: a bunch of thieves

Abominable customer service. In my opinion this bank should be closed down.
When you raise a formal complaint they do it all for you and then PREVENT you from seeing the detail. This is a company of cheaters and con-artists it seems.

20 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Robert, if you'd like to raise a complaint, you can find more information on the ways you can do so here: https://www.nationwide.co.uk/contact-us/make-a-complaint-or-send-us-feedback/.

Rated 2 out of 5 stars

gradually downhill

trying to get a human on the phone to help with any problem seems to have become gradually more difficult over the last few years . all Nationwide wants is you to use chatbot and solve the problem yourself.
Presumably this is why the top people are being paid so much - by cutting our human customer service.
I went to Nationwide 15 years ago to escape from greedy banks but now Nationwide has gone in the same direction

20 August 2026
Unprompted review
Rated 5 out of 5 stars

Nationwide is a trustworthy

Nationwide is a trustworthy building society that puts it customers first. They are always professional and give customers the time they need.

18 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Thank you for leaving such a lovely review, Carole :)

Rated 1 out of 5 stars

Nationwide (DONT OPEN AN ACCOUNT THERE)

Nationwide is one bank that I am so glad I never opened my bank accounts with they should be ashamed of themselves.
My friend had her phone stolen so used my phone to login to her online banking but was unable to do so. She therefore contacted the bank who said that there had been fraud on her account and that she had to go into the branch and when she got there she had to sit for over an hour and a half on the phone to the fraud department who unfortunately took so long that the branch was closing and they asked her to leave and go back the next day.
When she returned they accused her of fraudulent activity on her account which was not the case at all stating that again before she could access her money this needed to be resolved. They have treated her like a criminal asking questions that they had no right to ask and then accused ME her best friend since primary school of being CONTROLLING and that I was TAKING ADVANTAGE OF HER.
I spoke with multiple advisors on her behalf as she was frustrated at the way they treated her and considering her partner had passed away in January of this year AND her DAD had also passed away in March so she needed support not accusations that she was accused of. NATIONWIDE knew this and they just added to her grief. I didn’t even want to give 1star as they are obviously untrained,uninterested and are totally unacceptable in the way they treat their customers. I would advise anyone NOT to open an account with NATIONWIDE as they do not care about their customers and you only have to look at the reviews about them.

19 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Elaine, if your friend would like to raise a complaint about this, she can find more information on how to do so here: https://www.nationwide.co.uk/contact-us/make-a-complaint-or-send-us-feedback/.

Rated 5 out of 5 stars

One of the best banks left on the High Street

One of the best banks left on the High street in an age of remote banking. It's reassuring to deal with real people, especially when dealing with personal finance matters. Highly recommend.

18 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Thank you for taking the time to leave this review, Martin!

Rated 1 out of 5 stars

Maybe don’t get your apprentices to be the people that do the bank switch

Maybe don’t get your apprentices to be the people that guide you through bank switches
Found out today pretty much every instruction we were given was incorrect

14 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Jackie, we're sorry to hear you were given wrong information when arranging your switch. If you’d like us to investigate your concerns further, you can raise a complaint using the options listed here: https://www.nationwide.co.uk/contact-us/make-a-complaint-or-send-us-feedback/.

Rated 5 out of 5 stars

Register on line banking.

Yash, the Customer Server at Nationwide was very patient with me on the counter. He helped me to Register on line banking on my phone.

18 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Maria, thanks for sharing this 5* review about the service you received from Yash recently. We're pleased to hear he was able to get you registered for digital banking on your phone ☺️

Rated 1 out of 5 stars

Lousy customer service - 40 min hold time

Nationwide's efforts to trash a once decent building society continue. Having gone around the houses with a telephone robot today, the said robot then informed me I would need to wait 40 minutes to speak to a human.

Totally unacceptable.

These things don't happen by accident, it's the result of management decisions to cut back on telephone customer service. I've been with Nationwide for 40 years but I am leaving.

20 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi there, we're sorry to hear you experienced a wait when calling through to us earlier today. If you’d like to raise a complaint, you can do so using the options outlined here: https://www.nationwide.co.uk/contact-us/make-a-complaint-or-send-us-feedback/.

Rated 5 out of 5 stars

Not many banks are open on the high…

Not many banks are open on the high street near me I believe people like me need branch if you are not very expert in digital skills

17 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi there, thanks so much for sharing this 5* review. We're pleased to hear you value our branch service, and thank you for banking with us ☺️

Rated 5 out of 5 stars

Cash machine problem in branch sorted in branch

I tried to use your cash machine and it initially wouldn't work for me, until a staff member came to my help and I was able to get the cásh I needed.

18 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Norah, thanks for sharing this review. I'm pleased to hear that the member of staff you spoke with was able to support with your cash withdrawal at the ATM ☺️

Rated 1 out of 5 stars

Nationwide: atrocious customer service

I received an e-mail concerning alleged correspondence I was supposed to have received re not responding to a letter confirming I was at an address and threatening to suspend my account if I did not respond - an address I have lived at for nearly 40 years and the same address I have had an account linked to for 20 plus years. Was the message phishing of some sort?? No such correspondence was received at my address. None of this made any sense at all and I tried to make telephone contact to understand/resolve this issue. At every attempt, the Nationwide system blocked me being put through to a "live" person. If their system does not recognise the query - basically Nationwide tells you to go stuff yourself. Atrocious service from a company that I had previously rated highly, Nationwide - hang your head in shame! I will be making a formal compliant in writing which presumably will take you time and trouble to respond - if you capable of doing so.

20 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Peter, I'm sorry to hear you've had trouble getting through to us to discuss an email you received. When calling us on 03457 302011, you can press '*' to bypass any request for information by our automated system. You may need to do this a number of times.

If you’d like to raise a complaint, you can find all the ways to do so here: https://www.nationwide.co.uk/contact-us/make-a-complaint-or-send-us-feedback/.

Rated 1 out of 5 stars

ABSOLUTE JOKE OF A COMPANY....ive been…

ABSOLUTE JOKE OF A COMPANY....ive been with them over 30 years, and all this week ive had problems with my debit card. the left hand doesmt know what the other hand is doing. had a new card today, couldnt add it to google pay, couldnt log in on the app, couldnt use the atm, im done with these incompetant idiots, and will move to a new bank tomorrow

20 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Damien, I'm sorry to hear you're having trouble accessing your account. So we can look into this further for you, please give us a call on 03457 302011. If you'd like to raise a complaint regarding this, you can find your options for doing so here: https://www.nationwide.co.uk/contact-us/make-a-complaint-or-send-us-feedback/.

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