NAB Reviews 

Pathetically slow NAB Chatbot
I was trying to increase my daily limit which they want to do through chatbot.
Chatbot says "Please note this is not a live chat and at times you may experience a short delay between responses." I am waiting for 30 minutes to change the limit.

VERY BAD BANK - STAY CLEAR OF THEM - THEY APPROVE EFTPOS MACHINES THEN SAME DAY WITHIN 3 HOURS TAKE THEM BACK - HAVE CLOSED ALL MY ACCOUNTS

Sick of talking to robots about my finances only for it to consistently get things wrong.

Multibillion dollar company wont even pay staff for adequate customer service.

Do better!

National Australia Bank has had a major makeover. Branches in Perth have moved or been updated and their new online banking app is now the best of all those I've tried. It is clear, easy, very well set up and lightning fast.
NAB now has in-branch assistance for your online banking, the only brick and mortar bank that provides the service, to my knowledge.
To all who've given bad reviews I'd say give NAB another chance; it sounds like I'm a NAB employee but no, this really is a genuine review.
It seems NAB has taken notice & concluded that a complete revamp was needed - and done so!

PS - one other thing, you can use your NAB card to draw cash tap and go, no need to insert your card. Having had three cards retained by an ATM this is a great thing!

𝙒𝙝𝙮 𝙄 𝘾𝙝𝙤𝙨𝙚 𝙃𝙤𝙪𝙨𝙚 𝙈𝙞𝙣𝙞𝙣𝙜 𝙄𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙋𝙡𝙖𝙩𝙛𝙤𝙧𝙢 𝙤𝙫𝙚𝙧 𝙩𝙧𝙖𝙙𝙞𝙩𝙞𝙤𝙣𝙖𝙡 𝘽𝙖𝙣𝙠𝙞𝙣𝙜.

𝘼𝙛𝙩𝙚𝙧 𝙢𝙮 𝙘𝙤𝙢𝙥𝙖𝙧𝙞𝙣𝙜 𝙤𝙥𝙩𝙞𝙤𝙣𝙨 𝙩𝙝𝙚𝙮 𝙨𝙩𝙤𝙤𝙙 𝙤𝙪𝙩. 𝙐𝙣𝙡𝙞𝙠𝙚 𝙩𝙧𝙖𝙙𝙞𝙩𝙞𝙤𝙣𝙖𝙡 𝙗𝙖𝙣𝙠𝙨 𝙬𝙞𝙩𝙝 𝙡𝙤𝙬 𝙞𝙣𝙩𝙚𝙧𝙚𝙨𝙩 𝙧𝙚𝙩𝙪𝙧𝙣𝙨 𝙖𝙣𝙙 𝙡𝙤𝙣𝙜 𝙬𝙖𝙞𝙩 𝙩𝙞𝙢𝙚𝙨, 𝙩𝙝𝙞𝙨 𝙥𝙡𝙖𝙩𝙛𝙤𝙧𝙢 𝙤𝙛𝙛𝙚𝙧𝙨 𝙛𝙖𝙨𝙩𝙚𝙧 𝙘𝙖𝙥𝙞𝙩𝙖𝙡 𝙜𝙧𝙤𝙬𝙩𝙝 𝙖𝙣𝙙 𝙛𝙡𝙚𝙭𝙞𝙗𝙡𝙚 𝘾𝙤𝙣𝙩𝙧𝙖𝙘𝙩 𝙋𝙡𝙖𝙣. 𝙏𝙝𝙚 𝙪𝙨𝙚𝙧 𝙚𝙭𝙥𝙚𝙧𝙞𝙣𝙘𝙚 𝙞𝙨 𝙨𝙢𝙤𝙤𝙩𝙝 𝙖𝙣𝙙 𝙞 𝙡𝙞𝙠𝙚 𝙗𝙚𝙞𝙣𝙜 𝙞𝙣 𝙘𝙤𝙣𝙩𝙧𝙤𝙡 𝙬𝙝𝙞𝙡𝙚 𝙨𝙩𝙞𝙡𝙡 𝙚𝙖𝙧𝙣𝙞𝙣𝙜 𝙥𝙖𝙨𝙨𝙞𝙫𝙚𝙡𝙮.

𝙨𝙤 𝙛𝙖𝙧, 𝙞𝙩𝙨 𝙗𝙚𝙚𝙣 𝙖 𝙨𝙢𝙖𝙧𝙩𝙚𝙧 𝙬𝙖𝙮 𝙩𝙤 𝙜𝙧𝙤𝙬 𝙢𝙮 𝙛𝙪𝙣𝙙𝙨, 𝙨𝙩𝙚𝙖𝙙𝙮 𝙧𝙚𝙩𝙪𝙧𝙣𝙨, 𝙣𝙤 𝙥𝙖𝙥𝙚𝙧𝙬𝙤𝙧𝙠 𝙖𝙣𝙙 𝙗𝙚𝙩𝙩𝙚𝙧 𝙤𝙫𝙚𝙧𝙖𝙡𝙡 𝙫𝙖𝙡𝙪𝙚.

I recently had been scammed and they got in touch with me the bank before I even realised there was anything wrong. We were able to block my card. They sent me a new card within three days and a couple of days later I realised I had lost my other card. I was able to go through the Internet banking and block the card myself and order myself a new one which came two days after that, I couldn’t ask for a better service. that’s what you want from your bank a friendly service and a bank you can trust

The most shit bank I have ever experienced locked my account without giving any reason upon staff are so pathetic they are not helpful they left me with no money for two days. It’s a weekend they loved it without no reason now when I’m calling them, they said they can’t do anything then who do you guys logged my account without any reason and now when I’m calling you, you guys are deny that you guys can’t change your staff’s behavior which is so rude can’t help them I’m gonna change my bank account from your shit service to some other service

"I'm extremely disappointed with NAB Australia. My phone number and SMS code have been changed to a different number, and my address has been altered without my consent. There are two active cards on my account that I don't possess, and my account has been blocked. When I visited the Bankstown Central NAB branch, the manager, Nathan, told me that I needed to go through a process to fix the issue. When I asked him who could have changed my phone number and address, he seemed unhelpful. I'm highly suspicious of potential internal fraud within the bank, given the unauthorized changes and active cards. I requested that Nathan close the cards, but he claimed he couldn't do so without verifying my identity. Despite showing him my ID, he insisted on photocopying it and taking it to another department to unblock my account. I'm concerned that Nathan and the Bankstown branch staff may be involved in fraudulent activities, given their lack of transparency and assistance. Nathan's requests for my documentation and his failure to address my concerns about the active cards and account changes are troubling. I've been experiencing issues with my account for two years, and I believe that Nathan's actions are unprofessional and potentially fraudulent." Nathan the manger and some his staff needs to be investigated and fired asap for fraudulent activities, in Bankstown Central shopping center.
Corp key DDT100

Nab used to be citibank. Getting in touch was easy. Moving overseas and connecting with my overseas sim card was easy. Now with Nab, it's been horrendous. Long wait times, almost impossible to get in touch with Nab representatives. And can't even use my card on Internet payment because their system does not connect with overseas sim cards. So great I have an account with Nab but can't use my money on there.

I’ve been with NAB for ages but I WILL be moving everything elsewhere shortly due to two on-going fraudulent transaction disputes I’ve lodged recently. My account was hacked and I had my cards replaced (on 30/04/2025) however, funds have not been reimbursed after over a month and a half (today is 19/06/2025). So upon calling to enquire, I was told they needed additional information to proceed. Basically, I’ve been waiting for a month and a half for a reimbursement. That was never gonna come because it hasn’t even proceeded. As of now I have lodged a complaint with the banking ombudsman and I am absolutely disgusted with their customer service.

NAB had a certain ethnic minority steal my money in Sydney, whilst I was in Cairns. I reached out to them (NAB) and they bluntly accuse me of taking it. NAB may have lost my money of certain Ex amount of 4 digits, but they well and truly have lost my trust along with customer service. How can NAB improve? Well one by using your brains and two. Improve in the fraud cases and actually believe in the customer's on where they say they are.

NAB is the perfect place if you want to waste your time and energy. Southport branch is by far the worst bank branch of all times and places. NAB people should absolutely need to review the customer care quality and training, of course.

On May 15, I transferred A$250 from my NAB account to my verified Kraken account to purchase Bitcoin. To this day, NAB is still withholding the funds without providing a clear reason.

I have contacted customer support multiple times, but I’ve received only vague responses and no timeline for resolution. This was a legitimate transaction using my own money, and it is being withheld against my will.

At 81 years old, with ongoing health concerns, I depend on reliable access to my finances and honest communication from my bank. The lack of transparency and support from NAB has been extremely disappointing.

Case reference number: COM-1601475

I’m sharing this in the hope that NAB will treat affected customers with greater fairness and accountability.

Terrible bank. No service, incompetent. Went into the bank 3 times and called twice to change a phone number on the account for our child. Because we spoke for him they blocked his card and made us bring him in to unblock. Supposedly sorted and fixed but then they changed something else so he couldn’t use online banking. Went back in to fix yet again. Made us ring the helpline in the back of the bank (terrible connection on our mobile and they wanted to speak to a teller while we were there at same time to verify physical identity etc couldn’t get someone to attend us so we waited 2 hours for help (there was only 2 customers in the bank). We then went back again because that didn’t work even after they said they’d fixed it only to find out the blocked his credit card so he couldn’t use it in Europe even though we told them where he was going so they could see it was not hacked. Omg I cannot go back in that bank again to fix this. Our son is afraid to call them and we’ve had it. Only way I’m walking back in there is to close his account and open in a different bank. Terrible

NAB BANK ......Have been a customer with NAB since 2009. And have never experienced problems . I really sympathise with those who have had negative experiences with this bank. I have never been charged any fees so far, and I have never really experienced any problems with the app. I have had no problems transferring money to any other bank. On a couple of occasions when my card was stolen. They refunded the money that was in dispute. And they also issued a new card promptly. So I have never been shortchanged by this bank. Although I have tried to sign up for promotions. They keep knocking me back because of my credit rating. But I guess I can’t change that. Touchwood fingers crossed hopefully they will be good in the future.

The only negative experience that comes to mind is in 2022 where a client paid me using my Pay Id . And they send me a receipt. However the funds did not appear in my bank account. So I went to the NAB branch and made an inquiry. And the teller without even checking properly looked at the receipt and said oh it’s a fraud. So I called up the client and I had a word with him. It turned out that the bank is actually frozen the money. Because of the angry exchange I had with the client. He called his bank and reversed the transaction. So I was to receive the money in 10 days, but then I didn’t get it at all. This was Because the teller at the bank. Give me wrong information. This was the only negative experience I had with the bank. And I lost $250.

Went to open an account for my child at Sunnybankhills branch. Girl was rude and wasn’t welcoming at all. Never going into the bank. Will do online banking and account opening.

If there was 💩 that is the rating they deserve it.Blocked my account permanently with no chance of using it full of money for payment of groceries taxi,Telstra, anything.Lied about unblocking it.Spoke to about 6 different people in their so called outsourced NAB Fraud team, just a bunch of incompetent dishonest untrustworthy bozos who know nothing about customer service and money Avoid NAB at all costs.Go to a local smaller bank.

Thank you. After originally questioning and declining to reimburse. Without follow up from myself Nab has acknowledged that a payment should not have been withdrawn have protected myself with reimbursement I should recieve tomorrow.
They will take with the merchant.
Many thanks I thought there back was turned to my surprise the big guy has protected the little guy.

I opened an a/c with them when in Darwin years ago, when we often visited Aus from NZ. A few years back I asked for the a/c to be closed, as we no longer travel.
I discovered a balance of $300 odd from dividends I had missed; the Company had stopped their reinvestment plan. Then began 3 plus weeks of head banging as I crossed, many times over, the i's and t's.
I understand that Aus is only just starting with the aml thing, but talk about the left hand not knowing what the right hand is doing. Two weeks after fulfilling the demand to verify my identity at a NZ bank of NAB's choosing, I was told I would have to redo it elsewhere! Then I was told to fill in certain boxes on the telegraphic transfer form, only for them to come back with more demands on how that needed to be filled.
Towards the end of this debacle I lodged a formal complaint on their page. What a laugh that was, two spontaneous replies then a smarmy message more or less patting themselves on the back for nothing, on the day I finally received my money into the highest satisfaction rated bank in NZ, at 77%. At the very least, NAB need to train their staff to better standards.
I am pleased to be shut of them. And they need to heed their reviews, not a good look at all.
And on 17 May I received a message inviting me to view my statement online. Got the message error 'There are no accounts associated with your NAB ID.'
Makes them even more of a joke!

Went into Sunnybank branch to simply change address and phone number on account
The young girl was disrespectful sarcastic and just extremely rude, I’d expect a lot better from a large bank like NAB
Disgusting service !!!!