Absolutely fantastic service. Stephen was brilliant at answering any queries I had and kept in touch at every step of the way. I was even contacted when there was a better mortgage rate available and... See more
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L&C is the UK's favourite mortgage partner. We're a fee free mortgage broker & adviser and our entire mortgage advice service is fee free with no hidden costs or surprises. Call & compare 1000s of rates from over 95 lenders. Open 7 days a week, including until 8pm Monday to Thursday.
Contact info
Unit 26 (2.06), Newark Works, 2 Foundry Lane, BA2 3GZ, Bath, United Kingdom
- 0800 953 0304
- www.landc.co.uk
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Replied to 96% of negative reviews
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The Ease of the Re-Mortgage Process
The ease of the process and the fact that L&C found me such a great deal for my re-mortgage. I will certainly be using them again.
Outstanding service from start to…
Outstanding service from start to finish from L&C, they provided me with excellent impartial advice and worked hard to ensure that my remortgage was completed by my renewal date, which was particularly impressive given I only gave them 5 weeks. Superb team across the board and I will most certainly be returning to them in 2 years time for my next remortgage. Thank you to all at L&C.
You are just good at what you do
You are just good at what you do. Thank you.
The help I had was amazing from start…
The help I had was amazing from start to finish. Was on a bit of a tight timeline, but everything went smoothly and quickly throughout. Amber and Jacob were the best with all their advice and guidance. Would highly recommend L & C to anyone.
I have been using L&C for years and…
I have been using L&C for years and they never disappoint. Absolutely top class.
L&C are my go to for mortgage advice.
L&C are my go to for mortgage advice, new deals and great rates. They are not pushy, work around your day and are professional in their approach. Highly recommended.
Fast and reliable
Competent Advisor
The advisor was professional, personable and offered me guidance on my specific circumstances and priorities.
Very efficient and got job done
Very efficient and got job done. It would have been nice if the advisor hadn't changed 3 times.
AVOID UNLESS YOU WANT MORE STRESS
I wish I could give this company 0 stars.
As first time buyers, we went into the mortgage process relying on our broker for professional advice and guidance. Unfortunately, our experience with Sean was extremely disappointing and caused us a huge amount of unnecessary stress.
Sean told us that, due to our circumstances and our plans to relocate, we wouldn’t be able to get a mortgage. He also told us not to listen to another broker who had said that our circumstances could be worked around. To make matters worse, Sean then started ignoring our emails, leaving us feeling completely in the dark during what was already a very stressful process.
We decided to seek a second opinion from Pinnacle Finance, and the difference was unbelievable. They understood our circumstances, knew how to approach the application and our mortgage was approved the day after the application was submitted, with no questions or issues raised.
It’s incredibly frustrating to think that, as first time buyers, we were made to believe that our circumstances would prevent us from getting a mortgage, when another broker was able to find a solution without any problems.
Looking back, it feels as though Sean simply wasn’t willing to put in the extra effort required to find a solution for us. The advice we received caused us a huge amount of unnecessary worry and stress, and the lack of communication afterwards only made matters worse.
I would absolutely not recommend this company based on our experience. We are extremely grateful that we sought a second opinion, because otherwise we may have been left believing that getting a mortgage wasn’t possible when, in reality, it was.

Reply from L&C Mortgages
Very professional
Dominic was very professional, made the process very easy to understand, and mortgage sorted within 24hrs. Would highly recommend.
Great 5 years ago
Despite having a great service during my first mortgage 5 years ago, this is yet another company lost to AI.
Unsolicited text messages from an AI "assistant" is not a good look to begin with, and seemingly a complete lack of consistency between phone calls while dealing with a very simple remortgage. Follow-up calls where I feel I am reiterating the same information over and over again. Case management?!
Sorry, but I don't trust a word-calculator to deal with my finances, and you shouldn't either. I'm going elsewhere.

Reply from L&C Mortgages
Recommend 100%
Georgia was phenomenal from start to finish. She took the time to really listen to what I wanted to achieve, understood my requirements, and came back with exactly the outcome I was hoping for.
The entire process was smooth, efficient, and professional. Georgia's friendly, approachable manner, combined with her professionalism and expertise, made the experience completely stress-free. She is a real credit to L&C Mortgages, and I wouldn't hesitate to recommend both Georgia and L&C to anyone looking for mortgage advice. Thank you!
Great service overall
Great service overall. Our mortgage broker Rebecca Taylor has been amazing. 😊
They are incredibly professional
They are incredibly professional and make the whole process really simple. It’s perfect for anyone who is busy, uncertain about what to do or where to start and want to know that their best interest will be the main priority for their account manager. Highly recommend them.
Prompt and on the ball
Prompt and on the ball; have other insurance teams within their brokerage too to support with home insurance and protection reviews too.
Excellent
I can’t fault them. They were very helpful with getting me the most appropriate mortgage for my needs which allowed me to buy my first home. Very pleased and would recommend and use again.
As always, a beautiful experience
As always. A wonderful experience with L&C. Both Callum and Sophie were amazing. Would definitely keep using L&C
Excellent Service from Luke and Ashley
Luke (Mortgage Expert) and Ashley (Protection Expert) have been really nice to interact with, quick to respond to emails, and, importantly for me, very accommodating to my tight schedule (with late calls and sometimes calls that had to end early due to my commitments).
We had an outstanding experience with…
We had an outstanding experience with L&C Mortgages, and in particular, our mortgage adviser, Reece Evans.
Reece was knowledgeable, approachable and genuinely invested in helping us find the right mortgage. He explained everything clearly, kept us informed throughout the process and was always available to answer our questions.
What really stood out was that Reece didn't just arrange our mortgage and leave it there. He proactively re-checked the market during the process to make sure we were still getting the best deal available. That level of care and attention gave us real confidence that he was looking after our best interests, rather than simply processing an application.
Buying and selling a home can be stressful, but Reece made the mortgage process feel straightforward from start to finish. He was proactive, responsive and genuinely cared about achieving the best possible outcome for us.
If you're looking for a mortgage adviser who is knowledgeable, trustworthy and goes the extra mile, we wouldn't hesitate to recommend Reece Evans and L&C Mortgages.
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