Kent Reliance Reviews 

3,552
TrustScore 3.5 out of 5

3.7

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Review summary

Created with AI, based on recent reviews

Considering 454 reviews, most reviewers were somewhat happy with their experience overall. Many customers express satisfaction, often highlighting helpful service and staff. The website and online processes are frequently described as easy to use, allowing for straightforward account management and quick transactions. However, some people found the website clunky or dated, experiencing frustration with online processes, especially during platform transitions. A few others felt customer service could be unhelpful, noting difficulties with login or account access for specific situations. Concerns were also raised regarding communication about account changes, maturity notifications, or closing accounts.

What people talk about most

Service

Customers consistently note ambiguous experiences with service, with some reviewers praising the helpfulness... See more

Website

Clients share ambiguous opinions on the website, with some finding the online experience great and the... See more

Customer service

Consumers find customer service to be ambiguous, with many expressing significant dissatisfaction. Reviewers... See more

Staff

Users describe ambiguous interactions with staff, with many reviewers praising the helpfulness and... See more

User experience

Customers had ambiguous experiences with user experience, with many finding the new platform confusing and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Working with Kent Reliance has been brilliant but am now moving most of my money from the ease access account because you have reduced the interest rate - can get 4.5% elsewhere!

Company replied

Rated 4 out of 5 stars

I am always happy with my dealings with Kent Reliance. The only reason I did not give the full 5 stars was the fact I could not automatically reinvest my matured funds into another bond that was not a... See more

Company replied

Rated 4 out of 5 stars

Certain aspects of the website are a little clunky and look a bit dated but overall everything works well and transactions are quick. Responsive communication via text and email is also good.

Company replied

Rated 4 out of 5 stars

Good rates but could do with an App and for your savings accounts and ISA accounts to be linked for transfers etc. Have to have 2 seperate log in details, seems unnecessary

Company replied


Company details

  1. Bank

Written by the company

We're part of OSB Group, a retail savings and specialist lending group with a family of distinct brands that aim to help you reach your financial goals.


Contact info

3.7

Average

TrustScore 3.5 out of 5

4K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 98% of negative reviews

Typically replies within 48 hours

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3.7

All reviews

(3,552)

400 reviews in the last 12 months

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Rated 5 out of 5 stars

EASY TO USE BANK

Good rate of interest. Easy to transfer money in or out to/from other accounts. Excellent communication when making deposits or withdrawals.

20 July 2026
Kent Reliance logo

Reply from Kent Reliance

Great to hear about your experience with us, Penny :) Thanks for continuing to save with us

Rated 5 out of 5 stars

Great company

Great company to deal with, a straightforward web site and usually good rates of interest

20 July 2026
Kent Reliance logo

Reply from Kent Reliance

Great to hear, thanks for sharing, Gerald :)

Rated 5 out of 5 stars

Kent Reliance so far have always done what they say they'll do.

I've not needed direct contact with staff, which speaks for itself on one front. Mainly for easy access accounts, their response to any instructions has always been immediate without any hitches. Reasonable interest rates compared with other providers.

10 July 2026
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Reply from Kent Reliance

Great to hear about your experience with us :) Thanks for continuing to save with us.

Rated 1 out of 5 stars

..you gave me my monthly interest 3…

..you gave me my monthly interest 3 times, and didn't apologise.
You're supposed to be a bank, if you can't get that right then I can't trust you at all.

20 July 2026
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Reply from Kent Reliance

Thank you for your feedback, Martin. We sincerely apologise for any inconvenience this may have caused.
At the end of June, we mistakenly credited some customers' monthly interest three times. We quickly corrected the issue by reversing the two incorrect payments, so you don't need to take any action.
As a result of these corrections, you may notice additional transactions in your Online Services. We appreciate your patience and understanding.

Rated 1 out of 5 stars

Can’t access my money

I have over £100K invested in an easy access savings account. Just went to withdraw £120 and it wouldn’t let me.

This has never happened before. Now seriously worried! What has happened to them?!

Get your money out now if you can! Have emailed CEO.

16 July 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Hi Karen, we would like to sincerely apologise for the inconvenience you experienced during your recent withdrawal attempt. We experienced a technical issue with our withdrawal service on 16/07/2026. I'm pleased to confirm that the issue has now been resolved, and I believe you were able to complete your withdrawal successfully without any further issues.

Rated 1 out of 5 stars

Totally fed up

I am totally fed up, stressed and have had enough...all I was trying to do was to open a savings Bond account. The rate was good but I am happy to go elsewhere and get less. The level of frustration even using the website was immense! I have had details not accepted twice, the attachment for the details does not state, at least I can find the info, that you can only attach ONE document. Having sent just one statement showing my name and address with a bank account I then knew I couldnt send others. I worked out how to link all 3 statements (no help towards the need for this on the website) I sent them and now I STILL havent sent the right information. I have tried the link on 2 different computers and it didn't work. I am now at another computer, used a search and then realised I needed my phone to even log in. I am not going to call as I have now given up and will find another company having looked at the reviews on Trustpilot. It may pay a good rate but I don't care. I need to trust when my year is up I can get the money into my bank account...I don't trust this.

16 July 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thanks so much for taking the time to share your experience, Sharon. We are sorry to hear about the challenges you had with us.
To help us investigate, we’ve requested a few more details privately through Trustpilot so we can contact you directly

Rated 2 out of 5 stars

Difficulty accessing funds

The staff are very friendly on the phone, but trying to transfer money out of a fixed rate ISA account has been complicated. I've needed to access and transfer for the first time. I logged on and sent an internal message through the KR online account, as you cannot transfer the funds directly. I received a message 1 day later stating that there would be a penalty for making the withdrawal. I asked to confirm the amount and proceed. A further day later, I've heard nothing back and the messages have disappeared completely in their portal.

Moreover, prior to this I received text messages from the bank stating that everything was moving over to a new system which would allow more banking functions and easier access. This has been delayed for an unknown time, despite originally being planned for set dates.

I am going to give them a few more days, but thinking about moving to Monmouthshire Building Society which has a higher interest rate. Although Kent Reliance penalises customers for making withdrawals mid term, other providers permit 2-3 withdrawals per year without penalty. I'm heading to MBC on Saturday morning to open an account in branch and most likely take my funds away from Kent Reliance, which will likely incur a further penalty. Sorry Kent Reliance...even if your staff are very friendly and helpful on the phone, you really need to join the digital world. Like the dinosaurs, you risk extinction if you stay in the past. Not being able to access 'my money' is quite a sad situation!

16 July 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Hi Kevin,
Thank you for taking the time to share your feedback. We're sorry to hear about your experience and appreciate your kind words about our staff. We understand your concerns regarding the delays and our online services, and your feedback has been shared with the relevant team. If you still need assistance with your transfer, please contact us and we'll be happy to help.

Rated 1 out of 5 stars

Poor customer service

Wanting to transfer an account away from Kent and despite promises made last Thursday and again on Friday I find they have not carried out what they said they would do and subsequently the promise I was given on Friday to tell my new provide on Monday to re-request my ISA transfer could not be done. They have also made a hash of transferring accounts onto a new platform despite sending numerous emails and texts saying it would be done first week in July only to get told a couple of days before could not happen. My wife and I are taking all our money out and going elsewhere. Shocking customer service especially the ISA team who seem to work a lot less hours than other staff.

UPDATE

Now a week on from my new providers request to transfer my ISA and Kent still being obstructive, rejecting three requests, because they are incompetent and didn't carry out what they promised. No doubt I will get platitudes of being sorry, but I just don't care, I want what is rightfully mine moving from them.
FINAL UPDATE
After three weeks I have finally managed to get my ISA transferred and thank goodness, I am now done with this appalling institution. If only they could be as prompt and efficient as Charter Bank.
GOOD RIDDANCE KENT RELIANCE

13 July 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thanks so much for taking the time to share your experience, John. We are sorry to hear about the challenges you had with us.
To help us investigate, we’ve requested a few more details privately through Trustpilot so we can contact you directly.

Rated 4 out of 5 stars

Super speedy fund transfer, good comms

Find online banking with Kent Reliance is one of the best around. Frustrated that new accounts open with better rates that you have to find yourself, but easy to open and manage new accounts, transfer money. So impressed with the speed of moving funds to another bank. Its immediate, unlike other banks and building societies where it takes over 24 hours. Also good communications via email and texts, reassuring to know that requests have been processed immediately. Had to close a savings account as the rate is just not competitive anymore, which is a shame as the rates used to be really really good. Enjoy the ease and speed of being a Kent customer.

9 July 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thank you for your kind feedback Marie. We're delighted to hear that you've had a positive experience with our online banking, fund transfers, and communications.

We appreciate your comments regarding our savings rates. Our products are limited-edition offerings, so they may be withdrawn or replaced at any time as new products become available. We value your continued support and hope to keep serving your savings needs in the future.

Rated 2 out of 5 stars

this bank used to be quite good with…

this bank used to be quite good with cometitive rates but they are no longer as good. however my real issue is with customer service. i opened an account in 2025 and some months later was told i would beed to open a new on line account. at 78 this is not something i wanted to do. i therefore closed the account and asked for a tax certificate. after much argument saying i could not have it without setting up the on line account they agreed to sedn it to me. i never receved it and wondered if this was because they would send after the end of the tax year. no certufucate arrived but a couple of weeks ago two certificates arrived for children i have opened accounts for. i therefore e-mailed to ask for the certificate for my account and receved a response to say i would have to telephone. i did this and again was told i could not have it unless i opened the online account. this is for an account closed many months ago. eventually because i said i would make a formal complaint they agreed to send this by e-mail but they obviously have not as i di not have it. it is bad enough having to complete a tax return without having to spend hours trying to get the documentation you are legally obliged to have .
another building society could not have been more helpful. i will never open another account with these people. it is almost as if they are going out of their way to be as unhelpful as possible.
i would just add that eventually, having written i did get a response and received the interest statement . i also received an apology and admission they messed up. it is now resolved and i feel slightly better about them but ti really should not have taken so may attempts an so much trouble to get this far.

8 June 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thanks so much for taking the time to share your experience, Carolyn. We are sorry to hear about the challenges you had with us.
To help us investigate, we’ve requested a few more details privately through Trustpilot so we can contact you directly.

Rated 2 out of 5 stars

Cannot even manage an ISA Transfer

Cash ISA opened ok but then the ISA Transfer turned out to be paper only! OK then, sent it in then process has proved to be dysfunctional, 4 weeks later and no transfer, useless

12 June 2026
Unprompted review
Kent Reliance logo

Reply from Kent Reliance

Thanks so much for taking the time to share your experience, Mark. We are sorry to hear about the challenges you had with us.
To help us investigate, we’ve requested a few more details privately through Trustpilot so we can contact you directly.

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