Intelligent Insurance Reviews 

5,586
TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 465 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the knowledgeable staff and the supportive customer service team for providing clear guidance, answering questions patiently, and going the extra mile during policy setup. Many consumers also highlight the competitive pricing, noting that renewals often bring better rates and significant savings compared to other providers. However, some people mentioned difficulties navigating the online platform, citing occasional technical roadblocks and challenges with digital communication channels. A small group of reviewers were dissatisfied with unexpected charges, poor response times, or steep renewal costs that did not meet expectations.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting extremely helpful, polite, and knowledgeable... See more

Price

Reviewers highlight positive aspects of price, frequently mentioning competitive quotes and significant... See more

Customer service

Clients share positive opinions on customer_service, noting that advisors are extremely helpful, polite, and... See more

Service

People report positive experiences with service, highlighting the helpful and professional staff who explain... See more

Website

Consumers find website experiences to be mixed regarding usability and quotes. While many reviewers praised... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Web site is so friendly to use, asked if I would like a call back and speak directly to an adviser, Jack was excellent, went through all my requirements and got back to me with the quote and everyth... See more

Company replied

Rated 5 out of 5 stars

It was great and reliable service. I found Jack and Katie both helpful and supportive. Jack, also explained the policy well. And the online service was quick and efficient. I've spoken to other h... See more

Company replied

Rated 5 out of 5 stars

I was looking for buildings and contents insurance for a coach house. Jack was extremely helpful and patient. He was able to answer all my queries and I feel assured I have obtained the right insuranc... See more

Company replied

Rated 5 out of 5 stars

As a new customer I was very impressed by the knowledge of the staff, the excellent customer service and the fact that there were no Bots or automated systems. I spoke with a real person after a very... See more

Company replied


Company details

  1. Home Insurance Agency
  2. Insurance Agency

About Intelligent Insurance

Written by the company

Intelligent Insurance is dedicated to finding home insurance for typically ‘hard to insure’ properties and circumstances. From unoccupied home insurance to insurance for listed buildings and holiday homes, we'll strive to arrange high-quality, competitively priced home insurance, whatever your property type, condition, usage or personal circumstances.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

6K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 62% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(5,586)

458 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 3 out of 5 stars

Feel a bit scammed

I got a great quote from Confused.com, but when I went onto the Intelligent Insurance website, the price suddenly went up over a hundred quid. Tried the chat bot and got the response 'the price is the price'. Feel scammed really.

2 June 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Hi Michael,

Thank you for your review, and I’m really sorry to hear about your experience.

Quotes obtained via comparison sites can sometimes change when additional details are entered or amended on our website, as these factors can affect the pricing and available options. In your case, I understand some changes may have impacted the quote you initially saw.

I can see our webchat team followed up by email after the chat disconnected to help clarify some points around the business use, but we’d really welcome the opportunity to review things with you in more detail and address your concerns.

Please feel free to get in touch with us at contactus@intelligentinsurance.co.uk or via webchat at www.intelligentinsurance.co.uk/chat, and we’ll be happy to assist further.

Kind regards,
Customer Services

Rated 5 out of 5 stars

I was very glad to have contacted…

I was very glad to have contacted Intelligent Insurance after I had tried another company that was unable to answer my questions regarding a policy that would suit my needs. After going through the policy in great deal with me, I was pleased to accept the policy offered and at a better price than I had found for myself with other companies.

1 June 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear Miriam,
Thank you for taking the time to leave such a thoughtful review.

We’re really glad you contacted us after struggling to get clear answers elsewhere. Finding the right home insurance policy can sometimes need a proper conversation, not just a quick yes or no.

It’s great to hear the team were able to go through the policy with you in detail, answer your questions, and find cover that suited your needs at a better price than you had found elsewhere.

Thanks again for choosing Intelligent Insurance.

Rated 5 out of 5 stars

Price excellent and showed the alternatives

It was clear, concise and the price very competitive. It saved hours of trawling other sites.

31 May 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for your review, Susan!

Nobody wants to spend hours trawling through insurance websites, so we’re really pleased we could make things clear, explain the options, and help you make an intelligent choice while finding a competitive price. We aim to live up to our name ; )

Thanks again for insuring your home with Intelligent Insurance.

Rated 5 out of 5 stars

Was handed to Philip who was such a…

Was handed to Philip who was such a knowledgeable and clear speaking person and he helped me decide which kind of insurance was best for our needs. He went through everything with us and was so efficient in how he handled our issues and he saw it through to the end. A very reasonable price too.
A real credit to the team.

29 May 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for such a great review, Debra.

Clear, knowledgeable and efficient from start to finish. That’s Philip’s superpower, and ours!

We’re really pleased he helped you find the right non-standard home insurance for your needs at a reasonable price. We’ll make sure your kind words are passed on.

Thanks again for choosing Intelligent Insurance.

Rated 1 out of 5 stars

VERY BAD

I have insured with them for two years - a non standard type of buildings insurance.
All was OK for the first two years, however, it seems they have changed the way they manage the policy going forward. This was not dealt with properly by them. Additionally I was not informed in advance that accidental damage to buildings would no longer be part of the policy.
Renewal price very high.

29 May 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Hi Carol,

Thank you for your feedback, we're sorry to hear you have been dissatisfied. We are keen to resolve this for you so please send us an email to complaints@intelligentinsurance.co.uk with your policy number and/or address so we can investigate this for you. We look forward to hearing from you.

Best wishes
Intelligent Complaints Team

Rated 2 out of 5 stars

Website contains several glitches

Website contains several glitches, had to reapply quote increased questions and premium, poor set up of account details and still no insurance schedule. Online nightmare

28 May 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Good afternoon Brian,

Thank you for taking the time to leave your feedback. We’re really sorry to hear about your experience with our website and the difficulties you’ve encountered.

We understand how frustrating it must have been to repeat your quote and experience issues setting up your account. We can see that your policy documents were uploaded to your online account shortly after purchase and that a confirmation email was sent, but we appreciate this may not have been clear or easy to access at the time.

Your concerns are important to us, and we take feedback like this seriously. We’ve already acknowledged your complaint and a member of our team will be in touch with you directly within the next couple of days to investigate this fully and provide a detailed response.

Thank you for your patience while we look into this.

Kind regards
Intelligent Insurance Complaints Team

Rated 1 out of 5 stars

Genuinely awful company

Genuinely awful company. Had to cancel six months in, they charged me 50 pounds as an arrangement fee, then and extra 60 pounds cancellation fee. Effectively meaning I was charged 250 originally and only got 11 pounds back.
All they have is a chat service which you get an answer to and is quick and efficient. But still, absolutely awful.

Really bad service, please avoid!

27 May 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Good afternoon Julia,

Thank you for your feedback. I’m sorry to hear that you feel dissatisfied with your experience.

We aim to be clear and transparent about all fees from the outset, including any arrangement and cancellation charges, which are outlined before purchase. We’re sorry this has left you feeling disappointed.

I’ve reviewed your account and have provided a full explanation via email to address your concerns in detail.

If you would like to discuss this further, please feel free to reply to that email and we’ll be happy to help.

Kind regards
Complaints Team

Rated 5 out of 5 stars

Excellent service

Excellent service. Helped with other enquires. A pleasure to have delt with your staff.

27 May 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear Peter,
Thank you for your lovely review. We’re really pleased to hear you received excellent service and that the team were able to help with your other enquiries too.

It’s always nice to know our staff made the experience a pleasant one.

Thank you again for choosing Intelligent Insurance.

Rated 5 out of 5 stars

A very professional agent

A very professional agent who clearly outlined the policy details and delivered a confident quote. A very well priced policy.

26 May 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear Ian,
Thank you for your kind review. We’re really pleased to hear our agent explained the policy clearly and gave you confidence to take out home insurance with us.

Thank you again for choosing Intelligent Insurance.

Rated 5 out of 5 stars

Very helpful call handler(s) ☺️ 👍

Very helpful call handler(s) ☺️ 👍
My insurance issue needed a little more time and explanation than was suitable for a tick-box form.

22 May 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear Ruth,
Thank you for your review. We’re really pleased our call handlers were able to take the time to talk things through properly.

Some home insurance situations simply don’t fit neatly into a tick-box form, so being able to speak to a real person can make all the difference - and that's where we really shine!

Thank you again for choosing Intelligent Insurance.

Rated 5 out of 5 stars

Easy online application for a house…

Easy online application for a house insurance quote and really competitive price. Spoke to Solange & Jack and found them really helpful and extremely friendly. Paperwork sent immediately after purchase. Highly recommend.

21 May 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for your review. We’re really pleased to hear the online application was easy, the price was competitive, and that everything came through promptly after purchase.

Solange and Jack will be delighted to know they were helpful and friendly. We’ll make sure your kind words are passed on to them.

Thank you again for choosing Intelligent Insurance, and for your recommendation.

Rated 4 out of 5 stars

The website is very user friendly to…

The website is very user friendly to enter the information to get a quote. The chat function is helpful for clarification about questions that you’re not sure about. Whilst I was in the middle of the quote I received a phone call from Intelligent Insurance asking if I needed any help which I appreciated and showed excellent customer care. When I had decided to proceed with the policy the staff member I spoke to was friendly and professional.

21 May 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear David,
Thank you for your lovely review. We’re really pleased to hear you found the website user-friendly and that the chat function helped clarify things along the way.

It’s also great to know the phone call was appreciated. Sometimes a quick conversation with a real person can make the process much easier, so we’re glad the team were able to offer that extra support.

Thank you for choosing Intelligent Insurance.

Rated 5 out of 5 stars

I had reason to speak to an advisor

I had reason to speak to an advisor. He was very well informed and was able to clarify every point of enquiry. His manner was exemplary. I will definitely be giving this company serious consideration in the future.

20 May 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear Sam,
Thank you for your kind review. We’re really pleased to hear our advisor was able to clarify everything clearly and that his manner made such a positive impression.

It’s always good to know when someone has taken the time to properly understand the questions being asked.

Thank you again for considering Intelligent Insurance. We’d be very happy to help in the future.

Rated 5 out of 5 stars

Returning customer

Returning customer. Received email a month before renewal date offering a great price £100 cheaper than last year. No brainier. Took 5 mins. Fantastic! Highly recommend.

18 May 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for your lovely review, and welcome back!

We’re really pleased we could offer a renewal price that was cheaper than last year and that everything only took around five minutes to sort. That’s exactly how renewal should feel.

Thank you again for choosing Intelligent Insurance, and for your recommendation.

Rated 5 out of 5 stars

Well priced insurance

After speaking to a very competent nice lady i was sold a decent insurance policy for the price i paid

19 May 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear Alan,
Thank you for your kind review. We’re really pleased to hear our adviser was helpful and that we were able to arrange a decent policy at a price you were happy with.

Thank you again for choosing Intelligent Insurance.

Rated 5 out of 5 stars

Fast, efficient and excellent customer service.

I went direct to Intelligent Insurance (not via a comparison site) after POLICY EXPERT cancelled my policy when I told them that I was to embark on a loft conversion. Intelligent Insurance were able to arrange my home and contents insurance, even with building work going on … and they cost £35 less than my policy with Policy Expert! Fast and efficient and I was able to talk to a real human being. Would certainly recommend.

11 May 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for such a brilliant review. We’re really pleased you came to us directly and that we were able to arrange your home and contents insurance, even with building work taking place.

It’s great to hear the process was fast and efficient, and that speaking to a real human being made a difference. We’re also very happy we could provide cover at a competitive price.

Thank you again for choosing Intelligent Insurance, and for your recommendation.

Rated 4 out of 5 stars

Easy to use website

Easy to use website
Clear instructions
Competitive quote
Fast acceptance of order
Policy through quickly

15 May 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear Mrs P,
Thank you kindly for your review. We’re really pleased to hear the website was easy to use, the instructions were clear, and that your policy came through quickly.

It’s also great to know we were able to provide a competitive quote and fast acceptance.

Thank you again for choosing Intelligent Insurance.

Rated 5 out of 5 stars

Top class service

Quick response , found answers quickly, pleasant and friendly and was able to sort out quickly. Service was excellent and accurate

15 May 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Thank you for your kind review, Clive. We’re really pleased to hear you received excellent service and that everything was resolved quickly and accurately.

Thank you again for choosing Intelligent Insurance.

Rated 5 out of 5 stars

The person on the phone was reassuring

The person on the phone was reassuring. She explained the process and answered my questions. She got cover sorted within hours.

14 May 2026
Unprompted review
Intelligent Insurance logo

Reply from Intelligent Insurance

Dear Claire,

Thank you for your lovely review. We’re really pleased to hear that our team member was reassuring, explained everything clearly and answered your questions.

It’s also great to know we were able to get your cover sorted within hours. We understand how important it can be to have things arranged quickly and with as little stress as possible.

Thank you again for choosing us.

Intelligent Insurance

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look