HSBC UK Reviews 

28,191
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 14,370 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for their professionalism, helpfulness, and friendly demeanor, making interactions pleasant and informative. Many people highlight the exceptional service, noting smooth and straightforward processes, especially when opening accounts or seeking financial advice. However, some customers also noted significant delays and issues with ISA transfers, with funds not appearing or processes taking much longer than expected. A few other people also felt that customer service access was limited, citing difficulties with online chat, security questions, and receiving essential items like bank cards.

What people talk about most

Staff

Clients share positive opinions on staff, frequently describing them as professional, knowledgeable, and... See more

Service

People report positive experiences with service, often describing it as professional, friendly, and... See more

Customer service

Reviewers highlight positive aspects of customer service, with many praising the helpfulness and efficiency... See more

User experience

Consumers generally report positive user experiences, highlighting that processes are often straightforward,... See more

Payment

Users describe ambiguous interactions with payment, with some reporting positive experiences like depositing... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I have been a longtime customer of HSBC joining the Midland Bank as a student. I find the services to be comprehensive and generally customer focused. The online banking is easy to use although I do m... See more

Company replied

Rated 5 out of 5 stars

I had a meeting with Margaret in order to find some good financial advise and she was very helpful. She clearly explained my options related to my situation and has such a human approach that she wil... See more

Company replied

Rated 5 out of 5 stars

On meeting Rachel Wilkie at HSBC Sheffield Medowhall, found her very polite and welcoming. We were there to ask questions about our future finances. Rachel was very helpful with our questions and also... See more

Company replied

Rated 5 out of 5 stars

Had the pleasure of meeting Lee Barwick several times at the Guisborough HSBC branch. What a polite patient and professional person , a credit to HSBC. Went above and beyond to make sure what we neede... See more

Company replied


Company details

  1. Bank

Written by the company

HSBC UK helps millions of people look after their day-to-day finances and manage their wealth, offering retail banking and wealth management to personal and private banking customers. We partner with businesses from small and medium sized enterprises to large corporates – supporting every stage of their growth and their international ambitions – through our universal banking capabilities. Please kindly do not share any personal or sensitive information.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

28K reviews

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4.4

All reviews

(28,191)

13,512 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Had the pleasure of meeting Lee Barwick…

Had the pleasure of meeting Lee Barwick several times at the Guisborough HSBC branch. What a polite patient and professional person , a credit to HSBC. Went above and beyond to make sure what we needed to address was correctly put in place.we were more than satisfied with the service we received. Thankyou Lee. Would also have to mention Chloe Wells, another polite and professional person we spent time with also.

9 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for leaving us a review about the service you received from Lee at the Guisborough HSBC branch, who was able to support you alongside Chloe and you were able to get your query resolved 🙏

Rated 5 out of 5 stars

Very good service

Very good service

10 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for your feedback, Andrei! We're thrilled to hear that you had a very good experience with us. It's great to know that our service met your expectations. If there's anything more we can do for you, please let us know via Social Media on X, Facebook or Instagram @HSBC_UK between 8am and 8pm UK time every day! 🙌

Rated 5 out of 5 stars

Really pleased

Really pleased. Jenny took over upgrading my advance to premier account. She was clear and thorough and patient. Very satisfied with the services.

10 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for your feedback! We're really glad to hear that Jenny was able to help and support you in upgrading to a Premier account. It's great to know that she was clear, thorough, and patient throughout the process. Your satisfaction means a lot to us, and we appreciate you taking the time to share your experience! 🤝

Rated 5 out of 5 stars

Trustworthy and Professional

It’s a bit of a punt to say that they’re on the money but in a twist they are. I didn’t top up my investment as I had anticipated today because of certain factors and other more sensible options. They’re looking into more tailored ways for my retirement and investments and it was good just talk through these options. No doubt together we will accommodate my needs. Both Rachel Wilkie and James Lilley are good team really knowledgeable and very helpful. Thanks MA

7 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for your feedback, Mike! It sounds like you had a great experience discussing your retirement and savings options with Rachel and James. It's amazing to hear that they're working on tailored solutions that fit your needs. We appreciate your trust in us and your decision to explore sensible options. We're here to support you every step of the way via Social Media on X, Facebook or Instagram @HSBC_UK between 8am and 8pm UK time every day! 💷

Rated 1 out of 5 stars

Worst experience in last 2 months been…

Worst experience in last 2 months been with for 15 years

Mismanagement of funds, cancelled my health insurance one week before I went away for no apparent reason potentially dangerous if I hadn’t called up the travel insurance to ask if my recent condition was covered. Dangerous dangerous dangerous !!!!

Customer services appalling spent hours on phone and chat to get to bottom of things with no avail no one has a clue what’s going on. ISA mismanaged half transfer stopped and after asking for complaint meant to have contact within 5 working days someone told me on customer services phone call. Shock never got a call. Absolute disgrace.

I have emailed the below response email.. and will follow my review up with their response - generic information given and case number for complaints.

2 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

We're really sorry to hear about your experience over the last couple of months, and how incredibly frustrated you are, especially with the mismanagement of your health insurance and the lack of support from our Customer Services Team. We can only imagine how stressful that must have been, particularly with your recent health condition and the potential risks involved.

We really appreciate your feedback, and want to make sure we address your concerns properly. Please email us at social.media.uk@hsbc.com, quoting Trustpilot #4774839 in the subject line. It would help if you could include your full name, postcode, and any further details about your situation in your message.

We're help to help and want to resolve this for you. Thank you for bringing this to our attention. -Jack

Rated 5 out of 5 stars

Sani Jafri is very helpful .

Sani Jafri is very helpful to introduce the useful services of the bank to us and explains every thing patiently. I want to thank her.

10 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thanks for your review, Farzana. We’re glad Sani was helpful and explained everything patiently. Have a lovely day 🤝

Rated 1 out of 5 stars

ISA transfer missing interest

My husband and I both requested an ISA transfer which took 46 days to process. We visited our local branch on 8th June as we were worried about the large amount of interest we had lost in the process. We were assured that our complaint was logged and that we would get full interest from the time of opening which would be resolved In July. Time is passing and we have not had any updates. It's a constant worry.

8 June 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Caroline! 👋 We are currently experiencing a high volume of requests, and have a backlog of ISAs waiting to be opened, which is resulting in longer than usual processing times. Transfers from other providers will still qualify for the reward offer, as long as you've completed a transfer application, we've received it by Monday 11th May 2026, and other criteria's are met. Please note that this can take up to 30 calendar days as an industry standard, with transfers taking up to 70 days. You won't lose out financially, and will receive the full amount, including backdating, as well as remaining eligible for the incentive. Thank you for your patience. 💷 -Jack

Rated 5 out of 5 stars

Sangita at Kilburn Branch was very…

Sangita at Kilburn Branch was very courteous and provided wonderful advice. Would definitely recommend to speak with her. Wonderful asset to HSBC

10 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you so much for the review we really appreciate it, we can't wait to see Sangita, reaction when we tell her the fab review. 😀

Rated 5 out of 5 stars

We have purchased a Motor Home

We have purchased a Motor Home, which has taken a long time. Annette at Grantham Branch was most professional, knowledgeable and extremely friendly. Making the whole experience a very pleasant one. Thanking her, Andrew and Anne.

10 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

We hope you enjoy many many trips in your motor home. Thank you for sharing your expereince with us Anne. 😀

Rated 5 out of 5 stars

Help after a scam

I went to HSBC in Newcastle upon Tyne after a very unpleasant scam. I say Farhana Begum, a Universal Banker. I told her about my experience. She was lovely and put me at my ease straightaway. I was very upset and immediately felt much calmer. She explained clearly what needed to be done next. Was very professional. She contacted the appropriate department and confirmed the return of my money with them and what needed to be done next. She explained everything very clearly and was extremely patient and gave me the time I needed. When I left I felt so much better and confident about HSBC, my bank account and the issues being resolved financially. If I need financial advice again I would certainly want to see Farhana again as I have great confidence in her.

8 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for leaving us a review about the experience you have received with the issue you had with a scam and Fahrana was able to support you through this stressful time and made you feel much calmer 🙌

Rated 1 out of 5 stars

Fraud & lies. Holding my money, will not return it. DO NOT INVEST WITH THIS BANK

HSBC let me open a Fixed rate ISA. I made a £20k FPO transaction into the ISA from my Lloyds current account. The money left my Lloyds account. 4 days later my HSBC ISA is showing zero balance still. After numerous very long long calls, i keep being told all sorts of different reasons, excuses why my balance is zero. I keep being told HSBC have found no trace of the transaction. I have evidence from Lloyds to prove the beneficiary have received my money. I am also being told it will take several weeks for my funds to be transferred in, or returned as I have now requested, I have lost faith in HSBC. So do HSBC have my money or not.! I have no idea where it is. Telephone banking staff no help at all. Was told the fraud team can’t help me so Who can.? All I want is my money back.. DO NOT USE HSBC. Awful bank.! 😔

9 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Julie,
I am very sorry to hear about the experience you have had with opening your Fixed Rate ISA and making a transfer. I understand how frustrating this has been for you and would like to look further into this for you.

Could you please email us quoting the reference number #4774735 with your full name and post code to social.media.uk@hsbc.com. I hope to hear from you soon.

Thank you 🙏

Rated 5 out of 5 stars

Fantastic mortgage service done by…

Fantastic mortgage service done by Thani. Definitely recommended.

9 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for leaving us a review about the fantastic mortgage service you received from Thani 🙌🏡

Rated 1 out of 5 stars

Invest elsewhere

I only invested with them due to a cash incentive which I never got because they rejected two substantial deposits without reason, and took so long with the third that the offer had expired, a total lack of communication throughout, appalling, invest elsewhere would be my advice.

10 June 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi,
I am really sorry about the experience you have had, and I am really keen to get further information and look into this. Could you please email us quoting the reference number #4774482 with your full name and post code to social.media.uk@hsbc.com. I hope to hear from you soon.

Rated 5 out of 5 stars

Fabulous experience

Kirsty Ramsay provided me with a first class service whilst dealing with my mortgage. Kirsty was friendly, helpful and was very knowledgeable. It was an absolute pleasure to have her deal with my case and I would highly recommend her to anyone.

9 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for leaving us a review about the fabulous experience you received from Kirsty 🙌

Rated 5 out of 5 stars

I have been banking with HSBC for many…

I have been banking with HSBC for many years and have always had a great experience. I would like to mention Kaxa Parikh, she is always helpful and polite. She will ensure your queries are sorted!

12 June 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thanks for your review and your loyalty, Aicha✨. We’re glad you’ve had a great experience with Kaxa and the team. Have a lovely day🤝

Rated 5 out of 5 stars

Sabrina Hollister was very informative…

Sabrina Hollister was very informative and provided me with lots of information in respect of the areas which were of interest to me. I was very pleased with the service I received

9 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for your review, Louise✨. We’re pleased to hear Sabrina was informative and provided helpful information on the areas that mattered to you. Have a lovely day🤝

Rated 5 out of 5 stars

great experience with premier onboarding team

Had a great experience with the premier onboarding team.

The meeting was thorough and courteous, and later suggested few meetings which were subsequently booked.

All of my questions were answered and had no issues throughout the process.

9 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thanks for your review, Saeed✨, we’re glad the Premier onboarding was thorough and courteous, your follow-up meetings were booked smoothly, and all your questions were answered. Thanks for choosing HSBC Premier 🤝

Rated 5 out of 5 stars

I have opened new accounts at HSBC in…

I have opened new accounts at HSBC in Llandudno, Sam, Rob & Dan have all been very helpful & reassuring when offering advice & setting up the accounts.

4 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for sharing your experience, Judith! We're thrilled to hear that you found Sam, Rob and Dan helpful and reassuring while setting up your new accounts at our Llandudno branch. It's great to know that they provided you with valuable advice. Your feedback means a lot to us, and we're glad you felt supported throughout the process. If you need anything else, just let us know via Social Media on X, Facebook or Instagram @HSBC_UK between 8am and 8pm UK time every day! 🏦

Rated 1 out of 5 stars

Very poor customer service and chat feature

Unless using the app, access to CS is limited. What happened to secure messaging? I recently had csuse to contact HSBC re a transaction - after accessing the clunky chat I was eventually just cut off/timed out with no resolution.

Poor interface and inferior service!

8 July 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Jayte,
I am really sorry to hear about the experience you have using the app and trying to get a resolution. So that we can look further into this for you, can you tell us your query and what you was trying to do and if you still need support? Could you please email us quoting the reference number #4774368 with your full name and post code to social.media.uk@hsbc.com. I hope to hear from you soon.
Thank you


Rated 5 out of 5 stars

High street branch

I switched banks as my old one didn't have a high street branch. Hsbc is a few minutes from my home.
Been into the branch a few times and nothing is ever too much trouble for the staff. Always friendly, smiling and helpful and always managed to sort any issues quickly.
It's nice to be able to walk into a branch to speak to someone rather than a telephone or online chat.

29 June 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for leaving us a review about the experience you have had in the branch and with the staff, we really appreciate the feedback 🙂

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