Harper McDermott Reviews 136

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 73 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness and positive attitude, making interactions pleasant and productive. Many highlight the exceptional customer service, appreciating the empathetic, respectful, and dignified approach received from the first contact. The service provided is often described as excellent, with consumers noting the efficiency and ease of their overall experience, especially in navigating complex financial situations and becoming debt-free. Reviewers are particularly impressed with the smooth process, clear explanations, and the ability to set up affordable and manageable payment plans. However, some people mentioned experiencing unprofessional behavior during phone calls, including refusal to provide names and abrupt disconnections. A few other people also felt that there were issues with how their payments were managed, leading to issues with their credit files, and questioned the transparency of how payments were distributed to creditors.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, consistently praising their professionalism, kindness, and... See more

Customer service

Customers had positive experiences with customer service, consistently praising the professional, patient,... See more

Service

People report positive experiences with service, describing it as straightforward, efficient, and outstanding... See more

User experience

Reviewers mention positive feedback about user experience, highlighting a straightforward and easy process... See more

Payment

Clients share positive opinions on payment, with many reviewers expressing relief and satisfaction after... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Absolutely supberd service from start to finish, Constantly keep updated on case , Really helpful if you need to contact for any reason, Would definitely recommend to anyone struggling wit... See more

Company replied

Rated 5 out of 5 stars

Michael was absolutely amazing. I felt quite embarrassed reaching out but he made me feel so at ease at every step. He was so kind, patient and so supportive. I finally feel like I can breathe again... See more

Company replied

Rated 5 out of 5 stars

We all hope never to need a Trust Deed but if you do, don't hesitate to engage with Harper McDermott. Thomas has worked with us this year to solve a very complex financial situation. He provided us w... See more

Company replied

Rated 5 out of 5 stars

Harper McDermott, and this Trust Deed has changed my life for the better. Debt felt like a black hole that no matter how hard I tried to pull myself out off, I just kept sinking deeper into. It felt h... See more

Company replied


Company details

  1. Insolvency Service

Written by the company

We are one of Scotland’s largest insolvency firms with over £250m of debts under our management. Our team of around 70 people are led by highly experienced managers with customer service always at the core of our business. Since 2009, Trust Deed Scotland®, part of the Harper McDermott group, has grown to be an established household name for debt help. Our advice team have helped over 30,000 people in Scotland with their unaffordable debt. Whether you have a Trust Deed or a Debt Payment Plan under the Debt Arrangement Scheme, we are here to answer your questions and support you at all times. Harper McDermott will support you every step of your debt journey, guiding you through key milestones and helping you navigate any changes in your circumstances along the way.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

136 reviews

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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 48 hours

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Rated 5 out of 5 stars

Ross was polite

Ross was polite, friendly and efficient. Superb service.

18 June 2026
Unprompted review
Harper McDermott logo

Reply from Harper McDermott

Hi Alan,

Thanks for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® - we really appreciate the review!

We're pleased to hear that you've found Ross from the customer service team to be polite, friendly and efficient, and that you're happy with the service received thus far.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

I would recommend this service

I would recommend this service, they talk you through things calmly and after the last arrangement is made, they tell you what to expect

2 June 2026
Harper McDermott logo

Reply from Harper McDermott

Hi Philip,

Thanks for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® - we really appreciate the review!

We're pleased to hear that you've found Lauren from the customer service team to be helpful and that you're happy with the service received thus far.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Michael was absolutely amazing

Michael was absolutely amazing. I felt quite embarrassed reaching out but he made me feel so at ease at every step. He was so kind, patient and so supportive. I finally feel like I can breathe again after getting my debts under control and for once in a very long time i feel like I’m in control.

Thank you for everything Michael you really are a legend 🩵

1 June 2026
Unprompted review
Harper McDermott logo

Reply from Harper McDermott

Hi Kathleen,

Thanks for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® - we really appreciate the review!

We're pleased to hear that you've found Michael from the debt advice team to be helpful and that you're happy with the service received thus far.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Helpful friendly compassionate staff

Helpful friendly compassionate staff. Made me feel at ease from day one

26 May 2026
Harper McDermott logo

Reply from Harper McDermott

Hi Sharon,

Congratulations on successfully completing your chosen debt solution with Harper McDermott & Trust Deed Scotland®.

We're delighted to hear that you found our staff to be helpful and compassionate.

Remember, you can always get in touch with us at any point.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Trust Deed experience

From my 1st phone call to enquire about a Trust Deed to discharge email I have had a great service. Professional, patient helpful whether over the phone or visiting office.

1 June 2026
Unprompted review
Harper McDermott logo

Reply from Harper McDermott

Hi Andrew,

Congratulations on coming to the end of your debt solution!

We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

Remember, you can always get in touch with us at any point.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Brilliant service,information was so…

Brilliant service,information was so helpful

29 May 2026
Unprompted review
Harper McDermott logo

Reply from Harper McDermott

Hello,

Thanks for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® - we really appreciate the review!

We're pleased to hear that you've found Lauren from the customer service team to be informative and helpful, and that you're happy with the service received thus far.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Great help and made me feel at ease…

Great help and made me feel at ease from the start and great throughout the process

15 May 2026
Harper McDermott logo

Reply from Harper McDermott

Hi Brett,

Congratulations on coming to the end of your debt solution!

We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

Remember, you can always get in touch with us at any point.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Amazing service

Easy, no nonsense and efficient service. No hidden fees, mo surprises, extremely professional and courteous. Si happy i chose this company 4 years ago. Thank you, your services are life changing.

6 May 2026
Harper McDermott logo

Reply from Harper McDermott

Hi Gillian,

Congratulations on coming to the end of your debt solution! We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

Remember, you can always get in touch with us at any point.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 1 out of 5 stars

Harper McDermott cant fix anything!!

I feel like my money has been stolen from harper McDermott My credit file has been messed up. I can’t get a straight answer of what’s happening and the biggest creditor won’t remove themselves from my credit file. Told it would be closed and finalised after 6month. Total lie

8 May 2026
Unprompted review
Harper McDermott logo

Reply from Harper McDermott

Dear LR,

Thank you for your feedback.

We are sorry to hear that you have been frustrated by the delay in your credit file being updated following completion of your Trust Deed. We understand how concerning this situation has been for you.

We have continued to work on this matter on your behalf and are currently awaiting final confirmation from the creditor involved that the necessary updates have been made to your credit file. We have also asked them to explain why this update has been delayed.

While your Trust Deed has been completed successfully, unfortunately creditors and their representatives can sometimes take longer than expected to update their records. However, we appreciate that this delay has caused you inconvenience, and we apologise for the frustration this has caused.

We are pleased that we were able to help you write off a substantial amount of your unaffordable debt, and we will continue to assist you with this matter.

We hope to be able to provide you with a further update very soon.

Kind regards
Harper McDermott

Rated 5 out of 5 stars

Peace of mind

I have to say that’s starting my trustdeed was the best thing I could of done, with the staff that bent over backwards to help me resolve my debt, to their communication, annual checks to see if I’m managing well, there communication with my debtors, their advice. They have given me peace of mind

1 May 2026
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Reply from Harper McDermott

Hi Dwayne,

Thanks for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® - we really appreciate the review!

We're pleased to hear that you've found Michelee from the customer service team to be helpful and that you're happy with the service received thus far.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

I have had a fantastic experience from…

I have had a fantastic experience from the start to the finish of my trust deed with Harper McDermott. Outstanding customer service and care if you need their services I highly recommend them trust in them and your deed will be done .

6 May 2025
Unprompted review
Harper McDermott logo

Reply from Harper McDermott

Hi Campbell,

Congratulations on completing your chosen debt solution!

Karlie was delighted to call you and deliver the good news that you can now enjoy a 𝗯𝗿𝗶𝗴𝗵𝘁𝗲𝗿 𝗳𝘂𝘁𝘂𝗿𝗲.

We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

Remember, you can always get in touch with us at any point.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Highly recommended company

Great company who helped me through a tough patch. From the first phone call, I was met with empathy and guided easily through the process. They have always gathered information quickly and provided easily readable, timely updates. Would definitely recommend this company without hesitation.

1 May 2026
Unprompted review
Harper McDermott logo

Reply from Harper McDermott

Hi Elaine,

Congratulations on completing your chosen debt solution!

We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

Remember, you can always get in touch with us at any point.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

At the beginning I was totally stressed…

At the beginning I was totally stressed out but from my first contact with you I was put at ease as everything was explained well about how the Trust Deed would work and how I would manage my debt problems. Unfortunately COVID struck not long into it but again I was put at ease and although it would then take longer to sort out I still felt at ease. The service I received was excellent, well explained and any queries answered promptly and everything went smoothly for me. I am now debt free and able to enjoy life as normal. Although I received such a great service I definitely don't want to be using it again but would recommend it to anyone dealing with debt problems.

1 May 2026
Unprompted review
Harper McDermott logo

Reply from Harper McDermott

Hi Mike,

We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

We’re so pleased to hear that, despite how stressful things felt at the beginning, you were quickly put at ease and supported throughout the process. It’s great to know everything was clearly explained and that you felt reassured even when circumstances like COVID caused delays.

Most importantly, congratulations on successfully completing your Trust Deed and becoming debt free. That’s a fantastic achievement and a real milestone, and it’s wonderful to hear you’re now able to enjoy life again without that financial pressure.

We completely understand your comment about not wanting to go through it again, but we really appreciate your recommendation to others who may be struggling. Your experience shows that there is a positive outcome at the end of the process.

Remember, you can always get in touch with us at any point.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Trust Deed Scotland were amazing

Trust Deed Scotland were amazing. They helped me every step of the way and explained everything thoroughly. They were kind with no judgement and just wanted to help me to reach the best solution for my circumstances. I feel like i can breathe again. Thank you for all your help.

21 April 2026
Unprompted review
Harper McDermott logo

Reply from Harper McDermott

Hi Vic,

Thank you for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® – we really appreciate your review.

We’re delighted to hear that you’ve found the team helpful and that you’re happy with the service you’ve received so far.

We haven’t been able to locate your case details just yet, but if you could please forward your case number to enquiries@trustdeedscotland.net, we’ll make sure your kind feedback is passed on to the team members you’ve been dealing with.

Kind regards,
Harper McDermott & Trust Deed Scotland®

Rated 5 out of 5 stars

Smooth easy and best thing I’ve did

Smooth easy and best thing I’ve did. Very professional and quickly set up affordable repayments. Good communication and easy system to upload paperwork.

All done and debt free

27 March 2026
Unprompted review
Harper McDermott logo

Reply from Harper McDermott

Hi Wendy,

Congratulations on completing your chosen debt solution, and we're pleased that and you've been able to find a debt solution that will allow you to move forward with your life again.

We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

Remember, you can always get in touch with us at any point.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Absolutely supberd service from start…

Absolutely supberd service from start to finish,
Constantly keep updated on case ,
Really helpful if you need to contact for any reason,
Would definitely recommend to anyone struggling with there situation,
Would just like to say a huge thank you for helping me get debt free ,

26 March 2026
Unprompted review
Harper McDermott logo

Reply from Harper McDermott

Dear Mr Peddie,

Congratulations on coming to the end of your debt solution! We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

Remember, you can always get in touch with us at any point.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

DEBT KILLER

Gonna be honest, never thought I'd bother with such thing. But after 4 years of monthly payments, all by debt is now gone. I paid so much in the 4 years, any debt left over was written off. I now owe nothing and you can too it you get a Trust Deed.

Highley recommend this company to help out as had no issues and they helps me when I needed.

4 March 2026
Harper McDermott logo

Reply from Harper McDermott

Hi David,

Congratulations on coming to the end of your debt solution!

We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

We're pleased to hear that you've found Amy from the customer service team to be helpful and that you're happy with the service received thus far.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Great company and friendly

Great company and friendly

9 March 2026
Harper McDermott logo

Reply from Harper McDermott

Hello,

Thanks for taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland® - we really appreciate the review!

We're pleased to hear that you've found Amy from the customer service team to be helpful and that you're happy with the service received thus far.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 5 out of 5 stars

Trust Deed Lifeline

Had managed to find myself in the spiral or never ending debt, with little or no light at the ended of the tunnel because of high interest accounts not getting balances down. Assessed all options and found about Trust Deeds through Harper McDermott. They looked at incomings and outgoings, & managed my debts into 1 affordable monthly payments. When things inevitability came up, as long as i had proof, they allowed me to have a payment holiday & just added it onto my term. I couldn't have managed it without them.

26 February 2026
Harper McDermott logo

Reply from Harper McDermott

Hello,

Thank you for the review. We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

Firstly, congratulations on successfully completing the term of your Protected Trust Deed. Reaching the end of that journey is a huge achievement and something you should be very proud of, and it’s wonderful to hear that you have now come through the other side.

We’re so pleased that the solution helped break that spiral of high interest debt and allowed everything to be brought together into one affordable monthly payment. It’s also great to hear that when unexpected things came up along the way, the team were able to work with you and offer flexibility where possible. Life rarely runs in a straight line, and having that understanding can make a big difference during the term of a Trust Deed.

Thank you for trusting us to support you through the process and for sharing your experience with others who may feel like there is no light at the end of the tunnel. Your story shows that there is a way forward.

Remember, you can always get in touch with us at any point.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

Rated 4 out of 5 stars

Very helpful whenever I had any queries…

Very helpful whenever I had any queries at all. Rebecca especially always got back to me as soon as possible and was happy to take the time to explain details to me

24 February 2026
Harper McDermott logo

Reply from Harper McDermott

Hi Denise,

Congratulations on coming to the end of your debt solution!

We appreciate you taking the time to come back and share your experience with Harper McDermott & Trust Deed Scotland®.

Remember, you can always get in touch with us at any point.

Kind regards,
Harper McDermott & Trust Deed Scotland®
___________________
Every review that we receive is valued, because good or bad, your review will help us to improve the service we provide to our customers.

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