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Flexicover Travel Insurance Reviews 

2,244
TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

Very happy with your service , helpful staff and good to be able to speak on the phone ! Unfortunately in the Autumn of 2025 I had to cancel my holiday, after I had gathered all the relevant informa... See more

Rated 5 out of 5 stars

I've now used Flexicover for my travel insurance twice and have been very happy with their service. They were able to cover all of my pre-existing medical conditions at a reasonable price, which gave... See more

Rated 5 out of 5 stars

Flexicover is my go-to insurer for travel insurance. Quick and easy to arrange cover with them as you prepare your future travel plans or need to quickly put cover inplace for an urgent journey abro... See more

Rated 5 out of 5 stars

This will be the 5th time we've used this insurance when going abroad over the last 10 years. We have had a medical event whilst in Spain and it was fully covered and efficiently dealt with, hence we... See more

Company details

  1. Travel Insurance Company
  2. Insurance Agency
  3. Insurance Company

About Flexicover Travel Insurance

Written by the company

Flexicover is one of the UK’s leading travel insurance providers. We have made customer satisfaction and value for money our main focus and pride ourselves on providing a quick, efficient and uncomplicated service. We believe choosing the right holiday insurance is just as important as choosing the right holiday destination. That’s why we provide a wide range of policies, so you can pick the most appropriate insurance cover to suit your needs.

Why choose Flexicover?

Written by the company

Benefits of Choosing Flexicover
- 24/7 Emergency Medical Helpline - 100+ Activities Covered As Standard - Up to £10m Medical Cover Per Person - Up to £5,000 Cancellation Cover Per Person
Featured in the Which? Best Rate Tables
To view the Best Rate Policy tables for travel insurance online please follow the link: https://www.which.co.uk/money/insurance/travel-insurance/travel-insurance-reviews/best-and-worst-travel-insurance-ad1xp1C7eKFR
Call Centre
Our friendly customer service team is ready to assist! If you have any questions or would like to speak with someone directly, feel free to give us a call at 0333 005 1071. We are open 8am-7pm Monday-Friday and 9am-5pm Saturday-Sunday. On Bank Holidays we are open from 10am-4pm (closed on Easter Sunday, Christmas Day, Boxing Day and New Years Day).
Air Doctor Connect
As part of your policy, you also get access to Air Doctor Connect for free, giving you access to over 20,000 doctors in 78 countries. Plus, we’ll waive your excess for outpatient treatment through them!

Contact info

  • Suite 12, 20 Churchill Square, ME19 4YU, Kings Hill, West Malling, United Kingdom

  • www.flexicover.co.uk

Flexicover Travel Insurance

Cover starts from under £10 – get your quote now

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

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4.7

All reviews

(2,244)

59 reviews in the last 12 months

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Rated 2 out of 5 stars

Challenging Customer Service & Long Call Waits

We did not make any claims, this review is purely about the customer service I experienced.

Despite doing our utmost to list all medical conditions (I even included having the flu last year), my wife received a letter after we took out the policy but before our holiday. It was a follow-up for a mole on her back that she had casually mentioned to the GP nearly two years ago. At the time, they said they would add her to a waiting list, and we forgot all about it. As a result, we didn’t declare it, and the letter came unexpectedly.

This led to a test being arranged for the mole, and we were left waiting for the results with no guarantee they would arrive before our holiday. (In the end, it took over six weeks, though thankfully the results were all clear.) I contacted Flexicover to inform them of the situation and ask how it might affect our cover. The tone of everyone I spoke to was slightly accusatory, as if we had deliberately withheld the information, and overall quite blunt.

Getting through to them was also incredibly difficult, the phone was our only option for this type of request, and it took multiple long calls with long wait times (including three abandoned attempts).

In the end, I sought alternative quotes from other providers I knew would cover this type of situation, just in case I couldn't get a timely response from Flexicover. A week before our holiday, just as I was about to switch to a different insurer and cancel Flexicover, we finally received verbal confirmation that we were covered. However, it was far more stressful than it needed to be. I never received anything in writing to confirm the update, despite specifically requesting this. I was told it would be reflected in the policy documents, but it never was, which left me wondering whether that could have been used against us had we needed to make a claim.

I won’t be using them again.

24 April 2025
Unprompted review
Flexicover Travel Insurance logo

Reply from Flexicover Travel Insurance

Hi Paul,

Thank you for taking the time to leave us a review and I am sorry to learn of the service you received when trying to update the medical declaration.

So we can be sure to review this fully for you, please can I ask that you contact us on responses@tifgroup.co.uk, providing your policy number, full name, date of birth and post code.

Kind regards,

Claire
Flexicover Team

Rated 5 out of 5 stars

Great Cruise Cover Competitively Priced

Quote and purchase of cruise policy online was straight forward and simple. I had to claim for cabin quarantine experienced on the cruise. The claims process is explained well and after submitting my booking confirmation and proof of illness and cabin confinement, provided by P and O, it was handled extremely well by Tite, a claims handler, a credit to Flexicover, who settled the claim very quickly as all documents were submitted.

28 April 2025
Unprompted review
Rated 3 out of 5 stars

Having to repeat what should have…

Having to repeat what should have already been on file and not being listened to

20 March 2025
Flexicover Travel Insurance logo

Reply from Flexicover Travel Insurance

Hello,

Thank you for taking the time to leave us a review and I am sorry to learn you had to repeat your information and that you were not listened to.

We have sent you an email to discuss this further.

Kind regards,

Claire
Flexicover Team

Rated 5 out of 5 stars

Quick, Flexible and Convenient

Flexicover is my go-to insurer for travel insurance.
Quick and easy to arrange cover with them as you prepare your future travel plans or need to quickly put cover inplace for an urgent journey abroad. Useful to have the options of a full years cover for multiple trips or just for the one travel occasion. Prompt turnaround and access to your policy documents online is very convenient.

3 March 2025
Rated 2 out of 5 stars

Failure to renew my policy

Tried to renew my insurance and continue as a customer. It would not allow me to do so online, so called customer services, who also could not renew it. The lady told me she would have to contact her technical Dept. And would get back to me. She never did. I tried once more days later and was able to renew my policy. It was NOT an easy journey and got no help from Customer Services

7 March 2025
Flexicover Travel Insurance logo

Reply from Flexicover Travel Insurance

Hi David,

Thank you for taking the time to leave us a review and I am sorry to learn you had trouble with your renewal and receiving a response from the customer service team.

Although I can see you have since purchased your policy, I will raise this with the customer service team to understand why you were not contacted back and for this, I do apologise.

If you would like to discuss this further, please do not hesitate to contact us on responses@tifgroup.co.uk.

Kind regards,

Claire
Flexicover Team

Rated 5 out of 5 stars

Flexicover holiday insurance are great

Been buying Holiday insurance from flexicover for over 15 years now and apart from twice when we couldn't book with them we have always had great service with them, even when we had to use their services once the service ran very smooth without any issues

17 February 2025
Rated 5 out of 5 stars

This will be the 5th time we've used…

This will be the 5th time we've used this insurance when going abroad over the last 10 years. We have had a medical event whilst in Spain and it was fully covered and efficiently dealt with, hence we are using them again for our summer holiday.

17 February 2025
Rated 5 out of 5 stars

Excellent especially for people with health conditions

Very easy to set up and very expansive list of health conditions which help enormously when someone suffers from a rare condition which are not listed by other insurance companies
Reasonably priced with clear explanation of cover
Have used before and will use again

9 February 2025

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