Experian Reviews 

5,326
TrustScore 4 out of 5

3.8

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Review summary

Created with AI, based on recent reviews

Considering 3,370 reviews, reviewers had a great experience with this company. Customers frequently praise the staff for their helpfulness, understanding, and professional approach, often resolving complex issues efficiently. Many people highlight the quick response times and effective resolution of their queries, noting that problems were often sorted out speedily and to their satisfaction. However, some customers also noted dissatisfaction with customer service, citing unhelpful interactions, difficulty reaching a human representative, and slow or generic responses. A few other people also felt that there were problems with payments, such as being charged for inaccessible services, or experiencing delayed and inaccurate credit report updates.

What people talk about most

Customer service

Customers consistently note ambiguous experiences with customer service, with many expressing frustration... See more

Service

Customers had ambiguous experiences with service, with many praising it as excellent, quick, and efficient,... See more

Staff

Clients share positive opinions on staff, with many reviewers praising the professional, friendly, and... See more

Response time

Reviewers highlight ambiguous aspects of response time, with many praising quick responses to queries,... See more

Payment

Consumers find payment to be a source of frustration, often encountering issues with credit card defaults,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Quick and easy to use. Response from leander was speedy. Only issue was the leander dispute being given a secure rate increased it ever so slightly. Used previously and find information on site usefu... See more

Company replied

Rated 4 out of 5 stars

Contacted Experian after fraud activities linking to my other address (former rental property). Though no impact on my credit ratings because I have never lived there but Experian gave some good advic... See more

Company replied

Rated 4 out of 5 stars

I wanted to add a password to my credit report which I was rather surprised I couldn’t do myself. However I sent an email request which was actioned the next working day.

Company replied

Rated 3 out of 5 stars

Pretty poor service when I queried a mistake on my credit record. Customer service seems to be there to fob you off not help. Also you never communicate with the same person its always someone differe... See more

Company replied


Company details

  1. Credit Bureau
  2. Alternative Financial Service
  3. Credit Reporting Agency
  4. Online Marketplace
  5. Price Comparison Site

Written by the company

Check your credit report and score from Experian UK. Our free credit check provides your credit history and rating online.


Contact info

3.8

Great

TrustScore 4 out of 5

5K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

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3.8

All reviews

(5,326)

3,365 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Free credit score

The credit score is free and can be viewed monthly

20 July 2026
Experian logo

Reply from Experian

Hello, Douglas. Thanks for trying our service and your 5 star review! Thanks, Neil.

Rated 1 out of 5 stars

£15 for something that the other 2 agencies give for free...?

Asked for an amendment to an account that was missing corrected data (a missed payment marker, where there shouldn't be).

Experian and the business in question both agreed quickly that the data was wrong. Got an email from Experian confirming that the update would show on my report within 24 hours. We're now several days later, and the update still hasn't appeared, and is affecting my score considerably.

This, from the **only** UK credit reference agency who wants £15 a month for insights into such insights... information that the other two agencies will give you for free.

To be clear; Experian invited me to review them, so here's my honest feedback.

20 July 2026
Experian logo

Reply from Experian

Hello,

Thank you for taking the time to share your experience. I'm sorry to hear about the frustration this has caused, especially after you'd already been advised that the information was incorrect and had been updated.

I've sent you an email with further information about your specific situation, which I hope helps provide some clarity and reassurance.

Thank you again for your feedback.

Thanks,
Stefan.

Rated 4 out of 5 stars

Would have given a 5star but on my file…

Would have given a 5star but on my file tells me there been hard search but won’t show me what that was for

20 July 2026
Experian logo

Reply from Experian

Hello, Paticia. Thanks for sharing your feedback. We're sorry to hear of your issue with the search. You should be able to view any hard searches on your credit report itself, which you can access via the app. If you need help locating this please get in touch via the app or our "Contact us" page. Thanks, Neil.

Rated 1 out of 5 stars

They refuse to fix errors on your record

When I identified an error, they were very quick to wash their hands of it, instead of investigate as to why it occurred.
I also feel that they are using their monopoly in the credit scoring field to force a subscription on you (you can't get full access to your credit report, such as why its gone up or down, without paying). Plus they constantly force adverts for new credit cards and loans on you.

14 July 2026
Experian logo

Reply from Experian

Hello Guy,

Thank you for taking the time to share your feedback. I'm sorry to hear you were disappointed with your experience.

If you've identified information that you believe is incorrect, we can investigate this with the organisation that supplied the data. As lenders and other providers own the information they report to us, any amendments need to be confirmed by them before changes can be made to your credit report.

I also appreciate your comments regarding subscriptions. Your Experian Credit Report and Experian Credit Score can be viewed through our free membership, while some additional insights and tools are included as part of our paid services for customers who would like more detailed information.

In relation to credit cards and loan offers, these can be managed through your messaging settings if you'd prefer to receive fewer of these suggestions.

Thank you for sharing your thoughts with us.

Thanks, Stefan.

Rated 5 out of 5 stars

gratitude

I wanted to reach out and let you know that I think the team is excellent. I have had nothing but a positive experience working here. What I appreciate most is that, even in challenging moments, the team remains supportive and professional.

Best regards,
Galina

20 July 2026
Experian logo

Reply from Experian

Hello, Galina. We're really glad to hear that you've had such a good experience and that our team have been able to support you. We appreciate you taking the time to share your feedback with us! Thanks, Neil.

Rated 4 out of 5 stars

Communication..between every one ..once you've passed security and checks checked.. surly no search found just remove

Communication is good ....but not the dealings ..I got the details on my search in my account ..but I had to ring bank ..no search found ..from there on ..between me experian and bank .so much back and forth .still not resolved..if no search found between yourself and bank surely there's something you can do ..to remove the hard search.between you and bank .if they say no search found .it should just be taken off surely

20 July 2026
Experian logo

Reply from Experian

Hello, We're sorry to hear that you've had this issue. The information on a credit report belongs to the company that have provided it, we'll always investigate entries if they are incorect but it will be up to the company that has recorded it as to whether they will delete it. when we query an entry with a company we'll provide them with the details of the entry so they should be able to locate it from our query. If you do still need any futher assistance with this please do get back in touch via the app or our "Contact Us" page. Thanks, Neil.

Rated 5 out of 5 stars

Easy to navigate & my details were…

Easy to navigate & my details were saved which made my application really simple

19 July 2026
Experian logo

Reply from Experian

Hello, Mr Baker.

Thank you for your positive feedback!

We're so pleased to hear that you found the process easy to navigate and that your saved details made your application simple.

Thanks, Stuart.

Rated 5 out of 5 stars

Great company that really does aid in…

Great company that really does aid in credit increase. Provides insightful data and helpful services.

19 July 2026
Experian logo

Reply from Experian

Hello, Michael.

Thank you for your 5-star review!

We are so pleased to hear that our services have been helpful in increasing your credit and that you find our service insightful.

Thanks, Stuart.

Rated 4 out of 5 stars

Worth taking a look

I gave that score because I don't really bother with my rating going up and down I just look at the time and the service seems to be OK at the time i would prefer if company would let you know what there prepared to give and mine always seemed the same every time it never gets any higher

19 July 2026
Experian logo

Reply from Experian

Hello.

We appreciate you taking the time to share your feedback, we really do read all the feedback that comes in.

We are always looking for ways to improve our communication and ensure our customers feel fully informed. If you ever need help from our team, please feel free to get in touch through our 'Contact us' page, as we're always happy to help out.

Thanks, Stuart.

Rated 4 out of 5 stars

Their service are good and smooth

I applied for a credit card and my credit card change was fast

19 July 2026
Experian logo

Reply from Experian

Hello, Yvonne.

We appreciate your positive feedback!

We're glad to hear we were able to help you with your credit card application recently with our services.

Thanks, Stuart.

Rated 4 out of 5 stars

Your persistent and sometimes helpful

Your persistent and sometimes helpful, I do read your communications !

17 July 2026
Experian logo

Reply from Experian

Hello, Paul.

We appreciate you taking the time to read our communications.

We are always working to make them as helpful as possible for everyone.

Thanks, Stuart.

Rated 5 out of 5 stars

Proper credit rating company who…

Proper credit rating company who understand that people who haven't got a mortgage shouldn't be penalised in their rating because they've paid it off unlike some other popular companies.

19 July 2026
Experian logo

Reply from Experian

Hello, Steve.

Thank you for your positive feedback!

We are so glad to hear that you appreciate our approach to credit ratings, especially regarding mortgage repayments. We believe in fair assessments for everyone.

Thanks, Stuart.

Rated 3 out of 5 stars
Experian logo

Reply from Experian

Hello, Chuks.
Thank you for your feedback. I'm sorry to hear you've found it difficult to reach us by phone.
Phone support is available as part of our CreditExpert membership, but I appreciate that can be frustrating if you're having trouble getting through when you need assistance. We want getting help to be as straightforward as possible.
You can also contact our team through the Contact Us section of our website, where we'll be happy to help with any queries about your account or credit report.
Thanks for taking the time to leave your review.
Thanks, Stefan.

Rated 5 out of 5 stars

Excellent service

Excellent service

18 July 2026
Experian logo

Reply from Experian

Hello.

Thank you for taking the time to leave your positive review. We're really glad that you've had such a good experience when contacting our team recently.

Thanks, Stuart.

Rated 5 out of 5 stars

Brilliant straight forward process and…

Brilliant straight forward process and made it easy to see my finances

18 July 2026
Experian logo

Reply from Experian

Hello, Nash.

Thank you for your kind words!

We are so pleased to hear that you found the process straightforward and that we could help you easily manage your finances.

Thanks, Stuart.

Rated 5 out of 5 stars

Excellent customer service

Excellent customer service, very very helpful and understanding, resolved all my issues extremely quickly and efficiently, highly recommend Harrif from the customer support team.

18 July 2026
Experian logo

Reply from Experian

Hello, LD.

Thank you for your fantastic review!

We're so pleased to hear that our team was able to resolve your issues quickly and efficiently. We appreciate you taking the time to share your experience.

Thanks, Stuart.

Rated 1 out of 5 stars

EXPERIAN ARE JUST EXTORTIONISTS

OK. EXPERIAN KNOW BETTER. I SWITCHED TO PLUSNET BACK IN DECEMBER 2019. AS YOU WILL KNOW, PLUSNET DO A SWITCH SERVICE. THEY INFORMED VIRGIN I HAD MOVED OVER TO THEM. VIRGIN CARRIED ON TAKING PAYMENTS UNTIL I STOPPED MY DIRECT DEBIT.INCIDENTALLY, THEY TOOK FEBRUARY'S PAYMENT. IT WASN'T UNTIL OCTOBER, THEY ACKNOWLEDGED I HAD LEFT THEM. BUT EXPERIAN HAD ALL THIS INFORMATION. BUT IT'S EASIER TO BACK THE COMPANY WHO'S PAYING YOU. CHECK YOUR INFORMATION AND THEN CALL ME A LIAR...

18 July 2026
Experian logo

Reply from Experian

Hi, Nik.

I'm sorry to hear how frustrating this situation has been for you.

From your review, it's clear you feel that the information surrounding your switch from Virgin Media to Plusnet wasn't taken into account, and that you've been left feeling unheard throughout the process. I can understand why that would be upsetting, especially when you believe you did everything correctly and expected records to reflect that.

I also want to reassure you that Experian doesn't receive payment from companies to favour their version of events, nor do we determine how lenders and service providers report information. We display information supplied by those organisations and, where concerns are raised, work with them to investigate the accuracy of the data being reported.

Having personally reviewed your account, I've also sent you an email outlining the account in question and the relevant timeframes involved regarding the account's removal from your credit report. I hope this helps provide some additional clarity around the information that was considered.

Thank you for taking the time to share your experience.

Kind regards,

Stefan.

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