I have Metastatic Cancer ( terminal). I informed Elfin in May 2026. I won’t go into detail of what’s happening with my dispute with them as my advisors have just registered case with Financial O... See more
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I have be client of Elfin Market since 5 years and will carry on. Just have praising about this finance compagnie never had a problem to put in or out the money I invest. I did tell all my f... See more
Company replied
Best card for travel I have been using Elfin Market for a few months now. I love the Elfin Card, especially when it comes to travelling. Unlimited cash withdrawals and no foreign exchange fees. Tha... See more
What a shambles this company is. When they state a figure to repay your balance, it is never actually correct! Just closed my account. They have fleeced me of additional interest since I opened my acc... See more
Company replied
Company details
Written by the company
Whether it's flexible credit at a low rate or Investing in an IFISA. Elfin Market's P2P platform makes life much easier with flexibility and no hidden fees.
Contact info
Regus, 25 North Row, W1K 6DJ, London, United Kingdom
- contactus@elfinmarket.com
- www.elfinmarket.com
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Replied to 60% of negative reviews
Typically replies within 1 week
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are they in trouble
was great at first always paid back before time i have good credit rateing also money in bank but they just put me on tempory hold suspending my account very strange

Reply from Elfin Market
Was good but now not so good!
Very good service and good interest rate. Didn't use the credit for a few months and borrowed again a couple of weeks ago. Went to pay off the £85 i borrowed and had to do open banking for a review of my account. Now I am unable to borrow. Very strange because nothing has changed since I opened the account. So I've closed the account, which is a shame because it was a good service.

Reply from Elfin Market
I have made a withdrawal it’s more than…
I have made a withdrawal it’s more than 36 hours now..but it hasn’t arrived in my bank account yet…I have written an email regarding that also..but no response…no help…like this I’ll end up paying for that which I haven’t received…poor service…

Reply from Elfin Market
Hi one quick question
Hi one quick question? I heard effing market don't have physical card? Is it true?

Reply from Elfin Market
Very good
Very good platform. Simple to use and good rates. App is beautiful and whole process is easy.
The best lending platform
The best lending platform. Good rates and quick support team. Will recommend!
ELFIN EXCELLENCEELFIN HAS HELPED ME THROUGH SOME RECENT…
ELFIN HAS HELPED ME THROUGH SOME RECENT DIFFICULTIES THE PROCESS IS SIMPLE SUPPORTIVE AND AFFORDABLE.
I WOULD RECOMMEND TO ANYONE WHO REQUIRES FINANCIAL SUPPORT .
THE ELFIN APP IS REALLY SIMPLE AND QUICK TO NEGOTIATE.
Great credit card different from the…
Great credit card different from the other one and mire much utile
Don't trust them - Poor customer service
Don't trust them.
I made three payment to my account and 2 of them are settled and one with the large amount is not credited, Barclays has confirmed that money has received by recipient bank and elfin market is not credited to my amount.
They will take your money from bank account when we do repayment and will not process the payment then they will continue to charge your account,
I am writing several emails to credit the same but no response. Their customer service is pathetic and no phone call service. Email response is very poor and no one care about in case of any issue.
I am not sure how FCA authorised to operate their business.
Stay away at any cost.

Reply from Elfin Market
Shocking service been chasing them for…
Shocking service been chasing them for days to resolve an issue i have unable to contact them on a phone number only by email poor service stay away from this crap firm they should be paying me compensation for the rubbish service

Reply from Elfin Market
I am Very Happy with this i got £1500
I am Very Happy with this i got £1500 . If you can repay with their condition then it is very helpful...
Elfin credit is great
Elfin credit is great. Unlike credit cards, a bank loan, or a pay day loan, you can borrow the money and transfer it into your bank account in seconds, for last minute borrowing needs, as your credit has already been agreed. Paying it back is just as hassle free, all via the elfin app and your mobile banking app. I highly recommend.
Very easy and simple to use
Very easy and simple to use, they approved a certain credit for me which was great and the monthly payments are good as well, very manageable. They are a good lender.
No response and no support
Used app and connected it to my bank it said "we are just running a few checks, this should take less than a minute" 27 hours later and it's still saying that. I emailed them and no reply... Not at all fast and no responses from them.

Reply from Elfin Market
Faservice good value for money safe and…
Faservice good value for money safe and effective
Elfin is a great way to temporarily…
Elfin is a great way to temporarily borrow money. Instant transfer to my bank account when needed. Easy to repay too.
fantastic & flexible credit
really good & flexible credit. Simple application process, easy to withdraw to your bank account and to repay from your banking app. Rate is a bit high but still lower than my usual credit card. very easy no stress process
Its a great app to use for needs
I’ve been using Elfin Market for…
I’ve been using Elfin Market for several months now, and overall, I’m quite satisfied with the service. The platform is user-friendly, and the application process for the Elfin Card was smooth and straightforward. I especially appreciate the transparent fee structure and the flexibility it offers for managing my finances.
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