Checkmyfile Reviews 6,273

Reply from Checkmyfile

Apr 14, 2026

Hi Jane,

That's great news about the incorrect entry on your file!

I'm so pleased to hear we were able to help make you aware of that. At Checkmyfile, we make it as easy as possible for you to view and understand your information, cutting through jargon and technical hurdles to make your report easy to navigate.

We return data from all three credit agencies, so you can see everything that a prospective lender might see when you make a credit application.

If you need any help monitoring your credit health or growing your score in the future, we'll be happy to have you back!

All the best,

Amy
Checkmyfile

Reply from Checkmyfile

Apr 13, 2026

Hi James,

Thanks for taking the time to reach out to us, and for providing the additional information requested.

I've reached out to you directly to resolve this for you, but please let me know if I can be of any further help.

Kind regards,

Kirstie
Checkmyfile

Reply from Checkmyfile

Apr 13, 2026

Hi Simon,

Thank you for sharing your thoughts.

You're quite right in thinking that Checkmyfile is a great place to keep an eye on your credit health! So far as things that set us apart from other services go, the key differences are the level of detail you can see with Checkmyfile and the level of support we can offer.

We're the only service in the UK that returns your data from all three credit reference agencies- Equifax, TransUnion and Experian. We also show you your full report from these three agencies, not just your credit score.

This level of detail makes Checkmyfile a great tool to use ahead of a credit application, but it can also help you keep on top of your finances. You can monitor all of your credit agreements (as well as public info, like court judgements, insolvencies and your Electoral Roll listing) in one convenient place!

If there is an issue with your report that you need our help with, no matter which agency holds the data, our friendly UK-based Customer Service team is always on hand to support you.

Best of luck with your mortgage application!

Amy
Checkmyfile

Reply from Checkmyfile

Apr 13, 2026

Hi,

Thank you for sharing this experience!

It's great to hear that our team helped you track down the error in your report that had been causing you issues. We're really proud of the level of detail we can show in your report. 

As you may know, we return your report from all three credit reference agencies operating in the UK, and search both current and previous addresses for you.

That way, you can see everything that might come up in a credit check with any agency in one convenient place!

Thanks again,

Amy
Checkmyfile

Reply from Checkmyfile

Apr 13, 2026

Hi Victoria,

Thanks so much for leaving this review!

It's great to hear that you've made good use of your free trial of our service. We give our free-trial customers the full Checkmyfile experience, so that everyone gets a chance to try before they buy.

I'm pleased to hear that you've interacted with our customer service team and taken the time to navigate your report. We try to make using Checkmyfile as smooth and friendly an experience as possible, including the cancellation process, and it sounds like we've hit the mark!

Best wishes,

Amy
Checkmyfile

Reply from Checkmyfile

Apr 13, 2026

Hi Tomasz,

Thanks for taking the time to share your feedback — we completely understand that cost is an important consideration when choosing a credit report service.

Checkmyfile is a subscription-based service, and we offer every customer one free trial so they can explore the platform and see the value of viewing all their credit information in one place. After the trial, a subscription is required because we purchase your data directly from Experian, Equifax and TransUnion to provide a comprehensive, easy-to-understand report, along with in-depth analysis and exceptionally high levels of customer support.

Our service also includes a dispute resolution service, where our team can raise disputes on your behalf with the credit agencies if something doesn’t look quite right. The subscription cost covers daily updates to your credit report, and access remains available for the full period paid for, even if you decide to cancel the subscription.

For those who prefer a free option, the credit reference agencies themselves offer free statutory credit reports, which can be requested directly from them.

Thanks again for sharing your thoughts — your feedback is genuinely appreciated and helps us continue to improve our service.

All the best,

Kirstie
Checkmyfile

Reply from Checkmyfile

Apr 13, 2026

Hi Dale,

Thanks for taking the time to contact us, although I'm sorry to hear of this.

I've reached out to you directly to resolve this for you, but please don't hesitate to get back in touch if you have any further questions.

All the best,

Kirstie
Checkmyfile

Reply from Checkmyfile

Apr 13, 2026

Hi Rachel,

Thanks for sharing your thoughts.

It's lovely to hear that your experience of Checkmyfile has been great all round. We're always growing and adapting our website to be more user-friendly and intuitive, and the report you see today is the result of a lot of customer feedback, just like this review!

If ever you need help or advice from our team, feel free to reach out to us; we'd be happy to hear from you.

All the best,

Amy
Checkmyfile

Reply from Checkmyfile

Apr 13, 2026

Hi David,

It's great to hear this feedback!

Thank you for outlining what you liked about using our service. We've tried our best to make the customer journey as smooth and efficient as possible, right from creating your account through to reading and understanding your report.

I hope you continue to enjoy your experience with us!

Many thanks,

Amy
Checkmyfile

Reply from Checkmyfile

Apr 10, 2026

Hi,

Thank you for leaving us a great review.

I'm so pleased to hear that our team was able to help you resolve an issue with your credit report. Wherever there's an error on your report that a lender can't help you with, our Disputes team is happy to assist! 

Checkmyfile is the only service available that can raise a dispute on your behalf with all three credit reference agencies, so you can keep on top of all of your credit information in one place.

If you ever need our help with your credit report again, don't hesitate to reach out to us!

Many thanks,

Amy
Checkmyfile

Reply from Checkmyfile

Apr 10, 2026

Hi Serena,

Thanks for sharing your experience.

It's great to hear that you'll recommend our service to friends and family. We know that people who are new to credit reports might have trouble deciding which service is right for them, so your recommendation can go a long way!

I'm pleased to hear that you found your report easy to navigate. Checkmyfile is proud to show you the most detailed report possible by pulling your data from all three credit agencies, in a way that's easy to read and understand.

Kind regards,

Amy
Checkmyfile

Reply from Checkmyfile

Apr 10, 2026

Hi Brian,

Thank you for sharing your experience.

I'm glad to hear that you've found it easy to obtain and download your credit report. We know you might need your report urgently sometimes, like when you're making a credit application, so we do our best to get your information to you as quickly and efficiently as possible!

I hope you continue to have a great experience using Checkmyfile.

Many thanks,

Amy
Checkmyfile

Reply from Checkmyfile

Apr 10, 2026

Hi Jayesh,

Thank you for giving a shout-out to our Customer Service team!

It's always great to hear that our team has improved someone's experience with our service. The quality of the advice they can offer and the availability of our team are some of the many things that set Checkmyfile apart as a credit reporting service.

I hope all of your queries are resolved, but if you need any help from our team in the future, we'll always be happy to hear from you!

All the best,

Amy
Checkmyfile

Reply from Checkmyfile

Apr 10, 2026

Hi Paul,

Thank you for leaving a review.

I'm pleased to hear that you've had a great experience with our service. If you have any questions about your report, don't hesitate to reach out to us.

We also have plenty of guides and useful information in our Help Centre.

Thanks again,

Amy
Checkmyfile

Reply from Checkmyfile

Apr 9, 2026

Hi Cliente,

Thank you for leaving us a review!

It's great to hear that you've made good use of your free trial with us, and that you found our service easy to use.

We know that not everyone wants to sign up for a subscription right away, so our trial is a great way for you to try our service first. That way, you know what to expect if you need your Checkmyfile report again or decide to stay subscribed to us.

We'll be happy to have you back if you need our service again! Just log in to reactivate your account.

Many thanks,

Amy
Checkmyfile

Reply from Checkmyfile

Apr 10, 2026

Hi Ana,

Thank you for sharing your experience.

It's great to hear that you've found our service helpful. We know that many mortgage and financial advisors love working with Checkmyfile because of the amount of information we provide. We're the only service available that returns your full report from all three credit reference agencies.

We'll always advise checking your full report well in advance of a credit application, so you can know exactly what to expect. 

Wishing you all the best,

Amy
Checkmyfile

Reply from Checkmyfile

Apr 9, 2026

Hi Kayla,

Thank you for sharing your feedback.

It's great to hear that you appreciate how thorough your report is! We return your credit report from all three credit reference agencies -Equifax, Experian and TransUnion - so that you can see everything a lender might see when you apply for credit.

While there are plenty of practical reasons to want to view your historical data, there's a good reason why your credit report only goes back so far.

Most information (at least, the kind of information that impacts your credit score) ages off your report after 6 years. For example, closed accounts fall off your report after 6 years from their closure date. 

This time limit is there to prevent old debts and payment information from affecting you permanently. 

Because information that's aged off your report isn't stored by the agencies, and can't be returned in a credit check, it also can't appear on your Checkmyfile report.

I hope this has helped to explain the limitations of your credit report. If you have any questions, feel free to reach out to our team or take a look at the resources in our online Help Centre!

Thanks again for leaving a review,

Amy
Checkmyfile

Reply from Checkmyfile

Apr 9, 2026

Hi Oluwatoyin,

Thank you for leaving a lovely review about a member of our team.

It's always great to hear feedback about our Customer Service team. They're always on hand to support you with your account, help you improve your credit health, and get to the bottom of any issues you've encountered on your report. 

I hope your query has been resolved, but if you do still need assistance with anything, please stay in touch. We'll always be happy to help!

Many thanks,

Amy
Checkmyfile

Reply from Checkmyfile

Apr 9, 2026

Hi Meherunnesa,

Thank you for sharing your experience.

I'm sorry to hear you experienced an error with our service, but it's good to know our team was able to resolve it for you promptly. Our Customer Service team is always here to help and tries to respond to all queries in a fair and timely manner. 

I hope you'll come back to Checkmyfile in the future if you need your credit report or help with growing your score.

Thanks again for leaving us a review,

Amy
Checkmyfile

Reply from Checkmyfile

Apr 8, 2026

Hi Hery,

Thanks for sharing the positive feedback.

If you need any help or advice with your Checkmyfile report, feel free to reach out to our team. We'll always be happy to help! You can always reply to us on our socials for general queries, and there are plenty of great resources in our online Help Centre.

Thanks again!

Amy
Checkmyfile