Cabot Financial UK Reviews 

3,379
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Looking at 753 reviews, reviewers overwhelmingly had a great experience with this company. People frequently praise the dedicated staff members for being exceptionally helpful, patient, and deeply understanding during difficult financial situations. Consumers genuinely appreciate the clear guidance, manageable payment plans, and the polite, professional support provided throughout the entire process. However, some people mentioned experiencing persistent contact attempts, unwanted calls, and frustrating communication hurdles when trying to reach support agents. A few reviewers also reported administrative delays, unhelpful interactions, and lingering errors regarding active accounts that remained unresolved. These individuals felt that communication could be improved to prevent unnecessary stress during already challenging times.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting that advisors are helpful,... See more

Customer service

Reviewers highlight positive aspects of customer service, describing the advisors as helpful, understanding,... See more

Payment

Reviewers share mixed feedback about the payment process and debt management services. On one hand, many... See more

Service

People report positive experiences with service, highlighting the friendly, efficient, and understanding... See more

Customer communications

Consumers find contact to be ambiguous, with widely differing experiences regarding communication attempts.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Thought the account that had been sold to Cabot from HSBC had been closed so was surprised to hear about this debt. Debt belonged to my ex partner who had had an accident causing major head injury... See more

Rated 5 out of 5 stars

Having dealth sith few creditors in my life Cabot was by far the most human. No waiting time to speak to someone, understanding of personal cirmustances- working with you, not solely focusing on a d... See more

Rated 5 out of 5 stars

That's alright my wish is to settle it My experience was good with updates sorry for failing to provide some needed information.Hope l will be removed from that bad list and be able to buy in differe... See more

Company replied

Rated 5 out of 5 stars

What was initially a very stressful and anxious time Cabot worked with me to help me repay my outstanding debt, I no longer filled with dread when my phone rung. Every team member I came in to contact... See more

Company replied


Company details

  1. Debt Collection Agency
  2. Debt Collecting

Written by the company

Our mission is to help each and every customer to financial recovery. We help thousands of customers take their first step to help them manage their accounts. As many of our satisfied customers will tell you, we know that everyone’s situation is different and we treat people as individuals. We offer a range of credit management solutions for every customer so they can repay what they owe, but not have to put their lives on hold while doing so. Established in 1998, Cabot Financial is one of the most respected debt purchase companies in the UK. We are part of the Cabot Credit Management Group, who are authorised by the Financial Conduct Authority.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

3K reviews

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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 59% of negative reviews

Typically replies within 2 weeks

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4.3

All reviews

(3,379)

712 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very professional and understanding

Customer service was great,Cabot took my debt over from my bank. An operative of Cabot phoned me and explained everything to me. The repayments were reasonable and affordable for me. They were very understanding of my situation. I received regular statements to keep track .

22 July 2026
Unprompted review
Rated 5 out of 5 stars

Miko was fantastic

Miko was fantastic, great personality and did everything he could to help me even when I suggested a plan that wasn't correct for the situation he could have easily gone along with me but knew what worked best and made sure we got it right.

22 July 2026
Unprompted review
Rated 4 out of 5 stars

I lost my business and nearly my house

I lost my business and nearly my house, 15 years later I am still paying debts now owed to Cabot. We have a controlled payment sheme. Unlike many, they do not chase every week threatening legal action or pester me constantly. No one wants debts, it keeps you awake at night, but Cabot don't make it worse.

21 July 2026
Unprompted review
Rated 5 out of 5 stars

My Debt Journey

I have incurred debts following difficult times in my life.I have always found tve staff at Cabot Financial to be understanding helpful and proactive.Being in debt is not an easy place to be so having people who want to help is invaluable.Thank you Cabot I do hope we never meet again with the greatest of respect.

22 July 2026
Unprompted review
Rated 5 out of 5 stars

Derek the team member was outstanding

Derek the team member was outstanding, one of the best examples of customer service I have ever seen. He showed compassion and empathy, he listened and even though a difficult subject put me at ease

22 July 2026
Unprompted review
Rated 5 out of 5 stars

What a great experience

What a great experience. From the start it was so easy to set up, no hassle throughout. Now my account has been paid off. If you are in any doubt, please take this as your sign to get started with them. 10/10

21 July 2026
Unprompted review
Rated 3 out of 5 stars

Not suitable for Vulnerable adults

I found Cabot difficult to work with as a vulnerable adult. Everytime I explained my medical and financial situation I was informed I would be passed to a specific team, the team would then asses me and say I was unable to set up a payment plan. After the 3rd time of this circle pattern behaviour I was able to find a way to pay monthly without further contact, however despite paying regularly, I received letters weekly harassing me into trying to make a payment plan again and now they have passed my debt to a solicitor, reducing the accsessiblity for me to pay and leaving someone with autism to navigate a pathway. Suitable for people with Jobs not people in seriously vulnerable situations.

17 July 2026
Unprompted review
Rated 1 out of 5 stars

Disgraceful company

My experience with Cabot has been extremely disappointing.

My complaint was never simply about whether a CCJ could be updated following a partial settlement. I was fully aware of the position.

My complaint was about being passed between Cabot, Mortimer Clarke Solicitors and the Court, with nobody taking ownership or providing clear guidance. I was left having to chase different organisations myself to try and resolve an issue that was affecting my mortgage application.

Cabot’s response repeatedly focused on explaining why the CCJ remained as it was, but failed to properly address the actual issue: the poor handling of my enquiries and the lack of responsibility shown.

Even after raising this point, Cabot’s final review simply repeated the same argument and stated they disagreed that I had been passed around, without properly explaining how the matter was handled or why I was left to navigate between different parties.

A company can have a legal position, but that does not excuse poor communication, unclear processes and leaving a customer feeling like they have nowhere to turn.

I will now be taking this matter to the Financial Ombudsman Service.

9 July 2026
Unprompted review
Rated 5 out of 5 stars

Human approach.

Having dealth sith few creditors in my life Cabot was by far the most human. No waiting time to speak to someone, understanding of personal cirmustances- working with you, not solely focusing on a debt itself.

They do focus on "the quickest sustainable way" to pay off balance.

11 July 2026
Unprompted review
Rated 5 out of 5 stars

Always friendly

Always friendly, efficient and understanding.
Special mention to Gary Maslan (not sure spelling on surname).
He has kept his promise in regular calls, went through my issues and then he took settlement. Many thanks.

25 June 2026
Unprompted review
Rated 5 out of 5 stars

My account with calbot

My experience today with my review , which was with a member of your team who I spoke to Was Alfie
Who was extremely supportive. & professional ,
Kindest Regards
Sylvia

8 July 2026
Unprompted review

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