Blue Cross Canada Reviews 

69
•
TrustScore 1.5 out of 5

1.4

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Review summary

Created with AI, based on recent reviews

Considering 37 reviews, most reviewers were let down by their experience overall. People frequently experienced frustrating delays, excessive paperwork, and unnecessary roadblocks when trying to submit, manage, and process their insurance claims. Customers strongly pointed out that customer service representatives are unhelpful, phone wait times are extremely long, and getting timely responses feels nearly impossible. Some reviewers were not happy with outdated website tools, difficult digital platforms, and sudden coverage reductions on essential medical prescriptions. Others noted that paying high monthly premiums paired with strict claim denial policies and poor communication made the entire service completely not worth the cost.

What people talk about most

Service

Consumers find service to be a major disappointment, frequently pointing to exceptionally slow response... See more

Customer service

Users describe negative interactions with customer service, highlighting long phone wait times, unhelpful... See more

Price

Customers had deep dissatisfaction with price, noting that expensive monthly premiums continuously increase... See more

Reviews shaping this summary

Rated 1 out of 5 stars

They continuously move the goal posts on claims and make you jump through different hoops every time before repeatedly denying them and delaying payment. Be prepared to do more admin work than they do... See more

Rated 1 out of 5 stars

As of june 1st 2026 customer.service has shared they are 4 weeks average to.process claims upon submission. In addition to the lengthy delays. If you want to file a complaint with senior manag... See more

Rated 1 out of 5 stars

I want to give them a zero. I have never made a claim to them before but on my last trip, I had a legitimate medical claim that was promptly denied. After waiting on the phone for an hour to discuss... See more

Rated 1 out of 5 stars

I am a firm believer in travel insurance and always purchase whenever I travel. I have used various providers in the past and never had any issues in the rare occasions I had to submit a claim. That i... See more


Company details

  1. Insurance Agency
  2. also in
  3. Health Insurance Agency
  4. Insurance Broker
  5. Insurance Company
  6. Travel Insurance Company

Information provided by various external sources

For more than 70 years the Blue Cross® name in Canada has stood for affordable, quality supplementary individual health and travel insurance coverage, as well as group benefits and group life insurance, delivered with trustworthy and personalized serv...


Contact info

1.4

Bad

TrustScore 1.5 out of 5

69 reviews

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1.4

All reviews

(69)

37 reviews in the last 12 months

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Rated 1 out of 5 stars

Useless policy for Visitor Insurance

Useless policy for Visitor Insurance, they didn't reimburse me after providing evidence and filling multiple applications. Call centre threw me from one number to another. In the end I had to pay from own pocket. AVOID!!!!

24 October 2023
Unprompted review
Rated 1 out of 5 stars

I'm unable to reach BLue Cross travel…

I'm unable to reach BLue Cross travel assistance - their hold times are unbearable once your policy is issued. Don't go with blue cross - terrible customer experience. I'm typing this out as I'm waiting on hold for 60 minutes - I'll never renew or get any blue cross policies again. Terrible customer experience

8 July 2024
Unprompted review
Rated 1 out of 5 stars

Disappointed on refusal of payment coverage

I received a lesser strength dose of DIN #02536137. Blue Cross previously covered a stronger dose but due to long term effects of taking this medication we have been able to get treatment with lower dose with same results. NOW Blue Cross will not cover the prescription due to the lower strength! Ridiculous!! My doctor gave me a prescription for DIN #0052151, which is obviously necessary or would not be prescribed. Now the prescription isn't enough, I have to get a Dr's note filled out to apply for coverage. More cost for doctor to fill out form. This too makes no sense. Why would a Dr. provide a prescript if it wasn't necessary.

10 June 2024
Unprompted review
Rated 1 out of 5 stars

33 years of working and this is my payback...

33 years of working and my union sets up Blue Cross for my extended health plan. Which I pay dearly for every month. So I get a pair of orthotics and send in my paperwork and claim. 2 weeks later I get an email that states 'My claim has been processed. I can go online and check. Make sure all info is correct. Payment can take up to 3 days." So I go online and check. "Amount $0. Eligible $0." OMGOSH. What's going on? I check all the required documents. Yes they are there. I phone Blue Cross. I wait on hold. I am agitated. I am stressed. Its money I require. Finally I speak to a person (who works from home). Tells me my claim has gone to another department to determine if its covered but it should be because everything is there. So why the email I ask? Why does it say it has been processed? He says that he doesn't know why but it is probably just automated.
But they are behind and it now takes up to 36 working days to process claims. "Are you kidding me? So i get an email that says it has been done, I get stressed because I do not know why it is not eligible, and I phone and you tell me this? 36 WORKING days? Is this because you work remotely and can put in the laundry? Take your dog for a walk? take your kids to school? Go to the corner store? This is ridiculous!! I pay for your service. You are behind because we just wasted half an hour of my time and your time! Because the right hand doesn't know what the left is doing?!" So now my anger is at the top. No supervisor to talk to because its not like they can walk down the hall and speak to someone to ask to calm down a customer. Nope. I am on a call back list. What is wrong with this picture?

10 April 2024
Unprompted review
Rated 1 out of 5 stars

Irresponsible case handling

Please anyone trying to use this Insurance this Blue Cross or Can Assistance as you Travel Insurance DO NOT book with these. I booked in Sept 2023 travel insurances which included lost baggage and flight delays. I submitted forms online multiple times, sent emails 17th times and even mailed copies of every information they asked of. You will get a chatbot message "Case manager from CanAssistance will be in touch Case manager assigned was Franco"
To save time money and stress I suggest not to book with these scam companies

9 October 2023
Unprompted review
Rated 1 out of 5 stars

Worst company to dealing waiting 55…

Worst company to dealing waiting 55 minute submitted clame talk so many times with so many people look on web tell it’s in process calling again tell me missing one day overall that is worst insurance company that dealing do not buy any health program for that garbage insurance company it’s not standing for value for custumer word word worst company

20 December 2023
Unprompted review
Rated 1 out of 5 stars

I have been trying for over 1 year to…

I have been trying for over 1 year to have my Blue Cross claim reviewed and unfortunatly they wash their hands of dealing with their claimants and use Can Assistance as their claim adjusters. Never have I ever encountered such an inefficient and incompetent organization that is void of any communication abilities and clueless when it comes to processing a claim. All requisite info has been provided and I have been asking for an escalation of my claim. Impossible to speak with an adjuster, just front line phone operators. They deserve a negative star.

18 October 2023
Unprompted review
Rated 1 out of 5 stars

Scam insurance

I signed up for a foreign insurance since I was going there for a semester abroad. Paid the money i needed to easily. Unfortunatly i hurt My shoulder and was sent to pfysiotherapi.
I have now tried for 6 months to get this scam of an insurance company to Even acknowledge the fact that I have sent them claims and emails severel times... And I have recieved nothing back from them.

1 April 2023
Unprompted review
Rated 3 out of 5 stars

I subscribed for a private health…

I subscribed for a private health insurance plan tailored for newcomers.
The information provided on their website is quite clear. The payment was smooth and I received all the supporting documents very quickly (something like 2 weeks).
What made me give 3 stars out of 5 is that they partly ignored obligations and constraints caused by the COVID crisis and did not followup their current client base. Meaning that people paid a plan for a certain date but as they could not make it to Canada on time, they had to pay more for an extension.

7 August 2020
Unprompted review

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