Billing Finance Reviews 

2,920
TrustScore 4.5 out of 5

4.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 79 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the excellent service, highlighting its efficiency and the simple, stress-free process from start to finish. Many commend the professional and helpful staff, who are described as kind and patient, providing clear explanations. People appreciate the seamless user experience, with quick processes and transparent communication making finance easy and convenient. However, some customers noted issues with customer service, experiencing a lack of support, unsatisfactory answers, and unhelpful staff. A few others found payment terms problematic, citing non-competitive APRs, unexpected charges, or very short repayment periods.

What people talk about most

Service

Customers consistently note positive experiences with service, highlighting quick and efficient processes,... See more

Customer service

Clients share ambiguous opinions on customer service, with many reviewers praising the professionalism,... See more

Staff

Reviewers mention positive feedback about staff, highlighting their professionalism, helpfulness, and... See more

Payment

Consumers find payment to be ambiguous, with some reporting swift finance processing and quick payouts to... See more

User experience

Reviewers highlight positive aspects of user experience, describing it as swift, straightforward, and very... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Tbh I didn’t think I’d be accepted having an average credit score but these guys helped me out. Amazing help with everything applied a they did all the work for me other than selecting the bike. Swift... See more

Company replied

Rated 5 out of 5 stars

What an amazing and professional experience I have had with Edwin especially. He has gone above and beyond to make sure I found the right car that was suitable for me. Nothing was ever too much has... See more

Company replied

Rated 5 out of 5 stars

My experience buying my first car was absolutely fantastic. The customer service was excellent from start to finish, and the team went above and beyond to make sure I had everything I needed. Their wi... See more

Company replied

Rated 5 out of 5 stars

Great service with Billing finance. I took out a loan and the process was very quick with a variety of lends, repayment plans and options. Professional staff who were easy to talk to, no hi... See more

Company replied


Company details

  1. Car Finance and Loan Company

Information provided by various external sources

Getting you where you need to be

Coronavirus Update

TALK TO US

We know many of you are worried about how your finances might be affected by coronavirus (COVID-19). If you've been affected by coronavirus (due to illness or self-isolation) and are worried about what this might mean for you financially, there are things we can do to help. The sooner you are able to get in touch, the more we may be able to do. If you would like to speak with us regarding your agreement, please call us on 01604 402 204 where an agent will be happy to assist you. Please be aware we are currently operating with a reduced number of staff. Due to this, you may experience longer wait times than usual when calling in to speak with us.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 88% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(2,920)

75 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 3 out of 5 stars

No communication…

This is the first time i have heard from you since I signed my documents online...

24 March 2025
Billing Finance logo

Reply from Billing Finance

We are sorry that your experience at Billing Finance didn’t quite match your expectations. We would love to know more, so that we can deliver a better experience next time. Please contact us directly at 01604 402204.

Rated 1 out of 5 stars

Gave me finance but changed my mind on…

Gave me finance but changed my mind on the vehicle. Applied again with a cheaper vehicle and they turned me down. Don't make sense they approved a more expensive vehicle but turned me down on a cheaper vehicle based on my finances. Pick and choose who they like I think.

12 March 2025
Billing Finance logo

Reply from Billing Finance

Thank you for taking the time to give your feedback. At Billing Finance we pride ourselves on being straightforward to deal with and listening to our customers. Unfortunately sometimes new information comes to light and we take our responsibility for responsible lending very seriously. Thank you

Rated 1 out of 5 stars

Got a car through billingfinance who…

Got a car through billingfinance who used I used Zuto to get a vehicle from. After 2 months the car needed a new engine, the dealership collected it 3 months later after I had to purchase a new car, the dealership have now had the car 2 months and say it’s fixed, in that time I’ve paid over £1000 and haven’t had the car nor need it anymore.. yet all these cowboys want me to keep paying them even if I sell the car and give them the money from the sale. AVOID

21 March 2025
Unprompted review
Billing Finance logo

Reply from Billing Finance

We apologise that our service did not satisfy your expectations. We set a high standard for ourselves and are truly sorry to hear that this standard was not met in your interaction with Billing Finance.

Rated 5 out of 5 stars

They are very approachable

They are very approachable. Finally fair to each person's situation and quick response to the customer.

21 March 2025
Billing Finance logo

Reply from Billing Finance

It is great to hear that you are so satisfied with the treatment you received from Billing Finance. As a family-run business that puts people first, this really does mean a lot. Thank you and enjoy your vehicle.

Rated 5 out of 5 stars

Brilliant service

Just brilliant

19 March 2025
Billing Finance logo

Reply from Billing Finance

Hi Michael, we are glad to hear of your experience with us. As a company, Billing Finance puts people at the heart of everything we do. Please do not hesitate to get in touch if we can be of further assistance.

Rated 5 out of 5 stars

Good service

They were very helpfull

12 March 2025
Billing Finance logo

Reply from Billing Finance

Thank you for your review. Our staff strive to ensure customers are happy and get the best outcome, so this is great to hear. Please let us know should there be anything else we can do to assist.

Rated 5 out of 5 stars

A particular gentleman with the name…

A particular gentleman with the name Jordan has been exceptional in terms of following me through the kind of car, matching it with my budget and checking how best he could be of help so i can drive home the car of my choice.

12 March 2025
Billing Finance logo

Reply from Billing Finance

Hi Patrick, thanks for leaving us such a wonderful review. We are thrilled that you loved your experience with Billing Finance; our staff will be happy to read your review. We put customer experience and satisfaction as our priority, and your review reaffirms the hard work we put in every day.

Rated 5 out of 5 stars

Supper easy

Supper easy

7 March 2025
Billing Finance logo

Reply from Billing Finance

Carlie, we're happy to see that you had a 5-star experience using Billing Finance. Thanks for sharing.

Rated 5 out of 5 stars

Perfect

It was fast and easy

6 March 2025
Billing Finance logo

Reply from Billing Finance

Thank you so much for taking the time to leave us a 5 star rating - it's much appreciated. We hope you enjoy your new vehicle.

Rated 5 out of 5 stars

Very nice and explained everything…

Very nice and explained everything perfectly, thank you

4 March 2025
Billing Finance logo

Reply from Billing Finance

Thank you for taking the time to tell us about your experience of dealing with us. At Billing Finance we work hard to achieve the best outcomes for our customers. Enjoy your vehicle!

Rated 5 out of 5 stars

Great service

5 March 2025
Billing Finance logo

Reply from Billing Finance

Thank you so much for taking the time to leave us a 5 star rating - it's much appreciated. We hope you enjoy your new vehicle.

Rated 5 out of 5 stars

Customer Service, fast and timely

Billings have a proper way of doing business that will take into account the customers satisfaction, fast and very efficient.

5 March 2025
Billing Finance logo

Reply from Billing Finance

Thank you for your review. Our staff strive to ensure customers are happy and get the best outcome, so this is great to hear. Please let us know should there be anything else we can do to assist.

Rated 5 out of 5 stars

Very helpful and friendly

Very helpful and friendly

3 March 2025
Billing Finance logo

Reply from Billing Finance

thank you so much for your feedback. We are so happy to hear your kind words and we hope you enjoy your new vehicle!

Rated 5 out of 5 stars

Easy to deal with and straightforward…

Easy to deal with and straightforward process very pleased 😊

4 March 2025
Billing Finance logo

Reply from Billing Finance

Putting customers at the heart of what we do and making them happy is something we continually strive for at Billing Finance. Thank you for your comments and enjoy your vehicle.

Rated 5 out of 5 stars

Smooth process and very professional

Smooth process and very professional

11 March 2025
Billing Finance logo

Reply from Billing Finance

Thank you for your review. Our staff strive to ensure customers are happy and get the best outcome, so this is great to hear. Please let us know should there be anything else we can do to assist.

Rated 5 out of 5 stars

Fast and efficient

It did well and the people are well trained with good communication customer care skills and they are very knowledgeable and helpful

3 March 2025
Billing Finance logo

Reply from Billing Finance

Hi Michael, thanks for leaving us such a wonderful review. We are thrilled that you loved your experience with Billing Finance; our staff will be happy to read your review. We put customer experience and satisfaction as our priority, and your review reaffirms the hard work we put in every day.

Rated 5 out of 5 stars

Good service for car finance

Good service

28 February 2025
Billing Finance logo

Reply from Billing Finance

Hi Wesley, we are glad to hear of your experience with us. As a company, Billing Finance puts people at the heart of everything we do. Please do not hesitate to get in touch if we can be of further assistance.

Rated 5 out of 5 stars

Billing finance

Very helpful

7 March 2025
Billing Finance logo

Reply from Billing Finance

Thank you so much for your feedback. We are so happy to hear your kind words and we hope you enjoy your new vehicle!

Rated 5 out of 5 stars

Smooth and quick transactions

Smooth and quick transactions
Easy process
Went far to collect vehicle and weren't waiting long at all

27 February 2025
Billing Finance logo

Reply from Billing Finance

Thank you for your review. Our staff strive to ensure customers are happy and get the best outcome, so this is great to hear. Please let us know should there be anything else we can do to assist.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look