While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 143 reviews, most reviewers were let down by their experience overall. Customers frequently complained about unhelpful customer service, noting long waiting times and major difficulties in successfully reaching a real person for assistance when needed. People also highlighted deeply frustrating issues regarding unexpected hidden fees, severe extra charges, and troubling experiences with collection practices during loan repayments. Some reviewers were happy with the fast loan approvals, helpful employee guidance, and great service offers provided by the financial company. These consumers truly appreciated the efficient processing times and genuinely positive experiences they encountered during their various offline interactions with staff.

What people talk about most

Service

Customers consistently note negative experiences with service, describing the overall support as extremely... See more

Customer service

Clients share negative opinions on customer service, consistently highlighting a severe lack of communication... See more

Payment

Users describe negative interactions with payment, expressing widespread frustration over unexpected bounce... See more

Price

Customers consistently report negative experiences with price, highlighting numerous hidden fees and... See more

Reviews shaping this summary

Rated 1 out of 5 stars

This company it irritates us everyday every minute. The people here call us even though we do not need any loans. Government has to take actions and ban these type of companies. Because of their calls... See more

Rated 1 out of 5 stars

Once you take their service, they pester you via calls - a minimum of 4-5 calls and a maximum of 10 calls a day to take more loans. Bajaj Finance are CROOKS! Paying via Credit Card would have costed l... See more

Rated 1 out of 5 stars

I am Binit Shah from Pune , I took homeloan from Bajaj and took topup as well. Whenever govt increased loan intrest rate , bajaj increased the rate for both the loans but when govt decreased the loan... See more

Rated 1 out of 5 stars

Bajaj Finserv has a very misleading fraudulent over draft loan practice. The sales people are duping hard earned money of Indian middle class people with fake promises like 0% charges on insurance, pr... See more


1.2

Bad

TrustScore 1 out of 5

283 reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

1.2

All reviews

(283)

149 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Very poor service

Very poor service, I'm unable to check my bike wmi, dirty app and dirty service... useless app useless service. I never ever refer to the bajaj in future.

21 February 2026
Unprompted review
Rated 1 out of 5 stars

⭐ 1 Star – Extremely Disappointing Experience with Bajaj Insurance

I rarely write public reviews, but after over a month of frustration, broken promises, and complete lack of accountability, I feel obligated to share my experience with Bajaj Insurance so others don’t go through the same ordeal.

What started as a simple request — changing travel dates and receiving a refund for the fare difference — has turned into an exhausting and unresolved issue. The refund has now been pending for more than a month.

Every time I followed up, a new ticket was created. Every single time, I was told the same thing: “It will be escalated within 24 hours.” And every single time, nothing happened.

No resolution.
No refund.
No proper response.

I escalated the matter directly to Mr. Goenka and Mr. Vincent, hoping senior intervention would finally bring accountability. Unfortunately, even they have remained unresponsive despite multiple emails. It is deeply disappointing to see such irresponsible behavior from individuals who are expected to handle escalations seriously.

The most frustrating part is not just the delay — it’s the false assurances and lack of transparency. Creating ticket after ticket without solving the issue feels like a tactic to buy time rather than actually help the customer.

This kind of service is unacceptable from a company that deals with something as important as travel insurance — where customers rely on timely support, especially during urgent situations.

I have maintained complete documentation of all communications and follow-ups. When a company pushes customers to the point of considering legal action just to receive a legitimate refund, it reflects a serious failure in customer service and internal processes.

If you are considering booking insurance with Bajaj, I strongly urge you to think twice. Customer service is tested when something goes wrong — and in my case, they failed completely.

I hope this review encourages the company to improve, but more importantly, I hope it helps other travelers make an informed decision.

Very disappointed and would not recommend.

28 January 2026
Unprompted review
Rated 1 out of 5 stars

Bajaj Finserv is worst .

Bajaj Finserv is worst .. they told me given me loan again in policy in 15 days..but last 9 months to I m in trouble condition they not answering the..in call and given false. Commentment every day..
This Finserv are worst ..not compair to any Finserv and court also... They only given date to date .. like given court ... No result .. and every time new person call you and not updated to any peroson and the WhatsApp number and call number always different... You can't verify to them..

10 September 2025
Unprompted review
Rated 1 out of 5 stars

Time wasters for homeloan nri

We approached for NRI residential purchase home loan. We are permanent residents of Australia. They initially agreed to do within 2-3 days and took all required documents. And later they say only do loan for work visa holders upm on our followup. Scroundrels dont even know what is work visa and what is PR they only compare H1B. Dumb fellows dont waste your time to go through them

13 February 2026
Unprompted review
Rated 1 out of 5 stars

Such a worst company

Such a worst company. Wish I could give minus star. I dono why they simply call 100times a day even after refusing loans. Wish this company goes into losses and close. Nly then they ll leave me in peace🙏🏻

30 January 2026
Unprompted review
Rated 1 out of 5 stars

Baja finance galat trike se loan…

Baja finance galat trike se loan dikhate hai our cibil score ko kharb karte hai, in se kabhi ko finance nahi karana chahiy, hamare sath bhi yase huaa hai mane in insurance karya our 15din ke under Surrender kar diya us time covid 19 aa gaya tha inho ne mera cibil scor kharab kar diya ,

26 January 2026
Unprompted review
Rated 1 out of 5 stars

Mna 21000 ka phone liya brand new or…

Mna 21000 ka phone liya brand new or loan dal kar 31000 ka pada bajaj finance sabse gatiya finance mujhe reply cahiye bajaj walo ek finance se sidha 10000 ka profit ye umid nhi thee mujhe tumse bajaj walo saram karo ...😡

24 January 2026
Unprompted review
Rated 1 out of 5 stars

What the hell?

What the hell?? Is this the way to behave with customers.. unncessarily reaching to cusromer houses and behaving very badly without even confirming if its a mistake from your end... creps.. the worst service...

20 January 2026
Unprompted review

Is this your company?

Claim your profile to access Trustpilot’s free business tools and connect with customers.

Get free account

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look