WeCredit Reviews 

11
TrustScore 2 out of 5

2.1

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Company details

  1. Loan Agency
  2. Finance Broker

Written by the company

WeCredit: Pioneering Quick Personal Loan Approval. Our innovative platform combines AI and machine learning to make rapid choices and provide approvals in minutes. WeCredit improves the borrowing experience by offering a user-friendly design, fair lending policies, and a dedication to inclusion. Our safe, efficient, and transparent method allows you immediate access to funds. WeCredit's flexible repayment choices provide financial empowerment while minimizing needless paperwork. Your reliable source for quick, hassle-free personal loans.


Contact info

2.1

Poor

TrustScore 2 out of 5

11 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

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Hasn’t replied to negative reviews

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2.1

All reviews

(11)

2 reviews in the last 12 months

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Rated 1 out of 5 stars

Deceptive Leads and Unauthorized Credit Inquires

Beware of these fraudulent tactics used by weCredit fools to bait and spam you on WhatsApp for a personal loan, thus unauthoritatively fetching your Credit Score.

Once the credit score is pulled up, you will be bombarded with relentless calls from fake "L&T Finance" representatives pushing 15% reducing interest rate loans.

Do yourself a favor and block them the very first moment they message you on WhatsApp.

22 January 2026
Unprompted review
Rated 1 out of 5 stars

Don't trust these people

Don't trust these people. The 'agent' directed me to check my credit score. She insisted I clicked on the wrong box. It went from box 19 to box 2. $1 fee for credit score check that she wanted me to REPEAT on the second site. When I refused and said I'd already been charged once, she had the audacity to say I wasn't. Of course I was charged (I checked)
She wouldn't let me talk
Kept interrupting me, etc. I guess they think fast talking will get people to do whatever they want.

I really needed this loan, and these thieves are making it impossible to trust anyone.

Will be reporting to BBB.

SHUT THEM DOWN BEFORE THEY REALLY DAMAGE SOMEONE'S FIBANCES

4 December 2025
Unprompted review
Rated 1 out of 5 stars

We Credit running loan scams

I got a spam loan whatsapp message from We Credit. I instantly blocked it. A day later, I get a call from L&T that I've applied for a loan through We Credit. They're running scams, beware.

23 April 2025
Unprompted review
Rated 1 out of 5 stars

If I could give this thing negative…

If I could give this thing negative Stars I would it is a scam from the word go how these people have continuously stayed in business I have no idea if I ran my business anyway similar to the way they do theirs I'd have been under the jail

25 January 2025
Unprompted review
Rated 5 out of 5 stars

WeCredit made the process of accessing…

WeCredit made the process of accessing a loan completely smooth and free from hassles. The team acted in a professional manner, was transparent, and responded quickly. Applying was very simple and approval came by much sooner than expected. I liked the flexible terms and clear communication that was available. Well worth recommending WeCredit for a stress-free loan experience-truly a company that puts customers first!

18 December 2024
Unprompted review
Rated 1 out of 5 stars

This company is a fraud

This company is a fraud. I collected loan that was supposed to due in 7days. They were on my neck sending abusive messages to me to repay on day 5 that they needed to upgrade their APP.

Raising and abusing me for the loan that was not matured to be paid. I eventually paid 20,000.00 out of 20,300 on day 5. I was then surprised when one of them messaged me that the 300 which was yet unpaid (when my loan was not due) has increased again and was abusing me again.

FEDERAL GOVERNMENT NEED TO SHUT THEM DOWN. THEY ARE ROGUE. THIEF

10 May 2024
Unprompted review
Rated 1 out of 5 stars

Too much of SPAM texts and calls

Not sure where these people has got hold my contact my number. Too many messages , 2-3 SMSes and calls everyday stating that personal loan application is approved, click this link. I have called their customer care to stop bothering me and no use.

23 February 2024
Unprompted review
WeCredit logo

Reply from WeCredit

Hi Raghupathy,

We are sorry for the inconvenience caused to you.

can you email us at care@wecredit.co.in ? We will look into this matter right away.

Rated 1 out of 5 stars

Scam online credit business

I've never had any sort of contact with this company but out of the blue they have started sending spam/scam SMS messages to me from multiple numbers. The messages say something of the sort of "your application is approved" etc. From this, it's clear that this company's operation is very scammy in nature. I've already raised the issue with the authorities in India but wanted to write a review so others won't fall for their scams.

1 February 2024
Unprompted review
Rated 1 out of 5 stars

This company and it's agents are…

This company and it's agents are scammers. I wanted a loan of 150,000 naira. The agent asked me to go ahead and collect 2,000 naira that she was going to upgrade me for the 150k. I didn't need the 2k but I collect so I'll be upgraded. I received 1240. Since then she stopped communicating with me. No up grade as well. They got 760 naira from. I guess that's the plan.

13 January 2024
Unprompted review
WeCredit logo

Reply from WeCredit

Hi Bitrus,
we are currently operating only in India. As par your information you got the Loan in Nigeria, we are not available in Nigeria.

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