West Cheshire Credit Union Reviews 5

TrustScore 3.5 out of 5

3.7

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Company details

  1. Credit Union
  2. Financial Institution
  3. Loan Agency
  4. Non-Profit Organization
  5. Savings Bank

Written by the company

West Cheshire Credit Union is a community-focussed financial organisation, providing fair and accessible loans and savings to people across Chester, Cheshire and surrounding areas, including parts of Flintshire. We're committed to offering simple, responsible and transparent financial services, always putting people before profit. Our approach is supportive and personal- taking the time to understand each member's situation and provide help where we can. We are currently evolving into Cheshire Community Bank, with a renewed focus on making our services even more accessible, supportive and community-driven. Banking that gives back - helping your money support you and your community, every step of the way.


Contact info

3.7

Average

TrustScore 3.5 out of 5

5 reviews

5-star
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1-star

Replied to 100% of negative reviews

Typically takes over 1 month to reply

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Rated 5 out of 5 stars

Very helpful and friendly

Very helpful and friendly. 10/10 would recommend

26 April 2026
Unprompted review
West Cheshire Credit Union logo

Reply from West Cheshire Credit Union

Thank you so much for your kind words. We really appreciate your recommendation.

Rated 5 out of 5 stars

Thank you for taking the time to call…

Thank you for taking the time to call me and speak to me, very good customer services and very helpful

21 April 2026
Unprompted review
West Cheshire Credit Union logo

Reply from West Cheshire Credit Union

Thank you so much for your positive review. Providing friendly, professional service is exactly what we aim for.

Rated 5 out of 5 stars

I’ve had a really positive experience…

I’ve had a really positive experience with my credit union. The staff are always friendly, approachable, and genuinely willing to help with any questions or concerns. Everything is explained clearly, which makes managing my finances feel much less stressful.

I especially appreciate the personal touch—you’re not treated like just another number, and they really seem to care about their members. Their services are reliable, and I’ve found their rates and options to be fair.

Overall, I’d definitely recommend them to anyone looking for a trustworthy and supportive place to manage their money.

21 April 2026
Unprompted review
West Cheshire Credit Union logo

Reply from West Cheshire Credit Union

Thank you so much for your thoughtful and kind review- it really means a lot to us. We're so pleased to hear that you've had such a positive experience and felt supported by the team.

Providing clear, friendly and personal service is exactly what we aim for, so it's wonderful to know this has made managing your finances feel less stressful.

We truly appreciate your recommendation and support 💚

Rated 1 out of 5 stars

Not helpful at all

Been a valued customer until recently, no issues at all previously, whether it’s a change of management or something else but not very helpful at all, being a long term customer clearly means nothing

4 February 2026
Unprompted review
West Cheshire Credit Union logo

Reply from West Cheshire Credit Union

Hi Natalie,

Thank you for taking the time to share your feedback- we're really sorry to hear about your recent experience, especially as a long-term customer.

We truly value all of our members, and it's disappointing to hear that you felt unsupported. Around that time, there were some changes to our lending criteria, which may have impacted your experience.

A member of our team has now been in touch to explain this further, and as our criteria has since been reviewed , you may now be eligible. We'd really welcome the opportunity to support you moving forward.

If there's anything further we can help with, please don't hesitate to get in touch.

Kind regards,
WCCU Team

Rated 1 out of 5 stars

Worse than High street banks

After experiencing financial difficulties, I turned to the West Cheshire credit union in desperation. I have received nothing but aggression and lack of empathy, the worst company I've ever interacted with.

4 March 2025
Unprompted review
West Cheshire Credit Union logo

Reply from West Cheshire Credit Union

Hi Tony,

Thank you for taking the time to share your feedback- we're very sorry to hear about your experience.

We understand how difficult financial situations can be, and we're sorry that you felt lack of empathy when reaching our to us. This is not the experience we aim to provide.

As we're unable to discuss individual circumstances publicly, we would really encourage you to get in touch with us directly so we can review your situation and ensure you have the right support and information available.

Kind regards,
WCCU Team

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