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Trupanion Reviews 11,490

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 3,381 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the excellent service, highlighting the ease and speed of the claim process, which often results in quick payments directly to the vet or swift reimbursements. Many appreciate the peace of mind provided, allowing them to focus on their pet's well-being during stressful times without the added financial burden. Reviewers also commend the helpful and responsive customer service, noting that agents are readily available to answer questions and assist with paperwork, making the overall experience smooth and supportive. However, some customers also noted dissatisfaction with price increases, finding the premiums to be unexpectedly high or to rise significantly over time, sometimes without clear justification. A few other people also felt that claims were occasionally denied or delayed, with some experiencing difficulties with communication between the company and their vet regarding necessary information.

What people talk about most

Service

Consumers find service to be positive, with many expressing satisfaction and gratitude for the support... See more

Claim

Clients share positive opinions on claim processing, with many reviewers highlighting the swift and accurate... See more

Payment

Reviewers highlight positive aspects of payment, with many customers appreciating the quick processing of... See more

Price

Reviewers mention ambiguous feedback about price, with many expressing frustration over significant and... See more

Customer service

Customers had positive experiences with customer service, often describing representatives as kind, helpful,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I've had Trupanion for 13 years for 3 different dogs. The coverage and customer service has been superb, but recently the premium for the policy on one of my dogs jumped from $124 to $195! WHAT?!?!... See more

Company replied

Rated 5 out of 5 stars

I had a very tough experience with my girl Majesty who got very sick. Trupanion staff were kind, caring and showed empathy for my and her situation. When there were some discrepancies between records,... See more

Company replied

Rated 5 out of 5 stars

Recently while out of State, we had to make a visit to an Emergency Vet Clinic with our Lexi who suffered a leg injury. The clinic reached out for a pre-authorization and it was processed very quickly... See more

Company replied

Rated 5 out of 5 stars

Our dog needed emergency surgery. Our policy and the pre-approval option made treatment decisions easy and less stressful. Loki was able to get the care he needed. Customer service was very helpful... See more

Company replied


Company details

  1. Pet Insurance Company

Written by the company

At Trupanion, we understand that being a pet parent is a 24/7 job. So, we’re here to help with quality pet insurance coverage and award-winning customer service available 24/7/365. We’ve been covering dogs and cats for over 25 years, prioritizing their health with no payout limits, all breeds covered, and VetDirect PayTM (that’s the ability to pay veterinarians directly at time of checkout). Enjoying the protection Trupanion has provided your pet? Help other dog and cat parents by leaving us a review. Not a member of our pack yet? Learn more about how Trupanion coverage works, or get a free quote for your pet today!

Written by the company


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

11K reviews

5-star
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1-star

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Replied to 99% of negative reviews

Typically replies within 24 hours

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Rated 4 out of 5 stars

I think Trupanion is great for Pet Insurance

I think companion is awesome. I recommend them all the time to people who are getting new fur babies. I have just one problem they consider it an existing health issue when one knee goes out and you’re not covered yet but when the second knee totally different leg goes out and that is considered existing health issue. Claims are paid right away. Their service is very good. They keep raising their prices which I think is a little unfair but my babies get sick and I need them so I truly recommend them, but that is why I gave a four instead of a five star

18 May 2026
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Reply from Trupanion

Thank you for taking the time to share your experience with us here and trusting us with your pet's medical coverage – it truly means the world. We understand how frustrating it can feel when claims are not covered in the way you had hoped. When reviewing eligibility for coverage, we review the medical issue at hand, and the signs and symptoms of these issues. In the unfortunate event that an issue begins showing signs or symptoms prior to coverage being fully in place, it's not something we cover for. We do want to assure you that this doesn't affect our ability to help with new and unrelated issues that may show up in the future. Please know that our team is available for you anytime if you'd like to discuss any of your concerns in further detail. We're here for you 24/7.

Best wishes,
The Trupanion Team

Rated 5 out of 5 stars

I cannot say enough good things

I cannot say enough good things about Trupanion. I have never had any kind of issues with claim filing. You guys are very compassionate,understanding,caring and courteous. Payments are always quick and right on point. I just found a vet that accepts direct payment which is awesome. I am so glad that I chose Trupanion for my 2 babies. Keep up the good work

19 May 2026
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Reply from Trupanion

Hi Leanne, thanks so much for taking the time to share your experience with us here! We're keeping you and your pets in our thoughts and sending lots of healing wishes your way. Please let us know whenever we can offer our support now or in the future - we're here for you 24/7 at (855)210-8746!

Take care,
The Trupanion Team

Rated 5 out of 5 stars

Fast service and very helpful

Fast service and very helpful. Trupanion works with my vet. I like that so I don't have to deal with all the paper works.

19 May 2026
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Reply from Trupanion

Hi Kathleen,

Thanks so much for taking the time to share your experience with us here! We're so glad to hear that we were able to partner with your veterinary clinic to make your claims experience as seamless as possible. Please let us know whenever we can help support you now or in the future, and be sure to give your pet lots of extra belly rubs from us!

Best wishes,
The Trupanion Team

Rated 5 out of 5 stars

Great customer service

Great customer service. The representatives seem to really care. Quick response and payments.

19 May 2026
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Reply from Trupanion

Hi Ron,

Thanks so much for taking the time to share your experience with us here, and for trusting us with your pet's medical coverage! We're so glad our team was able to help you out, and we want you to know that we're here to support you anytime now or in the future. You can reach us 24/7 at (855)210-8746, or via live chat through your member portal online. In the meantime, be sure to give your pet lots of extra belly rubs from us!

Take care,
The Trupanion Team

Rated 5 out of 5 stars

Very helpful

Very helpful, accommodating, and made process easy.

19 May 2026
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Reply from Trupanion

Thanks so much for taking the time to share your experience with us here, Gabrielle! We're so glad to have you and your pet as part of the Trupanion family. Please let us know whenever we can offer our support now or in the future. We're here for you 24/7 at (855)210-8746!

Take care,
The Trupanion Team

Rated 5 out of 5 stars

Prompt management of our claim

Prompt management of our claim - within a minute or two! Amazing.

19 May 2026
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Reply from Trupanion

Thanks so much for taking the time to share your experience with us here, Roy! We're so glad to have you and your pet as part of the Trupanion family. Please let us know whenever we can offer our support now or in the future. We're here for you 24/7 at (855)210-8746!

Take care,
The Trupanion Team

Rated 5 out of 5 stars

Peace of Mind

I’m incredibly grateful for the fast and compassionate service from Trupanion pet insurance during my cat’s emergency hospitalization.
After a very serious medical emergency requiring blood transfusions, plasma transfusions, and specialty care, they processed and settled my claim within just days, with payment arriving the following week. During such a stressful time, having quick support and reimbursement made an enormous difference.
Excellent customer service, efficient claims handling, and true peace of mind when it mattered most. I highly recommend them to any pet owner.

14 May 2026
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Reply from Trupanion

Hi Jenna,

We're keeping you and your kitty in our thoughts and sending lots of wishes for a smooth and speedy recovery your way. Thank you so much for taking the time to share your story and experience with us here. Please let us know whenever we can offer our support now or in the future. We're here for you both 24/7 at (855)210-8746. In the meantime, be sure to give your kitty lots of extra belly rubs from us!

Take care,
The Trupanion Team

Rated 5 out of 5 stars

Always receive great info and help in a…

Always receive great info and help in a timely manner

19 May 2026
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Reply from Trupanion

Hi Annette,

Thanks so much for taking the time to share your experience with us here, and for trusting us with your pet's medical coverage! We're so glad our team was able to help you out, and we want you to know that we're here to support you anytime now or in the future. You can reach us 24/7 at (855)210-8746, or via live chat through your member portal online. In the meantime, be sure to give your pet lots of extra belly rubs from us!

Take care,
The Trupanion Team

Take care,
The Trupanion Team

Rated 5 out of 5 stars

Pay my bills in a very timely manner

Pay my bills in a very timely manner. When I have a question they are very helpful, knowledgeable, friendly and respectful.

18 May 2026
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Reply from Trupanion

Thanks so much for taking the time to share your experience with us here, Chris! We're so glad to have you and your pet as part of the Trupanion family. Please let us know whenever we can offer our support now or in the future. We're here for you 24/7 at (855)210-8746!

Take care,
The Trupanion Team

Rated 5 out of 5 stars

I will never have a pet without…

I will never have a pet without Trupanion! They’re so easy to work with-a lot easier than human insurance. Without Trupanion, my dogs wouldn’t have been able to receive the care they need. Highly recommended!

18 May 2026
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Reply from Trupanion

Hi Kristy,

Thank you so much for sharing your experience with us here and being part of the Trupanion family. We're so glad to be able to be there for you and your pups. Please give them lots of extra belly rubs from us and let us know whenever we can offer our support now or in the future. We're here for you 24/7 at (855)210-8746!

Take care,
The Trupanion Team

Rated 5 out of 5 stars

Trupanion is very responsive to claims…

Trupanion is very responsive to claims submitted. They keep you well informed about any progess. A very professional organization.

18 May 2026
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Reply from Trupanion

Thanks so much for taking the time to share your experience with us here, Rudolf! We're so glad to have you and your pet as part of the Trupanion family. Please let us know whenever we can offer our support now or in the future. We're here for you 24/7 at (855)210-8746!

Take care,
The Trupanion Team

Rated 5 out of 5 stars

Courtesy to the customer

Courtesy to the customer . I trust this insurance to provide the best coverage possible I’m grateful for Trupanion
Thank you.

15 May 2026
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Reply from Trupanion

Thanks so much for taking the time to share your experience with us here, Margarita! We're so glad to have you and your pet as part of the Trupanion family. Please let us know whenever we can offer our support now or in the future. We're here for you 24/7 at (855)210-8746!

Take care,
The Trupanion Team

Rated 5 out of 5 stars

Timely

Timely, agents are very helpful, professional, friendly.

18 May 2026
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Reply from Trupanion

Hi Marie,

Thanks so much for taking the time to share your experience with us here, and for trusting us with your pet's medical coverage! We're so glad our team was able to help you out, and we want you to know that we're here to support you anytime now or in the future. You can reach us 24/7 at (855)210-8746, or via live chat through your member portal online. In the meantime, be sure to give your pet lots of extra belly rubs from us!

Take care,
The Trupanion Team

Rated 5 out of 5 stars

I’ve recommended Trupanion

I’ve recommended Trupanion to dozens of people, I’ll never be without it again

17 May 2026
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Reply from Trupanion

Hi Amelia,

Thanks so much for your advocacy with pet owners everywhere, and for sharing your experience with us here! We're so glad to have you and your pet as part of the Trupanion family. Please let us know whenever we can offer our support now or in the future. We're here for you 24/7 at (855)210-8746!

Take care,
The Trupanion Team

Rated 5 out of 5 stars

They are always there when I needed…

They are always there when I needed them. Know exactly the cost of the visit before I leave the office.

17 May 2026
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Reply from Trupanion

Thanks so much for taking the time to share your experience with us here! We're so glad we could be there for you and your pet, and we hope you're both doing well. Please let us know whenever we can support you now or in the future. We're here for you 24/7 at (855)210-8746!

Take care,
The Trupanion Team

Rated 5 out of 5 stars

Highest quality pet insurance!

The best customer service providing attention promptly and always with kindness and knowledge!

16 May 2026
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Reply from Trupanion

Hi Cynthia,

Thanks so much for taking the time to share your experience with us here, and for trusting us with your pet's medical coverage! We're so glad our team was able to help you out, and we want you to know that we're here to support you anytime now or in the future. You can reach us 24/7 at (855)210-8746, or via live chat through your member portal online. In the meantime, be sure to give your pet lots of extra belly rubs from us!

Take care,
The Trupanion Team

Rated 5 out of 5 stars

Excellent service on claim

Excellent service on claim. Payment made quickly.

17 May 2026
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Reply from Trupanion

We're so glad we were able to be there for you and your pet, and we're sending lots of wishes for a smooth recovery your way, friend! Please let us know whenever we can offer our support now or in the future. We're here for you 24/7 at (855)210-8746!

Take care,
The Trupanion Team

Rated 4 out of 5 stars

Fast and efficient

Reimbursement was quick and when I reached out because I found an error it was rectified immediately!

16 May 2026
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Reply from Trupanion

Thanks so much for sharing your experience with us here, Sara! We're so glad we're able to be there for you and your pet. Please let us know whenever we can offer our support now or in the future. Our team is here for you 24/7 at (855)210-8746!

Take care,
The Trupanion Team

Rated 5 out of 5 stars

Once I filed my claims you paid very…

Once I filed my claims you paid very fast. Which.i really appreciate. Glad I'm part of your family

16 May 2026
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Reply from Trupanion

Hi Joanna,

Thanks so much for taking the time to share your experience with us here! We're keeping you and your pet in our thoughts and hope they're feeling much better now. Please let us know whenever we can offer our support now or in the future. We're here for you 24/7 at (855)210-8746!

Take care,
The Trupanion Team

Rated 4 out of 5 stars

I've had Trupanion for 13 years for 3…

I've had Trupanion for 13 years for 3 different dogs. The coverage and customer service has been superb, but recently the premium for the policy on one of my dogs jumped from $124 to $195! WHAT?!?! I have a dog specific facebook group in my area with over 3000+ members who I have referred to Trupanion and I'm extremely disappointed they are now price gouging people who are just trying to have the best care for our pets. I just added a new puppy - I may be removing him and shopping around! This is absurd!

19 May 2026
Unprompted review
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Reply from Trupanion

Thank you Tammy, for trusting us with your pack's medical coverage. We take your concerns seriously, and we appreciate you taking the time to share them with us here. We know it's never easy to see a large change to your pricing, and we do want to assure you that we will never make changes to your monthly cost due to your pet celebrating a birthday or needing to use their coverage. Our topmost priority is providing our members with access to unlimited payouts in the event of the unexpected. To do this, it’s essential that we stay priced to support that level of coverage no matter what changes in our industry, and we’ll review our costs regularly to ensure that stays the case. This evaluation considers many things such as the fluctuating costs of veterinary care due to inflation, but also the increased use of better technology in the industry to get pets the help they need, and how many pets we’re protecting as more households welcome new members into their homes. Rest assured that any changes you see to your account over time will always be firmly rooted in our commitment to being there for you and your pet without any caps or limits whenever you need us most. Your situation is important to us and we want you to know that we're always available to chat with you in further detail directly to offer our support. Please call us anytime at (855)210-8746 to get started. We're here for you 24/7.

Sincerely,
The Trupanion Team

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