Specialty Life Insurance Reviews 

2,865
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Looking at 447 reviews, reviewers had a great experience with this company. Customers consistently praise the staff and advisors for being extremely friendly, helpful, patient, and exceptionally knowledgeable during every single interaction. People feel very comfortable throughout the entire application journey, noting that representatives take the time to explain policies clearly without applying any pressure. Some reviewers were not happy with the persistent cold calls and frequent unsolicited contact attempts coming from a variety of different numbers. Consumers also mentioned that trying to reach out or return messages was very frustrating because the contact numbers frequently did not work or went dead.

What people talk about most

Staff

Consumers find staff to be positive, helpful, and exceptionally knowledgeable. Reviewers frequently highlight... See more

Customer service

Customers consistently note positive experiences with customer_service, highlighting that representatives are... See more

Service

Reviewers mention positive feedback about service, noting that agents are friendly, knowledgeable, and... See more

User experience

Clients share positive opinions on user_experience, describing the application process as simple,... See more

Customer communications

Reviewers highlight negative aspects of contact, expressing frustration over relentless and unsolicited phone... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Besides being spammed, which gives big scam vibes - I researched the company to find actual users who had great feedback so I entertained it.. and my rep was actually fantastic. Easy to work with, ve... See more

Company replied

Rated 4 out of 5 stars

I had the pleasure of dealing with Penny Morash, she made me feel very comfortable . Penny is very friendly, pleasant , knowledgeable. very confidant. She helped me with what i needed... I have given... See more

Company replied

Rated 4 out of 5 stars

The person that assisted me was very knowledgeable and answered all my questions. I did find it was a rather long process. I am confident that some questions could be eliminated or merged somehow with... See more

Company replied

Rated 5 out of 5 stars

I’m sixty six years young with type two diabetes. It was very difficult for me to find an insurance company that would cover me. I’m so relieved now that I can have some money to cover my funeral and... See more

Company replied


Company details

  1. Personal Insurance Company

Written by the company

Specialty Life Insurance specializes in guaranteed and simplified issue insurance products in Canada.


Contact info

4.1

Great

TrustScore 4 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 98% of negative reviews

Typically replies within 24 hours

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4.1

All reviews

(2,865)

432 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

I signed up but have not seen my policy…

I signed up but have not seen my policy emailed to me
a payment has come out of my bank so I guess its working and im covered, called twice to my agent who sighed me up with no follow up call

10 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for bringing this to our attention, and we apologize for the delay and lack of follow-up. We understand how important it is to receive your policy documents promptly. We will follow up with our Administrative Department to look into this and ensure your policy information is sent to you as soon as possible.

Rated 3 out of 5 stars

Agent was nice but monthly premium too…

Agent was nice but monthly premium too high for $10K funeral insurance.

8 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your feedback. We’re glad to hear you had a positive experience with our agent. We understand that pricing is an important factor, and premiums can vary based on several factors including age, health, and coverage type. We appreciate you taking the time to share your thoughts.

Rated 5 out of 5 stars

What was right for me

They help me pick the right one for me and now it’s possible that when I pass, the financial burden will not follow on my child because he will get money to help with that

14 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for sharing your experience. We’re glad we could help you find the right coverage for your needs and provide peace of mind knowing your loved ones will have financial support when they need it most.

Rated 5 out of 5 stars

Great Company and Personal To Work With.

It was a great experience to work with the Specialty Life Insurance Company and there representative that was working with me. Thanks for making it so easy for me. Great Company and Personal To Work With.

14 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your kind feedback. We’re pleased to hear that your experience with Specialty Life Insurance was smooth and easy. It means a lot to know our team was able to make the process simple and provide the support you needed. We truly appreciate your trust in us.

Rated 3 out of 5 stars

The rep was great

The rep was great. The fact that your life insurance plan doesn't get emailed until you've made your first payment, and that since my first payment, I actually haven't received this email explaining my plan, is why I only gave 3 stars.

14 May 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello Joanne, thank you for bringing this to our attention. We will follow up with our Administrative Department regarding your policy documents and work to ensure this issue is resolved as quickly as possible.

Rated 5 out of 5 stars

My advisor was amazing

My advisor was amazing! She was able to answer all of my questions with ease and confidence.

3 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your wonderful feedback. We’re delighted to hear that your advisor was able to answer all of your questions with confidence and make the process a positive experience. We truly appreciate your trust and support.

Rated 5 out of 5 stars

The people I dealt with were very respectful.

The people I dealt with were very helpful and respectful.I spoke with George Shafer and he was most helpful and had a good sense of humour. He went through everything with me explaining everything very clearly.

10 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your kind feedback. We’re pleased to hear that George provided such helpful, respectful, and personable service. We're glad he took the time to explain everything clearly and make the experience a positive one. We truly appreciate your support.

Rated 5 out of 5 stars

Underwriter was very knowledgeable and…

Underwriter was very knowledgeable and efficient. Also very friendly and professional. Everything was explained clearly and I am very satisfied with premium and coverage.

2 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your kind feedback. We’re delighted to hear that your underwriter provided knowledgeable, efficient, and professional service. We're glad everything was explained clearly and that you are satisfied with your coverage and premium. We truly appreciate your trust in Specialty Life Insurance.

Rated 1 out of 5 stars

They did not give me the insurance I…

They did not give me the insurance I wanted for heart attacks, cancer and strokes. They gave me dismemberment and whatever so it wasn’t even the health insurance I wanted so yeah it was not worth my time. I had a heart attack so now I have no coverage so thank you.

2 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello Shawna, we're sorry to hear that your experience did not meet your expectations. We take concerns like this seriously, and a member of our Client Support team will be reaching out to better understand the situation, review your concerns, and see how we can assist.

Rated 5 out of 5 stars

I was very happy

I was very happy. All questions were answered fully

28 May 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello Heather, thank you for your kind feedback!

Rated 1 out of 5 stars

WILL NOT STOP CALLING

I put a review…. Complained about the constant calling…. Received a reply, promised they would stop calling….. MORE CALLS……
Don’t trust these people

4 June 2026
Unprompted review
Specialty Life Insurance logo

Reply from Specialty Life Insurance

We're sorry to hear that you're continuing to receive calls after requesting that they stop. Please email your phone number at i info@specialtylifeinsurance.ca and will ensure it is permanently removed from our call list. We apologize for the inconvenience and appreciate the opportunity to address this issue.

Rated 5 out of 5 stars

Stephanie was courteous and friendly

Stephanie was courteous and friendly, explaining all aspects of the policy in a direct and concise manner.

3 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for sharing your experience. We’re pleased to know Stephanie made the process easy.

Rated 5 out of 5 stars

The agent Camille Holder was awesome

The agent Camille Holder was awesome, she took the ti me to explain everything to me. I didn't feel hurried or pushed along . Camille is kind and patient.when i made an error she took the time to double check if I stated it correctly compared to what I previously told her ,awesome. Thank you ,Camille.

3 June 2026
Unprompted review
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your thoughtful feedback Karen. We’re happy to hear Camille made you feel supported and comfortable throughout the process. We will be sure to share this review with her.

Rated 1 out of 5 stars

Everything is bad because it's not what…

Everything is bad because it's not what I wanted

1 December 2025
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your feedback, Calvin. We're sorry to hear that your experience did not meet your expectations. A member of our team will be reaching out to you shortly to better understand your concerns and see how we can help.

Rated 5 out of 5 stars

The reason why I am writing this greview…

The reason why I am writing this review for experience because of the specialist life insurance company that helped me with my policy was great she took time to explain to me how things work and what is available and affordable for me

1 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for sharing your experience with us!

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