Smart Cover Reviews 

3,659
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Looking at 246 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, understanding, and professional approach, often highlighting their patience and clear communication. The service provided is frequently described as excellent, with many appreciating the efficiency and thoroughness of the work performed. Reviewers also commend the company for its effective claim handling, noting quick approvals and timely arrangements for repairs. However, some customers also noted issues with response times, experiencing long holds on the phone or delays in receiving updates about their claims. A few other people also felt that communication could be improved, mentioning instances of unhelpful interactions or difficulties in getting clear information.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, with many praising individuals for their professionalism,... See more

Service

Reviewers mention positive feedback about service, with many expressing satisfaction with the efficiency and... See more

Customer service

Clients share positive opinions on customer service, with many reviewers describing the staff as helpful,... See more

Claim

People report positive experiences with the claim process, often highlighting its smoothness and efficiency... See more

Response time

Customers had ambiguous experiences with response time, with some reviewers praising prompt and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

James Peter serviced my boiler. He was friendly, efficient & informed me of what he was doing. He spent a good amount of time servicing which was not like other boiler engineers who do a quick 10 min... See more

Rated 5 out of 5 stars

I had to use my home emergency cover for a pest infestation we had. Although Smartcover were non committal on the turn around time for a visit from the pest control services, they came the very next... See more

Company replied

Rated 5 out of 5 stars

As I have to have someone, Katherine Hayhes, who has helped me 100% all week through the process of sorting out a replacement Sky Box + remote As I have a speech impairment + Epilepsy, Katherin... See more

Company replied

Rated 5 out of 5 stars

The person who dealt with our claim was Katherine Hayes. We made the claim on-line on Sunday afternoon and the whole job was completed by Tuesday afternoon. Katherine dealt with out initial contact... See more

Company replied


Company details

  1. Insurance Agency
  2. Boiler and Heating Service

Written by the company

Smart Cover is a UK-based insurance provider specialising in home emergency cover - Boiler breakdown protection, Heating cover and Appliance Breakdown cover. Fairly priced with great customer support and our UK-wide network of approved engineers - giving homeowners and landlords genuine peace of mind when the unexpected happens.


Contact info

4.2

Great

TrustScore 4 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 35% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.2

All reviews

(3,659)

227 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Tumble Dryer Repair Call Experience

The agent that handeled our service call (Katherine Hayes) was attentive and continued to keep us updated as we needed a part to be sourced and then followed up with ensuring we had an engineer appoiintment done and that they attended and that we where satisfied with the work done.
We are very pleased with the service recieved. The tumble dryer is working fine.

24 October 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Summer Vale,

Thank you for your lovely feedback! We’re thrilled to hear that Katherine and the team were able to keep you updated throughout the process and that your tumble dryer is now working perfectly. We really appreciate you taking the time to share your experience.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

The man was very pleasant and polite

The man was very pleasant and polite, also cleaned my boiler , no other person has done this he was very professional.

10 September 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi H A Butler,

Thank you for your kind feedback! We’re delighted to hear that our engineer provided a professional and thorough service. It’s great to know you were happy with the extra care taken during your boiler clean.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Katherine at Smart Cover was very professional and attentive, as previouse

Katherine at Smart Cover was very professional, explained the process fully and arranged my service easily and efficiently.
Brian the Engineer was also exceptional, very thorough and professional.

1 October 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Al Carnegie,

Thank you for your kind words! We’re thrilled to hear that Katherine provided professional and attentive support and that Brian delivered such a thorough and exceptional service. We’ll be sure to pass on your feedback to them.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Very good

Very good - Catherine Hayes very helpful - excellent boiler service

6 October 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Dan,

Thank you for your feedback! We’re delighted to hear that Catherine provided helpful support and that your boiler service was excellent. We’ll make sure to pass your kind words on to her.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

As soon as I contact Smart Cover to…

As soon as I contact Smart Cover to repair my Washing Machine, I have been contacted by one of their Customer Service Katherine Hayes she handled my claim and updated me with the engineers visiting time and the replacement of my washing machine as it cannot be Repaired. I recommend Smart Sure Cover for their speed communication and decision.

9 October 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Ahmed,

Thank you for sharing your experience! We’re thrilled to hear that Katherine Hayes provided clear updates and handled your washing machine claim efficiently. We’ll be sure to pass on your kind words. Your recommendation means a lot to us!

Best regards,
The Smart Cover Team

Rated 2 out of 5 stars

Poor Customer Service

Claimed for our washing machine which had broke down. The operator said they would get back to us with a repair engineer within 24 to 48H. Have had to phone them twice with limited success to be told that the claim was being considered by the underwriters. Meanwhile we have no washing machine - its this type of emergency that this type of insurance is meant to minimize. The staff I have spoken to have been useless. This is the first ever claim on our policy which covers all the white goods in our kitchen and I am less than impressed with the response and service. Needless to say I can't recommend this company and I won't be renewing my policy

6 October 2025
Unprompted review
Rated 5 out of 5 stars

I am very pleased with the quike…QUALITY SERVICE

I am very pleased with the quike response from the time my concern was received by Kevin Jones,arrranged by Jim Matthews and attended by gas engineer Sam.The response, attendance and service is second best to none.

2 October 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Mr Muruako,

Thank you for sharing your experience! We’re thrilled to hear that Kevin, Jim, and Sam provided such a quick and high-quality service. It’s always our aim to ensure every issue is handled efficiently and professionally.

Best regards,

Rated 5 out of 5 stars

Annual Boiler Service

Jim Mathew came in and completed the service efficiently and told me that everything was OK. And the report would be sent via email mail, which I have recieived today.

2 October 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Francis,

Thank you for your feedback! We’re pleased to hear that Jim completed your boiler service efficiently and that you’ve received the report.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Booked an appointment for my annual…

Booked an appointment for my annual boiler service with Smart Cover n was easily booked and engineer was arranged. Engineer turned up on the appointed date and time and took 30-40 mins and the job was completed.

2 September 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Louise,

Thank you for sharing your experience! We’re glad to hear that booking your annual boiler service was easy and that the engineer completed the job efficiently.

Best regards,
The Smart Cover Team

Rated 1 out of 5 stars

Still waiting

I contacted Smart Cover at 12 noon today to report that we had a blocked toilet. I stated that we had only one toilet in the house and that my wife and I are pensioners.
The operator insisted that we pay 3 months premiums in advance before taking our claim. We thus paid the additional money and told an engineer will call us when they are on there way.
Well it's nearly 11 o'clock at night and not a word from the company.
I've rang their 24/7 helpline on 03333449247 on numerous occasions and all we get is a recorded message saying that they are busy and leave a message. We we did leave many messages but still no one calls back.
We have paid our monthly premiums in good faith but have been so let down.
We don't have any family or friends nearby by to use their toilets.
What are we supposed to do?
Please can someone help us?

1 October 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Terence Coakley,

We’re pleased to confirm that the issue reported on 1st October was fully resolved by 2nd October. We apologise for the initial difficulty in reaching our helpline and completely understand how stressful the situation was.

As soon as we became aware of the problem, our team escalated the matter internally, arranged immediate assistance, and ensured continuous updates until the repair was completed. This approach reflects how we handle all urgent claims — prioritising customer safety and satisfaction while addressing issues promptly.


Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

I was very pleased with the response…

I was very pleased with the response after reporting a fault with my TV.
The claims handler, Katherine HAYES, arranged for a local technician, Paul, to contact me to discuss the fault and ultimately fix the problem. Katherine kept me updated and monitored progress.
I was impressed with the level of communication by Katherine and efficiency of the repair.

30 September 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Michael,

Thank you for sharing your experience! We’re thrilled to hear that Katherine and Paul provided clear communication and efficient support. It’s great to know your TV fault was resolved smoothly, and that our team could make the process hassle-free for you.

Best regards,
The Smart Cover Team

Rated 4 out of 5 stars

Once the claim was being dealt with by…

Once the claim was being dealt with by Katherine Hayes an engineer was in contact and the fault repaired a week after making the initial call to smartcover.

26 September 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Michael,

Thank you for taking the time to share your experience. We are pleased to hear that Katherine Hayes and our engineer were able to assist you and that the fault was resolved promptly.

We appreciate your feedback and are glad that your claim was handled efficiently.

Kind regards,
The Smart Cover Team

Rated 1 out of 5 stars

The worst ever company I have used the…

Con artists…. The worst ever company I have used the service is rubbish and staff so unprofessional, great way to answer the telephone (Hello) we have had no cooker working for 4 days now, firstly have to wait for approval then another waiting again for an engineer. Clear off Smart Cover go go domestic and General so much more professional, I have paid over £1200 for the last few years I have been with you. So £14.99 a month. And service has been awful. And to try and make a complaint is having a fight. This company should be investigated and closed down. Messing around with people’s money ( promise after promise but don’t deliver.

30 September 2025
Unprompted review
Rated 5 out of 5 stars

Rapid service

Quick service and made sure to keep me updated regularly. This was thanks to Katherine Hayes.

19 September 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear SA,

Thank you for your feedback! We’re glad to hear that Katherine provided timely updates and ensured your service was handled quickly. We’ll be sure to pass your kind words on to her.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Great service

Great service

22 September 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Luke,

Thank you for your feedback! We’re glad to hear you had a great experience with Smart Cover.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Katherine Hayes was very helpful and…

Katherine Hayes was very helpful and friendly throughout.

23 September 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Hi Sarah,

Thank you for your feedback! We’re delighted to hear that Katherine was helpful and friendly throughout your experience. We’ll be sure to pass on your kind words to her.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Prompt and friendly people I am dealing…

Prompt and friendly people I am dealing with.

18 August 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Nalina,

Thank you for your kind words! We’re glad to hear our team made your experience prompt and friendly. Your feedback means a lot to us.

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Katherine was great and very expertise…

Katherine was great and very expertise in dealing with my claim, Paid the delivery charge and now waiting for my New 40" Television, great experince and thank you again

23 September 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Kevin,

Thank you for your feedback! We’re delighted to hear that Katherine provided excellent support and that your claim process went smoothly. We hope you enjoy your new 40" television once it arrives!

Best regards,
The Smart Cover Team

Rated 5 out of 5 stars

Prompt no hassle

Prompt no hassle. Matter of fact and quick.

8 September 2025
Unprompted review
Smart Cover logo

Reply from Smart Cover

Dear Matt,

Thank you for your feedback! We’re delighted to hear that you found our service prompt and hassle-free. Our goal is always to make the process as quick and straightforward as possible for our customers.

Best regards,
The Smart Cover Team

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