ScotPac Business Finance Reviews 711

TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 90 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the excellent service, highlighting the staff's professionalism, helpfulness, and quick responses. Many people appreciate the smooth and stress-free user experience, noting the efficiency and ease of the overall process from inquiry to approval and settlement. Reviewers frequently mention the prompt communication and the team's ability to go above and beyond to assist with various scenarios, making them feel valued. However, some customers also noted issues with specific individuals being rude or secretive, and one reviewer experienced a torturous process where finance was approved then revoked.

What people talk about most

Service

Clients share positive opinions on service, consistently describing it as professional, efficient, and... See more

Staff

Users describe positive interactions with staff, highlighting their attentiveness, helpfulness, and... See more

User experience

Reviewers highlight positive aspects of user experience, with many expressing satisfaction and happiness with... See more

Customer service

Consumers find customer service to be positive, with many reviewers describing staff as attentive, helpful,... See more

Response time

Customers consistently note positive experiences with response time, highlighting quick approvals and fast... See more

Reviews shaping this summary

Rated 5 out of 5 stars

It was in May 2024 when I got approved for a business loan by ScotPac. My credit score was just average back then but still I was approved for a loan to upgrade my telehealth business. Best part is, H... See more

Company replied

Rated 5 out of 5 stars

This is the second time I have used them and very happy with the overall process. No mocking around while ensuring everything is done according to regulations. Quick and efficient and officer wasnt v... See more

Company replied

Rated 5 out of 5 stars

Daxa has been fantastic to work with. She’s fast to respond, extremely professional, and makes the whole process feel simple and well managed. Couldn’t ask for a better ScotPac Cash Connector manager.... See more

Company replied

Rated 5 out of 5 stars

Wayne went above and beyond to help me with this scenario given it was outside policy and he had to escalate it to have it done. Had a few issues at settlement albeit they were explained accurately... See more

Company replied


Company details

  1. #7 of 17 best companies in Financial Institution

Written by the company

ScotPac Business Finance is Australia and New Zealand’s largest non-bank lender, supporting businesses of all sizes with tailored funding solutions. For over 35 years, we have partnered with business owners, providing the flexibility and support they need to grow, manage cash flow, and seize opportunities. Our comprehensive product range includes invoice finance, asset finance, trade and import finance, and business loans. These solutions are designed to simplify access to working capital, enabling businesses to scale without the constraints of traditional financing. Whether you’re looking to improve cash flow, purchase equipment, expand operations, or navigate complex supply chains, ScotPac is here to help. With a dedicated team of experts and a commitment to understanding the unique needs of each business, we pride ourselves on offering fast, personalised service. As a trusted partner, we have supported tens of thousands of businesses across diverse industries, from start-ups to established enterprises. At ScotPac, we’re driven by one goal: empowering business success. Let us help your business unlock its full potential with flexible funding solutions that work for you


Contact info

4.8

Excellent

TrustScore 5 out of 5

711 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Nothing other to say about Daxa she is…

Nothing other to say about Daxa she is been the back pone of my cash flow in the last couple years as business been on the ups and down
I am very grateful to have her as my account manager

28 January 2026
Unprompted review
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thank you for taking the time to share this feedback. We’re really pleased to hear how much support Daxa has provided over the past few years, especially through the ups and downs of running a business. She’ll be grateful for your kind words, and we appreciate the trust you’ve placed in ScotPac to support your cash flow.

Rated 5 out of 5 stars

Growing Business

As a business owner, you are pulled in many directions and must daily understand the full landscape of the business, which translates to late nights early mornings, requiring time discipline.

Scotpac team's initiatives and knowledge of business challenges gives me confidence that the Cashflow management of this area is functioning freeing up resources to focus on scaling up and managing growth in the business.

22 July 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thank you for sharing your experience.

Running a business can be demanding, and we’re really glad to hear that our team’s support and understanding of those challenges has made things feel more manageable. Knowing we’ve helped bring confidence around cash flow so you can spend more time focused on growing your business means a lot to us.

We appreciate you taking the time to leave this review and value the opportunity to keep supporting you as your business grows.

Rated 5 out of 5 stars

Ease of application and transparency …

Ease of application and transparency thought process

22 January 2026
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thank you for the feedback.

We’re pleased to hear you found the application process easy and our approach transparent. We appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Daxa has been fantastic to work with

Daxa has been fantastic to work with. She’s fast to respond, extremely professional, and makes the whole process feel simple and well managed. Couldn’t ask for a better ScotPac Cash Connector manager.

13 January 2026
Unprompted review
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thank you for your kind feedback. We’re delighted to hear about your positive experience working with Daxa. Her professionalism, responsiveness, and commitment to making the process seamless are qualities we value highly at ScotPac. We’ll be sure to pass on your comments, and we appreciate you taking the time to share your experience.

Rated 1 out of 5 stars

Beware the contract you sign with them

Beware the contract you sign with them.
No customer support when issues arise.

30 September 2025
Unprompted review
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thank you for taking the time to share your feedback. We’re sorry to hear that your experience has not met expectations.

At ScotPac, we aim to be transparent in our agreements and responsive when issues arise, so it’s disappointing to learn that this was not your experience. We take feedback like this seriously and would welcome the opportunity to better understand your concerns and work towards a resolution.

Please contact our team directly on 1300 863 507so we can review your situation in more detail and provide appropriate support.

Rated 5 out of 5 stars

ScotPac is sensible and human

ScotPac always look for ways to make things work and make sensible, human decisions.

24 December 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thank you for your kind words. We’re proud to take a practical, human approach and always look for ways to make things work for our clients.

Rated 5 out of 5 stars

Great to deal with

Great to deal with

Peter

22 December 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks Peter! We’re glad to hear you’ve had a great experience and appreciate you taking the time to share your feedback.

Rated 5 out of 5 stars

Been good to me for years now

Been good to me for years now

18 December 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for your continued support! We really appreciate your loyalty over the years and look forward to continuing to support your business.

Rated 5 out of 5 stars

Flexibility

Flexibility

16 December 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thank you for your feedback. We’re glad to hear you valued the flexibility we offer and appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Smoot and quick service

Very good experience so far got couple of assets financed from them.

5 October 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thank you for the great feedback! We’re glad to hear you had a smooth, quick experience and that we could help finance multiple assets. We appreciate your trust and look forward to supporting you again.

Rated 5 out of 5 stars

Very pleasant to deal with and good…

Very pleasant to deal with and good communication

2 December 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thank you for the great feedback! We're glad to hear you found our team pleasant to deal with and communication smooth. We appreciate you choosing ScotPac.

Rated 5 out of 5 stars

Less turn around time for process as…

Less turn around time for process as well for the release the money. Minimul documents..

25 November 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for your review! We’re pleased to hear the process was quick and straightforward for you. We appreciate your feedback and your support.

Rated 5 out of 5 stars

Reliable,fast

Reliable,fast, and easy to deal with. Everything arrived on time and in perfect condition

20 November 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for sharing your feedback! We’re glad to hear everything went smoothly.

Rated 5 out of 5 stars

Was easy hassle free service

Was easy hassle free service

22 October 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks so much for the feedback! We’re glad to hear your experience was easy and hassle-free, that’s exactly what we aim for. Appreciate you taking the time to share it!

Rated 5 out of 5 stars

Everything was nice and smooth

Everything was nice and smooth

17 November 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks, Peter! We're really pleased to hear everything went nice and smooth for you. We appreciate you choosing ScotPac and look forward to supporting you again in the future.

Rated 5 out of 5 stars

What a awsum team to deal with nothing…

What a awsum team to deal with nothing was to hard I highly recommend using these guys

31 October 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks so much for the recommendation! We're thrilled to hear the team made things easy for you. We're always here to help whenever you need us.

Rated 5 out of 5 stars

Excellent advice and service

Within 8 working days ScotPac Business Finance reviewed a request, digested it, put forward the best option and actioned it.
An enormous help for our business.

28 October 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for sharing your feedback! We’re so pleased to hear our team was able to assess your request quickly and deliver the right solution for your business. Helping clients access the funding they need when they need it is exactly what we aim for. We appreciate you choosing ScotPac and look forward to supporting your continued growth.

Rated 5 out of 5 stars

Friendliness

23 October 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks for your feedback! We’re glad you found our team friendly — that’s what we strive for at ScotPac.

Rated 5 out of 5 stars

Highly recommended.

Very good communication. Fast turn around on application. Very supportive and non- judgemental. Highly recommended.

23 October 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thanks so much for your positive feedback! We’re delighted to hear you had a smooth and supportive experience with ScotPac. Our team takes pride in providing clear communication and fast, hassle-free service to help businesses move forward with confidence. We truly appreciate your recommendation!

Rated 5 out of 5 stars

The team at ScotPac made the whole…

The team at ScotPac made the whole process smooth and stress-free. Their service was excellent — very helpful, professional, and quick to respond to any questions. They went above and beyond to make things easy and straightforward. Really great experience overall, highly recommend them!

18 October 2025
ScotPac Business Finance logo

Reply from ScotPac Business Finance

Thank you for your kind words! We’re so pleased to hear you had such a positive experience with our team. At ScotPac, we’re committed to making the funding process as simple and stress-free as possible, so it’s great to know that came through. We appreciate your recommendation and look forward to supporting your business again in the future.

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