Scalable Capital Reviews 6,186

User friendly solution with plenty of data and great offers

Scalable has several advantages over the market leader TradeRepublic - brandnew automatic re-invest of dividends and a working help desk are the highlights.

Saclable has various execution days for savings plans, the limit is the meanwhile marketwide 1€. It's a shame you´re limited to one execution day per share and the shortest execution period is one month – weekly or even on every of the execution days would be so much better for me using the cost average. And that would certainly be easy to implement - TradeRepublik has weekly at least :-), not to mention zero, smartbroker+, trading 212, lightyear...

The variety of meanwhile over 4500 differnt shares for saving plans is really becoming good and has the huge advantage, that scalable is not limited to Eix - if L+S is delisting a share in TradeRepublik you´re lost at least with your fractionals, here you still find another exchange to exit if you have to.
The many availible shares are good alternative against the big bunch of ETFs full of big-caps - I was surprized to find the maximum saving plans availible is limited to 250. Surely the limit is made to keep performance up - which is mostly good on the site. But I wished sclable would have sub-depots - to easier divide my trading and my long term positions - and to have the limit several times :-)

One more advantge of Scalable is the interst you´re getting on your current account on EZB-rate - this way you get interest on money blocked by limited share buy orders - this one offered only by TradeRepublik, others as xtb offer lower rates or can´t do it at all.

Sure, for many comfort things you expect at full banks (statistics, cards for annual meetings) you better still have an online bank as Consors or comdirect - but the basic stuff is availible here at Scalable - and becomes improved permanently it seems - it´s sad I have not find a way to invest in scalable itself :-)

So far I didn’t have issues with scalable capital, so there’s nothing to complain about.
And it looks like they are improving all the time. The app is actually really nice and easy to use.
Big advantage for me is the fact that they finally got their banking license

2fa is great, app looks polished, some features like seeing distributions or paying out money I always need to look twice.

Easy to use. I’ve been using Scalable Capital for almost a year now. Much recommended.

We needed more detailed ratios, averages, details about etfs. Stocks included in an etf it's percentage. Commodities section is required. 5 year balance sheet, income statement, flowchart required.

Good fees
App is uncrompehensible

Would be great to have a ticker about the dividend dates of the companies

User-friendly UI, nice handling and overview of assets, and great offer of trading options. No downtimes or other issues.

The app is quite good and simple so the user don't face any difficulties to explore as compare to other app in the market. In addition, I want to have a option in the app to disable the interest factor. I mean, I don't want to take 2.5% interest on my amount because it is against my religious faith. The trading 212 app provide this option to disable the interest amount.

the candle stick pattern will he helpful, 1 year, 2, year, 3, year, 5 year views are missing.

Worst support - can't even find where to contact support or help desk. It's only AI chat

The app allows me to invest passively. Additionally the recent addition of Scalable bank is also quite useful for the cash sitting idle in the account to get interest.

One thing which could be improved is to get an overview of how much I have invested in my portfolio and how much return I have got so far.

You have no customer service. Why even have a number if one can’t speak to anyone. Also via email it can take weeks to get things sorted.

Subscription prime+ is great for trading and the price is good

This is my first investment app in Germany. Till now the experience is very good. Quite easy to use. Very transparent. However I would like to have 2 features. An option to show top 20 stocks which are going up and 20 which are going down on that day. Also live option of withdrawal with out any holding period

Scalable Capital has the best broker and they are so sweet to work with credit is always welcome and you can also save money with with them. I am so happy with scalable capital they have changed my life

Missing functionalities:
- Year to date view
- Month to date view
(Month and year views are only rolling)
- possibility to perform Excel extract with URP, number of actions

Likes:
1- Clear Interface
2- Easy to use
3- Transparent transaction
4- Ease of legalities

Dislikes:
1- Its difficult to know (exact time) when the transaction will happen on the date set for savings plan.
2- The dates for savings plan is not soon. We have to wait till that date. There should be a way where we can instantly start our savings plan on the same day. Because, the market is complete different on the other date of execution.
3- As such no benefit of having PRIME+ when free transactions are only starting from 250 euros.
4- Cant buy a part of share. Need to buy a whole share

What can be done?
1- More statistics on brokerage account
2- Atleast 1-2 free buy and sell per month.
3- Part of share should also be allowed to buy.
4- Savings plan can be started instantly on the same day to take advantage of current market.
5- Why to have PRIME+ account is still a boh question. There should be more benefits and free transactions atleast from 50 euros.

The best broker app in the whole of Europe