Raisin U.S.Reviews 

958
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 352 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the excellent customer service and the helpful, knowledgeable, and pleasant staff, who are often highlighted for their patience and courtesy. Reviewers appreciate the ease of speaking to a live person without long hold times and the quick resolution of their questions. The user experience is consistently described as easy, convenient, and smooth, making it simple to open accounts, deposit, and withdraw funds. However, some customers also noted issues with payment processes, such as difficulties with changing external bank accounts or delays in fund transfers. A few other people also felt that the platform can be frustrating when needing to move money around, with some experiencing long delays and limitations on transfer options.

What people talk about most

Customer service

Consumers find customer service to be positive, with many reviewers highlighting the efficiency, helpfulness,... See more

Staff

Customers had positive experiences with staff, frequently praising their professionalism, knowledge, and... See more

Payment

Users describe ambiguous interactions with payment, with some finding it easy to make deposits and transfers,... See more

User experience

Clients share positive opinions on user experience, with many finding the platform easy to use, navigate, and... See more

Response time

Customers consistently note positive experiences with response times, particularly praising the quick phone... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I have had very good experiences with Raisin since the beginning. Customer service is great. Easy to actually speak to someone rather than dealing with AI generated response systems. Please do not... See more

Company replied

Rated 5 out of 5 stars

YOUR TELEPHONE CUSTOMER SERVICE REP WAS VERY INFORMATIVE. SHE EXPLAINED EVERYTHING ABOUT MY SAVINGS ACCOUNT AND MADE ME REALIZE THAT RAISIN IS "NOT AN ONLINE SCAM". THE EMAILS I RECEIVE... See more

Company replied

Rated 5 out of 5 stars

I appreciate the ease of browsing for various CDs and savings accounts with the best rates in one place. Opening an account is simple; deposits and withdrawals are easy. I also receive email updates o... See more

Company replied

Rated 5 out of 5 stars

Great customer service. Responsive. Quick to resolve any questions I may have. Excellent offers from a wide range of banks. Account is easily accessible and site is very user friendly. Communication i... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

Raisin is a free financial platform offering access to high-yield savings and CDs from 100+ insured banks & credit unions, all in one account. Open a no-fee Raisin account in minutes and spread your savings across our growing network of banks and credit unions. You’ll get $250,000 of insurance coverage per institution, per individual, and be able to manage your savings in one account.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

958 reviews

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4.5

All reviews

(958)

347 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Wonderful experience!

My entire experience with Raisin has been very pleasant. It is wonderful to be able to easily move my funds around to take advantage of higher interest rates.

11 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so glad to hear you're enjoying the ease of managing your funds to achieve higher interest rates with us! Thank you for your positive feedback.

Rated 5 out of 5 stars

Great Experience

It's always a pleasure working with the Raisin representatives. Very pleasant and friendly!!

12 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so happy to hear you enjoy working with our representatives. We appreciate your kind words!

Rated 5 out of 5 stars

The representative understood exactly…

The representative understood exactly what I needed and was able to walk me through how to find it online. Very friendly and knowledgeable.

12 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so glad our representative could provide such clear and friendly assistance. We appreciate you sharing your positive experience with us!

Rated 5 out of 5 stars

Fast and efficient

Fast and efficient service. Added beneficiary without issue

8 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're glad to hear we could assist you efficiently and without issue. Thank you for sharing your feedback

Rated 5 out of 5 stars

Excellent phone call customer service

Excellent phone call customer service.
The representative went the extra mile to be sure my need was met.

9 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're glad to hear our representative provided excellent service and went above and beyond. Thank you for your kind words!

Rated 5 out of 5 stars

Ease of use

Ease of use, insured, and secure

8 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so glad you found our service easy to use and secure.

Rated 4 out of 5 stars

Adding a.beneficiary

I filled out the form online and received an email the next day that my beneficiary had been added. The form was a little confusing in that a couple fields didn't explain what was wanted in the field.

9 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We appreciate your feedback regarding the online form. We're glad the beneficiary was added promptly. We will review the form fields to improve clarity for future users.

Rated 5 out of 5 stars

I was able to speak to a live person…

I was able to speak to a live person and not have to wait on hold for a long period of time. The representative understood my concern and provided positive good news for future implementation.

8 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so pleased to hear about your positive experience with our team and the good news shared. Thank you for your kind words!

Rated 5 out of 5 stars

Anastasia fixed a difficult online…

Anastasia fixed a difficult online problem. She was skilled and personable throughout the process

8 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so happy to hear about your positive experience. We appreciate your kind words about Ana's skill and helpfulness. Thank you for being a valuable member of our Raisin Community!

Rated 5 out of 5 stars

Ashley Clark was awesome

Ashley Clark was awesome on the telephone with me and helped me very much on the mobile app.

4 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so glad Ashley could assist you with the mobile app. We will be sure to share this praise with our team! Thank you for your kind words!

Rated 5 out of 5 stars

Agent was able to track down my bonus…

Agent was able to track down my bonus offer and inform me that processing was underway. I actually receive the bonus deposit the very next day. Raisin customer service is excellent. The banking product they offer is solid. I am pleased with their offerings and service.

27 May 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so glad to hear about your positive experience with our customer service and bonus deposit! We appreciate you recognizing our solid banking product and offerings. Thank you for your kind words.

Rated 5 out of 5 stars

Company representative provided…

Company representative provided excellent service and handled my request quickly and professionally.

1 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so happy to hear our representative provided excellent, quick, and professional service. We appreciate your kind words.

Rated 5 out of 5 stars

Kimberly was amazing

Kimberly was amazing. I had an issue that I didn't think would get resolved in my favor and she resolved it within a few minutes.

28 May 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so happy to hear that Kimberly provided such excellent and quick assistance. Thank you for sharing your positive experience!

Rated 5 out of 5 stars

Great customer service

I felt confident that Raisin provided appropriate safety procedures. I was provided very clear instructions in response to my questions.

26 May 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so glad to hear you felt confident in our safety procedures and received clear instructions. Thank you for your kind words!

Rated 5 out of 5 stars

My question regarding beneficiary…

My question regarding beneficiary assignment was answered. I would have liked the ability to name a contingent or secondary beneficiary, rather than only the choice to (1) name a 100% POD beneficiary (with no contingent beneficiary) or (2) assign a 50-50 split to beneficiaries.

21 May 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We appreciate you sharing your feedback regarding beneficiary designation. We understand your desire for more flexible options, such as naming contingent beneficiaries, and we will certainly consider this for future improvements.

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