J.P.Morgan Personal Investing Reviews 

2,696
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Evaluating 363 reviews, reviewers had a great experience with this company. Customers frequently share that the customer support team is exceptionally helpful, polite, and quick at resolving questions without any unnecessary delays. Consumers also find the online investment platform very intuitive, well-organized, and simple to set up for different personal financial needs. Some reviewers were not happy with slow response times and unexpected delays when trying to manage fund withdrawals or complete account verification steps. People also mentioned feeling quite frustrated by unfulfilled call-back promises, prolonged verification processes, and a general lack of prompt communication from certain support staff members during complex issues.

What people talk about most

Customer service

People report positive experiences with customer_service, noting that representatives are extremely helpful,... See more

Staff

Customers had positive experiences with staff, frequently highlighting their helpfulness, efficiency, and... See more

Response time

Reviewers highlight ambiguous aspects of response time, with experiences varying greatly among consumers. On... See more

Service

Customers consistently note positive experiences with service, mentioning prompt phone and email responses.... See more

User experience

Reviewers mention positive feedback about user_experience, highlighting a stress-free and straightforward... See more

Reviews shaping this summary

Rated 4 out of 5 stars

My experience with Oscar was 5*... My questions answered straight away... The only reason I gave 4* was my initial experience with the bot.... a little frustrating an was unsure if my messages had bee... See more

Rated 4 out of 5 stars

Have been with J.P.Morgan personal investing (aka Nutmeg) for a number of years now. It was easy to set-up a S&S ISA and even have different pots for different purposes or different risk levels.... See more

Rated 4 out of 5 stars

I have a Chase account and decided to respond to the reward offer to open an investment account with JPMorgan. It was frustrating to have to create a new account, go through the whole process of... See more

Rated 4 out of 5 stars

Lu was extremely helpful and responsive and explained the current status of my new account really well. Very fast response to questions, thanks.


Company details

  1. Investment Service

About J.P.Morgan Personal Investing

Written by the company

At J.P. Morgan Personal Investing, we're here to help you make more informed decisions for your wealth.

Invest with clarity:

Tap into 150 years of J.P. Morgan expertise, with an intuitive app made for modern investing.

Personalise your portfolio:

You can tailor our award-winning ISAs, our General Investment Account and Personal Pension with our range of investment styles and risk levels.

Put your investments in expert hands:

Our team use strategy and market knowledge to manage your money in a globally diversified portfolio.

Bring your next step into focus:

With exclusive tools, like our free wealth planner, you can track your progress and create a personalised strategy for your long-term goals.

Speak to our wealth experts:

Need support? We offer free guidance, or you can opt for paid advice and a bespoke financial plan.


Contact info

4.1

Great

TrustScore 4 out of 5

3K reviews

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4.1

All reviews

(2,696)

360 reviews in the last 12 months

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Rated 1 out of 5 stars

Very poor customer service - better providers out there!

Very poor customer service. When trying to transfer my ISA out to a different provider, it turned out a GIA with Nutmeg had been opened without my knowledge and some of the funds had been invested in that. Customer service in the app gave incorrect information and don’t reply in the portal (been over a week since the last reply - absolutely useless). Had to speak to someone on the phone to finally get some answers. Certain features don’t work in the app (e.g. closing a pot, but this is unclear and not signposted anywhere that you can only do it on the portal online). The fees are also very high for investing. All in all a complete waste of time.

13 March 2026
Unprompted review
J.P.Morgan Personal Investing logo

Reply from J.P.Morgan Personal Investing

Hello Clara,

I hope you are well. Thank you for taking the time to provide us with your feedback. I am sorry to hear that your experience has not been as positive as we would have hoped.

J.P. Morgan Personal Investing offers ISA and GIA mixed pots which allow you to create multiple pots and allocate each pot to an individual investment goal. Any pots you create for your ISA are also capable of holding taxable General Investment Account (GIA) funds. This is outlined in our Terms and Conditions which state that, in order to open an ISA with us, you must open and have a General Investment Account with us. (24.3)

You can see our full terms and conditions, here: https://www.personalinvesting.jpmorgan.com/legal/terms-and-conditions

If a pot contains a mixture of ISA and GIA assets, there will be a breakdown of the ISA and GIA value on the ‘Investments, fees & more’ page of your pot which can be found under the ‘Funds distribution’ panel on the right-hand side. If you’re on the mobile app, this will be present in your pot's details screen.

You can read more about ISA/GIA mixed pots, here: https://support.personalinvesting.jpmorgan.com/?article=GIA-ISA-mixed-pots-FAQ

While I am currently unable to access your account and look further into the case which you are referring to, I’m sorry if the information you received was unclear and if you did not receive prompt responses to your queries. Our priority is always to ensure our clients feel supported when issues like these arise. Accordingly, we’d like the opportunity to look into this properly and make sure it’s resolved for you as smoothly as possible.

We've kindly requested some additional information from you, via Trustpilot, in order for us to review your account and better understand the issue. Once you respond, we will arrange for a member of the team to reach out to discuss the matter further and work towards a suitable resolution.

Or if you would prefer, you can find further details on how to contact us, here:
https://support.personalinvesting.jpmorgan.com/?article=115000356912-Contact-us

Best wishes,
The J.P. Morgan Personal Investing Team

Rated 5 out of 5 stars

Scam email

Was worried the emails sent were scams, but they were able to verify they were true. They talked me though the verification process and reassured me it was legit.

20 March 2026
Unprompted review
Rated 1 out of 5 stars

If I could give 0 stars

If I could give 0 stars, I would! Sent a "bonus" referral invite to a friend who was interested in investing, and neither the app or the website would successfully open the account. Sent a second referral to a different email address, same issue. My friend called customer service, explained it was a bonus referral, was advised by the JP Morgan rep to use a third email which did allow the account to be created, but guess what, because it wasn't the email on the referral text bonus denied! Explain all this again to the customer service team and the response was "the account does not meet the terms to be eligible for the bonus". So the advice we were given by JP Morgan invalidated JP Morgans terms, nice work. To make matters worse, I transferred a previous year's ISA from another provider, with the transfer terms stating funds would be invested on the next transaction day once cleared. Funds cleared on the 2nd March and it's now the 18th and there's no sign of them on my account, either online or in the app, just on the transaction history as unallocated funds. No way I can find on either the website or the app to access unallocated funds so my money is neither invested or available to withdraw. No contact from JP Morgan for over two weeks after funds cleared so I had no idea what was going on. Avoid!!!!

18 March 2026
Unprompted review
J.P.Morgan Personal Investing logo

Reply from J.P.Morgan Personal Investing

Hello Anthony,

I hope you are well. Thank you for taking the time to provide us with your feedback.

Although I am currently unable to access your account and look into the cases to which you are referring, I’m sorry to hear that you have had issues with our Refer-a-friend offer and with the completion of your ISA transfer into J.P. Morgan Personal Investing.

Our priority is always to ensure our clients feel supported when issues like these arise. Accordingly, we’d like the opportunity to look into this properly and make sure it’s resolved for you as smoothly as possible.

We've kindly requested some additional information from you, via Trustpilot, in order for us to review your account and better understand the issue. Once you respond, we will arrange for a member of the team to reach out to discuss the matter further and work towards a suitable resolution.

Or if you would prefer, you can find further details on how to contact us, here:
https://support.personalinvesting.jpmorgan.com/?article=115000356912-Contact-us

Best wishes,
The J.P. Morgan Personal Investing Team

Rated 5 out of 5 stars

The colleague I spoke to today was very…

The colleague I spoke to today was very helpful in helping me close down my ISA. I would like to say he was very calm and collective in the way he was able to guide me through the process. So that has been great. ☺️

18 March 2026
Unprompted review
Rated 5 out of 5 stars

Sarah from Customer Service

Sarah from Customer Service was extremely helpful patient and efficient when she explained the finer points of the service I was looking to receive
Sarah is an excellent ambassador for J P Morgan Personal Investment

16 March 2026
Unprompted review
Rated 5 out of 5 stars

Easy to use platform and UK Call centre helpful

Have been using this since it was labelled Nutmeg for an ISA and as a platform/app it is very easy to use. Recently had some issues with a new verification process being updated on the platform. UK call centre answered within a few minutes; Lu was really patient and helpful advising me on the process.

16 March 2026
Unprompted review
Rated 5 out of 5 stars

I am fairly new to investing

I am fairly new to investing, other than my pension. However, I found JP Morgan easy to use, and when I did have a query, it was quickly answered and explained to me. Would recommend them.

13 March 2026
Unprompted review

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