PayPal UK Reviews 6,226

TrustScore 1 out of 5

1.2

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Most reviewers were let down by their experience overall. Many people were dissatisfied with the customer service, finding it unhelpful and difficult to reach a real person. They also encountered issues with payments, including unexpected charges, problems with refunds, and concerns about security settings. Customers frequently report problems with the overall service, such as concerns about buyer protection and difficulties with dispute resolution. The product experience was also a source of frustration, with many feeling that the company did not adequately address issues or ensure fair resolutions.

What people talk about most

Payment

Customers consistently note negative experiences with payment. Many reviewers report issues with unauthorized... See more

Customer service

Reviewers express strong dissatisfaction with customer service, citing a lack of support and difficulty... See more

Refund

Users describe negative interactions with refund processes. Many customers report significant difficulties... See more

Service

Reviewers highlight negative aspects of service, with many expressing deep dissatisfaction and calling it... See more

Product

Consumers consistently express strong dissatisfaction with product quality. Many reviewers report receiving... See more

Based on these reviews

Rated 1 out of 5 stars

Paypal became a real garbage since they changed the rules after the infamous brexit. I could not login my account and unable to contact customer service as a guest unless log in my account. The Stu... See more

Rated 1 out of 5 stars

I have just been charged £49.90 for Jan and feb for something I initially paid 10 p for they then signed me up for a monthly payment of £49.90 from Orangesunshine if you google them they scam everyone... See more

Rated 1 out of 5 stars

If there is less than one star, I would go for that. Paypal let scammer to set free. There is no customer protection, when it comes to scam or fraud. I had to go to financial ombusman route to r... See more

Rated 1 out of 5 stars

I opened up a case with PayPal over a transaction with Ali express. They have closed my case and wrote to me informing I never submitted evidence. I did twice yet they have not protected me in any way... See more

Rated 1 out of 5 stars

Very concerning PAYPAL Uk. You told me case settled in SELLERS favour (im the buyer). E bay told me they released funds to you, based on you telling them it was settled in BUYER Favour. Ive not had th... See more

Rated 1 out of 5 stars

I used a website that said it was free to retouch photos. It then asked for a 10p fee, which i stupidly paid. The next day, the company helped themselves to £49.90, which there had been no mention of.... See more

Rated 1 out of 5 stars

Receivd an email from PayPal regarding a suspicious payment to my a/c asking me to contact them ASAP, 1. Tel No. Provided was for USA 2, contacted pp via website to advise that I have never had... See more

Rated 1 out of 5 stars

Dreadful company! I can't afford to ever use them again. They sided with myiq, who took £24.99 from me without permission and without warning. Because a few days earlier, I'd paid them £1 for... See more

Rated 1 out of 5 stars

Not for the first time, having not received goods I purchased and getting no response from the seller, PayPal have denied my dispute. They used to be a good company but lately they do not seem inter... See more

Rated 1 out of 5 stars

Poor complaints procedure. When you need to make a complaint about something you should have confidence that the issues you have raised will be addressed. Often, with Paypal they are simply not. They... See more

Rated 1 out of 5 stars

Am in complete shock to have a dispute resolved in favor of a fraudster. Company involved were masquerading as Amazon and selling pallets of returned goods for £38.what I actually received was a set... See more

Rated 1 out of 5 stars

Over the years I have experienced too much fraud. Account hacked, funds removed, etc. Their decision on this occasion was in favour of the seller. (Surprise, Surprise). Paypal cited no explanation to... See more

Rated 1 out of 5 stars

PayPal complete waste of time 2 payments went out of my credit card account to paypal both of which I did not make, contacted PP saying I had not made payments PP did there so called investigation 2 h... See more

Rated 1 out of 5 stars

Worst financial company i ever had to deal with. I have a UK Paypal account. In it i have 500 USD. I wanted to transfert that USD to my Revolut USD account (because Paypal conversion rate is t... See more

Rated 1 out of 5 stars

BUYER PROTECTION! Beware. Anyone who thinks they are safe using PayPal due to their buyer protection think again. After proving and providing evidence of a fraudulent delivery photograph (a pure... See more

Rated 1 out of 5 stars

I so wish I could leave no stars. PayPal has gone to the dogs in recent years. I have literally been fighting them for more than a five weeks over a fraudulent payment that PayPal processed. And beca... See more

Rated 1 out of 5 stars

Resolution centre is no help whatsoever. You answer several questions then it instantly logs you out and no info is retained when you log back in. Useless.

Rated 5 out of 5 stars

Just spoke with a lovely CS rep Jean about incorrect transactions on my account. She was very polite, professional and solved my issue within 5 mins. Excellent service and a credit to Paypal!!! To add... See more

Rated 1 out of 5 stars

I wish i could file a lawsuit. My account was hacked and was changing my password and sending money from my account to random paypal accounts that were probably hacked also. I kept asking them to chec... See more

Rated 1 out of 5 stars

what a dreadful customer service a bunch of people who have absolutely no idea about what on earth are they doing. as a buyer. I have got absolutely no protection from Paypal whatsoever I Am Out... See more

Rated 5 out of 5 stars

If you want to protect yourself against the numerous scammers out there use PayPal. A brilliant company!

Rated 5 out of 5 stars

I love PayPal and find anyone giving them bad reviews aren't using the PayPal that's been loyal to me since it's establishment.

Rated 1 out of 5 stars

I thought PayPal was safe Don’t use it!!!They have given me the worst experience with these and will do nothing to help!!They say I confirmed to buy a product TWICE!!!!totalling 234 dollars This is un... See more

Rated 5 out of 5 stars

paypal refunded me hundreds of pounds for pproduct that i bought from one that suddenlly dissapeared and his product didnt work at all and promissed he refund if his products will not work but suddenl... See more

Rated 1 out of 5 stars

Abysmal I have used Pay Pal for years. I have had to report a problem with a Fraudulent Chinese company portraying themselves as in UK. Initial reviews etc were good but then I noticed on the... See more

Rated 1 out of 5 stars

Extremely poor experience. PayPal makes it unnecessarily difficult to even close an account, which should be a basic user right. The system appears deliberately obstructive, with unclear steps an... See more

Rated 1 out of 5 stars

Purchased a PC from HP, arrived faulty, HP collected the item but no refund given, opened a case in PayPal and they closed in twice in the sellers favour claiming it wasn’t returned. HP provided credi... See more

Rated 1 out of 5 stars

This lot are worse than the China scammers they send your money to. You phone up to stop a transaction the will do nothing to stop it or help you.

Rated 4 out of 5 stars

Generally my experience has been a positive one. Apart from customer service, they seem to be non-existent. Can anyone tell me why, when I paid in 3 installments, then sent back the goods, the refu... See more

Rated 1 out of 5 stars

A business I purchased from added on over £7 worth of additional fees without my consent. I disputed the additional amount with PayPal and they have sided with the business!? Never again will I use Pa... See more

Rated 1 out of 5 stars

Only tried to change the mobile phone number on the account. An hour later and the account has stopped opening at all, with a message stating that it cannot verify my account. I may have to call ba... See more

Rated 1 out of 5 stars

I am very disappointed with how my case was handled by PayPal. I ordered an item that was significantly delayed, and I requested cancellation in advance. The seller refused, claiming the item had... See more

Rated 1 out of 5 stars

Money was taken from my bank account via paypal. I immediately queried this and filed a claim. Paypal immediately settled the claim 'in the seller's favour'. There is no way to appeal the decision so... See more

Rated 1 out of 5 stars

How to sum up Paypal -Useless- Incompetent and Inefficient Total waste of space

Rated 1 out of 5 stars

Awful company and service. I only use PayPal connected to my ebay. Twickets only use PayPal and then you can change payment method to cards. But you need to log in and authenticat yourself 1st. Logged... See more

Rated 1 out of 5 stars

1-Star Review: PayPal UK - Worst Customer Experience Imaginable Title: Locked Out and Abandoned: A Financial Dinosaur Compared to Competitors Review: My experience with PayPal UK... See more

Rated 1 out of 5 stars

Paypal are impossible to get hold of. They do not support the buyer. They help scammers continue. Horrible experience. No thankyou

Rated 5 out of 5 stars

PayPal sorted my refund in 10 minutes, after EBay seller would not respond. Also EBay were no help whatsoever.

Rated 1 out of 5 stars

PayPal is just as bad as the scammers Absolutely disgusted with PayPal. I was scammed and given no paperwork, no agreement. And no documentation I had entered I to a monthly subscription. PayPal as... See more

Rated 1 out of 5 stars

They don't care about their customers at all I always thought it was safer to pay with Paypal as you had buyer protection but no! At Xmas I bought a cocktail advent calendar which was a comple... See more

Rated 1 out of 5 stars

I am loyal customer of at least 10 years, but when you need their help, there basically isn't any or in actual fact if you follow their advice, you may end up worse off. Basically, I bought some l... See more

Rated 1 out of 5 stars

Paypal are good if your not expecting a refund I've used PayPal for years with no problems until a few weeks ago I was expecting a refund 23 pds from Shein the refund was listed in my PayPal ac... See more

Rated 1 out of 5 stars

I have been with Paypal for well over 20 years...but it no longer protects its customers, is frustratingly difficult to speak to a human being...not impossible, but difficult. Why am I still with Payp... See more

Rated 1 out of 5 stars

Have been a customer at PayPal for a several years and missed one payment as always paid on time or in full when asked but this last payment some how was missed no notice given or warnings then a lett... See more

Rated 1 out of 5 stars

The most disgraceful company? Disgusting customer service Happy to take your money but don’t give it back!

Rated 1 out of 5 stars

I stupidly saw a “too good to be true” offer for an airfryer on Facebook from what I thought was B&M in Uk and clicked on it, I now realise it was an obvious scam but at the time I was sucked in! With... See more

Rated 1 out of 5 stars

I spent 1 hour 5 minutes( most of this time on hold) trying to to get customer service to tell me why I was being asked to pay over £400 for an account that I did not think I have. I was asked to supp... See more

Rated 1 out of 5 stars

My PayPal credit card was used to make fraudulent payments. I immediately reported this and provided evidence that this was the case. This happened on February 14th. 25 days later, still waiting for m... See more

Rated 1 out of 5 stars

Very poor payment protection. Someone sent a payment to me using the PayPal @ address rather than my email. They got the name slightly wrong and another user received the money. A genuine mist... See more

Rated 1 out of 5 stars

Yesterday I spent nearly an hour on the chat service trying to resolve my account issues, I needed to change my card details but couldn't as they had put a temporary block on my account. At 9.52am th... See more

Rated 1 out of 5 stars

I am extremely dissatisfied with the level of customer service and issue resolution I have received. I applied for a PayPal debit card and received confirmation that my app... See more

Rated 1 out of 5 stars

I made a payment thinking it was a monthly payment because that is what was implied. Except it was for nearly £300 dollars!!! Paypals answer was to raise a dispute!!!! I then asked to speak to a ma... See more


Company details


Contact info

1.2

Bad

TrustScore 1 out of 5

6K reviews

5-star
4-star
3-star
2-star
1-star

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Beware

I made a payment thinking it was a monthly payment because that is what was implied. Except it was for nearly £300 dollars!!!
Paypals answer was to raise a dispute!!!! I then asked to speak to a manager when they knew fine well they were closing! I was on hold for ages! Eventually I hung up and redialled to be told they were closed by seven minutes!! No 24/7 banking with Paypal. I have cancelled all my dd’s with
them. Deleted my debit and credit card of theirs and will never use them again. speaking as a long time customer. Absolutely awful service. If they try taking the money out of my account I will be raising it with the Financial Ombudsman in the UK. Honestly be very aware. Paypal are crooks!

10 March 2026
Unprompted review
Rated 1 out of 5 stars

Truly terrible

My PayPal credit card was used to make fraudulent payments. I immediately reported this and provided evidence that this was the case. This happened on February 14th. 25 days later, still waiting for my refund after requesting a charge back. Meanwhile, PayPal are more than happy to take my balance into a negative, preventing me from using my PayPal credit account, and are now harassing me with emails and phone calls about collecting a debt. I have contacted PayPal everyday since and got nowhere, all they seem to want to do is continue to push the resolution date for the raises cases back further and further. I will be leaving Pay after I have received my money back.

10 March 2026
Unprompted review
Rated 1 out of 5 stars

Don't use paypal they don't protect you

All I can say about this company they do not protect your money ive had a dispute witha company called hello tickets who we paid £336.00 for my daughter 14 years old birthday to go to a concert with her friends weve now been waiting 6 months for tickets confirmation we reported this too paypal as a scam PayPal found in hello tickets favour even tho hello tickets didn't even respond to the claim . Weve now taken legal proceedings in the small claims courts against PayPal for the recovery of the money for the tickets also we want compensation for the way weve been treated and I had too tell my 14 year old daughter we didn't get the tickets from hello tickets so we are taking PayPal to the courts to recover the money . We've also reported this to our own bank as its a scam and PayPal will not deal with the problem so we have too but they are certainly not getting away with not refunding us £336.00 when weve not even had the items .
Please close all your PayPal accounts down and don't use this company as I will be closing my PayPal account once this is resolved ive never heard anything like this in my life but I will take PayPal to court now .
I will update this review as I know more thank you.My reviews are trustworthy and honest and this company is trying everything to get my reviews removed if they feel like that don't try and scam people when we pay over the odds for concert tickets then they don't send the information or anything you've paid for at all.
Weve emailed this company since the 22nd January 2026 and we purchased the tickets on the 9th October 2026 for my 14 year old birthday party she was going to the concert weve now had to tell her weve been conned out of our money my daughter cried as she cant no longer go with her friends now .
I've been in contact with paypal and now with my bank to claim the full funds back all I can say don't deal with this company as there's a good chance you will lose your money and get no information from the seller never mind the tickets.While ive been dealing with all this from this company my stepdad got told he had cancer on December 17th 2025 and died on the 14th March 2026 at 2am in the morning this company and paypal should be ashamed for what they have put me and my family through weve emailed hello tickets numerous times since 22nd January 2026 over this booking .

9 March 2026
Unprompted review
Rated 1 out of 5 stars

Now that our account has been closed

Now that our account has been closed, we feel compelled to leave a negative review, and you deserve it. Here's why:

We had a business account with Stripe and were able to receive payments from our customers smoothly and easily. Stripe's integration with PayPal allows us to offer our customers an additional payment option, which is particularly valuable for those who prefer to use PayPal or have funds already in their accounts.

Several customers took advantage of this feature, even though I sent the invoices through Stripe. Their payments were first processed by PayPal and then by Stripe.

Up until about a month ago, everything was working well. However, I then received an email from PayPal requesting verification for these customer payments.

We complied with all their requirements, as we provide services rather than selling products. We sent them the same invoices processed through Stripe, which had already been paid by the customers via PayPal.

We provided screenshots and all the necessary documentation that supported our business account application.

To our surprise, we received an angry response and a notification of our account's permanent closure. This isn't the first time we've experienced such a frustrating situation; they seem to thrive on complicating matters and generating overwhelmingly negative feedback.

We've never encountered a company quite like this before. Their complexity leads to a continuous cycle of inefficiency that prevents any meaningful development or progress, which is why they're facing so much negativity.

Congratulations on earning that reputation, and we hope you continue to receive more of this feedback.

This review reflects our perspective on the situation, not out of necessity for your services. On the contrary, this account no longer benefits us; you are the ones profiting from the fees.

We already have Stripe Business accounts and work with other companies, so we truly do not need your services at all.

I genuinely pity your organization.

8 March 2026
Unprompted review
Rated 1 out of 5 stars

Money was taken from my bank account…

Money was taken from my bank account via paypal. I immediately queried this and filed a claim. Paypal immediately settled the claim 'in the seller's favour'. There is no way to appeal the decision so I'm now £200 out of pocket. Maybe writing something here will get someone to investigate. The phone and livechat things just go round in circles.

22 December 2025
Unprompted review
Rated 2 out of 5 stars

PainPal

Despite decades of membership, now I’m getting really annoying clarification requests EVERY time I log on, so unnecessarily tedious with facial recognition.

3 March 2026
Unprompted review
Rated 1 out of 5 stars

A company that should not be allowed to operate

I would like to leave zero stars but cannot. A company that has become very unpopular. I will never ever use them again. Zero help with my promised refund which I never received. Then kindly sent a debt collection agency instead. AVOID AT ALL COSTS.

20 February 2026
Unprompted review
Rated 1 out of 5 stars

Making the payment process as hard as possible.

Almost twenty long years, I have been using Paypal. In all that time I have had many problems but today was the final straw.

Correct me if I am wrong, but if you are given a credit limit, by any company, does that not mean, that as long as you have never missed any payments, in some cases paid double or even more than the minimum amount due, that you can use, up to the full amount of credit you have at your disposal? Well not with Paypal you carn't.

This company is an absolute joke, I will, be paying off what I owe and I will be closing this account down. I know, especially these days that security has to be tight but Paypal just takes the mickey.

Avoid Paypal at all cost's, making a purchase is nearly always a chore, you always speak to somebody who's first language is not English, unless you have a security problem and you nearly always, have a security problem, especially for larger purchases.

2 March 2026
Unprompted review
Rated 5 out of 5 stars

paypal refunded me hundreds of pounds…

paypal refunded me hundreds of pounds for pproduct that i bought from one that suddenlly dissapeared and his product didnt work at all and promissed he refund if his products will not work but suddenlly disapeared and stopped answering on facebook watsapp email ( i pray for him that he is all ok and healthy )

1 March 2026
Unprompted review
Rated 1 out of 5 stars

Only tried to change the mobile phone…

Only tried to change the mobile phone number on the account.
An hour later and the account has stopped opening at all, with a message stating that it cannot verify my account.
I may have to call back as PayPal is useful, but I will need to make sure I have a spare hour or 2.

1 March 2026
Unprompted review
Rated 1 out of 5 stars

I so wish I could leave no stars.

I so wish I could leave no stars. PayPal has gone to the dogs in recent years. I have literally been fighting them for more than a five weeks over a fraudulent payment that PayPal processed. And because they have access to my bank account they keep taking the money that they refunded me, locking my account and saying I have to pay them back. I am sick of explaining this ridiculous situation to new people each time I speak to them with assurances each time it's all sorted, then sure enough, it continues on.
Over twenty emails and half a dozen phone calls and still I am fighting. And with Paypal's refusal to defend the little people, always coming down on the side of big business, when this is all over, I will be closing my account. I recommend everyone do the same...they are like dinosaurs, time to become extinct!

17 February 2026
Unprompted review
Rated 1 out of 5 stars

UK PayPal

PayPal in Britain changed rules etc I yhink because of Brexit and it is now PATHETIC!!!!! About 18months ago PP did not, for whatever reason, take my DD. This went against my credit score! I contacted PP but it was a waste of time so I just left it but its happened again!!! I contacted them and they said that I changed the amount of my DD, which I did, and then CANCELLED it???? Why in Gods good name would I do that???? I am still fighting with them!!!

1 January 2026
Unprompted review
Rated 1 out of 5 stars

PAYPAL CREDIT IS DIRE

PAYPAL CREDIT IS DIRE. PAYMENTS TAKE 10 DAYS TO PROCESS HARD TO KEEP TRACK OF. USELESS CUSTOMER SERVICE. WEBCHAT JUST REPEATS GENERIC RAMBLE. WILL NEVER USE AGAIN

6 February 2026
Unprompted review
Rated 1 out of 5 stars

Solution = simple. Stop using Paypal.

Doesn't the 1 star rating speak for itself? I'll add my situation. TLDR; - the fact this organisation is permitted to continue trading in the UK when the evidence of how shady they are is all over the internet, shows how ineffective our regulators and government are. We pay them too much.

I raised a complaint with Paypal UK about a fraudulent charge to my account by vidiofy.co trading as Orange LLC. They took an additional 49.90 the day after I had used their site for admittedly a low cost of 0.10 pence. Under UK law this should not be an issue as Paypal should be obliged to refund your money within 1 business day and investigate the merchant, but the case was left unattended for more than a week and finally the refund was denied on the supposed basis that the "charge was processed correctly". No evidence was provided in the reply to support their reasoning. Their response not only denied my right of withdrawl under UK law, but under their own policies I can do this within 72 hours, which I did, but they refused my claim, which is illegal. I provided more than ample evidence this site vidiofy.co engages in dishonest business practices including 100% 1 star reviews on Trustpilot all reporting the same issue I have, that a subscription for 49.90 a month was initiated without my consent after I authorised a transaction of 10 pence to trial their system. I also provided evidence that the site charges the same amount in any denomination, which is itself suspicious, as well as evidence that the site was actually revised to remove Paypal payments entirely after I complained, even though Paypal was still listed on the website footer. Since I am not the first person to report this to Paypal and request a refund, this makes Paypal without a doubt negligent and a participant in the fraud. I am going to highlight this to the FCA and the Financial Ombudsman. There is no point having a regulator and laws if these are not followed and enforced. Posting the review here about vidiofy.co is good, but nothing will change in the UK if people do not also report Paypal to the FCA and Ombudsman as well, for enabling this activity and make it THEIR problem.

24 February 2026
Unprompted review
Rated 1 out of 5 stars

Abysmal I have used Pay Pal for years.

Abysmal I have used Pay Pal for years.
I have had to report a problem with a Fraudulent Chinese company portraying themselves as in UK.
Initial reviews etc were good but then I noticed on the email received odd add ons. I checked my PayPal and the amount was as shown on the email which was £5 more than agreed amount. I explained to PP I had requested the order cancelled to the company and asked them to refund me the money.
They said to email the company on an email they provided. I did.
The next email was from said company, not asking about the cancellation but stating they had dispatched the item (Its still in transit in China). I then realised none of the emails I had sent had sent. Unavailable email address. So I forwarded all the unsent email trail to PayPal.
I knew from the reviews lots of other people had had the same problem with the company and PayPal were aware!
Imagine my fury when PayPal then refund me £5 and close the dispute.
I can not reopen it. Its impossible to contact PayPal who I honestly feel are taking back handers from these companies.
They never used to be like this and I am going to look into making formal complaint about them.
Avoid at all cost.

24 February 2026
Unprompted review
Rated 1 out of 5 stars

I have just been charged £49.90 for Jan…

I have just been charged £49.90 for Jan and feb for something I initially paid 10 p for they then signed me up for a monthly payment of £49.90 from Orangesunshine if you google them they scam everyone by asking 10p then signing you up for £49.90 per month PayPal first said tgey would not Persue this tgey are now reconsidering it all over google people are getting scammed by this company through PayPal. You can stop this PayPal do it

23 February 2026
Unprompted review
Rated 1 out of 5 stars

Paypal are good if your not expecting a…

Paypal are good if your not expecting a refund I've used PayPal for years with no problems until a few weeks ago I was expecting a refund 23 pds
from Shein the refund was listed in my PayPal account but was told I had already received it which was a lie as I had not ...
I am now awaiting another refund we will see what happens

21 February 2026
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look