OurMoneyMarket Reviews 

380
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 368 reviews, reviewers overwhelmingly had a great experience with this company. Many consumers frequently highlight that the friendly staff is exceptionally helpful and efficient, guiding everyone smoothly through each stage of the process. People deeply appreciate the remarkably fast response times, clear communication, and overall simple digital experience when managing their personal loan applications entirely from home. However, some reviewers noted particularly frustrating issues with extremely long wait times on the phone when trying to speak with customer support. A few other people also felt that communication became extremely difficult and totally unresponsive once the official contract was successfully signed.

What people talk about most

Staff

Users describe positive interactions with staff, praising the team for providing professional, courteous, and... See more

Customer service

Consumers find customer service to be positive, highlighting friendly and helpful staff who make the process... See more

Service

Reviewers highlight positive aspects of service, often praising the professional, courteous, and impressively... See more

Response time

Clients share positive opinions on response_time, highlighting quick approvals and prompt communication from... See more

User experience

People report positive experiences with user experience, highlighting that the entire process is quick,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Amazing experience. So fast, efficient and extremely helpful. From initial enquiry to approval, no more than a couple of hours. So helpful as im not computer savvy. Guided me through to the final pr... See more

Rated 5 out of 5 stars

Customer representative Zafir is a credit to the company. He helped me understand what was happening and what I needed to do. He explained each step along the way and problem-solved a couple of m... See more

Rated 5 out of 5 stars

I have found this whole experience very easy and straightforward. I only applied last night and within less than 24 hours, I am pre approved. Elliot was very helpful and outlined the terms of the loan... See more

Rated 5 out of 5 stars

Aryan and Ameeksha were really helpful finalising the process and stayed on the phone while I uploaded documents. They were very friendly and made the whole process stress free. I would recommend omm... See more


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Car Finance and Loan Company
  4. Finance Broker
  5. Loan Agency

Written by the company

OurMoneyMarket provides simple, low-rate, personal loans to help Australians make their next big idea a reality. We provide loans so you can buy a car, go on holiday, renovate your home, consolidate debts, whatever it is that you need. Apply online in minutes and have funds deposited as soon as the next day.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

380 reviews

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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

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4.5

All reviews

(380)

348 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 3 out of 5 stars

Zac what’s fantastic he has done his…

Zac what’s fantastic he has done his job better than perfect but the company itself needs to improve it’s direct ways of contact, wait times are way to long, on hold for minimum 1 hour with no reply, emails I sent 4 days ago never got a response. It’s rather terrible.

4 May 2026
Unprompted review
Rated 1 out of 5 stars

Absolutely terrible experience from a…

Absolutely terrible experience this time around. Expect: wait times on the phone of over 50 minutes, no response from their settlements team for weeks, the worst customer service operating times. 60k vehicle loan, initially offered a terrible interest rate, with high setup fees (which, in their defence, they beat a competitor once proof was shown). For someone with credit rating of 990+, incredibly frustrating. Process was delayed for over two weeks, due to "one more document to review internally", went to the dealership and received the credit in literally 10 minutes with the same rate. Process from 17th April to 1 May, no response to emails, nothing. I would never, ever recommend them, despite using them >5 years ago. Obviously a lot has changed. Avoid at all costs. Once you sign their contract, they disappear.

22 April 2026
Unprompted review
Rated 5 out of 5 stars

I was having trouble accessing the…

I was having trouble accessing the online portal so I tried to call and email but there was no answer. When I called again I was promptly messaged by Zac saying he could help me ASAP. After I explained what I needed he sent it to me straight away and was very helpful!

1 May 2026
Unprompted review
Rated 5 out of 5 stars

I would like to thank Jen for helping…

I would like to thank Jen for helping me through this process without her vast knowledge and helpful assistance this could have been very difficult for me to understand she was very professional and a credit to your company kind regards Tony Downey

28 April 2026
Unprompted review
Rated 5 out of 5 stars

Our experience was absolutely fantastic…

Our experience was absolutely fantastic with OurMoneyMarket. Always kept us informed, making courtesy calls to inform of us of the information and results. Able to provide us any information they may have needed. Easy very quick reliable service and convenient for both us and the staff. They were able to adjust to our circumstances, they provided excellent customer service and everything wa some online. There was no hassle for the staff they were very efficient. Excellent service. Funds were in our account within 60 seconds. Would highly recommended OneMoneyMarket. Wonderful service. Thank you so much to all the staff that helped us with our personal loan. Very much appreciated everything you have done for us.

30 April 2026
Unprompted review
Rated 5 out of 5 stars

Great service

I called as I had inquiry about my account but the wait times was long, however I received a message from Zac from ourmoneymarket and sorted what I needed right away. The overall experience with this company is exceptional and will highly recommend.

29 April 2026
Unprompted review
Rated 1 out of 5 stars

OMM is fake, misleading and driven by profit

OMM appears to be driven purely by profit, operating with a short-term mindset that comes at the expense of transparency and customer trust. Their advertised single-digit interest and comparison rates feel misleading, as they don’t reflect what you actually end up getting.

In my experience, I applied for a car loan with a pre-approved rate of 5.5% over 4 years. I provided full documentation upfront—income, expenses, bank statements, and details of my existing loan. Based on that, they initially approved a loan at 8.5% over 6 years, which I agreed to and signed even though i wanted 4 year term which they rejected.

I also asked detailed itemized breakdown how much interest and principle will be deducted each month for entire loan term as contract agreement was just superficial and does not mention any details. This is crucial as they will charge high interest at start . They told me it is fixed interest rate so no need to worry. This is level of understaffing of their staff or another misleading tactics for customers.

However, after the agreement was signed, they introduced a completely new condition: I would need to refinance my existing personal loan and combine it with the new loan at an interest rate of 11.5%. This was never disclosed earlier, despite me being transparent about my financial situation from the beginning.

What’s more concerning is that when I questioned this and considered backing out, I was told I would have to pay cancellation and administrative fees if I didn’t proceed. This felt like pressure tactics designed to lock customers into unfavorable terms after they’ve already committed time and effort.

Overall, the process lacked transparency and fairness. Key conditions were introduced too late, and the final terms were significantly worse than what was initially presented. I would strongly advise others to be cautious, read everything carefully, and not rely on advertised rates alone. Based on my experience, I would not recommend OMM.

28 April 2026
Unprompted review
Rated 5 out of 5 stars

Happy and helpful

Zac was really helpful, he sent an sms after noticing that I had been waiting in the phone queue for a while. My queries were resolved. Everything is done on line which is a new experience for me. Thanks Zac and OMM.

22 April 2026
Unprompted review

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